Finance of America Companies Inc. (FOA)Financial Services | Credit Services | Plano, United States | NYSE
26.34 USD
+0.96
(3.783%)
⇧
(July 14, 2026, 4 p.m.
EDT)
|
Hot Take ↕ | July 11, 2026, 5:47 a.m. EDT
The immediate outlook is driven by a dramatic technical recovery; the stock has surged nearly 100% in the last year, snapping a six-year downtrend and trading well above its moving averages. This momentum, combined with a massive upgrade to 'Buy' and a restructuring of its charter, creates a high-conviction short-term bullish case as capital rushes in to catch the trend. However, the long-term picture remains murky due to a catastrophic 76% drawdown over the past six years and severe operational headwinds, including negative operating cash flow and shrinking revenues. The balance sheet is precarious, loaded with debt that dwarfs equity, making it vulnerable to further stress despite the current rally. Crucially, there is no dividend support whatsoever, offering no cushion for a long-term holder. While the catalysts suggest a potential turnaround story, the fundamental damage and lack of cash generation mean this is a speculative momentum play rather than a stable investment. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.081370 |
| AutoETS | 0.081998 |
| MSTL | 0.082721 |
| AutoARIMA | 0.083450 |
| MSTL_126 | 0.085866 |
| MSTL_79 | 0.117062 |
| MSTL_79_126 | 0.126891 |
Forecast horizon: 60 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 24% |
| H-stat | 10.70 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.000 |
| Excess Kurtosis | 0.43 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Debt to Equity Ratio | 2670.329 |
| Revenue per Share | 49.559 |
| Market Cap | 235,389,248 |
| Trailing P/E | 11.65 |
| Forward P/E | 4.92 |
| Beta | 1.63 |
| Profit Margins | 7.20% |
| Previous Name | Finance of America Equity Capital LLC |
| Website | https://www.financeofamerica.com |
As of July 11, 2026, 5:47 a.m. EDT: Speculators are aggressively positioning for a rebound, evidenced by massive open interest in out-of-the-money calls (strikes 30 and 35) relative to volume, suggesting a bet on a sharp upward move. Conversely, put writers are heavily exposed at deep strikes (10, 15), indicating a belief that the floor is far below current levels. The implied volatility skew shows extreme fear at deep strikes but normalized pricing near the money, reflecting a 'long gamma' setup where traders expect a volatile bounce rather than a steady grind.
| Attribute | Value |
|---|---|
| 52 Week Change | 0.09632826 |
| Address1 | 5,830 Granite Parkway |
| Address2 | Suite 400 |
| All Time High | 116.65 |
| All Time Low | 4.1 |
| Ask | 0.0 |
| Ask Size | 100 |
| Audit Risk | 10 |
| Average Daily Volume10 Day | 70,890 |
| Average Daily Volume3 Month | 59,649 |
| Average Volume | 59,649 |
| Average Volume10Days | 70,890 |
| Beta | 1.629 |
| Bid | 0.0 |
| Bid Size | 100 |
| Board Risk | 6 |
| Book Value | 40.657 |
| City | Plano |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 10 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 26.34 |
| Current Ratio | 9.232 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,782,777,600 |
| Day High | 27.08 |
| Day Low | 25.745 |
| Debt To Equity | 2,670.329 |
| Display Name | Finance of America Companies |
| Earnings Call Timestamp End | 1,778,014,800 |
| Earnings Call Timestamp Start | 1,778,014,800 |
| Earnings Growth | -0.647 |
| Earnings Quarterly Growth | -0.42 |
| Earnings Timestamp | 1,778,011,200 |
| Earnings Timestamp End | 1,785,873,600 |
| Earnings Timestamp Start | 1,785,873,600 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 26.37 |
| Enterprise Value | 11,916,056,576 |
| Eps Current Year | 4.75 |
| Eps Forward | 5.35 |
| Eps Trailing Twelve Months | 2.26 |
| Esg Populated | 0 |
| Exchange | NYQ |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 21.3896 |
| Fifty Day Average Change | 4.9503994 |
| Fifty Day Average Change Percent | 0.23143955 |
| Fifty Two Week Change Percent | 9.632826 |
| Fifty Two Week High | 29.79 |
