Fair Isaac Corporation (FICO)Technology | Software - Application | Bozeman, United States | NYSE
769.93 USD
+50.30
(6.990%)
⇧
(Oct. 15, 2026, 4 p.m.
EDT)
After hours: 768.85 -1.08 (-1.080%) ⇩ (Oct. 15, 2026, 7:39 p.m. EDT) |
Hot Take ↕ | Oct. 3, 2026, 5:07 a.m. EDT
Fair Isaac Corporation presents a compelling dichotomy between deteriorating technicals and exceptional underlying business quality. The stock is currently trading significantly below its 52-week high and sits beneath its key moving averages, reflecting the market's reaction to a recent revenue miss and broader sector rotation. However, the fundamentals remain robust with revenue growing 25.7% and earnings expanding 41.2%, supported by industry-leading gross margins above 85%. The balance sheet carries debt, yet free cash flow remains healthy. While the short-term chart is in a downtrend, the options market is placing a heavy floor at current prices, suggesting institutional protection against further downside. For the long term, the valuation appears compressed relative to the growth trajectory, with analysts pricing in substantial upside. This is a classic deep-value setup where the price has decoupled from the earnings power, making it a solid hold for patient capital despite the near-term noise. |
| Model | MAE |
|---|---|
| AutoARIMA ✓ | 0.147094 |
| AutoETS | 0.151546 |
| MSTL | 0.169193 |
| AutoTheta | 0.231159 |
Forecast horizon: 45 days | Selected: AutoARIMA
| Forecast Reliability | |
|---|---|
| Score | 21% |
| H-stat | 27.92 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.000 |
| Excess Kurtosis | 2.21 |
| Attribute | Value |
|---|---|
| Sector | Technology |
| Ex Dividend Date | 2017-02-28 |
| Last Dividend Date | 2017-02-28 |
| Revenue per Share | 101.931 |
| Market Cap | 16,628,667,392 |
| Trailing P/E | 24.71 |
| Forward P/E | 15.39 |
| Beta | 1.34 |
| Profit Margins | 34.05% |
| Website | https://www.fico.com |
As of Oct. 3, 2026, 5:07 a.m. EDT: Speculators are positioning for a volatile rebound within a defined range. There is a dense wall of put options at the 640 to 660 strike range, indicating a strong perceived floor and defensive hedging at current levels. Conversely, call interest clusters around the 700 to 1000 strikes, with significant open interest at 1000 and 1200, suggesting bets on a recovery toward analyst targets. Implied volatility is elevated on far out-of-the-money strikes, reflecting uncertainty about whether the stock can reclaim its 52-week highs.
| Date | Dividend | Yield % |
|---|---|---|
| 2017-03-01 | 0.020000 | 0.015142 |
| 2016-11-30 | 0.020000 | 0.017592 |
| 2016-09-12 | 0.020000 | 0.015183 |
| 2016-05-23 | 0.020000 | 0.018818 |
| 2016-03-07 | 0.020000 | 0.019968 |
| 2015-11-30 | 0.020000 | 0.020997 |
| 2015-09-14 | 0.020000 | 0.023852 |
| 2015-05-22 | 0.020000 | 0.022604 |
| 2015-03-05 | 0.020000 | 0.023529 |
| 2014-12-01 | 0.020000 | 0.027636 |
| 2014-09-08 | 0.020000 | 0.033367 |
| 2014-05-23 | 0.020000 | 0.034990 |
| 2014-02-20 | 0.020000 | 0.037644 |
| 2013-12-02 | 0.020000 | 0.034358 |
| 2013-09-05 | 0.020000 | 0.039761 |
