The First Bancorp, Inc. (FNLC)Financial Services | Banks - Regional | Damariscotta, United States | NasdaqGS
29.42 USD
+0.75
(2.616%)
⇧
(April 17, 2026, 4 p.m.
EDT)
After hours: 29.42 Short-term: ★★★☆☆ | Long-term: ★★★★☆ | Dividends: ★★★★★ |
Hot Take | April 11, 2026, 3:03 p.m. EDT
FNLC is a regional bank with a solid dividend yield and consistent payout history, making it a strong candidate for dividend-focused investors. The recent price movement shows some momentum, but the short-term forecast suggests modest gains. The options data indicates mixed signals, with bullish and bearish positioning, suggesting caution. Long-term, the fundamentals and dividend stability make it a compelling buy-and-hold opportunity. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.027717 |
| MSTL | 0.045403 |
| AutoETS | 0.049056 |
| AutoARIMA | 0.049521 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 80% |
| H-stat | 0.26 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.398 |
| Excess Kurtosis | -0.70 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-04-06 |
| Last Dividend Date | 2026-04-06 |
| Revenue per Share | 8.375 |
| Market Cap | 331,572,800 |
| Trailing P/E | 9.58 |
| Beta | 0.51 |
| Profit Margins | 37.04% |
| Website | https://www.thefirst.com |
As of April 11, 2026, 3:03 p.m. EDT: Options activity indicates mixed signals. For calls, there is a notable increase in OTM and ITM positioning for the June 18 expiration, with significant strikes at 30.0 and 35.0, suggesting some bullish sentiment. However, puts show heavy OTM positioning, especially for the June 18 expiration, with significant strikes at 15.0 and 20.0, indicating potential bearish sentiment or hedging. The overall options data suggests a cautious outlook with some potential for upward movement, but also significant downside risk.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 1.29% | 5.65% | 6.12% | 5.90% |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-04-07 | 0.370000 | 1.287404 |
| 2026-01-06 | 0.370000 | 1.406468 |
| 2025-10-06 | 0.370000 | 1.496944 |
| 2025-07-08 | 0.370000 | 1.459436 |
| 2025-04-08 | 0.360000 | 1.637246 |
| 2025-01-06 | 0.360000 | 1.460164 |
| 2024-10-08 | 0.360000 | 1.529586 |
| 2024-07-09 | 0.360000 | 1.669121 |
| 2024-04-08 | 0.350000 | 1.653743 |
| 2024-01-05 | 0.350000 | 1.419173 |
| 2023-10-06 | 0.350000 | 1.674832 |
| 2023-07-07 | 0.350000 | 1.651111 |
| 2023-04-06 | 0.340000 | 1.598025 |
| 2023-01-06 | 0.340000 | 1.372551 |
| 2022-10-04 | 0.340000 | 1.428340 |
| 2022-07-08 | 0.340000 | 1.388394 |
| 2022-04-08 | 0.320000 | 1.356743 |
| 2022-01-07 | 0.320000 | 1.201637 |
| 2021-10-08 | 0.320000 | 1.364138 |
| 2021-07-07 | 0.320000 | 1.432926 |
| 2021-04-05 | 0.310000 | 1.368934 |
| 2021-01-05 | 0.310000 | 1.605090 |
| 2020-10-05 | 0.310000 | 1.874555 |
| 2020-07-06 | 0.310000 | 1.974552 |
| 2020-04-08 | 0.300000 | 1.751708 |
| 2020-01-06 | 0.300000 | 1.369716 |
| 2019-10-04 | 0.300000 | 1.531730 |
| 2019-07-09 | 0.300000 | 1.613763 |
| 2019-04-09 | 0.290000 | 1.591287 |
| 2019-01-09 | 0.290000 | 1.562059 |
| 2018-10-05 | 0.290000 | 1.443242 |
| 2018-07-06 | 0.290000 | 1.410963 |
| 2018-04-04 | 0.240000 | 1.288030 |
| 2018-01-05 | 0.240000 | 1.310276 |
| 2017-10-12 | 0.240000 | 1.186609 |
| 2017-07-06 | 0.240000 | 1.360270 |
| 2017-04-04 | 0.230000 | 1.319054 |
| 2017-01-04 | 0.350000 | 1.714412 |
| 2016-10-03 | 0.230000 | 1.550685 |
| 2016-07-01 | 0.230000 | 1.711321 |
| 2016-04-04 | 0.220000 | 1.814842 |
| 2016-01-05 | 0.220000 | 1.786333 |
| 2015-10-01 | 0.220000 | 1.911023 |
| 2015-07-01 | 0.220000 | 1.883335 |
| 2015-04-01 | 0.210000 | 2.012829 |
| 2014-12-29 | 0.210000 | 1.963220 |
| 2014-10-02 | 0.210000 | 2.152187 |
| 2014-07-02 | 0.210000 | 2.093232 |
| 2014-04-02 | 0.200000 | 2.147926 |
| 2014-01-02 | 0.200000 | 2.084768 |
| 2013-10-03 | 0.195000 | 2.119583 |
| 2013-07-03 | 0.195000 | 2.010928 |
| 2013-04-03 | 0.195000 | 2.091422 |
| 2013-01-03 | 0.195000 | 2.091575 |
| 2012-10-03 | 0.195000 | 2.098061 |
| 2012-07-03 | 0.195000 | 2.183692 |
| 2012-04-03 | 0.195000 | 2.469002 |
| 2012-01-04 | 0.195000 | 2.409073 |
| 2011-10-03 | 0.195000 | 3.252217 |
