F.N.B. Corporation (FNB)Financial Services | Banks - Regional | Pittsburgh, United States | NYSE
17.23 USD
+0.07
(0.379%)
⇧
(Oct. 16, 2026, 12:31 p.m.
EDT)
|
Hot Take ↕ | Oct. 10, 2026, 11:39 a.m. EDT
The investment case here is a classic value trap with a resilient dividend. Fundamentally, the bank is trading at a deep discount to book value (under 0.9x P/B) with a low forward P/E, yet it is suffering from a severe multi-year structural decline where the last three annual returns have been negative. This persistent price erosion suggests the market views the business quality as deteriorating despite the recent quarterly earnings bump. While the dividend yield is attractive at over 3%, the payout ratio is low enough to be safe, but the yield cannot compensate for the capital destruction seen in the long-term trajectory. On the short end, options flow shows a disconnect: traders are buying protection now but betting on a rebound later, creating a volatile environment. Given the confirmed multi-year downtrend and the lack of a clear inflection point in the price history, this remains a hold or sell situation rather than a buy. |
| Model | MAE |
|---|---|
| AutoARIMA ✓ | 0.039179 |
| AutoETS | 0.039330 |
| MSTL | 0.039390 |
| AutoTheta | 0.044986 |
Forecast horizon: 45 days | Selected: AutoARIMA
| Forecast Reliability | |
|---|---|
| Score | 44% |
| H-stat | 15.57 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.404 |
| Excess Kurtosis | -0.97 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-08-31 |
| Last Dividend Date | 2026-08-31 |
| Revenue per Share | 4.86 |
| Market Cap | 6,080,441,856 |
| Trailing P/E | 10.31 |
| Forward P/E | 9.14 |
| Beta | 0.89 |
| Profit Margins | 34.62% |
| Website | https://www.fnb-online.com |
As of Oct. 10, 2026, 11:39 a.m. EDT: Speculators are positioning defensively with heavy put volume at the money for the immediate October expiration, suggesting a fear of a near-term dip. However, open interest is heavily skewed toward out-of-the-money calls for November and February expirations, indicating a speculative belief that the stock will rally significantly toward the $20–$22.50 range within the next few months.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 0.73% | 2.90% | 3.20% | 3.48% |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-09-01 | 0.130000 | 0.727476 |
| 2026-06-01 | 0.130000 | 0.760234 |
| 2026-03-02 | 0.120000 | 0.696460 |
| 2025-12-01 | 0.120000 | 0.718993 |
| 2025-09-02 | 0.120000 | 0.732154 |
| 2025-06-02 | 0.120000 | 0.877193 |
| 2025-03-03 | 0.120000 | 0.827586 |
| 2024-12-02 | 0.120000 | 0.712589 |
| 2024-09-05 | 0.120000 | 0.838574 |
| 2024-06-06 | 0.120000 | 0.902256 |
| 2024-03-05 | 0.120000 | 0.867052 |
| 2023-12-04 | 0.120000 | 0.949367 |
| 2023-09-01 | 0.120000 | 1.019541 |
| 2023-06-01 | 0.120000 | 1.080108 |
| 2023-03-02 | 0.120000 | 0.855310 |
| 2022-12-02 | 0.120000 | 0.863931 |
| 2022-09-01 | 0.120000 | 1.024765 |
| 2022-06-02 | 0.120000 | 0.991736 |
| 2022-03-03 | 0.120000 | 0.916730 |
| 2021-12-02 | 0.120000 | 1.013514 |
| 2021-09-02 | 0.120000 | 1.047120 |
| 2021-05-28 | 0.120000 | 0.894855 |
| 2021-03-04 | 0.120000 | 0.987654 |
| 2020-12-02 | 0.120000 | 1.308615 |
| 2020-09-03 | 0.120000 | 1.602136 |
| 2020-05-29 | 0.120000 | 1.619433 |
| 2020-03-04 | 0.120000 | 1.175318 |
| 2019-12-02 | 0.120000 | 0.986031 |
| 2019-09-03 | 0.120000 | 1.152738 |
| 2019-05-30 | 0.120000 | 1.069519 |
| 2019-03-04 | 0.120000 | 0.986031 |
| 2018-11-30 | 0.120000 | 0.978793 |
| 2018-08-31 | 0.120000 | 0.892193 |
| 2018-05-31 | 0.120000 | 0.905660 |
| 2018-03-02 | 0.120000 | 0.848656 |
| 2017-11-30 | 0.120000 | 0.845666 |
| 2017-08-30 | 0.120000 | 0.944138 |
| 2017-05-30 | 0.120000 | 0.900901 |
