| Browse All

Five Star Bancorp (FSBC)

Financial Services | Banks - Regional | Rancho Cordova, United States | NasdaqGS
41.01 USD -0.41 (-0.990%) ⇩ (April 20, 2026, 4 p.m. EDT)

Short-term: ★★★★☆ | Long-term: ★★★★★ | Dividends: ★★★★☆
Hot Take | April 18, 2026, 11:53 p.m. EDT

Five Star Bancorp (FSBC) presents a compelling 'high-quality seller' profile, moving from a purely defensive income play to an accelerated growth story driven by double-digit organic and acquisition-driven expansion. The $3.91 forward EPS (vs $2.90 trailing) and 20% revenue growth reflect strong momentum, while the 2.7% payout ratio suggests compelling balance sheet flexibility. Volatility compression and the complete absence of short-term downside bets in the options market validate technical strength. The stock is no longer just a yield play; it is a core hold for the top tier of the financial sector, supported by robust capital accretion and a 40% margin of safety against its $42 analyst target.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL ✓0.036533
AutoETS0.037115
AutoTheta0.037692
AutoARIMA0.046569

Forecast horizon: 45 days | Selected: MSTL

Forecast Reliability
Score 80%
H-stat 0.59
Ljung-Box p 0.000
Jarque-Bera p 0.194
Excess Kurtosis -1.16
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-05-03
Last Dividend Date 2026-02-01
Revenue per Share 7.008
Market Cap 876,636,032
Trailing P/E 14.14
Forward P/E 10.49
Beta 0.52
Profit Margins 41.42%
Website https://www.fivestarbank.com

As of April 18, 2026, 11:53 p.m. EDT: Options activity indicates a pronounced bullish bias for longer-dated horizons. Significant call volume and Open Interest (OI) are concentrated at the $55 strike for Jan 2027 contracts (+32.8% flow), signaling speculative positioning for substantial upside near that target. 5-15 May calls show heavy OI anchoring at $45 (ATM/OTM split), suggesting a premium price floor expectation within three months. Notably, put activity is nearly absent, with negligible both volume and OI across all listed expirations, indicating a lack of downside hedging by speculators.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.62% 2.60% 3.23%
Dividend History
Date Dividend Yield %
2026-02-02 0.25 0.622820
2025-11-03 0.20 0.573582
2025-08-04 0.20 0.672682
2025-05-05 0.20 0.727318
2025-02-03 0.20 0.694590
2024-11-04 0.20 0.697771
2024-08-05 0.20 0.783382
2024-05-03 0.20 0.946841
2024-02-02 0.20 0.911784
2023-11-03 0.20 1.035548
2023-08-04 0.20 0.900175
2023-05-05 0.20 1.123651
2023-02-03 0.15 0.587585
2022-11-04 0.15 0.591114
2022-08-05 0.15 0.667816
2022-05-06 0.15 0.646906
2022-02-04 0.15 0.552835
2021-10-08 0.15 0.682146
2021-07-12 0.15 0.709141
Additional Data
dividendRate 1.0
dividendYield 2.44
exDividendDate 2026-05-04
trailingAnnualDividendRate 0.85
trailingAnnualDividendYield 0.020521488
lastDividendValue 0.25
lastDividendDate 2026-02-02
dividendDate 2026-02-09

