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Flywire Corporation (FLYW)

Technology | Software - Infrastructure | Boston, United States | NasdaqGS
17.78 USD +0.16 (0.908%) ⇧ (July 13, 2026, 4 p.m. EDT)

Short-term:★★★⯪☆Long-term:★⯪☆☆☆Dividends:☆☆☆☆☆
Hot Take | July 11, 2026, 4:08 a.m. EDT

The immediate outlook is driven by aggressive speculative positioning rather than fundamental recovery. While the company has executed a successful capital restructuring to retire non-voting shares and maintain a fortress balance sheet, the stock remains trapped in a multi-year downtrend, having lost nearly two-thirds of its value since 2021. The recent price action shows a tentative bounce off the lows, but the underlying business faces significant headwinds with a trailing P/E of 73x and a forward P/E of 14x, suggesting the market is pricing in substantial future earnings volatility or a complete reset of expectations. The divergence between the heavy call buying and the weak statistical forecast highlights a classic contrarian setup where retail momentum is chasing a rebound that the models do not yet support. Until the forward earnings story materializes to justify the current valuation gap, this remains a high-risk momentum play rather than a fundamental investment.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL_115 ✓0.223001
AutoARIMA0.239748
AutoETS0.239751
MSTL0.241908
AutoTheta0.255026

Forecast horizon: 60 days | Selected: MSTL_115

Forecast Reliability
Score 41%
H-stat 1.78
Ljung-Box p 0.000
Jarque-Bera p 0.182
Excess Kurtosis -1.09
Attribute Value
Sector Technology
Debt to Equity Ratio 0.17
Revenue per Share 5.55
Market Cap 2,194,370,048
Trailing P/E 74.08
Forward P/E 14.18
Beta 1.32
Profit Margins 4.45%
Website https://www.flywire.com

As of July 11, 2026, 4:08 a.m. EDT: Speculators are overwhelmingly bullish on the near term, evidenced by massive open interest in out-of-the-money calls (especially the $20 strike) compared to negligible put volume. This creates a heavy gamma exposure that suggests a crowded trade expecting a rally to test the $20 resistance. Conversely, the September expiration shows a distinct 'pin risk' setup with heavy iron condor-style positioning at the $10-$17.50 range, indicating some hedging against a potential mean reversion or consolidation lower before year-end.


