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Franklin Financial Services Corporation (FRAF)

Financial Services | Banks - Regional | Chambersburg, United States | NasdaqCM
56.59 USD -0.94 (-1.634%) ⇩ (April 21, 2026, 4 p.m. EDT)

Short-term:★★★★☆Long-term:★★★☆☆Dividends:★★★★☆
Hot Take | April 18, 2026, 11:44 p.m. EDT

Franklin Financial shows strong short-term momentum with a 14-day price surge (+13%) from $51.57 to $58.47, driven by technical recovery and potential parabolic move signals, while maintaining an exceptional dividend environment with a 2.32% yield supported by a conservative 27.6% payout ratio and consecutive year-over-year rate increases, though long-term growth remains neutral due to the capped analyst price target range suggesting limited upside catalysts beyond the current dividend compounding.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoARIMA ✓0.029621
MSTL0.029806
AutoETS0.029974
AutoTheta0.040743

Forecast horizon: 45 days | Selected: AutoARIMA

Forecast Reliability
Score 59%
H-stat 1.91
Ljung-Box p 0.000
Jarque-Bera p 0.113
Excess Kurtosis 0.76
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-04-30
Last Dividend Date 2026-02-05
Revenue per Share 19.252
Market Cap 254,198,208
Trailing P/E 11.94
Forward P/E 8.97
Beta -0.10
Profit Margins 24.70%
Website https://www.franklinfin.com

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.69% 3.14% 4.01% 4.24%
Dividend History
Date Dividend Yield %
2026-02-06 0.330000 0.686642
2025-11-07 0.330000 0.721488
2025-08-01 0.330000 0.858001
2025-05-02 0.330000 0.877702
2025-02-07 0.320000 0.903310
2024-11-01 0.320000 1.016067
2024-08-02 0.320000 1.039115
2024-05-01 0.320000 1.150836
2024-01-31 0.320000 1.061646
2023-11-02 0.320000 1.086092
2023-08-03 0.320000 1.185917
2023-05-04 0.320000 1.452145
2023-02-02 0.320000 1.075445
2022-11-01 0.320000 1.115982
2022-08-04 0.320000 1.141164
2022-05-05 0.320000 1.175934
2022-02-03 0.320000 1.104098
2021-11-04 0.320000 1.164706
2021-08-05 0.320000 1.151319
2021-05-06 0.310000 1.244550
2021-02-04 0.300000 1.249544
2020-11-05 0.300000 1.579240
2020-08-06 0.300000 1.488147
2020-04-30 0.300000 1.302772
2020-02-06 0.300000 1.035969
2019-10-31 0.300000 1.071077
2019-08-01 0.300000 1.076349
2019-05-02 0.300000 1.007029
2019-01-31 0.270000 0.979232
2018-11-01 0.270000 1.046033
2018-08-02 0.270000 1.046721
2018-05-03 0.270000 1.012234
2018-02-01 0.240000 0.887982
