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F.N.B. Corporation (FNB)

Financial Services | Banks - Regional | Pittsburgh, United States | NYSE
18.93 USD +0.10 (0.531%) ⇧ (July 13, 2026, 4 p.m. EDT)

Short-term:★★★⯪☆Long-term:★★★⯪☆Dividends:★★★☆☆
Hot Take | July 11, 2026, 4:58 a.m. EDT

F.N.B. Corporation presents a compelling value case for a patient investor, trading at a discount to book value despite delivering solid double-digit earnings growth and a healthy return on equity. The stock has successfully navigated the regional banking sector's recent headwinds, posting a cumulative gain over the last decade with no recent multi-year decline, signaling resilient fundamentals. While the statistical forecast model offers a weak, low-confidence signal for the immediate future, the broader technical picture shows the price holding above key moving averages, supported by a 'strong buy' analyst consensus. The options market reinforces this bullish bias, with traders buying protection at lower levels while betting on a breakout toward the $20 resistance. The dividend yield is modest but sustainable, reflecting the bank's conservative payout policy rather than distress. Overall, this is a solid core holding for the financial sector, offering a margin of safety against valuation concerns while participating in the recovery of regional banks.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.026388
AutoETS0.027741
AutoARIMA0.027741
MSTL0.028116
MSTL_63_1260.038285
MSTL_630.040207
MSTL_1260.042633

Forecast horizon: 60 days | Selected: AutoTheta

Forecast Reliability
Score 42%
H-stat 24.73
Ljung-Box p 0.000
Jarque-Bera p 0.127
Excess Kurtosis -0.60
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-05-31
Last Dividend Date 2026-05-31
Revenue per Share 4.765
Market Cap 6,738,397,184
Trailing P/E 11.69
Forward P/E 9.75
Beta 0.86
Profit Margins 34.08%
Website https://www.fnb-online.com

