Farmers & Merchants Bancorp, Inc. (FMAO)Financial Services | Banks - Regional | Archbold, United States | NasdaqCM
27.37 USD
+0.59
(2.203%)
⇧
(April 17, 2026, 4 p.m.
EDT)
After hours: 27.37 Short-term: ★★★☆☆ | Long-term: ★★★★☆ | Dividends: ★★★★☆ |
Hot Take | April 11, 2026, 1:22 p.m. EDT
Farmers & Merchants Bancorp (FMAO) presents a balanced opportunity for both short-term and long-term investors. The recent price movement has shown some upward momentum, with the stock trading near its 52-week high. The dividend yield is attractive at 3.33%, with consistent payouts, making it appealing to income-focused investors. The stock's fundamentals are relatively strong, with a solid earnings growth and revenue growth. However, the overall risk rating is high, indicating potential volatility. The options market suggests cautious optimism, with some calls indicating a potential upward trend, while puts show some downside protection. Investors should consider the recent insider sales and short interest spikes as potential red flags, but the dividend stability and moderate price movement make it a viable option for those looking for a balanced approach. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.046428 |
| AutoETS | 0.047720 |
| AutoARIMA | 0.047720 |
| MSTL | 0.050021 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 80% |
| H-stat | 0.29 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.258 |
| Excess Kurtosis | -1.18 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-04-01 |
| Last Dividend Date | 2026-04-01 |
| Revenue per Share | 8.804 |
| Market Cap | 376,335,968 |
| Trailing P/E | 11.26 |
| Forward P/E | 9.25 |
| Beta | 0.82 |
| Profit Margins | 27.90% |
| Website | https://www.fm.bank |
As of April 11, 2026, 1:22 p.m. EDT: Options speculators are showing mixed signals. For the April 17 expiration, there is significant call volume and open interest around the ATM strike of $25.00, suggesting potential for upward movement. However, the puts show minimal activity, indicating less bearish sentiment. For the June 18 expiration, there is a notable put position at $15.00, which might indicate some downside protection or speculation on a potential drop. The September 18 expiration shows limited activity, suggesting less immediate directional bias. Overall, the options market seems to be cautiously optimistic with some downside protection in place.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 0.89% | 3.68% | 3.94% | 3.67% |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-04-02 | 0.2300 | 0.888717 |
| 2025-12-29 | 0.2300 | 0.928970 |
| 2025-10-10 | 0.2280 | 0.994365 |
| 2025-07-07 | 0.2210 | 0.866352 |
| 2025-04-04 | 0.2210 | 1.017178 |
| 2024-12-27 | 0.2210 | 0.809402 |
| 2024-10-04 | 0.2210 | 0.893038 |
| 2024-07-05 | 0.2200 | 1.099807 |
| 2024-03-27 | 0.2200 | 1.049545 |
| 2023-12-28 | 0.2200 | 0.895865 |
| 2023-10-05 | 0.2100 | 1.297161 |
| 2023-07-06 | 0.2100 | 1.088347 |
| 2023-03-30 | 0.2100 | 0.961960 |
| 2022-12-29 | 0.2100 | 0.854152 |
| 2022-09-23 | 0.2100 | 0.892793 |
| 2022-07-07 | 0.2030 | 0.702744 |
| 2022-03-31 | 0.1900 | 0.604482 |
| 2021-12-27 | 0.1900 | 0.684360 |
| 2021-09-27 | 0.1800 | 0.928474 |
| 2021-06-25 | 0.1700 | 0.916409 |
| 2021-03-30 | 0.1700 | 0.797993 |
| 2020-12-28 | 0.1700 | 0.874712 |
| 2020-09-28 | 0.1700 | 1.008121 |
| 2020-06-26 | 0.1600 | 0.974705 |
| 2020-03-30 | 0.1600 | 0.780937 |
| 2019-12-30 | 0.1600 | 0.651660 |
| 2019-09-30 | 0.1500 | 0.712077 |
| 2019-06-14 | 0.1500 | 0.663038 |
| 2019-03-25 | 0.1500 | 0.660916 |
| 2018-12-28 | 0.1500 | 0.493564 |
| 2018-10-01 | 0.1400 | 0.416861 |
| 2018-06-25 | 0.1400 | 0.375408 |
| 2018-03-26 | 0.1300 | 0.407930 |
| 2017-12-22 | 0.1300 | 0.380836 |
| 2017-09-25 | 0.1300 | 0.467762 |
| 2017-06-22 | 0.1250 | 0.630140 |
| 2017-03-24 | 0.1150 | 0.687212 |