Info Dump

Attribute Value
52 Week Change 0.5889187
Address1 141 Tremont Street
Address2 #10
All Time High 57.41
All Time Low 8.2
Ask 22.91
Ask Size 2
Audit Risk 3
Average Analyst Rating 1.9 - Buy
Average Daily Volume10 Day 2,213,590
Average Daily Volume3 Month 2,379,239
Average Volume 2,379,239
Average Volume10Days 2,213,590
Beta 1.319
Bid 12.79
Bid Size 2
Board Risk 5
Book Value 6.91
City Boston
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 9
Country United States
Crypto Tradeable 0
Currency USD
Current Price 17.78
Current Ratio 1.745
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 18.035
Day Low 17.65
Debt To Equity 0.17
Display Name Flywire
Earnings Call Timestamp End 1,778,014,800
Earnings Call Timestamp Start 1,778,014,800
Earnings Timestamp 1,778,011,200
Earnings Timestamp End 1,785,873,600
Earnings Timestamp Start 1,785,873,600
Ebitda 57,059,000
Ebitda Margins 0.0842
Enterprise To Ebitda 32.786
Enterprise To Revenue 2.76
Enterprise Value 1,870,739,968
Eps Current Year 1.02674
Eps Forward 1.25399
Eps Trailing Twelve Months 0.24
Esg Populated 0
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 16.115
Fifty Day Average Change 1.6650009
Fifty Day Average Change Percent 0.10331994
Fifty Two Week Change Percent 58.89187
Fifty Two Week High 18.92
Fifty Two Week High Change -1.1399994
Fifty Two Week High Change Percent -0.06025367
Fifty Two Week Low 10.105
Fifty Two Week Low Change 7.675001
Fifty Two Week Low Change Percent 0.7595251
Fifty Two Week Range 10.105 - 18.92
Financial Currency USD
First Trade Date Milliseconds 1,622,035,800,000
Float Shares 85,073,179
Forward Eps 1.25399
Forward P E 14.178741
Free Cashflow 160,663,744
Full Exchange Name NasdaqGS
Full Time Employees 1,460
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,782,864,000
Gross Margins 0.60564
Gross Profits 410,436,000
Has Pre Post Market Data 1
Held Percent Insiders 0.0342
Held Percent Institutions 0.9906
Implied Shares Outstanding 123,417,880
Industry Software - Infrastructure
Industry Disp Software - Infrastructure
Industry Key software-infrastructure
Ipo Expected Date 2,021-05-26
Is Earnings Date Estimate 1
Language en-US
Last Fiscal Year End 1,767,139,200
Long Business Summary Flywire Corporation, together with its subsidiaries, operates as a payment enablement and software company in the United States, Europe, the Middle East, and Africa and the Asia Pacific. The company provides a payment platform that integrates into existing apps and workflows and have access to solutions, such as tailored invoicing, settlement and reconciliation tools, single sign-on and checkout, recurring payments, and split payouts. It also offers a payment network, which has access to a set of payment methods, including banks, third-party payment providers, payment networks, and digital wallets; and direct connections to alternative payment methods consisting of Alipay, Boleto, PayPal / Venmo, and Trustly. In addition, the company provides vertical-specific software comprising vertical-specific digital workflows; integration and synchronization to core and industry specific systems; real-time access; and predictive analytics. It serves education, healthcare, travel, and B2B industries. The company was formerly known as peerTransfer Corporation and changed its name to Flywire Corporation in December 2016. Flywire Corporation was incorporated in 2009 and is headquartered in Boston, Massachusetts.
Long Name Flywire Corporation
Market us_market
Market Cap 2,194,370,048
Market State PRE
Max Age 86,400
Message Board Id finmb_707979303
Most Recent Quarter 1,774,915,200
Net Income To Common 30,175,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 2,194,369,905
Number Of Analyst Opinions 13
Open 17.898
Operating Cashflow 165,120,992
Operating Margins 0.06389
Overall Risk 9
Payout Ratio 0.0
Phone 617 329 4524
Pre Market Change 0.01999855
Pre Market Change Percent 0.11247778
Pre Market Price 17.8
Pre Market Time 1,784,029,255
Previous Close 17.62
Price Eps Current Year 17.316946
Price Hint 2
Price To Book 2.5730827
Price To Sales Trailing12 Months 3.2380385
Profit Margins 0.04453
Quick Ratio 1.612
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 1.92857
Region US
Regular Market Change 0.16
Regular Market Change Percent 0.908058
Regular Market Day High 18.035
Regular Market Day Low 17.65
Regular Market Day Range 17.65 - 18.035
Regular Market Open 17.898
Regular Market Previous Close 17.62
Regular Market Price 17.78
Regular Market Time 1,783,972,801
Regular Market Volume 1,632,146
Return On Assets 0.01894
Return On Equity 0.03688
Revenue Growth 0.41
Revenue Per Share 5.55
Sand P52 Week Change 0.20365608
Sector Technology
Sector Disp Technology
Sector Key technology
Share Holder Rights Risk 10
Shares Outstanding 121,544,560
Shares Percent Shares Out 0.105
Shares Short 12,963,114
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 5,726,785
Short Name Flywire Corporation - Voting
Short Percent Of Float 0.1103
Short Ratio 5.03
Source Interval 15
State MA
Symbol FLYW
Target High Price 22.0
Target Low Price 16.0
Target Mean Price 19.23077
Target Median Price 20.0
Total Cash 325,083,008
Total Cash Per Share 2.634
Total Debt 1,453,000
Total Revenue 677,684,992
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps 0.24
Trailing P E 74.083336
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 13.8592
Two Hundred Day Average Change 3.9208012
Two Hundred Day Average Change Percent 0.28290242
Type Disp Equity
Volume 1,632,146
Website https://www.flywire.com
Zip 2,111