| 2017-02-28 | 0.120000 | 0.770713 |
| 2016-11-29 | 0.120000 | 0.796813 |
| 2016-08-30 | 0.120000 | 0.961538 |
| 2016-05-27 | 0.120000 | 0.896191 |
| 2016-02-29 | 0.120000 | 0.977199 |
| 2015-11-27 | 0.120000 | 0.828729 |
| 2015-08-28 | 0.120000 | 0.961538 |
| 2015-05-28 | 0.120000 | 0.884956 |
| 2015-02-26 | 0.120000 | 0.930233 |
| 2014-11-26 | 0.120000 | 0.934579 |
| 2014-08-28 | 0.120000 | 0.982801 |
| 2014-05-29 | 0.120000 | 0.975610 |
| 2014-02-27 | 0.120000 | 0.993377 |
| 2013-11-27 | 0.120000 | 0.950119 |
| 2013-08-29 | 0.120000 | 0.982801 |
| 2013-05-30 | 0.120000 | 1.030043 |
| 2013-02-28 | 0.120000 | 1.056338 |
| 2012-11-29 | 0.120000 | 1.098901 |
| 2012-08-30 | 0.120000 | 1.088929 |
| 2012-05-31 | 0.120000 | 1.129944 |
| 2012-02-28 | 0.120000 | 1.008403 |
| 2011-11-29 | 0.120000 | 1.208459 |
| 2011-08-30 | 0.120000 | 1.349831 |
| 2011-05-27 | 0.120000 | 1.174168 |
| 2011-02-25 | 0.120000 | 1.188119 |
| 2010-11-29 | 0.120000 | 1.346801 |
| 2010-08-30 | 0.120000 | 1.564537 |
| 2010-05-27 | 0.120000 | 1.431981 |
| 2010-02-25 | 0.120000 | 1.585205 |
| 2009-11-27 | 0.120000 | 1.886792 |
| 2009-08-28 | 0.120000 | 1.709402 |
| 2009-05-28 | 0.120000 | 1.834862 |
| 2009-02-26 | 0.120000 | 1.860465 |
| 2008-11-26 | 0.240000 | 2.090592 |
| 2008-08-27 | 0.240000 | 2.088773 |
| 2008-05-28 | 0.240000 | 1.681850 |
| 2008-02-28 | 0.240000 | 1.651755 |
| 2007-11-28 | 0.240000 | 1.532567 |
| 2007-08-29 | 0.240000 | 1.407625 |
| 2007-05-30 | 0.235000 | 1.415663 |
| 2007-02-28 | 0.235000 | 1.369464 |
| 2006-11-29 | 0.235000 | 1.315053 |
| 2006-08-30 | 0.235000 | 1.435553 |
| 2006-05-15 | 0.235000 | 1.469669 |
| 2006-03-01 | 0.235000 | 1.417370 |
| 2005-11-29 | 0.235000 | 1.282051 |
| 2005-08-30 | 0.230000 | 1.292135 |
| 2005-05-27 | 0.230000 | 1.242572 |
| 2005-02-25 | 0.230000 | 1.182519 |
| 2004-11-29 | 0.230000 | 1.064322 |
| 2004-08-30 | 0.230000 | 1.085418 |
| 2004-05-27 | 0.230000 | 1.158107 |
| 2004-02-26 | 0.230000 | 1.017699 |
| 2004-01-02 | 16.650000 | 85.824744 |
| 2003-11-26 | 0.240000 | 0.716204 |
| 2003-08-27 | 0.240000 | 0.725733 |
| 2003-05-29 | 0.240000 | 0.807537 |
| 2003-03-04 | 0.209524 | 0.793079 |
| 2002-11-27 | 0.209524 | 0.775468 |
| 2002-08-29 | 0.209524 | 0.718720 |
| 2002-05-29 | 0.209524 | 0.708535 |
| 2002-02-28 | 0.181406 | 0.689180 |
| 2001-11-28 | 0.181406 | 0.806452 |
| 2001-08-29 | 0.181406 | 0.769231 |
| 2001-05-30 | 0.163265 | 0.742267 |
| 2001-02-28 | 0.155491 | 0.774195 |
| 2000-11-29 | 0.155491 | 0.891642 |
| 2000-08-30 | 0.155491 | 0.837211 |
| 2000-05-31 | 0.155491 | 0.979593 |
| 2000-03-02 | 0.148086 | 0.857140 |
| 1999-12-07 | 0.148086 | 0.714638 |
| 1999-09-01 | 0.148086 | 0.663592 |
| 1999-06-02 | 0.148086 | 0.672895 |
| 1999-02-25 | 0.134767 | 0.729976 |
| 1998-12-01 | 0.134767 | 0.606170 |
| 1998-09-02 | 0.134767 | 0.617043 |
| 1998-05-28 | 0.134767 | 0.479027 |
| 1998-02-26 | 0.134319 | 0.486487 |
| 1997-11-28 | 0.113425 | 0.460607 |
| 1997-08-28 | 0.113425 | 0.490324 |
| 1997-05-28 | 0.113425 | 0.579049 |
| 1997-02-27 | 0.113709 | 0.627451 |
| 1996-11-27 | 0.113709 | 0.703297 |
| 1996-08-28 | 0.113709 | 0.656410 |
| 1996-05-29 | 0.113709 | 0.680851 |
| 1996-02-28 | 0.108294 | 0.761903 |
| 1995-12-06 | 0.087989 | 0.634145 |
| 1995-09-06 | 0.067684 | 0.470589 |
| 1995-06-06 | 0.047379 | 0.386209 |
| 1995-03-06 | 0.045123 | 0.424246 |
| 1994-12-05 | 0.045123 | 0.459020 |
| 1994-09-02 | 0.045123 | 0.417914 |
| 1994-06-06 | 0.045123 | 0.459020 |
| 1994-03-04 | 0.042974 | 0.482759 |
| 1993-12-06 | 0.042974 | 0.459017 |
| 1993-09-13 | 0.042974 | 0.440946 |
| 1993-06-04 | 0.042974 | 0.491229 |
| 1993-03-04 | 0.040928 | 0.500006 |
| 1992-12-04 | 0.040928 | 0.700008 |
| 1992-09-03 | 0.040928 | 0.571435 |
