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FinWise Bancorp (FINW)

Financial Services | Banks - Regional | Murray, United States | NasdaqGM
10.75 USD +0.01 (0.093%) ⇧ (Oct. 15, 2026, 4 p.m. EDT)

Short-term:★☆☆☆☆Long-term:★★☆☆☆Dividends:☆☆☆☆☆
Hot Take ↕ | Oct. 10, 2026, 7:53 a.m. EDT

The immediate outlook is severely clouded by deteriorating earnings momentum and aggressive cost-cutting measures. With quarterly earnings growth plummeting nearly 48% and revenue growth slowing significantly despite a recent acquisition, the business is clearly struggling to maintain its footing. The stock is trading well below its 50-day and 200-day moving averages, confirming a distinct downtrend where sellers are in control. While the company is attempting to bring technology in-house to reduce costs, the financial results suggest these efforts have not yet stabilized operations. The balance sheet shows a concerning gap where book value exceeds the current share price, indicating the market has already priced in significant distress or a lack of future profitability. Without a clear turnaround in earnings trajectory, the near-term path remains negative.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.105698
MSTL0.108340
AutoETS0.108753
AutoARIMA0.108754

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 37%
H-stat 491.56
Ljung-Box p 0.000
Jarque-Bera p 0.055
Excess Kurtosis -1.69
Attribute Value
Sector Financial Services
Revenue per Share 8.994
Market Cap 149,238,816
Trailing P/E 11.20
Forward P/E 10.61
Beta 0.73
Profit Margins 11.71%
Website https://investors.finwisebancorp.com

Info Dump

Attribute Value
52 Week Change -0.38606513
Address1 756 East Winchester
Address2 Suite 100
All Time High 22.49
All Time Low 7.61
Ask 14.21
Ask Size 1
Audit Risk 9
Average Daily Volume10 Day 27,790
Average Daily Volume3 Month 30,970
Average Volume 30,970
Average Volume10Days 27,790
Beta 0.73
Bid 14.24
Bid Size 1
Board Risk 9
Book Value 14.553
City Murray
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 10
Country United States
Crypto Tradeable 0
Currency USD
Current Price 10.75
Custom Price Alert Confidence HIGH
Date Short Interest 1,790,726,400
Day High 10.95
Day Low 10.7
Dividend Yield 0.0
Earnings Call Timestamp End 1,793,217,600
Earnings Call Timestamp Start 1,793,217,600
Earnings Growth -0.483
Earnings Quarterly Growth -0.48
Earnings Timestamp 1,793,217,600
Earnings Timestamp End 1,793,217,600
Earnings Timestamp Start 1,793,217,600
Ebitda Margins 0.0
Enterprise To Revenue 0.545
Enterprise Value 63,605,808
Eps Current Year 0.71667
Eps Forward 1.01333
Eps Trailing Twelve Months 0.96
Esg Populated 0
Exchange NGM
Exchange Data Delayed By 15
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 12.7562
Fifty Day Average Change -2.0061998
Fifty Day Average Change Percent -0.15727253
Fifty Two Week Change Percent -38.606514
Fifty Two Week High 19.86
Fifty Two Week High Change -9.110001
Fifty Two Week High Change Percent -0.458711
Fifty Two Week Low 10.67
Fifty Two Week Low Change 0.07999992
Fifty Two Week Low Change Percent 0.0074976496
Fifty Two Week Range 10.67 - 19.86
Financial Currency USD
First Trade Date Milliseconds 1,637,332,200,000
Float Shares 9,172,148
Forward Eps 1.01333
Forward P E 10.608587
Full Exchange Name NasdaqGM
Full Time Employees 206
Fullday Change 0.010000229
Fullday Change Percent 0.09319878
Fullday Price 10.75
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,790,812,800
Gross Margins 0.0
Gross Profits 116,801,000
Has Pre Post Market Data 1
Held Percent Insiders 0.31524
Held Percent Institutions 0.28043
Implied Shares Outstanding 13,882,680
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Ipo Expected Date 2,021-11-19
Is Earnings Date Estimate 0
Language en-US
Last Fiscal Year End 1,767,139,200
Long Business Summary FinWise Bancorp operates as the bank holding company for FinWise Bank that provides various banking products and services to individual and corporate customers in Utah. The company operates in three segments: Traditional Banking; BaaS and Treasury; and Administration. The company provides various deposit products, including interest and noninterest-bearing demand accounts, health savings account demand deposits, NOW and money market accounts, and checking and savings accounts, as well as time deposits and certificates of deposits. It offers loans, including consumer, small business administration, commercial, commercial real estate, and residential real estate loans. In addition, the company offers debit cards, remote deposit capture, online banking, mobile banking, and direct deposit services; and business accounts and cash management services, such as business checking and savings accounts, and treasury services. The company was formerly known as All West Bancorp. FinWise Bancorp was founded in 1999 and is headquartered in Murray, Utah.
Long Name FinWise Bancorp
Market us_market
Market Cap 149,238,816
Market State PRE
Max Age 86,400
Message Board Id finmb_47266012
Most Recent Quarter 1,782,777,600
Net Income To Common 13,215,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 158,123,725
Number Of Analyst Opinions 3
Open 10.85
Operating Cashflow 5,533,000
Operating Margins 0.088549994
Overall Risk 9
Payout Ratio 0.0
Phone 801 501 7200
Previous Close 10.74
Price Eps Current Year 14.99993
Price Hint 2
Price To Book 0.7386793
Price To Sales Trailing12 Months 1.2777187
Profit Margins 0.11705
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.0100002
Regular Market Change Percent 0.093112
Regular Market Day High 10.95
Regular Market Day Low 10.7
Regular Market Day Range 10.7 - 10.95
Regular Market Open 10.85
Regular Market Previous Close 10.74
Regular Market Price 10.75
Regular Market Time 1,792,094,401
Regular Market Volume 24,418
Return On Assets 0.015470001
Return On Equity 0.07174
Revenue Growth 0.557
Revenue Per Share 8.994
Sand P52 Week Change 0.16207206
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 6
Shares Outstanding 13,882,680
Shares Percent Shares Out 0.0089
Shares Short 123,725
Shares Short Previous Month Date 1,788,134,400
Shares Short Prior Month 144,817
Short Name FinWise Bancorp
Short Percent Of Float 0.011
Short Ratio 3.19
Source Interval 15
State UT
Symbol FINW
Target High Price 19.0
Target Low Price 14.0
Target Mean Price 16.33333
Target Median Price 16.0
Total Cash 89,638,000
Total Cash Per Share 6.457
Total Debt 4,005,000
Total Revenue 116,801,000
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps 0.96
Trailing P E 11.197917
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 14.912725
Two Hundred Day Average Change -4.1627254
Two Hundred Day Average Change Percent -0.27913913
Type Disp Equity
Volume 24,418
Website https://investors.finwisebancorp.com
Zip 84,107