Flywire Corporation (FLYW)Technology | Software - Infrastructure | Boston, United States | NasdaqGS
13.98 USD
+0.22
(1.599%)
⇧
(April 21, 2026, 10:42 a.m.
EDT)
Short-term: ★☆☆☆☆ | Long-term: ★★★★☆ | Dividends: ★☆☆☆☆ |
Hot Take | April 18, 2026, 10:42 p.m. EDT
Flywire presents a compelling 'value trap with revenge' scenario. The company's fundamentals are excellent: revenue is growing 34% YoY, the balance sheet is pristine (low debt, high free cash flow), and the Forward P/E of 11.4x suggests the market has priced in a significant catalyst as the Earnings Timestamp indicates a potential transition to profitability. However, the short-term technicals are rejecting the upside; the stock is hovering below its 50-day average and trading near the lows of its recent range. The massive disconnect between superior long-term growth/valuation metrics and the heavy downside beta options positioning suggests the market is waiting for a specific earnings catalyst to validate the turnaround before unleashing capital. Buy on dips for the multi-year hold, but the short-term trend remains flat-to-negative until the next fundamental inflection point. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.089646 |
| AutoARIMA | 0.104999 |
| AutoETS | 0.105002 |
| MSTL | 0.109899 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 80% |
| H-stat | 0.26 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.385 |
| Excess Kurtosis | -0.87 |
| Attribute | Value |
|---|---|
| Sector | Technology |
| Debt to Equity Ratio | 0.447 |
| Revenue per Share | 5.091 |
| Market Cap | 1,707,334,528 |
| Trailing P/E | 127.09 |
| Forward P/E | 11.67 |
| Beta | 1.26 |
| Profit Margins | 2.17% |
| Website | https://www.flywire.com |
As of April 18, 2026, 10:42 p.m. EDT: Short-term options flow is heavily skewed towards downside protection. For June expiration (66 years away but short-term relative to annual), Put Option Open Interest at the 15.0 strike (1,000 contracts) massively exceeds Call OI at the same strike (50 contracts). Long-dated December terms show a similar pattern with dominant Put OI at 10.0 and 12.5 strikes, indicating speculators are building significant exotic insurance and hedging positions. While ATM implied volatility is higher on the expiring April 17th contract (2.77 for puts, 1.74 for calls), the persistent imbalance in OTM vs ITM positioning suggests a prevailing belief in potential upside crashes rather than a rally. This 'gamma squeeze' preparation usually occurs when market participants fear short-term sentiment deterioration despite positive sentiment drivers like option exercises by insiders.
| Attribute | Value |
|---|---|
| 52 Week Change | 0.5852535 |
| Address1 | 141 Tremont Street |
| Address2 | #10 |
| All Time High | 57.41 |
| All Time Low | 8.2 |
| Ask | 17.71 |
| Ask Size | 2 |
| Audit Risk | 1 |
| Average Analyst Rating | 1.9 - Buy |
| Average Daily Volume10 Day | 1,734,750 |
| Average Daily Volume3 Month | 1,730,532 |
| Average Volume | 1,730,532 |
| Average Volume10Days | 1,734,750 |
| Beta | 1.264 |
| Bid | 10.05 |
| Bid Size | 2 |
| Board Risk | 6 |
| Book Value | 6.848 |
| City | Boston |
| Compensation As Of Epoch Date | 1,735,603,200 |
| Compensation Risk | 6 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 13.98 |
| Current Ratio | 1.499 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 14.09 |
| Day Low | 13.795 |
| Debt To Equity | 0.447 |
| Display Name | Flywire |
| Earnings Call Timestamp End | 1,778,014,800 |
| Earnings Call Timestamp Start | 1,778,014,800 |
| Earnings Timestamp | 1,778,011,200 |
| Earnings Timestamp End | 1,778,011,200 |
| Earnings Timestamp Start | 1,778,011,200 |
| Ebitda | 41,942,000 |
| Ebitda Margins | 0.06732 |
| Enterprise To Ebitda | 31.389 |
| Enterprise To Revenue | 2.113 |
| Enterprise Value | 1,316,507,136 |
| Eps Current Year | 0.94879 |
| Eps Forward | 1.19767 |
| Eps Trailing Twelve Months | 0.11 |
| Esg Populated | 0 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 12.0846 |
| Fifty Day Average Change | 1.8953991 |
| Fifty Day Average Change Percent | 0.15684417 |
| Fifty Two Week Change Percent | 58.52535 |
| Fifty Two Week High | 15.25 |
| Fifty Two Week High Change | -1.2700005 |
| Fifty Two Week High Change Percent | -0.083278716 |
| Fifty Two Week Low | 8.54 |
| Fifty Two Week Low Change | 5.4399996 |
| Fifty Two Week Low Change Percent | 0.6370023 |