As of July 11, 2026, 4:58 a.m. EDT: Speculators are positioning for a modest upside move, evidenced by significant open interest in out-of-the-money calls at the $20 strike across multiple expirations, which aligns with the analyst consensus target. Conversely, put activity is concentrated at lower strikes ($15-$17.50), suggesting a floor rather than a bearish bet. Implied volatility is elevated for near-term expiration, indicating anticipation of earnings-driven movement.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.76% 2.91% 3.30% 3.54%
Dividend History
Date Dividend Yield %
2026-06-01 0.130000 0.760234
2026-03-02 0.120000 0.696460
2025-12-01 0.120000 0.718993
2025-09-02 0.120000 0.732154
2025-06-02 0.120000 0.877193
2025-03-03 0.120000 0.827586
2024-12-02 0.120000 0.712589
2024-09-05 0.120000 0.838574
2024-06-06 0.120000 0.902256
2024-03-05 0.120000 0.867052
2023-12-04 0.120000 0.949367
2023-09-01 0.120000 1.019541
2023-06-01 0.120000 1.080108
2023-03-02 0.120000 0.855310
2022-12-02 0.120000 0.863931
2022-09-01 0.120000 1.024765
2022-06-02 0.120000 0.991736
2022-03-03 0.120000 0.916730
2021-12-02 0.120000 1.013514
2021-09-02 0.120000 1.047120
2021-05-28 0.120000 0.894855
2021-03-04 0.120000 0.987654
2020-12-02 0.120000 1.308615
2020-09-03 0.120000 1.602136
2020-05-29 0.120000 1.619433
2020-03-04 0.120000 1.175318
2019-12-02 0.120000 0.986031
2019-09-03 0.120000 1.152738
2019-05-30 0.120000 1.069519
2019-03-04 0.120000 0.986031
2018-11-30 0.120000 0.978793
2018-08-31 0.120000 0.892193
2018-05-31 0.120000 0.905660
2018-03-02 0.120000 0.848656
2017-11-30 0.120000 0.845666
2017-08-30 0.120000 0.944138
2017-05-30 0.120000 0.900901
2017-02-28 0.120000 0.770713
2016-11-29 0.120000 0.796813
2016-08-30 0.120000 0.961538
2016-05-27 0.120000 0.896191
2016-02-29 0.120000 0.977199
2015-11-27 0.120000 0.828729
2015-08-28 0.120000 0.961538
2015-05-28 0.120000 0.884956
2015-02-26 0.120000 0.930233
2014-11-26 0.120000 0.934579
2014-08-28 0.120000 0.982801
2014-05-29 0.120000 0.975610
2014-02-27 0.120000 0.993377
2013-11-27 0.120000 0.950119
2013-08-29 0.120000 0.982801
2013-05-30 0.120000 1.030043
2013-02-28 0.120000 1.056338
2012-11-29 0.120000 1.098901
2012-08-30 0.120000 1.088929
2012-05-31 0.120000 1.129944
2012-02-28 0.120000 1.008403
2011-11-29 0.120000 1.208459
2011-08-30 0.120000 1.349831
2011-05-27 0.120000 1.174168
2011-02-25 0.120000 1.188119
2010-11-29 0.120000 1.346801
2010-08-30 0.120000 1.564537
2010-05-27 0.120000 1.431981
2010-02-25 0.120000 1.585205
2009-11-27 0.120000 1.886792
2009-08-28 0.120000 1.709402
2009-05-28 0.120000 1.834862
2009-02-26 0.120000 1.860465
2008-11-26 0.240000 2.090592
2008-08-27 0.240000 2.088773
2008-05-28 0.240000 1.681850
2008-02-28 0.240000 1.651755
2007-11-28 0.240000 1.532567
2007-08-29 0.240000 1.407625
2007-05-30 0.235000 1.415663
2007-02-28 0.235000 1.369464
2006-11-29 0.235000 1.315053
2006-08-30 0.235000 1.435553
2006-05-15 0.235000 1.469669
2006-03-01 0.235000 1.417370
2005-11-29 0.235000 1.282051
2005-08-30 0.230000 1.292135
2005-05-27 0.230000 1.242572
2005-02-25 0.230000 1.182519
2004-11-29 0.230000 1.064322
2004-08-30 0.230000 1.085418
2004-05-27 0.230000 1.158107
2004-02-26 0.230000 1.017699
2004-01-02 16.650000 85.824744
2003-11-26 0.240000 0.716204
2003-08-27 0.240000 0.725733
2003-05-29 0.240000 0.807537
2003-03-04 0.209524 0.793079
2002-11-27 0.209524 0.775468
2002-08-29 0.209524 0.718720
2002-05-29 0.209524 0.708535
2002-02-28 0.181406 0.689180
2001-11-28 0.181406 0.806452
2001-08-29 0.181406 0.769231
2001-05-30 0.163265 0.742267
2001-02-28 0.155491 0.774195
2000-11-29 0.155491 0.891642
2000-08-30 0.155491 0.837211
2000-05-31 0.155491 0.979593
2000-03-02 0.148086 0.857140
1999-12-07 0.148086 0.714638
1999-09-01 0.148086 0.663592
1999-06-02 0.148086 0.672895
1999-02-25 0.134767 0.729976
1998-12-01 0.134767 0.606170
1998-09-02 0.134767 0.617043
1998-05-28 0.134767 0.479027
1998-02-26 0.134319 0.486487
1997-11-28 0.113425 0.460607
1997-08-28 0.113425 0.490324
1997-05-28 0.113425 0.579049
1997-02-27 0.113709 0.627451
1996-11-27 0.113709 0.703297
1996-08-28 0.113709 0.656410
1996-05-29 0.113709 0.680851
1996-02-28 0.108294 0.761903
1995-12-06 0.087989 0.634145
1995-09-06 0.067684 0.470589
1995-06-06 0.047379 0.386209
1995-03-06 0.045123 0.424246
1994-12-05 0.045123 0.459020
1994-09-02 0.045123 0.417914
1994-06-06 0.045123 0.459020
1994-03-04 0.042974 0.482759
1993-12-06 0.042974 0.459017
1993-09-13 0.042974 0.440946
1993-06-04 0.042974 0.491229
1993-03-04 0.040928 0.500006
1992-12-04 0.040928 0.700008
1992-09-03 0.040928 0.571435
1992-06-04 0.040928 0.549026
1992-03-04 0.040928 0.528308
1991-12-04 0.040928 0.583340
1991-09-04 0.040928 0.700008
1991-06-04 0.040928 0.700008
1991-03-04 0.040928 0.636371
1990-12-04 0.040928 0.583340
1990-09-04 0.035081 0.545458
1990-06-05 0.035081 0.428574
1990-03-05 0.035081 0.400003
1989-12-08 0.035081 0.400003
1989-09-05 0.035081 0.428574
1989-06-06 0.035081 0.400003
1989-03-06 0.035081 0.400003
1988-12-05 0.035081 0.387099
1988-09-02 0.035081 0.387099
1988-06-06 0.035081 0.352944
1988-03-04 0.035081 0.307694
1987-12-04 0.035081 0.333336
1987-09-03 0.035081 0.324327
1987-06-04 0.035081 0.328769
1987-03-04 0.035081 0.328769
Additional Data
dividendRate 0.52
dividendYield 2.75
exDividendDate 2026-06-01
trailingAnnualDividendRate 0.48
trailingAnnualDividendYield 0.025491238
lastDividendValue 0.13
lastDividendDate 2026-06-01
dividendDate 2026-06-15