2017-11-02 0.240000 0.863057
2017-08-02 0.240000 0.987165
2017-05-03 0.210000 0.933428
2017-02-01 0.210000 0.990940
2016-11-02 0.210000 1.183195
2016-08-03 0.210000 1.229000
2016-05-04 0.210000 1.270412
2016-02-03 0.190000 1.273595
2015-11-04 0.190000 1.182707
2015-08-05 0.190000 1.155188
2015-05-06 0.190000 1.106324
2015-02-04 0.170000 1.166373
2014-11-05 0.170000 1.194967
2014-08-06 0.170000 1.292820
2014-05-07 0.170000 1.395650
2014-02-05 0.170000 1.515057
2013-11-06 0.170000 1.595191
2013-08-07 0.170000 1.672822
2013-05-08 0.170000 1.536201
2013-02-06 0.170000 1.914474
2012-11-07 0.170000 2.033508
2012-08-08 0.170000 2.043605
2012-05-08 0.170000 1.975430
2012-02-01 0.270000 3.078789
2011-11-02 0.270000 2.993454
2011-08-03 0.270000 2.896411
2011-05-04 0.270000 2.619337
2011-02-02 0.270000 2.421912
2010-11-03 0.270000 2.908322
2010-08-04 0.270000 2.929889
2010-05-05 0.270000 2.836086
2010-02-03 0.270000 3.163177
2009-11-04 0.270000 3.120605
2009-08-05 0.270000 3.240192
2009-05-06 0.270000 3.159250
2009-02-04 0.270000 3.199544
2008-11-05 0.270000 2.682563
2008-08-06 0.270000 2.508208
2008-05-07 0.270000 2.400669
2008-02-06 0.260000 2.328276
2007-11-07 0.260000 2.296289
2007-08-08 0.260000 2.207780
2007-05-02 0.260000 2.095787
2007-01-31 0.250000 2.041867
2006-11-01 0.250000 2.072123
2006-08-02 0.250000 2.175259
2006-05-03 0.250000 2.270704
2006-02-01 0.240000 2.223473
2005-11-02 0.240000 2.276903
2005-08-03 0.240000 2.244652
2005-05-04 0.240000 2.200823
2005-02-02 0.230000 2.049928
2004-11-03 0.230000 2.040456
2004-08-04 0.230000 2.224496
2004-05-05 0.208000 1.861550
2004-02-04 0.208000 1.862399
2003-11-05 0.208000 1.987889
2003-08-06 0.208000 2.106608
2003-05-07 0.208000 2.397053
2003-02-05 0.192000 2.308353
2002-11-06 0.192000 2.351508
2002-08-07 0.192000 2.427972
2002-05-08 0.192000 2.518008
2002-03-26 0.200000 2.690856
2002-02-05 0.176000 2.372930
2001-11-07 0.176000 2.473051
2001-08-08 0.176000 2.597716
2001-02-07 0.160000 3.411123
1996-05-08 0.101333 1.733829
1996-02-13 0.101333 1.933215
1995-11-08 0.099556 2.137019
1995-08-09 0.099556 2.283765
1995-05-08 0.092444 2.130390
1994-10-31 0.088889 1.959459
1994-05-06 0.088889 2.092375
Additional Data
dividendRate 1.36
dividendYield 2.4
exDividendDate 2026-05-01
trailingAnnualDividendRate 1.31
trailingAnnualDividendYield 0.022770727
lastDividendValue 0.33
lastDividendDate 2026-02-06
dividendDate 2026-05-27

