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Figure Technology Solutions, Inc. (FIGR)

Financial Services | Capital Markets | Reno, United States | NasdaqGS
36.02 USD -0.28 (-0.771%) ⇩ (April 21, 2026, 12:07 p.m. EDT)

Short-term: ★★★☆☆ | Long-term: ★★☆☆☆ | Dividends: ★★☆☆☆
Hot Take | April 19, 2026, 12:31 a.m. EDT

FIGR presents a classic 'setup for a move' scenario with strong relative volume and bullish timing pressure, yet the fundamental valuation is stretched and the immediate statistical forecast leans slightly bearish. Traders are positioning for volatility expansion with heavy call buying at key resistance levels (40s), suggesting a catalyst is expected, but the lack of a clear bullish 'gap-up' signal in the last 14 days (trading flat near lower monthly closes) means the next move could be a sharp retest of those put walls or a breakout that I/V will compress. It is a volatile, high-beta play on improving AI software adoption, not a deep value compounder.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoARIMA ✓0.570496
AutoETS0.572115
MSTL0.579050
AutoTheta0.626720

Forecast horizon: 45 days | Selected: AutoARIMA

Forecast Reliability
Score 36%
H-stat 1.61
Ljung-Box p 0.000
Jarque-Bera p 0.000
Excess Kurtosis 4.60
Attribute Value
Sector Financial Services
Debt to Equity Ratio 76.519
Revenue per Share 3.776
Market Cap 7,792,938,496
Trailing P/E 81.86
Forward P/E 27.71
Profit Margins 30.98%
Website https://www.figure.com

As of April 19, 2026, 12:31 a.m. EDT: Options flow shows a nuanced, non-directional but slightly bullish-leaning setup. Long-side flow is significantly heavier, particularly in OTM calls (May 15th has massive OTM OI at 40/45 strikes), while put flow is sparse and concentrated at lower strikes (30-32). However, the presence of significant Put OI (May 15th at 30/34 strikes) creates a 'put wall' that suggests some defensive positioning or programmatic hedging. Implied Volatility (IV) is elevated, especially at strikes distant from current price (e.g., deep ITM or far OTM), priced in by a statistical model predicting a slight downside drift of nearly -1% over 45 days. The Ljung-Box p-value suggests non-randomness in past price movements, while high excess kurtosis implies a fat-tailed distribution where a sharp move is probable but unpredictable.


Info Dump

Attribute Value
52 Week Change 0.16682744
Address1 100 West Liberty Street
Address2 Suite 600
All Time High 78.0
All Time Low 25.01
Ask 38.28
Ask Size 2
Average Analyst Rating 2.0 - Buy
Average Daily Volume10 Day 4,205,890
Average Daily Volume3 Month 5,516,381
Average Volume 5,516,381
Average Volume10Days 4,205,890
Bid 32.95
Bid Size 2
Book Value 5.679
City Reno
Compensation As Of Epoch Date 1,767,139,200
Country United States
Crypto Tradeable 0
Currency USD
Current Price 36.02
Current Ratio 2.2
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 36.44
Day Low 35.17
Debt To Equity 76.519
Earnings Call Timestamp End 1,772,141,400
Earnings Call Timestamp Start 1,772,141,400
Earnings Quarterly Growth 1.768
Earnings Timestamp 1,772,139,600
Earnings Timestamp End 1,778,875,200
Earnings Timestamp Start 1,778,875,200
Ebitda 107,841,000
Ebitda Margins 0.2496
Enterprise To Ebitda 70.571
Enterprise To Revenue 17.614
Enterprise Value 7,610,429,952
Eps Current Year 1.0725
Eps Forward 1.3
Eps Trailing Twelve Months 0.44
Esg Populated 0
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 33.7906
Fifty Day Average Change 2.2294006
Fifty Day Average Change Percent 0.06597695
Fifty Two Week Change Percent 16.682743
Fifty Two Week High 78.0
Fifty Two Week High Change -41.98
Fifty Two Week High Change Percent -0.53820515
Fifty Two Week Low 25.01
Fifty Two Week Low Change 11.01
Fifty Two Week Low Change Percent 0.4402239
Fifty Two Week Range 25.01 - 78.0
Financial Currency USD
First Trade Date Milliseconds 1,757,597,400,000
Float Shares 129,011,863
Forward Eps 1.3
Forward P E 27.707693
Free Cashflow 23,715,124
Full Exchange Name NasdaqGS
Full Time Employees 602
Gmt Off Set Milliseconds -14,400,000
Gross Margins 1.0
Gross Profits 432,055,008
Has Pre Post Market Data 1
Held Percent Insiders 0.05829
Held Percent Institutions 0.57219005
Implied Shares Outstanding 216,350,326
Industry Capital Markets
Industry Disp Capital Markets
Industry Key capital-markets
Ipo Expected Date 2,025-09-11
Is Earnings Date Estimate 1
Language en-US
Last Fiscal Year End 1,767,139,200
Long Business Summary Figure Technology Solutions, Inc., a financial technology company, provides blockchain-based products and solutions in the United States. The company offers a suite of blockchain-based solutions for its marketplaces, including lending, trading, and investing activities in areas, such as consumer credit and digital assets. It also provides technology-enabled loan origination system and pairs this system with a distribution marketplace, Figure Connect, that provides access to a deep and broad pool of capital markets partners; and develops an exchange for digital assets and credit, which offers interest-bearing stablecoin deposits. Figure Technology Solutions, Inc. was formerly known as FT Intermediate, Inc. and changed its name to Figure Technology Solutions, Inc. in August 2025. The company was founded in 2018 and is based in Reno, Nevada.
Long Name Figure Technology Solutions, Inc.
Market us_market
Market Cap 7,792,938,496
Market State REGULAR
Max Age 86,400
Message Board Id finmb_1881204319
Most Recent Quarter 1,767,139,200
Net Income To Common 62,026,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 7,853,516,833
Number Of Analyst Opinions 8
Open 36.35
Operating Cashflow 62,568,000
Operating Margins 0.13109
Payout Ratio 0.0
Phone 917 789 8049
Previous Close 36.3
Price Eps Current Year 33.585083
Price Hint 2
Price To Book 6.342666
Price To Sales Trailing12 Months 18.036913
Profit Margins 0.30982
Quick Ratio 1.478
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 2.0
Region US
Regular Market Change -0.27999878
Regular Market Change Percent -0.7713465
Regular Market Day High 36.44
Regular Market Day Low 35.17
Regular Market Day Range 35.17 - 36.44
Regular Market Open 36.35
Regular Market Previous Close 36.3
Regular Market Price 36.02
Regular Market Time 1,776,787,650
Regular Market Volume 1,406,625
Return On Assets 0.03293
Return On Equity 0.16779
Revenue Growth 0.991
Revenue Per Share 3.776
Sand P52 Week Change 0.34445214
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Shares Outstanding 177,425,569
Shares Percent Shares Out 0.0535
Shares Short 11,579,747
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 15,125,409
Short Name Figure Technology Solutions, In
Short Percent Of Float 0.0683
Short Ratio 1.75
Source Interval 15
State NV
Symbol FIGR
Target High Price 75.0
Target Low Price 31.0
Target Mean Price 53.375
Target Median Price 55.0
Total Cash 1,198,141,056
Total Cash Per Share 5.538
Total Debt 946,689,984
Total Revenue 432,055,008
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps 0.44
Trailing P E 81.86364
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 40.66102
Two Hundred Day Average Change -4.641018
Two Hundred Day Average Change Percent -0.114139244
Type Disp Equity
Volume 1,406,625
Website https://www.figure.com
Zip 89,501