Green Dot Corporation (GDOT)Financial Services | Credit Services | Provo, United States | NYSE
13.41 USD
+0.09
(0.676%)
⇧
(July 13, 2026, 4 p.m.
EDT)
After hours: 13.41 |
Hot Take ↕ | July 11, 2026, 6:41 a.m. EDT
The investment case for Green Dot is currently fractured by a severe disconnect between its operational recovery and its market reality. Fundamentally, the company is showing signs of life with revenue growing 17.4% and quarterly earnings surging 108%, while trading at a bargain price-to-book of roughly 0.8x. However, the market has punished the stock relentlessly over the last decade, erasing nearly 55% of its value despite these recent improvements. The lack of a dividend and negative historical returns suggest investors remain deeply skeptical of the business model's durability post-prepaid card era. Short-term, the stock is stuck in a consolidation pattern near its 50-day average, with the statistical forecast offering no directional clarity. The options market confirms this hesitation, with traders buying protection against further drops rather than betting on a rally. Until the price action can decisively break above the $15 resistance level and convince the broader market that the turnaround is sustainable, the risk-reward profile remains skewed toward caution. This is a speculative recovery play, not a clear-cut opportunity. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.042080 |
| AutoARIMA | 0.048491 |
| AutoETS | 0.048492 |
| MSTL | 0.054438 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 38% |
| H-stat | 4.93 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.068 |
| Excess Kurtosis | -0.05 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Revenue per Share | 39.166 |
| Market Cap | 760,115,072 |
| Forward P/E | 8.03 |
| Beta | 0.84 |
| Profit Margins | -3.26% |
| Website | https://www.greendot.com |
As of July 11, 2026, 6:41 a.m. EDT: Speculators are positioning defensively with heavy out-of-the-money put volume relative to calls, particularly in the near term. While there is some call interest at the $15 strike, the overwhelming open interest in deep OTM puts suggests a fear of further downside rather than a bullish breakout. Implied volatility is elevated on the downside strikes, indicating a market expectation of continued weakness or a 'buy the dip' scenario.
| Attribute | Value |
|---|---|
| 52 Week Change | 0.25779033 |
| Address1 | 1,675 North Freedom Boulevard (200 West) |
| Address2 | Building 1 |
| All Time High | 93.0 |
| All Time Low | 6.12 |
| Ask | 0.0 |
| Ask Size | 300 |
| Audit Risk | 3 |
| Average Daily Volume10 Day | 481,790 |
| Average Daily Volume3 Month | 453,427 |
| Average Volume | 453,427 |
| Average Volume10Days | 481,790 |
| Beta | 0.836 |
| Bid | 0.0 |
| Bid Size | 200 |
| Board Risk | 4 |
| Book Value | 16.599 |
| City | Provo |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 2 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 13.41 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,782,777,600 |
| Day High | 13.48 |
| Day Low | 13.3 |
| Display Name | Green Dot |
| Earnings Call Timestamp End | 1,762,812,000 |
| Earnings Call Timestamp Start | 1,762,812,000 |
| Earnings Growth | 0.979 |
| Earnings Quarterly Growth | 1.086 |
| Earnings Timestamp | 1,778,529,600 |
| Earnings Timestamp End | 1,786,392,000 |
| Earnings Timestamp Start | 1,786,392,000 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | -0.148 |
| Enterprise Value | -320,776,640 |
| Eps Current Year | 1.51 |
| Eps Forward | 1.67 |
| Eps Trailing Twelve Months | -1.33 |
| Esg Populated | 0 |
| Exchange | NYQ |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 12.8894 |
| Fifty Day Average Change | 0.5206003 |
| Fifty Day Average Change Percent | 0.040389802 |
| Fifty Two Week Change Percent | 25.779034 |
| Fifty Two Week High | 15.41 |
| Fifty Two Week High Change | -2.0 |
| Fifty Two Week High Change Percent | -0.12978585 |
| Fifty Two Week Low | 9.31 |
| Fifty Two Week Low Change | 4.0999994 |
| Fifty Two Week Low Change Percent | 0.4403866 |
| Fifty Two Week Range | 9.31 - 15.41 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,279,805,400,000 |
| Float Shares | 45,710,933 |
