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Finance of America Companies Inc. (FOA)

Financial Services | Credit Services | Plano, United States | NYSE
23.61 USD +1.66 (7.563%) ⇧ (April 17, 2026, 2:12 p.m. EDT)

Short-term: ★★☆☆☆ | Long-term: ★☆☆☆☆ | Dividends: ☆☆☆☆☆
Hot Take | April 11, 2026, 3:50 p.m. EDT

FOA appears to be a high-risk stock with a significant debt-to-equity ratio and weak fundamentals. The recent price history shows a downward trend, and the stock has underperformed over the past five years. The lack of dividend payouts and weak earnings growth make it unsuitable for dividend-focused investors. While there is some short-term momentum, the overall outlook is bearish, and the stock should be approached with caution.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoETS ✓0.204758
AutoARIMA0.204762
MSTL0.207257
AutoTheta0.244001

Forecast horizon: 45 days | Selected: AutoETS

Forecast Reliability
Score 45%
H-stat 7.91
Ljung-Box p 0.000
Jarque-Bera p 0.155
Excess Kurtosis -1.32
Attribute Value
Sector Financial Services
Debt to Equity Ratio 2861.378
Revenue per Share 52.158
Market Cap 201,911,104
Trailing P/E 5.99
Forward P/E 4.50
Beta 1.71
Profit Margins 9.09%
Previous Name Finance of America Equity Capital LLC
Website https://www.financeofamerica.com

As of April 11, 2026, 3:50 p.m. EDT: Options activity indicates mixed sentiment. Call options are showing higher open interest and volume on the upper end of the strike range, suggesting potential bullish sentiment for higher prices. However, put options also show significant activity, particularly on the lower end of the strike range, indicating fear or hedging against a potential decline. The overall IV is relatively low, which may suggest a lack of conviction among speculators. The recent price movement shows a slight uptrend, but the momentum is weak and could be influenced by market conditions and earnings reports.


Info Dump

Attribute Value
52 Week Change 0.1858455
Address1 5,830 Granite Parkway
Address2 Suite 400
All Time High 116.65
All Time Low 4.1
Ask 23.66
Ask Size 600
Audit Risk 10
Average Daily Volume10 Day 72,240
Average Daily Volume3 Month 91,380
Average Volume 91,380
Average Volume10Days 72,240
Beta 1.707
Bid 23.32
Bid Size 200
Board Risk 8
Book Value 41.0
City Plano
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 6
Country United States
Crypto Tradeable 0
Currency USD
Current Price 23.61
Current Ratio 8.085
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 23.7725
Day Low 22.22
Debt To Equity 2,861.378
Display Name Finance of America Companies
Earnings Call Timestamp End 1,773,176,400
Earnings Call Timestamp Start 1,773,176,400
Earnings Timestamp 1,773,172,800
Earnings Timestamp End 1,778,011,200
Earnings Timestamp Start 1,778,011,200
Ebitda Margins 0.0
Enterprise To Revenue 23.099
Enterprise Value 11,490,352,128
Eps Current Year 4.5
Eps Forward 5.25
Eps Trailing Twelve Months 3.94
Esg Populated 0
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 19.0894
Fifty Day Average Change 4.5206013
Fifty Day Average Change Percent 0.23681213
Fifty Two Week Change Percent 18.584549
Fifty Two Week High 29.58
Fifty Two Week High Change -5.9699993
Fifty Two Week High Change Percent -0.20182553
Fifty Two Week Low 15.77
Fifty Two Week Low Change 7.84
Fifty Two Week Low Change Percent 0.4971465
Fifty Two Week Range 15.77 - 29.58
Financial Currency USD
First Trade Date Milliseconds 1,555,594,200,000
Float Shares 3,871,716
Forward Eps 5.25
Forward P E 4.497143
Full Exchange Name NYSE
Full Time Employees 782
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.82819
Gross Profits 411,974,016
Has Pre Post Market Data 1
Held Percent Insiders 0.55249
Held Percent Institutions 0.57897997
Implied Shares Outstanding 8,551,931
Industry Credit Services
Industry Disp Credit Services
Industry Key credit-services
Is Earnings Date Estimate 1
Language en-US
Last Fiscal Year End 1,767,139,200
Last Split Date 1,721,952,000
Last Split Factor 1:10
Long Business Summary Finance of America Companies Inc. a financial service holding company, through its subsidiaries, provides home equity-based financing solutions for a modern retirement in the United States. The company operates through two segments: Retirement Solutions and Portfolio Management. It offers home equity conversion and non-agency reverse mortgage loans; and product development, loan securitization, loan sales, risk management, servicing oversight, and asset management services. The company was founded in 2013 and is headquartered in Plano, Texas.
Long Name Finance of America Companies Inc.
Market us_market
Market Cap 201,911,104
Market State REGULAR
Max Age 86,400
Message Board Id finmb_691583405
Most Recent Quarter 1,767,139,200
Name Change Date 2,026-04-16
Net Income To Common 48,027,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 187,714,885
Number Of Analyst Opinions 1
Open 22.43
Operating Cashflow -429,745,984
Operating Margins -0.20658001
Overall Risk 8
Payout Ratio 0.0
Phone 877 202 2666
Prev Name Finance of America Equity Capital LLC
Previous Close 21.95
Price Eps Current Year 5.246667
Price Hint 2
Price To Book 0.57585365
Price To Sales Trailing12 Months 0.40590122
Profit Margins 0.09094
Quick Ratio 8.01
Quote Source Name Delayed Quote
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 1.6599998
Regular Market Change Percent 7.5626416
Regular Market Day High 23.7725
Regular Market Day Low 22.22
Regular Market Day Range 22.22 - 23.7725
Regular Market Open 22.43
Regular Market Previous Close 21.95
Regular Market Price 23.61
Regular Market Time 1,776,449,577
Regular Market Volume 42,788
Return On Assets 0.00366
Return On Equity 0.30811
Revenue Per Share 52.158
Sand P52 Week Change 0.36506534
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 7
Shares Outstanding 8,551,931
Shares Percent Shares Out 0.077199996
Shares Short 660,523
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 562,324
Short Name Finance of America Companies In
Short Percent Of Float 0.16520001
Short Ratio 5.37
Source Interval 15
State TX
Symbol FOA
Target High Price 22.5
Target Low Price 22.5
Target Mean Price 22.5
Target Median Price 22.5
Total Cash 89,503,000
Total Cash Per Share 10.466
Total Debt 11,320,384,512
Total Revenue 497,439,008
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps 3.94
Trailing P E 5.992386
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 22.6409
Two Hundred Day Average Change 0.96910095
Two Hundred Day Average Change Percent 0.042803112
Type Disp Equity
Volume 42,788
Website https://www.financeofamerica.com
Zip 75,024