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First United Corporation (FUNC)

Financial Services | Banks - Regional | Oakland, United States | NasdaqGS
37.62 USD +0.07 (0.186%) ⇧ (April 17, 2026, 4 p.m. EDT)
After hours: 37.62

Short-term: ★★☆☆☆ | Long-term: ★★★☆☆ | Dividends: ★★★★☆
Hot Take | April 11, 2026, 1:30 p.m. EDT

FUNC appears to be a stable dividend stock with a consistent payout history, making it a solid choice for income-focused investors. The recent price movement has been relatively flat, with some volatility, suggesting potential for short-term trading opportunities. However, the forecasting model indicates a slight downward trend in the short term, which may suggest caution for short-term traders. Long-term investors might consider the recent earnings beat and the dividend yield as positive indicators, but the earnings growth has been negative, which could be a concern for those seeking consistent growth. Overall, FUNC is a moderate option for long-term investment and a decent choice for dividend income.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoARIMA ✓0.024930
AutoETS0.024960
MSTL0.025424
AutoTheta0.038781

Forecast horizon: 45 days | Selected: AutoARIMA

Forecast Reliability
Score 80%
H-stat 0.29
Ljung-Box p 0.000
Jarque-Bera p 0.186
Excess Kurtosis -0.56
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-04-16
Last Dividend Date 2026-04-16
Revenue per Share 13.242
Market Cap 244,581,984
Trailing P/E 9.98
Forward P/E 8.00
Beta 0.52
Profit Margins 28.53%
Website https://mybank.com

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.69% 3.61% 3.51% 3.69%
Dividend History
Date Dividend Yield %
2026-04-17 0.260000 0.691122
2026-01-16 0.260000 0.690435
2025-10-17 0.260000 0.774688
2025-07-18 0.220000 0.645179
2025-04-17 0.220000 0.807734
2025-01-17 0.220000 0.691816
2024-10-18 0.220000 0.727818
2024-07-18 0.200000 0.883781
2024-04-16 0.200000 0.962448
2024-01-17 0.200000 0.976478
2023-10-17 0.200000 1.308085
2023-07-17 0.200000 1.367099
2023-04-14 0.200000 1.317269
2023-01-12 0.180000 1.027110
2022-10-17 0.150000 0.958918
2022-07-15 0.150000 0.995245
2022-04-14 0.150000 0.751607
2022-01-13 0.150000 0.858793
2021-10-15 0.150000 0.958683
2021-07-16 0.150000 1.064015
2021-04-16 0.150000 1.051109
2021-01-14 0.130000 0.901926
2020-10-15 0.130000 1.198315
2020-07-16 0.130000 1.378341
2020-04-16 0.130000 1.210484
2020-01-14 0.130000 0.674297
2019-10-15 0.130000 0.698391
2019-07-16 0.090000 0.578571