Info Dump

Attribute Value
52 Week Change 0.4207884
Address1 1,500 Nitterhouse Drive
Address2 PO Box 6010
All Time High 60.0
All Time Low 11.733333
Ask 57.17
Ask Size 1
Audit Risk 8
Average Daily Volume10 Day 48,740
Average Daily Volume3 Month 35,418
Average Volume 35,418
Average Volume10Days 48,740
Beta -0.102
Bid 55.19
Bid Size 1
Board Risk 5
Book Value 39.106
City Chambersburg
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 5
Country United States
Crypto Tradeable 0
Currency USD
Current Price 56.59
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 60.0
Day Low 56.2
Display Name Franklin Financial Services
Dividend Date 1,779,840,000
Dividend Rate 1.36
Dividend Yield 2.4
Earnings Growth 11.993
Earnings Quarterly Growth 11.409
Earnings Timestamp 1,777,379,400
Earnings Timestamp End 1,777,379,400
Earnings Timestamp Start 1,777,379,400
Ebitda Margins 0.0
Enterprise To Revenue 4.027
Enterprise Value 346,027,904
Eps Current Year 5.61
Eps Forward 6.31
Eps Trailing Twelve Months 4.74
Esg Populated 0
Ex Dividend Date 1,777,593,600
Exchange NCM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 51.7676
Fifty Day Average Change 4.822399
Fifty Day Average Change Percent 0.09315477
Fifty Two Week Change Percent 42.078842
Fifty Two Week High 60.0
Fifty Two Week High Change -3.4099998
Fifty Two Week High Change Percent -0.05683333
Fifty Two Week Low 33.44
Fifty Two Week Low Change 23.150002
Fifty Two Week Low Change Percent 0.69228476
Fifty Two Week Range 33.44 - 60.0
Financial Currency USD
First Trade Date Milliseconds 765,639,000,000
Five Year Avg Dividend Yield 3.83
Float Shares 4,170,346
Forward Eps 6.31
Forward P E 8.968305
Full Exchange Name NasdaqCM
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.0
Gross Profits 85,923,000
Has Pre Post Market Data 1
Held Percent Insiders 0.06437
Held Percent Institutions 0.35493
Implied Shares Outstanding 4,491,928
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,770,336,000
Last Dividend Value 0.33
Last Fiscal Year End 1,767,139,200
Last Split Date 1,088,467,200
Last Split Factor 125:100
Long Business Summary Franklin Financial Services Corporation operates as the bank holding company for Farmers and Merchants Trust Company of Chambersburg that provides banking services to businesses, individuals, and governmental entities in Pennsylvania. It offers various deposit products, including demand deposits, savings, money management accounts, time deposits, and certificates of deposits. The company also provides commercial real estate, construction and land development, commercial and industrial, and residential mortgage loans, as well as installment and revolving loans; consumer loans comprising unsecured personal lines of credit and installment loans; and secured and unsecured commercial and industrial loans, including accounts receivable and inventory financing, and commercial equipment financing. In addition, it offers various trust services comprising estate planning and administration, corporate and personal trust fund management, pension, and profit sharing and other employee benefit funds management services, and custodial services, as well as non-trust related investment services; sells mutual funds, annuities, and insurance products; safe deposit; and pension and fiduciary services. Further, the company engages in non-bank investment activities, such as venture capital investments. The company was founded in 1906 and is headquartered in Chambersburg, Pennsylvania.
Long Name Franklin Financial Services Corporation
Market us_market
Market Cap 254,198,208
Market State PRE
Max Age 86,400
Message Board Id finmb_3110623
Most Recent Quarter 1,767,139,200
Net Income To Common 21,226,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 254,198,205
Number Of Analyst Opinions 1
Open 60.0
Operating Cashflow 25,442,000
Operating Margins 0.348
Overall Risk 6
Payout Ratio 0.2764
Peg Ratio 1.03
Phone 717 264 6116
Previous Close 57.53
Price Eps Current Year 10.087344
Price Hint 2
Price To Book 1.4470925
Price To Sales Trailing12 Months 2.958442
Profit Margins 0.24704
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change -0.939999
Regular Market Change Percent -1.63393
Regular Market Day High 60.0
Regular Market Day Low 56.2
Regular Market Day Range 56.2 - 60.0
Regular Market Open 60.0
Regular Market Previous Close 57.53
Regular Market Price 56.59
Regular Market Time 1,776,801,601
Regular Market Volume 36,385
Return On Assets 0.00957
Return On Equity 0.13268
Revenue Growth 0.547
Revenue Per Share 19.252
Sand P52 Week Change 0.3140242
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 9
Shares Outstanding 4,491,928
Shares Percent Shares Out 0.0164
Shares Short 73,545
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 78,143
Short Name Franklin Financial Services Cor
Short Percent Of Float 0.0172
Short Ratio 3.27
Source Interval 15
State PA
Symbol FRAF
Target High Price 59.0
Target Low Price 59.0
Target Mean Price 59.0
Target Median Price 59.0
Total Cash 122,344,000
Total Cash Per Share 27.291
Total Debt 214,684,992
Total Revenue 85,923,000
Tradeable 0
Trailing Annual Dividend Rate 1.31
Trailing Annual Dividend Yield 0.022770727
Trailing Eps 4.74
Trailing P E 11.938819
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 48.23835
Two Hundred Day Average Change 8.35165
Two Hundred Day Average Change Percent 0.173133
Type Disp Equity
Volume 36,385
Website https://www.franklinfin.com
Zip 17,201-0819