| 2016-12-22 | 0.1150 | 0.853708 |
| 2016-09-23 | 0.1150 | 0.955485 |
| 2016-06-24 | 0.1150 | 1.059046 |
| 2016-03-24 | 0.1100 | 1.054620 |
| 2015-09-25 | 0.1100 | 1.126487 |
| 2015-06-26 | 0.1100 | 1.083985 |
| 2015-03-27 | 0.1050 | 1.093269 |
| 2014-12-29 | 0.1050 | 1.112872 |
| 2014-09-29 | 0.1050 | 1.133022 |
| 2014-06-27 | 0.1050 | 1.198847 |
| 2014-03-28 | 0.1050 | 1.224414 |
| 2013-12-27 | 0.1050 | 1.332400 |
| 2013-09-27 | 0.1000 | 1.295328 |
| 2013-06-28 | 0.1000 | 1.340731 |
| 2013-03-26 | 0.1000 | 1.319515 |
| 2012-12-28 | 0.1000 | 1.464783 |
| 2012-09-28 | 0.1000 | 1.443565 |
| 2012-06-22 | 0.0950 | 1.299927 |
| 2012-03-23 | 0.0950 | 1.468900 |
| 2011-12-23 | 0.0950 | 1.629598 |
| 2011-09-23 | 0.0950 | 1.690078 |
| 2011-06-24 | 0.0950 | 1.619944 |
| 2011-03-25 | 0.0950 | 1.635194 |
| 2010-12-23 | 0.0950 | 1.744798 |
| 2010-09-21 | 0.0900 | 1.584322 |
| 2010-06-22 | 0.0900 | 1.520933 |
| 2010-03-23 | 0.0900 | 1.786560 |
| 2009-12-22 | 0.0900 | 1.752571 |
| 2009-09-21 | 0.0900 | 1.524686 |
| 2009-06-22 | 0.0900 | 1.620775 |
| 2009-03-23 | 0.0900 | 1.704242 |
| 2008-12-22 | 0.0900 | 1.549311 |
| 2008-09-24 | 0.0900 | 1.525250 |
| 2008-06-24 | 0.0800 | 1.274530 |
| 2008-03-25 | 0.0800 | 1.486583 |
| 2008-01-28 | 0.0800 | 1.507141 |
| 2007-09-24 | 0.0800 | 1.384427 |
| 2007-07-13 | 0.0800 | 1.342273 |
| 2007-06-13 | 0.0800 | 1.302116 |
| 2007-03-20 | 0.0800 | 1.288435 |
| 2006-12-19 | 0.0750 | 1.243718 |
| 2006-09-19 | 0.0750 | 1.298732 |
| 2006-06-20 | 0.0750 | 1.249688 |
| 2006-03-21 | 0.0625 | 1.031210 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.21052635 |
| Address1 | 307 North Defiance Street |
| All Time High | 49.99 |
| All Time Low | 7.6 |
| Ask | 34.81 |
| Ask Size | 2 |
| Audit Risk | 5 |
| Average Daily Volume10 Day | 41,280 |
| Average Daily Volume3 Month | 39,054 |
| Average Volume | 39,054 |
| Average Volume10Days | 41,280 |
| Beta | 0.819 |
| Bid | 19.78 |
| Bid Size | 2 |
| Board Risk | 4 |
| Book Value | 27.303 |
| City | Archbold |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 7 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 27.37 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 27.975 |
| Day Low | 26.94 |
| Display Name | Farmers & Merchants Bancorp |
| Dividend Date | 1,776,643,200 |
| Dividend Rate | 0.91 |
| Dividend Yield | 3.32 |
| Earnings Growth | 0.193 |
| Earnings Quarterly Growth | 0.168 |
| Earnings Timestamp End | 1,777,406,400 |
| Earnings Timestamp Start | 1,777,406,400 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 4.858 |
| Enterprise Value | 579,884,864 |
| Eps Current Year | 2.79667 |
| Eps Forward | 2.96 |
| Eps Trailing Twelve Months | 2.43 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,775,088,000 |
| Exchange | NCM |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 26.337 |
| Fifty Day Average Change | 1.033001 |
| Fifty Day Average Change Percent | 0.039222423 |
| Fifty Two Week Change Percent | 21.052635 |
| Fifty Two Week High | 29.83 |
| Fifty Two Week High Change | -2.459999 |
| Fifty Two Week High Change Percent | -0.08246729 |
| Fifty Two Week Low | 22.19 |
| Fifty Two Week Low Change | 5.1800003 |
| Fifty Two Week Low Change Percent | 0.23343849 |
| Fifty Two Week Range | 22.19 - 29.83 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,138,631,400,000 |
| Five Year Avg Dividend Yield | 3.25 |
| Float Shares | 12,468,753 |
| Forward Eps | 2.96 |
| Forward P E | 9.246622 |
| Full Exchange Name | NasdaqCM |
| Full Time Employees | 474 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,775,001,600 |
| Gross Margins | 0.0 |
| Gross Profits | 119,378,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.04261 |
| Held Percent Institutions | 0.32504 |
| Implied Shares Outstanding | 13,749,944 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Dividend Date | 1,775,088,000 |