| Forward Eps | 1.67 |
| Forward P E | 8.029941 |
| Full Exchange Name | NYSE |
| Full Time Employees | 900 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,782,864,000 |
| Gross Margins | 0.0 |
| Gross Profits | 2,171,522,048 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.04343 |
| Held Percent Institutions | 0.80983 |
| Implied Shares Outstanding | 56,682,705 |
| Industry | Credit Services |
| Industry Disp | Credit Services |
| Industry Key | credit-services |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | Green Dot Corporation, a financial technology and registered bank holding company, provides various financial services to consumers and businesses in the United States. The company operates through three segments: Consumer Services, Business to Business Services, and Money Movement Services. It provides deposit account programs, including consumer and small business checking account products, network-branded reloadable prepaid debit cards and gift cards, and secured credit programs. The company offers money processing services, such as cash transfer services that enable consumers to deposit or pick up cash and pay bills with cash at the point-of-sale at any participating retailer; and disbursement services, which enable wages and authorized funds disbursement to its deposit account programs and accounts issued by any third-party bank or program manager. In addition, it offers tax processing services consisting of tax refund transfers, which provide the processing technology to facilitate receipt of a taxpayers' refund proceeds; small business lending to independent tax preparation providers that seek small advances; and fast cash advance, a loan that enables tax refund recipients. Green Dot Corporation was incorporated in 1999 and is headquartered in Provo, Utah. |
| Long Name | Green Dot Corporation |
| Market | us_market |
| Market Cap | 760,115,072 |
| Market State | PREPRE |
| Max Age | 86,400 |
| Message Board Id | finmb_5924972 |
| Most Recent Quarter | 1,774,915,200 |
| Net Income To Common | -70,886,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 755,013,630 |
| Number Of Analyst Opinions | 2 |
| Open | 13.35 |
| Operating Cashflow | 124,897,000 |
| Operating Margins | 0.10655 |
| Overall Risk | 2 |
| Payout Ratio | 0.0 |
| Peg Ratio | 1.23 |
| Phone | 626 765 2000 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 13.41 |
| Post Market Time | 1,783,981,120 |
| Previous Close | 13.32 |
| Price Eps Current Year | 8.880795 |
| Price Hint | 2 |
| Price To Book | 0.8078799 |
| Price To Sales Trailing12 Months | 0.35003793 |
| Profit Margins | -0.03264 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | 0.0900002 |
| Regular Market Change Percent | 0.675677 |
| Regular Market Day High | 13.48 |
| Regular Market Day Low | 13.3 |
| Regular Market Day Range | 13.3 - 13.48 |
| Regular Market Open | 13.35 |
| Regular Market Previous Close | 13.32 |
| Regular Market Price | 13.41 |
| Regular Market Time | 1,783,972,803 |
| Regular Market Volume | 210,113 |
| Return On Assets | -0.01145 |
| Return On Equity | -0.07508 |
| Revenue Growth | 0.174 |
| Revenue Per Share | 39.166 |
| Sand P52 Week Change | 0.20847368 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 3 |
| Shares Outstanding | 56,682,705 |
| Shares Percent Shares Out | 0.028399998 |
| Shares Short | 1,611,292 |
| Shares Short Previous Month Date | 1,780,012,800 |
| Shares Short Prior Month | 1,913,843 |
| Short Name | Green Dot Corporation |
| Short Percent Of Float | 0.0291 |
| Short Ratio | 2.83 |
| Source Interval | 15 |
| State | UT |
| Symbol | GDOT |
| Target High Price | 18.0 |
| Target Low Price | 14.25 |
| Target Mean Price | 16.125 |
| Target Median Price | 16.125 |
| Total Cash | 1,646,381,952 |
| Total Cash Per Share | 29.047 |
| Total Debt | 565,523,008 |
| Total Revenue | 2,171,522,048 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | -1.33 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 12.35875 |
| Two Hundred Day Average Change | 1.0512495 |
| Two Hundred Day Average Change Percent | 0.08506115 |
| Type Disp | Equity |
| Volume | 210,113 |
| Website | https://www.greendot.com |
| Zip | 84,604 |