| 2011-07-01 | 0.195000 | 2.655263 |
| 2011-04-04 | 0.195000 | 2.580216 |
| 2011-01-04 | 0.195000 | 2.573273 |
| 2010-10-04 | 0.195000 | 2.984051 |
| 2010-07-01 | 0.195000 | 3.227861 |
| 2010-03-31 | 0.195000 | 2.624917 |
| 2010-01-05 | 0.195000 | 2.832714 |
| 2009-10-01 | 0.195000 | 2.346033 |
| 2009-07-01 | 0.195000 | 2.166993 |
| 2009-04-02 | 0.195000 | 2.501618 |
| 2008-12-31 | 0.195000 | 2.226275 |
| 2008-10-02 | 0.195000 | 2.055241 |
| 2008-07-02 | 0.190000 | 3.336936 |
| 2008-04-03 | 0.185000 | 2.813864 |
| 2008-01-03 | 0.180000 | 2.926398 |
| 2007-10-04 | 0.175000 | 2.744571 |
| 2007-07-05 | 0.170000 | 2.484990 |
| 2007-04-04 | 0.165000 | 2.545221 |
| 2007-01-04 | 0.160000 | 2.374828 |
| 2006-10-04 | 0.155000 | 2.287457 |
| 2006-07-05 | 0.150000 | 2.234878 |
| 2006-04-05 | 0.145000 | 2.091086 |
| 2006-01-05 | 0.140000 | 2.085313 |
| 2005-10-05 | 0.135000 | 1.798262 |
| 2005-07-06 | 0.130000 | 1.954359 |
| 2005-04-06 | 0.125000 | 1.882477 |
| 2005-01-05 | 0.120000 | 1.820292 |
| 2004-10-06 | 0.115000 | 1.627552 |
| 2004-07-07 | 0.110000 | 1.545811 |
| 2004-04-06 | 0.103333 | 1.789967 |
| 2004-01-07 | 0.100000 | 1.684173 |
| 2003-10-07 | 0.096667 | 1.844809 |
| 2003-07-03 | 0.093333 | 1.967489 |
| 2003-04-03 | 0.090000 | 2.136678 |
| 2003-01-02 | 0.086667 | 2.274888 |
| 2002-10-03 | 0.083333 | 2.454919 |
| 2002-07-02 | 0.080000 | 2.316786 |
| 2002-04-10 | 0.076667 | 2.358237 |
| 2002-01-03 | 0.073333 | 2.882120 |
| 2001-10-03 | 0.070000 | 3.070559 |
| 2001-07-03 | 0.066667 | 3.255397 |
| 2001-03-29 | 0.063333 | 3.721029 |
| 2000-12-28 | 0.060000 | 3.554386 |
| 2000-10-03 | 0.056667 | 3.467139 |
| 2000-06-28 | 0.053333 | 3.285070 |
| 2000-04-03 | 0.050000 | 3.219290 |
| 1999-12-29 | 0.046667 | 2.709908 |
| 1999-09-28 | 0.043333 | 2.208211 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.21896255 |
| Address1 | 223 Main Street |
| All Time High | 36.8 |
| All Time Low | 4.416667 |
| Ask | 30.23 |
| Ask Size | 1 |
| Audit Risk | 3 |
| Average Daily Volume10 Day | 23,580 |
| Average Daily Volume3 Month | 20,162 |
| Average Volume | 20,162 |
| Average Volume10Days | 23,580 |
| Beta | 0.511 |
| Bid | 28.66 |
| Bid Size | 1 |
| Board Risk | 7 |
| Book Value | 25.23 |
| City | Damariscotta |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 6 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 29.42 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 29.9 |
| Day Low | 28.645 |
| Display Name | The First Bancorp |
| Dividend Date | 1,776,384,000 |
| Dividend Rate | 1.48 |
| Dividend Yield | 5.03 |
| Earnings Growth | 0.411 |
| Earnings Quarterly Growth | 0.397 |
| Earnings Timestamp | 1,776,888,000 |
| Earnings Timestamp End | 1,776,888,000 |
| Earnings Timestamp Start | 1,776,888,000 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 5.263 |
| Enterprise Value | 488,723,776 |
| Eps Trailing Twelve Months | 3.07 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,775,520,000 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 28.3802 |
| Fifty Day Average Change | 1.0398006 |
| Fifty Day Average Change Percent | 0.03663824 |
| Fifty Two Week Change Percent | 21.896255 |
| Fifty Two Week High | 30.33 |
| Fifty Two Week High Change | -0.90999985 |
| Fifty Two Week High Change Percent | -0.030003292 |
| Fifty Two Week Low | 23.05 |
| Fifty Two Week Low Change | 6.370001 |
| Fifty Two Week Low Change Percent | 0.2763558 |
| Fifty Two Week Range | 23.05 - 30.33 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 931,959,000,000 |
| Five Year Avg Dividend Yield | 5.06 |
| Float Shares | 10,670,175 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 278 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,775,001,600 |
| Gross Margins | 0.0 |
| Gross Profits | 92,867,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.04923 |
| Held Percent Institutions | 0.5232 |
| Implied Shares Outstanding | 11,270,319 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Dividend Date | 1,775,520,000 |
| Last Dividend Value | 0.37 |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 1,086,134,400 |
| Last Split Factor | 3:1 |
