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First Merchants Corporation (FRME)

Financial Services | Banks - Regional | Muncie, United States | NasdaqGS
41.14 USD +1.05 (2.619%) ⇧ (April 17, 2026, 4 p.m. EDT)
After hours: 41.12 -0.02 (-0.020%) ⇩ (April 17, 2026, 5:48 p.m. EDT)

Short-term: ★★★☆☆ | Long-term: ★★★☆☆ | Dividends: ★★★★☆
Hot Take | April 11, 2026, 2:59 p.m. EDT

FRME appears to be a stock with a stable dividend yield and consistent payout history, making it appealing for income-focused investors. The recent price movements show a slight uptrend, with the stock trading near its 52-week high, indicating potential for short-term gains. However, the forecasting model's low confidence and mixed options activity suggest caution. The stock's fundamentals are relatively stable, but the recent earnings growth and revenue growth are negative, which could affect long-term prospects. Overall, while the dividend is attractive and the stock has shown resilience, the mixed signals from options and the uncertain forecast make it a moderate-risk investment for both short-term and long-term traders.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.042779
MSTL0.049353
AutoETS0.050545
AutoARIMA0.051100

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 80%
H-stat 0.14
Ljung-Box p 0.000
Jarque-Bera p 0.270
Excess Kurtosis -1.18
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-03-05
Last Dividend Date 2026-03-05
Revenue per Share 11.168
Market Cap 2,607,977,728
Trailing P/E 10.60
Forward P/E 9.07
Beta 0.88
Profit Margins 35.22%
Website https://www.firstmerchants.com

