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Green Dot Corporation (GDOT)

Financial Services | Credit Services | Provo, United States | NYSE
13.34 USD -0.03 (-0.224%) ⇩ (Aug. 28, 2026, 4 p.m. EDT)
After hours: 13.34

Short-term:★★⯪☆☆Long-term:★★⯪☆☆Dividends:☆☆☆☆☆
Hot Take | Aug. 22, 2026, 5:38 a.m. EDT

The investment case here is fundamentally compromised by persistent losses. Despite a recent price recovery and a forward P/E that looks attractive on paper, the company is burning cash with negative operating margins and a return on equity that drags the entire balance sheet down. The market has correctly priced this as a value trap; the low multiples reflect the reality that earnings are currently non-existent. There is no dividend to provide income, and the lack of a multi-year price decline doesn't erase the structural weakness in profitability. While the stock has rallied recently, the underlying business model is struggling to generate consistent profits, making it a risky hold rather than a compelling buy.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoETS ✓0.007187
AutoARIMA0.007426
MSTL0.010168
AutoTheta0.011763

Forecast horizon: 45 days | Selected: AutoETS

Forecast Reliability
Score 44%
H-stat 0.66
Ljung-Box p 0.006
Jarque-Bera p 0.250
Excess Kurtosis -0.41
Attribute Value
Sector Financial Services
Revenue per Share 40.965
Market Cap 760,182,336
Forward P/E 8.89
Beta 0.82
Profit Margins -1.13%
Website https://www.greendot.com

As of Aug. 22, 2026, 5:38 a.m. EDT: Speculators are positioning for a range-bound outcome with a distinct skew toward downside protection. While there is notable open interest in out-of-the-money calls at the $15 strike, the put volume is significantly heavier, particularly in the December expiration where deep out-of-the-money puts ($7.50) dominate the flow. This suggests traders are hedging against a potential drop rather than betting aggressively on a rally.


Info Dump

Attribute Value
52 Week Change -0.043041587
Address1 1,675 North Freedom Boulevard (200 West)
Address2 Building 1
All Time High 93.0
All Time Low 6.12
Ask 13.55
Ask Size 600
Audit Risk 3
Average Daily Volume10 Day 283,400
Average Daily Volume3 Month 428,811
Average Volume 428,811
Average Volume10Days 283,400
Beta 0.817
Bid 11.6
Bid Size 500
Board Risk 4
Book Value 16.485
City Provo
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 2
Country United States
Crypto Tradeable 0
Currency USD
Current Price 13.34
Custom Price Alert Confidence HIGH
Date Short Interest 1,786,665,600
Day High 13.475
Day Low 13.335
Display Name Green Dot
Earnings Call Timestamp End 1,762,812,000
Earnings Call Timestamp Start 1,762,812,000
Earnings Timestamp End 1,794,254,400
Earnings Timestamp Start 1,794,254,400
Ebitda Margins 0.0
Enterprise To Revenue -0.139
Enterprise Value -317,701,728
Eps Current Year 1.44
Eps Forward 1.5
Eps Trailing Twelve Months -0.51
Esg Populated 0
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 13.3326
Fifty Day Average Change 0.0074005127
Fifty Day Average Change Percent 0.000555069
Fifty Two Week Change Percent -4.3041587
Fifty Two Week High 15.41
Fifty Two Week High Change -2.0699997
Fifty Two Week High Change Percent -0.13432834
Fifty Two Week Low 10.1
Fifty Two Week Low Change 3.2399998
Fifty Two Week Low Change Percent 0.32079205
Fifty Two Week Range 10.1 - 15.41
Financial Currency USD
First Trade Date Milliseconds 1,279,805,400,000
Float Shares 47,551,852
Forward Eps 1.5
Forward P E 8.893333
Full Exchange Name NYSE
Full Time Employees 900
Fullday Change -0.0299997
Fullday Change Percent -0.224381
Fullday Price 13.34
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,785,542,400
Gross Margins 0.0
Gross Profits 2,288,058,112
Has Pre Post Market Data 1
Held Percent Insiders 0.0432
Held Percent Institutions 0.81615996
Implied Shares Outstanding 56,985,179
Industry Credit Services
Industry Disp Credit Services
Industry Key credit-services
Is Earnings Date Estimate 1
Language en-US
Last Fiscal Year End 1,767,139,200
Long Business Summary Green Dot Corporation, a financial technology and registered bank holding company, provides various financial services to consumers and businesses in the United States. The company operates through three segments: Consumer Services, Business to Business Services, and Money Movement Services. It provides deposit account programs, including consumer and small business checking account products, network-branded reloadable prepaid debit cards and gift cards, and secured credit programs. The company offers money processing services, such as cash transfer services that enable consumers to deposit or pick up cash and pay bills with cash at the point-of-sale at any participating retailer; and disbursement services, which enable wages and authorized funds disbursement to its deposit account programs and accounts issued by any third-party bank or program manager. In addition, it offers tax processing services consisting of tax refund transfers, which provide the processing technology to facilitate receipt of a taxpayers' refund proceeds; small business lending to independent tax preparation providers that seek small advances; and fast cash advance, a loan that enables tax refund recipients. Green Dot Corporation was incorporated in 1999 and is headquartered in Provo, Utah.
Long Name Green Dot Corporation
Market us_market
Market Cap 760,182,336
Market State CLOSED
Max Age 86,400
Message Board Id finmb_5924972
Most Recent Quarter 1,782,777,600
Net Income To Common -25,948,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 761,891,843
Number Of Analyst Opinions 2
Open 13.44
Operating Cashflow 155,540,992
Operating Margins 0.0086199995
Overall Risk 2
Payout Ratio 0.0
Peg Ratio 1.23
Phone 626 765 2000
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 13.34
Post Market Time 1,787,961,418
Previous Close 13.37
Price Eps Current Year 9.263888
Price Hint 2
Price To Book 0.8092205
Price To Sales Trailing12 Months 0.3322391
Profit Margins -0.01134
Quote Source Name Delayed Quote
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change -0.0299997
Regular Market Change Percent -0.224381
Regular Market Day High 13.475
Regular Market Day Low 13.335
Regular Market Day Range 13.335 - 13.475
Regular Market Open 13.44
Regular Market Previous Close 13.37
Regular Market Price 13.34
Regular Market Time 1,787,947,202
Regular Market Volume 162,676
Return On Assets -0.00441
Return On Equity -0.0279
Revenue Growth 0.183
Revenue Per Share 40.965
Sand P52 Week Change 0.20204377
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 3
Shares Outstanding 56,985,179
Shares Percent Shares Out 0.024300002
Shares Short 1,383,067
Shares Short Previous Month Date 1,784,073,600
Shares Short Prior Month 1,641,409
Short Name Green Dot Corporation
Short Percent Of Float 0.0248
Short Ratio 3.59
Source Interval 15
State UT
Symbol GDOT
Target High Price 18.0
Target Low Price 14.25
Target Mean Price 16.125
Target Median Price 16.125
Total Cash 1,143,394,944
Total Cash Per Share 20.065
Total Debt 65,511,000
Total Revenue 2,288,058,112
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps -0.51
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 12.4641
Two Hundred Day Average Change 0.87590027
Two Hundred Day Average Change Percent 0.07027385
Type Disp Equity
Volume 162,676
Website https://www.greendot.com
Zip 84,604