| Last Dividend Value | 0.23 |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 1,505,952,000 |
| Last Split Factor | 2:1 |
| Long Business Summary | Farmers & Merchants Bancorp, Inc. operates as the bank holding company for The Farmers & Merchants State Bank that provides commercial banking services to individuals and small businesses in Northwest Ohio, Northeast Indiana, and Southeast Michigan. The company offers checking, savings, and time deposit accounts; certificates of deposit; and custodial services for individual retirement and health savings accounts. It also provides commercial, agricultural, and residential mortgage, as well as consumer lending products; loans for farmland, farm equipment, and livestock; operating loans for seeds, fertilizers, and feeds; home improvement loans; and loans for autos, trucks, recreational vehicles, and motorcycles. In addition, the company offers commercial real estate loans, such as lines of credit and machinery purchase loans. Further, it provides automated teller machine or interactive teller machine services; and online and mobile banking, bill-pay, on-line statement opportunities, and remote deposit capture or electronic deposit processing. Additionally, the company offers electronic transaction origination, such as wire and automated clearing house file transmittal services. Farmers & Merchants Bancorp, Inc. was founded in 1897 and is headquartered in Archbold, Ohio. |
| Long Name | Farmers & Merchants Bancorp, Inc. |
| Market | us_market |
| Market Cap | 376,335,968 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_10654977 |
| Most Recent Quarter | 1,767,139,200 |
| Net Income To Common | 32,902,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 376,284,785 |
| Number Of Analyst Opinions | 3 |
| Open | 27.11 |
| Operating Cashflow | 36,739,000 |
| Operating Margins | 0.44829 |
| Overall Risk | 5 |
| Payout Ratio | 0.3704 |
| Phone | 419 446 2501 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 27.37 |
| Post Market Time | 1,776,456,605 |
| Previous Close | 26.78 |
| Price Eps Current Year | 9.786639 |
| Price Hint | 2 |
| Price To Book | 1.002454 |
| Price To Sales Trailing12 Months | 3.1524734 |
| Profit Margins | 0.27902 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | 0.59 |
| Regular Market Change Percent | 2.20314 |
| Regular Market Day High | 27.975 |
| Regular Market Day Low | 26.94 |
| Regular Market Day Range | 26.94 - 27.975 |
| Regular Market Open | 27.11 |
| Regular Market Previous Close | 26.78 |
| Regular Market Price | 27.37 |
| Regular Market Time | 1,776,456,001 |
| Regular Market Volume | 54,127 |
| Return On Assets | 0.0098 |
| Return On Equity | 0.09435 |
| Revenue Growth | 0.2 |
| Revenue Per Share | 8.804 |
| Sand P52 Week Change | 0.38150132 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 6 |
| Shares Outstanding | 13,748,074 |
| Shares Percent Shares Out | 0.0099 |
| Shares Short | 136,546 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 79,535 |
| Short Name | Farmers & Merchants Bancorp, In |
| Short Percent Of Float | 0.010299999 |
| Short Ratio | 2.99 |
| Source Interval | 15 |
| State | OH |
| Symbol | FMAO |
| Target High Price | 30.0 |
| Target Low Price | 28.0 |
| Target Mean Price | 29.0 |
| Target Median Price | 29.0 |
| Total Cash | 99,216,000 |
| Total Cash Per Share | 7.304 |
| Total Debt | 307,323,008 |
| Total Revenue | 119,378,000 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.9 |
| Trailing Annual Dividend Yield | 0.033607166 |
| Trailing Eps | 2.43 |
| Trailing P E | 11.263374 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 25.64225 |
| Two Hundred Day Average Change | 1.7277508 |
| Two Hundred Day Average Change Percent | 0.067379065 |
| Type Disp | Equity |
| Volume | 54,127 |
| Website | https://www.fm.bank |
| Zip | 43,502 |