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FirstSun Capital Bancorp (FSUN)

Financial Services | Banks - Regional | Denver, United States | NasdaqGS
35.48 USD +0.40 (1.140%) ⇧ (July 13, 2026, 4 p.m. EDT)

Short-term:★★⯪☆☆Long-term:★★★☆☆Dividends:☆☆☆☆☆
Hot Take | July 11, 2026, 6:10 a.m. EDT

The investment case here is defined by a stark dichotomy between a fundamentally sound regional bank and significant regulatory overhang. Fundamentally, the business is healthy: it trades at a discount to book value (P/B of 0.83), boasts a forward P/E of under 8, and shows solid revenue growth of 10%. The multi-year price trajectory confirms this quality, with the stock up 44% over the last two years and no recent annual declines, suggesting the market has been rewarding its earnings power. However, the short-term outlook is clouded by a pending investigation announced in the news headlines, which creates uncertainty and likely suppresses immediate upside despite the 'strong buy' analyst consensus. Furthermore, the absence of any dividend history eliminates income appeal entirely. While the core banking franchise appears resilient and well-positioned for the long term, the regulatory risk and lack of income make it a hold rather than a buy for the immediate future.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL_123 ✓0.049303
AutoARIMA0.059304
AutoETS0.062664
AutoTheta0.062879
MSTL0.073840
MSTL_90_1230.076106
MSTL_900.103933

Forecast horizon: 60 days | Selected: MSTL_123

Forecast Reliability
Score 48%
H-stat 3.62
Ljung-Box p 0.000
Jarque-Bera p 0.806
Excess Kurtosis 0.32
Attribute Value
Sector Financial Services
Revenue per Share 14.521
Market Cap 1,658,218,240
Trailing P/E 10.44
Forward P/E 7.77
Beta 0.19
Profit Margins 23.75%
Website https://ir.firstsuncb.com

As of July 11, 2026, 6:10 a.m. EDT: With no call or put volume data available, there is no discernible speculative positioning or directional bias from options traders to analyze.