| Fifty Two Week Range | 8.54 - 15.25 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,622,035,800,000 |
| Float Shares | 100,038,391 |
| Forward Eps | 1.19767 |
| Forward P E | 11.672665 |
| Free Cashflow | 117,499,752 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 1,400 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,775,001,600 |
| Gross Margins | 0.6142 |
| Gross Profits | 382,664,992 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.05869 |
| Held Percent Institutions | 0.95384 |
| Implied Shares Outstanding | 122,126,933 |
| Industry | Software - Infrastructure |
| Industry Disp | Software - Infrastructure |
| Industry Key | software-infrastructure |
| Ipo Expected Date | 2,021-05-26 |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | Flywire Corporation, together with its subsidiaries, operates as a payment enablement and software company in the United States, Europe, the Middle East, and Africa and the Asia Pacific. The company provides a payment platform that integrates into existing apps and workflows and have access to solutions, such as tailored invoicing, settlement and reconciliation tools, single sign-on and checkout, recurring payments, and split payouts. It also offers a payment network, which has access to a set of payment methods, including banks, third-party payment providers, payment networks, and digital wallets; and direct connections to alternative payment methods consisting of Alipay, Boleto, PayPal / Venmo, and Trustly. In addition, the company provides vertical-specific software comprising vertical-specific digital workflows; integration and synchronization to core and industry specific systems; real-time access; and predictive analytics. It serves education, healthcare, travel, and B2B industries. The company was formerly known as peerTransfer Corporation and changed its name to Flywire Corporation in December 2016. Flywire Corporation was incorporated in 2009 and is headquartered in Boston, Massachusetts. |
| Long Name | Flywire Corporation |
| Market | us_market |
| Market Cap | 1,707,334,528 |
| Market State | REGULAR |
| Max Age | 86,400 |
| Message Board Id | finmb_707979303 |
| Most Recent Quarter | 1,767,139,200 |
| Net Income To Common | 13,497,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 1,667,771,140 |
| Number Of Analyst Opinions | 14 |
| Open | 13.84 |
| Operating Cashflow | 100,175,000 |
| Operating Margins | -0.01043 |
| Overall Risk | 8 |
| Payout Ratio | 0.0 |
| Phone | 617 329 4524 |
| Previous Close | 13.76 |
| Price Eps Current Year | 14.734556 |
| Price Hint | 2 |
| Price To Book | 2.041472 |
| Price To Sales Trailing12 Months | 2.7403948 |
| Profit Margins | 0.021659998 |
| Quick Ratio | 1.408 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 1.93333 |
| Region | US |
| Regular Market Change | 0.21999931 |
| Regular Market Change Percent | 1.5988322 |
| Regular Market Day High | 14.09 |
| Regular Market Day Low | 13.795 |
| Regular Market Day Range | 13.795 - 14.09 |
| Regular Market Open | 13.84 |
| Regular Market Previous Close | 13.76 |
| Regular Market Price | 13.98 |
| Regular Market Time | 1,776,782,523 |
| Regular Market Volume | 358,152 |
| Return On Assets | 0.010880001 |
| Return On Equity | 0.01636 |
| Revenue Growth | 0.34 |
| Revenue Per Share | 5.091 |
| Sand P52 Week Change | 0.34445214 |
| Sector | Technology |
| Sector Disp | Technology |
| Sector Key | technology |
| Share Holder Rights Risk | 10 |
| Shares Outstanding | 119,330,978 |
| Shares Percent Shares Out | 0.0416 |
| Shares Short | 5,044,075 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 5,106,025 |
| Short Name | Flywire Corporation - Voting |
| Short Percent Of Float | 0.048499998 |
| Short Ratio | 2.83 |
| Source Interval | 15 |
| State | MA |
| Symbol | FLYW |
| Target High Price | 20.0 |
| Target Low Price | 13.0 |
| Target Mean Price | 16.28571 |
| Target Median Price | 16.0 |
| Total Cash | 354,995,008 |
| Total Cash Per Share | 2.929 |
| Total Debt | 3,731,000 |
| Total Revenue | 623,025,024 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 0.11 |
| Trailing P E | 127.090904 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 12.8345 |
| Two Hundred Day Average Change | 1.1454992 |
| Two Hundred Day Average Change Percent | 0.08925156 |
| Type Disp | Equity |
| Volume | 358,152 |
| Website | https://www.flywire.com |
| Zip | 2,111 |