As of April 11, 2026, 2:59 p.m. EDT: Options activity indicates a mixed sentiment. Calls are concentrated around the 35.0 strike for April 17, suggesting some bullish bias, but with low volume and open interest. Puts show higher implied volatility (IV) for the same date, indicating potential bearish sentiment or increased uncertainty. The higher IV on puts may suggest investors are hedging against downside risks. For the June 18 expiration, calls are minimal, while puts have low volume. The September 18 expiration shows a slight bearish tilt with puts having higher open interest. Overall, the options data suggests a cautious outlook with potential for both bullish and bearish movements, but not a strong consensus.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.96% 3.83% 4.24% 3.90%
Dividend History
Date Dividend Yield %
2026-03-06 0.360000 0.958722
2025-12-05 0.360000 0.973462
2025-09-05 0.360000 0.894676
2025-06-06 0.360000 1.001591
2025-03-07 0.350000 0.879658
2024-12-06 0.350000 0.850993
2024-09-06 0.350000 1.014900
2024-06-07 0.350000 1.180109
2024-02-29 0.340000 1.103096
2023-11-30 0.340000 1.206474
2023-08-31 0.340000 1.253716
2023-06-01 0.340000 1.414063
2023-03-02 0.320000 0.900604
2022-12-01 0.320000 0.835953
2022-09-01 0.320000 0.918482
2022-06-02 0.320000 0.901729
2022-03-03 0.290000 0.773089
2021-12-02 0.290000 0.834868
2021-09-02 0.290000 0.838564
2021-06-03 0.290000 0.753791
2021-03-04 0.260000 0.703333
2020-12-03 0.260000 0.906927
2020-09-03 0.260000 1.242086
2020-06-04 0.260000 1.096203
2020-03-05 0.260000 0.949792
2019-12-05 0.260000 0.807243
2019-08-29 0.260000 0.906352
2019-05-17 0.260000 0.923099
2019-02-28 0.220000 0.692072
2018-12-06 0.220000 0.718624
2018-09-06 0.220000 0.591396
2018-05-31 0.220000 0.624139
2018-03-01 0.180000 0.563940
2017-11-30 0.180000 0.535242
2017-08-30 0.180000 0.601293
2017-05-31 0.180000 0.595854
2017-03-01 0.150000 0.486768
2016-11-30 0.150000 0.578828
2016-08-31 0.140000 0.686100
2016-06-01 0.140000 0.720153
2016-03-02 0.110000 0.647336
2015-12-02 0.110000 0.553361
2015-09-02 0.110000 0.572663
2015-06-03 0.110000 0.629744
2015-03-05 0.080000 0.482882
2014-12-03 0.080000 0.502310
2014-09-03 0.080000 0.546368
2014-06-04 0.080000 0.555934
2014-03-05 0.050000 0.316300
2013-12-04 0.050000 0.336307
2013-09-04 0.050000 0.408051
2013-05-30 0.050000 0.417295
2013-03-13 0.030000 0.276872
2012-11-29 0.030000 0.310698
2012-08-30 0.030000 0.303146
2012-05-31 0.030000 0.361547
2012-03-01 0.010000 0.128843
2011-12-01 0.010000 0.179110
2011-08-31 0.010000 0.187128
2011-06-02 0.010000 0.175150
2011-03-03 0.010000 0.158396
2010-12-02 0.010000 0.158754
2010-09-01 0.010000 0.177301
2010-06-03 0.010000 0.165984
2010-03-03 0.010000 0.238065
2009-12-02 0.080000 1.966565
2009-09-02 0.080000 1.750484
2009-06-03 0.080000 1.217641
2009-03-04 0.230000 3.693118
2008-12-03 0.230000 1.786748
2008-09-03 0.230000 1.804658
2008-06-04 0.230000 1.510319
2008-03-04 0.230000 1.398799
2007-12-04 0.230000 1.779963
2007-09-04 0.230000 1.678375
2007-06-04 0.230000 1.525448
2007-03-02 0.230000 1.625552
2006-12-04 0.230000 1.421585
2006-09-01 0.230000 1.587815
2006-06-01 0.230000 1.600294
2006-03-02 0.230000 1.540838
2005-12-02 0.230000 1.500167
2005-09-01 0.230000 1.490765
2005-06-02 0.230000 1.606347
2005-03-03 0.230000 1.538677
2004-12-02 0.230000 1.497641
2004-09-01 0.230000 1.710155
2004-06-02 0.230000 1.723516
2004-03-03 0.230000 1.660758
2003-12-03 0.230000 1.696095
2003-09-03 0.230000 1.586041
2003-06-04 0.219048 1.726391
2003-03-04 0.219048 1.867810
2002-12-04 0.219048 1.967941
2002-09-04 0.219048 1.657565
2002-06-06 0.208617 1.612284
2002-03-05 0.208617 1.926736
2001-12-04 0.208617 1.925500
2001-09-06 0.208617 1.920065
2001-06-04 0.198683 2.062698
2001-03-02 0.198683 2.032419
2000-12-04 0.198683 2.045926
2000-09-01 0.198683 2.179547
2000-06-06 0.190044 2.053975
2000-03-02 0.190044 1.929654
1999-12-02 0.190044 1.744619
1999-09-01 0.190044 2.036357
1999-06-02 0.172768 1.839680
1999-03-04 0.172768 2.002930
1998-11-18 0.172768 1.587688
1998-09-02 0.172768 1.768286
1998-06-03 0.161250 1.570964
1998-03-04 0.161250 1.653949
1997-12-03 0.161250 1.872806
1997-09-03 0.161250 2.077824
1997-06-04 0.138214 1.912083
1997-03-04 0.138214 1.879839
1996-12-04 0.138214 2.186989
1996-09-04 0.138214 2.207364
1996-06-04 0.115178 1.788335
1996-03-04 0.115178 1.835675
1995-12-04 0.115178 1.885070
1995-09-01 0.115178 1.863435
1995-06-01 0.107500 1.990272
1995-03-01 0.107500 2.128424
1994-11-30 0.107500 2.222399
1994-08-30 0.107500 2.233109
1994-05-31 0.095982 2.278768
1994-03-01 0.095982 2.183193
1993-11-30 0.095982 2.183347
1993-08-30 0.095982 2.258469
1993-06-01 0.084464 2.094073
1993-03-01 0.084464 2.038628
1992-08-31 0.084464 2.226997
1992-06-01 0.079345 2.351076
1992-03-02 0.079345 2.405496
1991-12-02 0.079345 2.824329
1991-08-30 0.079345 3.192596
1991-05-31 0.071667 3.056131
1991-02-28 0.071667 3.422024
1990-11-30 0.071667 3.746148
1990-08-30 0.071667 3.929957
1990-05-31 0.063988 2.900273
1990-02-28 0.063988 2.742333
1989-11-30 0.063988 3.171086
1989-08-30 0.063988 3.015966
Additional Data
dividendRate 1.44
dividendYield 3.5
exDividendDate 2026-03-06
trailingAnnualDividendRate 1.43
trailingAnnualDividendYield 0.03566974
lastDividendValue 0.36
lastDividendDate 2026-03-06
dividendDate 2026-03-20