Info Dump

Attribute Value
52 Week Change -0.05763614
Address1 1,400 16th Street
Address2 Suite 250
All Time High 45.32
All Time Low 23.0
Ask 45.35
Ask Size 2
Audit Risk 8
Average Analyst Rating 1.5 - Strong Buy
Average Daily Volume10 Day 320,200
Average Daily Volume3 Month 262,237
Average Volume 262,237
Average Volume10Days 320,200
Beta 0.191
Bid 25.21
Bid Size 2
Board Risk 4
Book Value 42.079
City Denver
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 7
Country United States
Crypto Tradeable 0
Currency USD
Current Price 35.48
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 35.75
Day Low 35.05
Earnings Call Timestamp End 1,785,268,800
Earnings Call Timestamp Start 1,785,268,800
Earnings Growth -0.084
Earnings Quarterly Growth -0.084
Earnings Timestamp 1,785,182,400
Earnings Timestamp End 1,785,182,400
Earnings Timestamp Start 1,785,182,400
Ebitda Margins 0.0
Enterprise To Revenue 3.43
Enterprise Value 1,385,480,320
Eps Current Year 3.315
Eps Forward 4.5675
Eps Trailing Twelve Months 3.4
Esg Populated 0
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 36.3693
Fifty Day Average Change -0.8893013
Fifty Day Average Change Percent -0.024451977
Fifty Two Week Change Percent -5.763614
Fifty Two Week High 42.34
Fifty Two Week High Change -6.8600006
Fifty Two Week High Change Percent -0.16202174
Fifty Two Week Low 29.95
Fifty Two Week Low Change 5.529999
Fifty Two Week Low Change Percent 0.18464102
Fifty Two Week Range 29.95 - 42.34
Financial Currency USD
First Trade Date Milliseconds 1,659,533,400,000
Float Shares 36,570,537
Forward Eps 4.5675
Forward P E 7.7679253
Full Exchange Name NasdaqGS
Full Time Employees 1,210
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,782,864,000
Gross Margins 0.0
Gross Profits 403,967,008
Has Pre Post Market Data 1
Held Percent Insiders 0.29319
Held Percent Institutions 0.26368
Implied Shares Outstanding 46,736,705
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Ipo Expected Date 2,024-07-12
Is Earnings Date Estimate 0
Language en-US
Last Fiscal Year End 1,767,139,200
Long Business Summary FirstSun Capital Bancorp operates as the bank holding company for Sunflower Bank, National Association that provides commercial and consumer banking and financial services to small and medium-sized companies in the United States. It operates through Banking and Mortgage Operations segments. The company offers noninterest and interest-bearing deposit accounts, checking and savings accounts, money market and term certificate accounts, and treasury management products and services, as well as certificates of deposit. It also provides commercial and industrial loans, commercial real estate loans, residential mortgage loans, and small business administration loans, as well as consumer loans, including car, boat, and other recreational vehicle loans. In addition, the company offers residential real estate loans comprising 1-4 family loans, home equity loans, and multi-family loans, as well as credit card accounts, overdrafts, and other revolving loans. Further, it provides remote deposit and cash management products; wealth management services include private banking, wealth planning, investment management, and trust and retirement plan services; and wealth management and trust products, including personal trust and agency accounts, employee benefit and retirement related trust and agency accounts, investment management and advisory agency accounts, and foundation and endowment trust and agency accounts. Additionally, the company offers online banking and bill payment services, online cash management, safe deposit box rentals, and debit card and ATM card services; and packaging and securitization of loans to governmental agencies. It operates through branches in Texas, Kansas, Colorado, New Mexico, Arizona, California, and Washington. The company was formerly known as Sunflower Financial, Inc. and changed its name to FirstSun Capital Bancorp in June 2017. FirstSun Capital Bancorp was founded in 1892 and is headquartered in Denver, Colorado.
Long Name FirstSun Capital Bancorp
Market us_market
Market Cap 1,658,218,240
Market State PRE
Max Age 86,400
Message Board Id finmb_47310828
Most Recent Quarter 1,774,915,200
Net Income To Common 95,950,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 1,658,218,293
Number Of Analyst Opinions 4
Open 34.62
Operating Cashflow 72,762,000
Operating Margins 0.29056
Overall Risk 5
Payout Ratio 0.0
Phone 303 831 6704
Pre Market Change 0.17000198
Pre Market Change Percent 0.47914878
Pre Market Price 35.65
Pre Market Time 1,784,023,473
Previous Close 35.08
Price Eps Current Year 10.702866
Price Hint 2
Price To Book 0.84317595
Price To Sales Trailing12 Months 4.104836
Profit Margins 0.23752001
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key strong_buy
Recommendation Mean 1.5
Region US
Regular Market Change 0.399998
Regular Market Change Percent 1.14024
Regular Market Day High 35.75
Regular Market Day Low 35.05
Regular Market Day Range 35.05 - 35.75
Regular Market Open 34.62
Regular Market Previous Close 35.08
Regular Market Price 35.48
Regular Market Time 1,783,972,801
Regular Market Volume 245,566
Return On Assets 0.0114400005
Return On Equity 0.08552
Revenue Growth 0.101
Revenue Per Share 14.521
Sand P52 Week Change 0.20365608
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 5
Shares Outstanding 44,123,875
Shares Percent Shares Out 0.0255
Shares Short 1,193,591
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 1,066,759
Short Name FirstSun Capital Bancorp
Short Percent Of Float 0.0299
Short Ratio 3.84
Source Interval 15
State CO
Symbol FSUN
Target High Price 46.0
Target Low Price 43.0
Target Mean Price 44.5
Target Median Price 44.5
Total Cash 434,747,008
Total Cash Per Share 9.302
Total Debt 162,008,992
Total Revenue 403,967,008
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps 3.4
Trailing P E 10.435294
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 37.0594
Two Hundred Day Average Change -1.5793991
Two Hundred Day Average Change Percent -0.042618044
Type Disp Equity
Volume 245,566
Website https://ir.firstsuncb.com
Zip 80,202