| Fifty Two Week High Change | -3.4500008 |
| Fifty Two Week High Change Percent | -0.1158107 |
| Fifty Two Week Low | 15.77 |
| Fifty Two Week Low Change | 10.57 |
| Fifty Two Week Low Change Percent | 0.67025995 |
| Fifty Two Week Range | 15.77 - 29.79 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,555,594,200,000 |
| Float Shares | 3,663,678 |
| Forward Eps | 5.35 |
| Forward P E | 4.9233646 |
| Full Exchange Name | NYSE |
| Full Time Employees | 782 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,782,864,000 |
| Gross Margins | 0.7975 |
| Gross Profits | 360,380,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.51563 |
| Held Percent Institutions | 0.58138 |
| Implied Shares Outstanding | 8,936,570 |
| Industry | Credit Services |
| Industry Disp | Credit Services |
| Industry Key | credit-services |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 1,721,952,000 |
| Last Split Factor | 1:10 |
| Long Business Summary | Finance of America Companies Inc. a financial service holding company, through its subsidiaries, provides home equity-based financing solutions for a modern retirement in the United States. The company operates through two segments: Retirement Solutions and Portfolio Management. It offers home equity conversion and non-agency reverse mortgage loans; and product development, loan securitization, loan sales, risk management, servicing oversight, and asset management services. The company was founded in 2013 and is headquartered in Plano, Texas. |
| Long Name | Finance of America Companies Inc. |
| Market | us_market |
| Market Cap | 235,389,248 |
| Market State | PRE |
| Max Age | 86,400 |
| Message Board Id | finmb_691583405 |
| Most Recent Quarter | 1,774,915,200 |
| Name Change Date | 2,026-07-15 |
| Net Income To Common | 32,172,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 226,810,146 |
| Number Of Analyst Opinions | 1 |
| Open | 25.62 |
| Operating Cashflow | -468,526,016 |
| Operating Margins | 0.13048 |
| Overall Risk | 10 |
| Payout Ratio | 0.0 |
| Phone | 877 202 2666 |
| Pre Market Change | 0.0 |
| Pre Market Change Percent | 0.0 |
| Pre Market Price | 26.34 |
| Pre Market Time | 1,784,109,359 |
| Prev Name | Finance of America Equity Capital LLC |
| Previous Close | 25.38 |
| Price Eps Current Year | 5.5452633 |
| Price Hint | 2 |
| Price To Book | 0.6478589 |
| Price To Sales Trailing12 Months | 0.520904 |
| Profit Margins | 0.07199 |
| Quick Ratio | 9.127 |
| Quote Source Name | Delayed Quote |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | 0.960001 |
| Regular Market Change Percent | 3.78251 |
| Regular Market Day High | 27.08 |
| Regular Market Day Low | 25.745 |
| Regular Market Day Range | 25.745 - 27.08 |
| Regular Market Open | 25.62 |
| Regular Market Previous Close | 25.38 |
| Regular Market Price | 26.34 |
| Regular Market Time | 1,784,059,202 |
| Regular Market Volume | 139,276 |
| Return On Assets | 0.00213 |
| Return On Equity | 0.15604 |
| Revenue Growth | -0.275 |
| Revenue Per Share | 49.559 |
| Sand P52 Week Change | 0.20365608 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 5 |
| Shares Outstanding | 8,936,570 |
| Shares Percent Shares Out | 0.0625 |
| Shares Short | 555,911 |
| Shares Short Previous Month Date | 1,780,012,800 |
| Shares Short Prior Month | 572,750 |
| Short Name | Finance of America Companies In |
| Short Percent Of Float | 0.1282 |
| Short Ratio | 9.51 |
| Source Interval | 15 |
| State | TX |
| Symbol | FOA |
| Target High Price | 25.0 |
| Target Low Price | 25.0 |
| Target Mean Price | 25.0 |
| Target Median Price | 25.0 |
| Total Cash | 107,656,000 |
| Total Cash Per Share | 12.107 |
| Total Debt | 11,699,086,336 |
| Total Revenue | 451,886,016 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 2.26 |
| Trailing P E | 11.654867 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 21.54175 |
| Two Hundred Day Average Change | 4.79825 |
| Two Hundred Day Average Change Percent | 0.2227419 |
| Type Disp | Equity |
| Volume | 139,276 |
| Website | https://www.financeofamerica.com |
| Zip | 75,024 |