Info Dump

Attribute Value
52 Week Change 0.23242188
Address1 626 Washington Place
All Time High 35.48
All Time Low 5.05
Ask 30.24
Ask Size 4,500
Audit Risk 2
Average Analyst Rating 1.4 - Strong Buy
Average Daily Volume10 Day 5,083,210
Average Daily Volume3 Month 5,175,691
Average Volume 5,175,691
Average Volume10Days 5,083,210
Beta 0.859
Bid 18.45
Bid Size 8,600
Board Risk 6
Book Value 19.122
City Pittsburgh
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 2
Country United States
Crypto Tradeable 0
Currency USD
Current Price 18.93
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 18.98
Day Low 18.715
Display Name F.N.B
Dividend Date 1,781,481,600
Dividend Rate 0.52
Dividend Yield 2.75
Earnings Call Timestamp End 1,784,318,400
Earnings Call Timestamp Start 1,784,318,400
Earnings Growth 0.188
Earnings Quarterly Growth 0.171
Earnings Timestamp 1,784,232,000
Earnings Timestamp End 1,784,232,000
Earnings Timestamp Start 1,784,232,000
Ebitda Margins 0.0
Enterprise To Revenue 5.019
Enterprise Value 8,616,397,824
Eps Current Year 1.72125
Eps Forward 1.9425
Eps Trailing Twelve Months 1.62
Esg Populated 0
Ex Dividend Date 1,780,272,000
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 18.074
Fifty Day Average Change 0.8560009
Fifty Day Average Change Percent 0.0473609
Fifty Two Week Change Percent 23.242188
Fifty Two Week High 19.59
Fifty Two Week High Change -0.65999985
Fifty Two Week High Change Percent -0.03369065
Fifty Two Week Low 14.46
Fifty Two Week Low Change 4.4700003
Fifty Two Week Low Change Percent 0.30912864
Fifty Two Week Range 14.46 - 19.59
Financial Currency USD
First Trade Date Milliseconds 526,051,800,000
Five Year Avg Dividend Yield 3.56
Float Shares 349,969,516
Forward Eps 1.9425
Forward P E 9.745173
Full Exchange Name NYSE
Full Time Employees 4,128
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,782,864,000
Gross Margins 0.0
Gross Profits 1,716,800,000
Has Pre Post Market Data 1
Held Percent Insiders 0.01498
Held Percent Institutions 0.89279
Implied Shares Outstanding 355,963,949
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,780,272,000
Last Dividend Value 0.13
Last Fiscal Year End 1,767,139,200
Last Split Date 1,052,784,000
Last Split Factor 105:100
Long Business Summary F.N.B. Corporation, a bank and financial holding company, provides a range of financial products and services primarily to consumers, corporations, governments, and small- to medium-sized businesses in the United States. The company operates through three segments: Community Banking, Wealth Management, and Insurance. The Community Banking segment offers commercial and consumer banking services, including small business banking, investment real estate financing, business credit, capital market, and capital market and equipment financing services. It provides consumer banking products and services, such as deposit products, mortgage and consumer lending services, and mobile and online banking services. The Wealth Management segment provides personal and corporate fiduciary services comprising administration of decedent and trust estates; and securities brokerage and investment advisory services, mutual funds, and annuities. The Insurance segment comprises commercial and personal insurance, and reinsurance products, as well as mezzanine financing options for small- to medium-sized businesses. The company operates community banking branches in Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Washington, D.C., and Virginia. F.N.B. Corporation was founded in 1864 and is headquartered in Pittsburgh, Pennsylvania.
Long Name F.N.B. Corporation
Market us_market
Market Cap 6,738,397,184
Market State PRE
Max Age 86,400
Message Board Id finmb_205131
Most Recent Quarter 1,774,915,200
Net Income To Common 585,000,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 6,738,397,554
Number Of Analyst Opinions 8
Open 18.85
Operating Cashflow 569,000,000
Operating Margins 0.41884997
Overall Risk 3
Payout Ratio 0.2963
Peg Ratio 1.05
Phone 800 555 5455
Pre Market Change 0.044700623
Pre Market Change Percent 0.2361364
Pre Market Price 18.9747
Pre Market Time 1,784,028,072
Previous Close 18.83
Price Eps Current Year 10.997821
Price Hint 2
Price To Book 0.98995924
Price To Sales Trailing12 Months 3.9249752
Profit Margins 0.34075
Quote Type EQUITY
Recommendation Key strong_buy
Recommendation Mean 1.375
Region US
Regular Market Change 0.1
Regular Market Change Percent 0.531069
Regular Market Day High 18.98
Regular Market Day Low 18.715
Regular Market Day Range 18.715 - 18.98
Regular Market Open 18.85
Regular Market Previous Close 18.83
Regular Market Price 18.93
Regular Market Time 1,783,972,803
Regular Market Volume 10,583,020
Return On Assets 0.01174
Return On Equity 0.08851
Revenue Growth 0.096
Revenue Per Share 4.765
Sand P52 Week Change 0.20365608
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 3
Shares Outstanding 355,963,949
Shares Percent Shares Out 0.0874
Shares Short 31,117,818
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 29,453,489
Short Name F.N.B. Corporation
Short Percent Of Float 0.115200005
Short Ratio 6.45
Source Interval 15
State PA
Symbol FNB
Target High Price 22.0
Target Low Price 20.0
Target Mean Price 21.25
Target Median Price 21.0
Total Cash 2,761,999,872
Total Cash Per Share 7.759
Total Debt 4,640,000,000
Total Revenue 1,716,800,000
Tradeable 0
Trailing Annual Dividend Rate 0.48
Trailing Annual Dividend Yield 0.025491238
Trailing Eps 1.62
Trailing P E 11.685185
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 17.1775
Two Hundred Day Average Change 1.7525005
Two Hundred Day Average Change Percent 0.10202303
Type Disp Equity
Volume 10,583,020
Website https://www.fnb-online.com
Zip 15,219