| 1992-06-04 | 0.040928 | 0.549026 |
| 1992-03-04 | 0.040928 | 0.528308 |
| 1991-12-04 | 0.040928 | 0.583340 |
| 1991-09-04 | 0.040928 | 0.700008 |
| 1991-06-04 | 0.040928 | 0.700008 |
| 1991-03-04 | 0.040928 | 0.636371 |
| 1990-12-04 | 0.040928 | 0.583340 |
| 1990-09-04 | 0.035081 | 0.545458 |
| 1990-06-05 | 0.035081 | 0.428574 |
| 1990-03-05 | 0.035081 | 0.400003 |
| 1989-12-08 | 0.035081 | 0.400003 |
| 1989-09-05 | 0.035081 | 0.428574 |
| 1989-06-06 | 0.035081 | 0.400003 |
| 1989-03-06 | 0.035081 | 0.400003 |
| 1988-12-05 | 0.035081 | 0.387099 |
| 1988-09-02 | 0.035081 | 0.387099 |
| 1988-06-06 | 0.035081 | 0.352944 |
| 1988-03-04 | 0.035081 | 0.307694 |
| 1987-12-04 | 0.035081 | 0.333336 |
| 1987-09-03 | 0.035081 | 0.324327 |
| 1987-06-04 | 0.035081 | 0.328769 |
| 1987-03-04 | 0.035081 | 0.328769 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.13717699 |
| Address1 | 626 Washington Place |
| All Time High | 35.48 |
| All Time Low | 5.05 |
| Ask | 17.21 |
| Ask Size | 4,600 |
| Audit Risk | 2 |
| Average Analyst Rating | 1.8 - Buy |
| Average Daily Volume10 Day | 5,363,670 |
| Average Daily Volume3 Month | 4,683,929 |
| Average Volume | 4,683,929 |
| Average Volume10Days | 5,363,670 |
| Beta | 0.886 |
| Bid | 17.2 |
| Bid Size | 4,400 |
| Board Risk | 6 |
| Book Value | 19.343 |
| City | Pittsburgh |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 2 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 17.225 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,790,726,400 |
| Day High | 17.505 |
| Day Low | 17.195 |
| Display Name | F.N.B. |
| Dividend Date | 1,789,430,400 |
| Dividend Rate | 0.52 |
| Dividend Yield | 3.03 |
| Earnings Call Timestamp End | 1,792,526,400 |
| Earnings Call Timestamp Start | 1,792,526,400 |
| Earnings Growth | 0.162 |
| Earnings Quarterly Growth | 0.146 |
| Earnings Timestamp | 1,792,440,000 |
| Earnings Timestamp End | 1,792,440,000 |
| Earnings Timestamp Start | 1,792,440,000 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 5.022 |
| Enterprise Value | 8,762,497,024 |
| Eps Current Year | 1.69374 |
| Eps Forward | 1.8837 |
| Eps Trailing Twelve Months | 1.67 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,788,220,800 |
| Exchange | NYQ |
| Exchange Data Delayed By | 20 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 18.0908 |
| Fifty Day Average Change | -0.86579895 |
| Fifty Day Average Change Percent | -0.047858525 |
| Fifty Two Week Change Percent | 13.717699 |
| Fifty Two Week High | 19.59 |
| Fifty Two Week High Change | -2.3649998 |
| Fifty Two Week High Change Percent | -0.12072485 |
| Fifty Two Week Low | 14.55 |
| Fifty Two Week Low Change | 2.6750002 |
| Fifty Two Week Low Change Percent | 0.18384881 |
| Fifty Two Week Range | 14.55 - 19.59 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 526,051,800,000 |
| Five Year Avg Dividend Yield | 3.41 |
| Float Shares | 346,671,665 |
| Forward Eps | 1.8837 |
| Forward P E | 9.1442375 |
| Full Exchange Name | NYSE |
| Full Time Employees | 4,128 |
| Fullday Change | 0.065000534 |
| Fullday Change Percent | 0.378791 |
| Fullday Price | 17.225 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,790,812,800 |
| Gross Margins | 0.0 |
| Gross Profits | 1,744,899,968 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.01509 |
| Held Percent Institutions | 0.94791 |
| Implied Shares Outstanding | 353,000,972 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Dividend Date | 1,788,220,800 |
| Last Dividend Value | 0.13 |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 1,052,784,000 |
| Last Split Factor | 105:100 |