Info Dump

Attribute Value
52 Week Change 0.17812145
Address1 200 East Jackson Street
All Time High 50.65
All Time Low 4.863086
Ask 41.38
Ask Size 4
Audit Risk 1
Average Daily Volume10 Day 362,940
Average Daily Volume3 Month 434,766
Average Volume 434,766
Average Volume10Days 362,940
Beta 0.883
Bid 40.8
Bid Size 4
Board Risk 3
Book Value 42.87
City Muncie
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 4
Country United States
Crypto Tradeable 0
Currency USD
Current Price 41.14
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 41.72
Day Low 40.5
Display Name First Merchants
Dividend Date 1,773,964,800
Dividend Rate 1.44
Dividend Yield 3.5
Earnings Call Timestamp End 1,776,949,200
Earnings Call Timestamp Start 1,776,949,200
Earnings Growth -0.109
Earnings Quarterly Growth -0.113
Earnings Timestamp 1,776,888,000
Earnings Timestamp End 1,776,888,000
Earnings Timestamp Start 1,776,888,000
Ebitda Margins 0.0
Enterprise To Revenue 5.254
Enterprise Value 3,371,213,568
Eps Current Year 4.18833
Eps Forward 4.535
Eps Trailing Twelve Months 3.88
Esg Populated 0
Ex Dividend Date 1,772,755,200
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 39.5826
Fifty Day Average Change 1.5573997
Fifty Day Average Change Percent 0.039345566
Fifty Two Week Change Percent 17.812145
Fifty Two Week High 43.22
Fifty Two Week High Change -2.0800018
Fifty Two Week High Change Percent -0.048125908
Fifty Two Week Low 34.6
Fifty Two Week Low Change 6.540001
Fifty Two Week Low Change Percent 0.18901737
Fifty Two Week Range 34.6 - 43.22
Financial Currency USD
First Trade Date Milliseconds 614,352,600,000
Five Year Avg Dividend Yield 3.45
Float Shares 62,247,241
Forward Eps 4.535
Forward P E 9.071665
Full Exchange Name NasdaqGS
Full Time Employees 2,086
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.0
Gross Profits 641,697,024
Has Pre Post Market Data 1
Held Percent Insiders 0.020510001
Held Percent Institutions 0.71463996
Implied Shares Outstanding 63,392,749
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Ir Website https://www.firstmerchants.com/InvestorRelations
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,772,755,200
Last Dividend Value 0.36
Last Fiscal Year End 1,767,139,200
Last Split Date 1,061,942,400
Last Split Factor 105:100
Long Business Summary First Merchants Corporation operates as the financial holding company for First Merchants Bank that provides commercial and consumer banking services. The company offers a range of financial services, including checking, savings, and deposit products; debit and credit cards; mortgages, refinance, construction or renovation of residential properties, agricultural lending, treasury management services and depository products. It also provides personal and commercial wealth management services, brokerage, investment management, private banking, fiduciary estate, and financial planning services. The company operates banking locations in Indiana, Ohio, and Michigan counties. It offers its services through electronic and mobile delivery channels. First Merchants Corporation was founded in 1893 and is headquartered in Muncie, Indiana.
Long Name First Merchants Corporation
Market us_market
Market Cap 2,607,977,728
Market State CLOSED
Max Age 86,400
Message Board Id finmb_272220
Most Recent Quarter 1,767,139,200
Net Income To Common 224,126,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 2,604,589,249
Number Of Analyst Opinions 5
Open 40.5
Operating Cashflow 283,646,016
Operating Margins 0.42695
Overall Risk 3
Payout Ratio 0.3686
Peg Ratio 1.4
Phone 765 747 1500
Post Market Change -0.019599915
Post Market Change Percent -0.04764199
Post Market Price 41.1204
Post Market Time 1,776,462,489
Previous Close 40.09
Price Eps Current Year 9.82253
Price Hint 2
Price To Book 0.95964545
Price To Sales Trailing12 Months 4.0641885
Profit Margins 0.35219002
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 1.05
Regular Market Change Percent 2.61911
Regular Market Day High 41.72
Regular Market Day Low 40.5
Regular Market Day Range 40.5 - 41.72
Regular Market Open 40.5
Regular Market Previous Close 40.09
Regular Market Price 41.14
Regular Market Time 1,776,456,001
Regular Market Volume 428,434
Return On Assets 0.01211
Return On Equity 0.09473
Revenue Growth -0.046
Revenue Per Share 11.168
Sand P52 Week Change 0.38150132
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 4
Shares Outstanding 63,325,778
Shares Percent Shares Out 0.0198
Shares Short 1,253,767
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 1,002,442
Short Name First Merchants Corporation
Short Percent Of Float 0.0225
Short Ratio 2.85
Source Interval 15
State IN
Symbol FRME
Target High Price 50.0
Target Low Price 41.0
Target Mean Price 46.2
Target Median Price 48.0
Total Cash 328,926,016
Total Cash Per Share 5.189
Total Debt 1,067,036,992
Total Revenue 641,697,024
Tradeable 0
Trailing Annual Dividend Rate 1.43
Trailing Annual Dividend Yield 0.03566974
Trailing Eps 3.88
Trailing P E 10.603092
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 38.75995
Two Hundred Day Average Change 2.3800507
Two Hundred Day Average Change Percent 0.0614049
Type Disp Equity
Volume 428,434
Website https://www.firstmerchants.com
Zip 47,305-2814