2019-04-16 0.090000 0.615890
2019-01-14 0.090000 0.685477
2018-10-12 0.090000 0.621213
2018-07-13 0.090000 0.603284
2018-04-13 0.090000 0.596745
2010-10-08 0.010000 0.296402
2010-07-12 0.010000 0.304043
2010-04-12 0.010000 0.215666
2010-01-11 0.100000 2.181915
2009-10-09 0.200000 2.369737
2009-07-10 0.200000 2.527561
2009-04-09 0.200000 2.956114
2009-01-22 0.200000 2.085547
2008-10-08 0.200000 1.558972
2008-07-10 0.200000 1.690525
2008-04-10 0.200000 1.495939
2008-01-10 0.200000 1.488918
2007-10-11 0.195000 1.403191
2007-07-12 0.195000 1.444333
2007-04-12 0.195000 1.299061
2007-01-10 0.195000 1.353848
2006-10-12 0.190000 1.366913
2006-07-13 0.190000 1.423143
2006-04-12 0.190000 1.336628
2006-01-11 0.190000 1.432058
2005-10-12 0.185000 1.526886
2005-07-13 0.185000 1.473108
2005-04-13 0.185000 1.513599
2005-01-12 0.185000 1.491069
2004-10-13 0.180000 1.443435
2004-07-14 0.180000 1.504117
2004-04-14 0.180000 1.295127
2004-01-14 0.180000 1.148473
2003-10-15 0.175000 1.288208
2003-07-16 0.175000 1.382930
2003-04-15 0.175000 1.375497
2003-01-15 0.175000 1.804096
2002-10-16 0.170000 1.970228
2002-07-17 0.170000 1.709141
2002-04-17 0.170000 1.856693
2002-01-16 0.170000 1.887190
2001-10-17 0.165000 1.856975
2001-07-18 0.165000 2.237250
2001-04-18 0.165000 2.426271
2001-01-17 0.165000 2.741008
2000-10-18 0.160000 3.025497
2000-07-18 0.160000 3.017684
2000-04-18 0.160000 3.158384
2000-01-18 0.160000 2.639216
1999-10-18 0.155000 2.198077
1999-07-16 0.155000 2.112559
1999-04-16 0.155000 2.134251
1999-01-15 0.150000 1.871353
1998-10-16 0.150000 1.783122
1998-07-16 0.150000 1.588419
1998-04-16 0.150000 1.640685
1998-01-15 0.150000 1.825025
1997-10-16 0.140000 1.741565
1997-07-16 0.140000 1.755216
1997-04-15 0.140000 1.888680
1997-01-16 0.140000 2.111063
1996-10-15 0.130000 2.011236
1996-07-17 0.130000 2.217341
1996-04-15 0.130000 2.015010
1996-01-16 0.123810 2.034429
1995-10-19 0.114286 1.748630
1995-07-20 0.114286 1.877157
1995-04-18 0.114286 1.559659
1995-01-17 0.114286 1.382896
1994-10-17 0.114286 1.884632
1994-07-15 0.114286 1.591336
1994-04-15 0.095238 1.122418
1994-01-11 0.101587 1.221150
1993-07-16 0.095238 1.739120
1993-04-12 0.095238 2.035339
1993-01-15 0.095238 2.168997
1992-10-07 0.095238 2.356036
Additional Data
dividendRate 1.04
dividendYield 2.76
exDividendDate 2026-04-17
trailingAnnualDividendRate 0.96
trailingAnnualDividendYield 0.025565913
lastDividendValue 0.26
lastDividendDate 2026-04-17
dividendDate 2026-05-01