| Long Business Summary | F.N.B. Corporation, a bank and financial holding company, provides a range of financial products and services primarily to consumers, corporations, governments, and small- to medium-sized businesses in the United States. The company operates through three segments: Community Banking, Wealth Management, and Insurance. The Community Banking segment offers commercial and consumer banking services, including small business banking, investment real estate financing, business credit, capital market, and capital market and equipment financing services. It provides consumer banking products and services, such as deposit products, mortgage and consumer lending services, and mobile and online banking services. The Wealth Management segment provides personal and corporate fiduciary services comprising administration of decedent and trust estates; and securities brokerage and investment advisory services, mutual funds, and annuities. The Insurance segment comprises commercial and personal insurance, and reinsurance products, as well as mezzanine financing options for small- to medium-sized businesses. The company operates community banking branches in Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Washington, D.C., and Virginia. F.N.B. Corporation was founded in 1864 and is headquartered in Pittsburgh, Pennsylvania. |
| Long Name | F.N.B. Corporation |
| Market | us_market |
| Market Cap | 6,080,441,856 |
| Market State | REGULAR |
| Max Age | 86,400 |
| Message Board Id | finmb_205131 |
| Most Recent Quarter | 1,782,777,600 |
| Net Income To Common | 604,000,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 6,158,176,317 |
| Number Of Analyst Opinions | 9 |
| Open | 17.25 |
| Operating Cashflow | 704,000,000 |
| Operating Margins | 0.44671002 |
| Overall Risk | 3 |
| Payout Ratio | 0.2917 |
| Peg Ratio | 1.05 |
| Phone | 800 555 5455 |
| Previous Close | 17.16 |
| Price Eps Current Year | 10.169802 |
| Price Hint | 2 |
| Price To Book | 0.89050305 |
| Price To Sales Trailing12 Months | 3.4846938 |
| Profit Margins | 0.34615 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 1.77778 |
| Region | US |
| Regular Market Change | 0.065000534 |
| Regular Market Change Percent | 0.378791 |
| Regular Market Day High | 17.505 |
| Regular Market Day Low | 17.195 |
| Regular Market Day Range | 17.195 - 17.505 |
| Regular Market Open | 17.25 |
| Regular Market Previous Close | 17.16 |
| Regular Market Price | 17.225 |
| Regular Market Time | 1,792,168,297 |
| Regular Market Volume | 1,696,708 |
| Return On Assets | 0.01199 |
| Return On Equity | 0.0904 |
| Revenue Growth | 0.068 |
| Revenue Per Share | 4.86 |
| Sand P52 Week Change | 0.16207206 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 3 |
| Shares Outstanding | 353,000,972 |
| Shares Percent Shares Out | 0.0668 |
| Shares Short | 23,593,713 |
| Shares Short Previous Month Date | 1,788,134,400 |
| Shares Short Prior Month | 25,355,159 |
| Short Name | F.N.B. Corporation |
| Short Percent Of Float | 0.0883 |
| Short Ratio | 5.44 |
| Source Interval | 15 |
| State | PA |
| Symbol | FNB |
| Target High Price | 22.0 |
| Target Low Price | 19.0 |
| Target Mean Price | 20.55556 |
| Target Median Price | 21.0 |
| Total Cash | 2,462,000,128 |
| Total Cash Per Share | 6.974 |
| Total Debt | 5,167,000,064 |
| Total Revenue | 1,744,899,968 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.49 |
| Trailing Annual Dividend Yield | 0.028554779 |
| Trailing Eps | 1.67 |
| Trailing P E | 10.314372 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 17.8595 |
| Two Hundred Day Average Change | -0.6345005 |
| Two Hundred Day Average Change Percent | -0.035527337 |
| Type Disp | Equity |
| Volume | 1,696,708 |
| Website | https://www.fnb-online.com |
| Zip | 15,219 |