Info Dump

Attribute Value
52 Week Change 0.51888883
Address1 3,100 Zinfandel Drive
Address2 Suite 100
All Time High 42.26
All Time Low 17.74
Ask 53.13
Ask Size 2
Audit Risk 5
Average Analyst Rating 2.0 - Buy
Average Daily Volume10 Day 99,080
Average Daily Volume3 Month 81,634
Average Volume 81,634
Average Volume10Days 99,080
Beta 0.515
Bid 29.45
Bid Size 2
Board Risk 5
Book Value 20.865
City Rancho Cordova
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 7
Country United States
Crypto Tradeable 0
Currency USD
Current Price 41.01
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 41.52
Day Low 40.66
Dividend Date 1,770,595,200
Dividend Rate 1.0
Dividend Yield 2.44
Earnings Call Timestamp End 1,777,395,600
Earnings Call Timestamp Start 1,777,395,600
Earnings Growth 0.326
Earnings Quarterly Growth 0.325
Earnings Timestamp 1,777,320,000
Earnings Timestamp End 1,777,320,000
Earnings Timestamp Start 1,777,320,000
Ebitda Margins 0.0
Enterprise To Revenue 3.063
Enterprise Value 455,598,048
Eps Current Year 3.412
Eps Forward 3.91
Eps Trailing Twelve Months 2.9
Esg Populated 0
Ex Dividend Date 1,777,852,800
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 38.944
Fifty Day Average Change 2.065998
Fifty Day Average Change Percent 0.053050485
Fifty Two Week Change Percent 51.88888
Fifty Two Week High 42.26
Fifty Two Week High Change -1.25
Fifty Two Week High Change Percent -0.0295788
Fifty Two Week Low 25.7
Fifty Two Week Low Change 15.309998
Fifty Two Week Low Change Percent 0.59571975
Fifty Two Week Range 25.7 - 42.26
Financial Currency USD
First Trade Date Milliseconds 1,620,135,000,000
Float Shares 14,749,118
Forward Eps 3.91
Forward P E 10.48849
Full Exchange Name NasdaqGS
Full Time Employees 233
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.0
Gross Profits 148,740,000
Has Pre Post Market Data 1
Held Percent Insiders 0.28231
Held Percent Institutions 0.59138
Implied Shares Outstanding 21,376,154
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Ipo Expected Date 2,021-05-05
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,769,990,400
Last Dividend Value 0.25
Last Fiscal Year End 1,767,139,200
Long Business Summary Five Star Bancorp operates as the bank holding company for Five Star Bank that provides banking products and services to small and medium-sized businesses, professionals, and individuals primarily in Northern California. The company offers deposit products, including checking, savings, money market, and term certificate accounts, as well as time deposits. It also provides debit cards, remote deposit capture, online banking, mobile banking, and direct deposit services. In addition, the company offers loan products, such as commercial real estate loans; commercial land and construction loans; residential real estate and construction loans; farmland loans; the U.S. small business administration loans; and consumer and other loans, as well as operating lines of credit. Further, its investment portfolio consists of U.S. government agency securities, mortgage-backed securities, and obligations of states and political subdivisions. Five Star Bancorp was founded in 1999 and is headquartered in Rancho Cordova, California.
Long Name Five Star Bancorp
Market us_market
Market Cap 876,636,032
Market State PRE
Max Age 86,400
Message Board Id finmb_37144074
Most Recent Quarter 1,767,139,200
Net Income To Common 61,606,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 876,422,273
Number Of Analyst Opinions 5
Open 41.39
Operating Cashflow 72,612,000
Operating Margins 0.5787
Overall Risk 4
Payout Ratio 0.2759
Phone 916 626 5000
Previous Close 41.42
Price Eps Current Year 12.019343
Price Hint 2
Price To Book 1.9654924
Price To Sales Trailing12 Months 5.893748
Profit Margins 0.41419
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 2.0
Region US
Regular Market Change -0.41
Regular Market Change Percent -0.98986
Regular Market Day High 41.52
Regular Market Day Low 40.66
Regular Market Day Range 40.66 - 41.52
Regular Market Open 41.39
Regular Market Previous Close 41.42
Regular Market Price 41.01
Regular Market Time 1,776,715,201
Regular Market Volume 96,772
Return On Assets 0.013990001
Return On Equity 0.14625
Revenue Growth 0.201
Revenue Per Share 7.008
Sand P52 Week Change 0.34445214
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 3
Shares Outstanding 21,376,153
Shares Percent Shares Out 0.0148
Shares Short 317,373
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 380,490
Short Name Five Star Bancorp
Short Percent Of Float 0.019
Short Ratio 3.67
Source Interval 15
State CA
Symbol FSBC
Target High Price 45.0
Target Low Price 41.0
Target Mean Price 42.8
Target Median Price 42.0
Total Cash 506,951,008
Total Cash Per Share 23.716
Total Debt 85,913,000
Total Revenue 148,740,000
Tradeable 0
Trailing Annual Dividend Rate 0.85
Trailing Annual Dividend Yield 0.020521488
Trailing Eps 2.9
Trailing P E 14.141378
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 35.173225
Two Hundred Day Average Change 5.836773
Two Hundred Day Average Change Percent 0.16594364
Type Disp Equity
Volume 96,772
Website https://www.fivestarbank.com
Zip 95,670