Info Dump

Attribute Value
52 Week Change 0.32000005
Address1 19 South Second Street
All Time High 42.5
All Time Low 2.76
Ask 48.56
Ask Size 2
Audit Risk 3
Average Daily Volume10 Day 7,860
Average Daily Volume3 Month 12,474
Average Volume 12,474
Average Volume10Days 7,860
Beta 0.524
Bid 27.06
Bid Size 2
Board Risk 4
Book Value 31.331
City Oakland
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 3
Country United States
Crypto Tradeable 0
Currency USD
Current Price 37.62
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 38.205
Day Low 37.5
Display Name First United
Dividend Date 1,777,593,600
Dividend Rate 1.04
Dividend Yield 2.76
Earnings Growth -0.07
Earnings Quarterly Growth -0.066
Earnings Timestamp 1,770,238,800
Earnings Timestamp End 1,776,715,200
Earnings Timestamp Start 1,776,715,200
Ebitda Margins 0.0
Enterprise To Revenue 2.65
Enterprise Value 227,739,984
Eps Current Year 4.25
Eps Forward 4.7
Eps Trailing Twelve Months 3.77
Esg Populated 0
Ex Dividend Date 1,776,384,000
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fax 301 533 2823
Fifty Day Average 36.9256
Fifty Day Average Change 0.6944008
Fifty Day Average Change Percent 0.018805403
Fifty Two Week Change Percent 32.000004
Fifty Two Week High 41.95
Fifty Two Week High Change -4.330002
Fifty Two Week High Change Percent -0.10321816
Fifty Two Week Low 27.86
Fifty Two Week Low Change 9.759998
Fifty Two Week Low Change Percent 0.35032296
Fifty Two Week Range 27.86 - 41.95
Financial Currency USD
First Trade Date Milliseconds 715,527,000,000
Five Year Avg Dividend Yield 3.19
Float Shares 5,984,197
Forward Eps 4.7
Forward P E 8.004255
Full Exchange Name NasdaqGS
Full Time Employees 315
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.0
Gross Profits 85,938,000
Has Pre Post Market Data 1
Held Percent Insiders 0.076469995
Held Percent Institutions 0.48384997
Implied Shares Outstanding 6,501,382
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,776,384,000
Last Dividend Value 0.26
Last Fiscal Year End 1,767,139,200
Last Split Date 826,675,200
Last Split Factor 105:100
Long Business Summary First United Corporation operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals in the United States. It operates through Community Banking and Wealth Management segments. The company offers deposit products, such as checking, savings, money market, individual retirement (IRA), employee benefit, and health savings accounts; regular and IRA certificates of deposit (CD); and demand deposits. It also provides business and personal loans; commercial loans secured by real estate, commercial equipment, and vehicles or other assets of the borrower; residential mortgages; home equity lines of credit; real estate construction loans to builders and individuals for single-family dwellings; and consumer loans, including indirect and direct auto loans, student loans, and other secured and unsecured lines of credit and term loans. In addition, the company offers brokerage; certificate of deposit account registry and IntraFi cash services; treasury management, cash sweep, and various checking opportunities; trust services, such as personal trust, investment agency accounts, charitable trusts, estate administration, and estate planning, as well as retirement accounts, including IRA rollovers, 401(k) accounts, and defined benefit plans; safe deposit and night depository facilities; and insurance products. Further, it provides online, mobile, and digital banking; debit and credit cards; business support; merchant services; remote deposit capture; positive pay; sweep and escrow accounts; check recovery and ordering; equipment loans; floorplan lending; mobile wallet and deposit; credit insights; personal finance; bill pay; CD and trust secured loans; boat and RV loans; and retirement planning services. First United Corporation was founded in 1900 and is headquartered in Oakland, Maryland.
Long Name First United Corporation
Market us_market
Market Cap 244,581,984
Market State CLOSED
Max Age 86,400
Message Board Id finmb_361890
Most Recent Quarter 1,767,139,200
Net Income To Common 24,515,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 244,712,018
Number Of Analyst Opinions 1
Open 37.61
Operating Cashflow 19,374,000
Operating Margins 0.4343
Overall Risk 3
Payout Ratio 0.244
Peg Ratio 0.33
Phone 800 470 4356
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 37.62
Post Market Time 1,776,456,605
Previous Close 37.55
Price Eps Current Year 8.851765
Price Hint 2
Price To Book 1.2007277
Price To Sales Trailing12 Months 2.8460283
Profit Margins 0.28526
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.0699997
Regular Market Change Percent 0.186417
Regular Market Day High 38.205
Regular Market Day Low 37.5
Regular Market Day Range 37.5 - 38.205
Regular Market Open 37.61
Regular Market Previous Close 37.55
Regular Market Price 37.62
Regular Market Time 1,776,456,001
Regular Market Volume 9,460
Return On Assets 0.01207
Return On Equity 0.12804
Revenue Growth 0.113
Revenue Per Share 13.242
Sand P52 Week Change 0.38150132
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 5
Shares Outstanding 6,501,382
Shares Percent Shares Out 0.0089
Shares Short 58,167
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 47,870
Short Name First
Short Percent Of Float 0.0097
Short Ratio 4.17
Source Interval 15
State MD
Symbol FUNC
Target High Price 44.0
Target Low Price 44.0
Target Mean Price 44.0
Target Median Price 44.0
Total Cash 131,612,000
Total Cash Per Share 20.244
Total Debt 114,770,000
Total Revenue 85,938,000
Tradeable 0
Trailing Annual Dividend Rate 0.96
Trailing Annual Dividend Yield 0.025565913
Trailing Eps 3.77
Trailing P E 9.97878
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 36.59655
Two Hundred Day Average Change 1.023449
Two Hundred Day Average Change Percent 0.027965723
Type Disp Equity
Volume 9,460
Website https://mybank.com
Zip 21,550-0009