| Long Business Summary | The First Bancorp, Inc. operates as the bank holding company for First National Bank that provides a range of banking products and services to individual and corporate customers. It accepts various deposit products, including demand, NOW, time, savings, money market, and certificates of deposit accounts. The company also provides commercial loans, such as mortgage loans to finance investments in real property, which includes retail spaces, offices, industrial buildings, hotels, educational facilities, and other specific or mixed use properties; commercial real estate non-owner occupied loans; commercial construction to finance construction in a mix of owner- and nonowner occupied commercial real estate properties; and commercial and industrial loans, including revolving and term loans for financing working capital and/or capital investment. In addition, it offers commercial multifamily loans; residential real estate term and construction loans; loans to municipalities in Maine for capitalized expenditures, construction projects, or tax anticipation notes; home equity revolving and term loans; and personal lines of credit and amortizing loans for various purposes, such as autos, recreational vehicles, debt consolidation, personal expenses, or overdraft protection. Further, the company offers private banking, financial planning, investment management, and trust services to individuals, businesses, non-profit organizations, and municipalities, as well as brokerage, annuity, and various insurance products. It operates through full-service banking offices in Lincoln, Knox, Waldo, Penobscot, Hancock, and Washington counties in the Mid-Coast, Eastern, and Down East regions of Maine. The company was formerly known as First National Lincoln Corporation and changed its name to The First Bancorp, Inc. in April 2008. The First Bancorp, Inc. was founded in 1864 and is based in Damariscotta, Maine. |
| Long Name | The First Bancorp, Inc. |
| Market | us_market |
| Market Cap | 331,572,800 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_405561 |
| Most Recent Quarter | 1,767,139,200 |
| Net Income To Common | 34,394,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 331,572,784 |
| Open | 29.03 |
| Operating Cashflow | 37,814,000 |
| Operating Margins | 0.51136 |
| Overall Risk | 4 |
| Payout Ratio | 0.59610003 |
| Phone | 207 563 3195 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 29.42 |
| Post Market Time | 1,776,456,605 |
| Previous Close | 28.67 |
| Price Hint | 2 |
| Price To Book | 1.1660721 |
| Price To Sales Trailing12 Months | 3.570405 |
| Profit Margins | 0.37036 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | 0.75 |
| Regular Market Change Percent | 2.61597 |
| Regular Market Day High | 29.9 |
| Regular Market Day Low | 28.645 |
| Regular Market Day Range | 28.645 - 29.9 |
| Regular Market Open | 29.03 |
| Regular Market Previous Close | 28.67 |
| Regular Market Price | 29.42 |
| Regular Market Time | 1,776,456,001 |
| Regular Market Volume | 26,506 |
| Return On Assets | 0.010880001 |
| Return On Equity | 0.12842 |
| Revenue Growth | 0.228 |
| Revenue Per Share | 8.375 |
| Sand P52 Week Change | 0.36506534 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 2 |
| Shares Outstanding | 11,270,319 |
| Shares Percent Shares Out | 0.0070999996 |
| Shares Short | 80,570 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 58,906 |
| Short Name | First Bancorp, Inc (ME) |
| Short Percent Of Float | 0.0076 |
| Short Ratio | 4.03 |
| Source Interval | 15 |
| State | ME |
| Symbol | FNLC |
| Total Cash | 36,365,000 |
| Total Cash Per Share | 3.227 |
| Total Debt | 193,516,000 |
| Total Revenue | 92,867,000 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 1.47 |
| Trailing Annual Dividend Yield | 0.051273108 |
| Trailing Eps | 3.07 |
| Trailing P E | 9.583062 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 26.7439 |
| Two Hundred Day Average Change | 2.6760998 |
| Two Hundred Day Average Change Percent | 0.10006393 |
| Type Disp | Equity |
| Volume | 26,506 |
| Website | https://www.thefirst.com |
| Zip | 4,543 |