| 2013-05-23 | 0.020000 | 0.040642 |
| 2013-02-21 | 0.020000 | 0.046136 |
| 2012-12-03 | 0.020000 | 0.047170 |
| 2012-09-06 | 0.020000 | 0.044267 |
| 2012-05-10 | 0.020000 | 0.048170 |
| 2012-02-16 | 0.020000 | 0.049850 |
| 2011-12-12 | 0.020000 | 0.054113 |
| 2011-09-07 | 0.020000 | 0.079840 |
| 2011-05-23 | 0.020000 | 0.069589 |
| 2011-02-14 | 0.020000 | 0.078339 |
| 2010-12-01 | 0.020000 | 0.083022 |
| 2010-09-08 | 0.020000 | 0.084926 |
| 2010-05-19 | 0.020000 | 0.088535 |
| 2010-02-17 | 0.020000 | 0.091743 |
| 2009-12-02 | 0.020000 | 0.107527 |
| 2009-09-04 | 0.020000 | 0.092764 |
| 2009-05-22 | 0.020000 | 0.118483 |
| 2009-02-13 | 0.020000 | 0.163265 |
| 2008-12-01 | 0.020000 | 0.160772 |
| 2008-09-08 | 0.020000 | 0.081599 |
| 2008-05-12 | 0.020000 | 0.084710 |
| 2008-02-15 | 0.020000 | 0.080808 |
| 2007-12-03 | 0.020000 | 0.055432 |
| 2007-09-06 | 0.020000 | 0.052659 |
| 2007-05-25 | 0.020000 | 0.053879 |
| 2007-02-22 | 0.020000 | 0.049689 |
| 2006-12-13 | 0.020000 | 0.047483 |
| 2006-09-06 | 0.020000 | 0.057013 |
| 2006-05-11 | 0.020000 | 0.052632 |
| 2006-02-15 | 0.020000 | 0.045116 |
| 2005-12-01 | 0.020000 | 0.043243 |
| 2005-09-07 | 0.020000 | 0.047824 |
| 2005-05-23 | 0.020000 | 0.057307 |
| 2005-02-14 | 0.020000 | 0.058514 |
| 2004-12-01 | 0.020000 | 0.058480 |
| 2004-09-07 | 0.020000 | 0.072754 |
| 2004-05-24 | 0.020000 | 0.058824 |
| 2004-02-13 | 0.013333 | 0.032488 |
| 2003-11-26 | 0.013333 | 0.036192 |
| 2003-08-28 | 0.013333 | 0.034304 |
| 2003-05-12 | 0.013333 | 0.038313 |
| 2003-02-14 | 0.013333 | 0.042807 |
| 2002-11-29 | 0.013333 | 0.045661 |
| 2002-08-19 | 0.013333 | 0.054053 |
| 2002-06-13 | 0.013333 | 0.057141 |
| 2002-02-14 | 0.008889 | 0.032955 |
| 2001-11-29 | 0.008889 | 0.034656 |
| 2001-08-17 | 0.008889 | 0.033080 |
| 2001-05-10 | 0.005926 | 0.027097 |
| 2001-02-14 | 0.005926 | 0.031427 |
| 2000-11-30 | 0.005926 | 0.047833 |
| 2000-08-17 | 0.005926 | 0.040869 |
| 2000-05-22 | 0.005926 | 0.048049 |
| 2000-02-16 | 0.005926 | 0.043957 |
| 1999-12-01 | 0.005926 | 0.049080 |
| 1999-08-26 | 0.005926 | 0.063367 |
| 1999-05-27 | 0.005926 | 0.060151 |
| 1999-02-17 | 0.005926 | 0.045780 |
| 1998-12-03 | 0.005926 | 0.049383 |
| 1998-08-21 | 0.005926 | 0.057972 |
| 1998-06-10 | 0.005926 | 0.053602 |
| 1998-02-18 | 0.005926 | 0.065041 |
| 1997-12-03 | 0.005926 | 0.046648 |
| 1997-08-21 | 0.005926 | 0.049080 |
| 1997-06-02 | 0.005926 | 0.050157 |
| 1997-02-18 | 0.005926 | 0.051781 |
| 1996-11-27 | 0.005926 | 0.056538 |
| 1996-08-22 | 0.005926 | 0.048930 |
| 1996-06-06 | 0.005926 | 0.042554 |
| 1996-02-15 | 0.005926 | 0.068966 |
| 1995-11-29 | 0.005926 | 0.070485 |
| 1995-08-24 | 0.005926 | 0.071429 |
| 1995-02-13 | 0.020741 | 0.333338 |
| 1994-08-29 | 0.020741 | 0.437505 |
| 1994-02-14 | 0.010370 | 0.261673 |
| 1993-08-17 | 0.010370 | 0.383548 |
| 1993-02-12 | 0.010370 | 0.482741 |
| 1992-08-18 | 0.010370 | 0.622200 |
| 1992-02-13 | 0.010370 | 0.528283 |
| 1991-08-20 | 0.007407 | 0.588203 |
| 1991-02-13 | 0.007407 | 0.714246 |
| 1990-08-20 | 0.007407 | 1.052573 |
| 1990-02-13 | 0.007407 | 1.052573 |
| 1989-08-09 | 0.007407 | 0.740700 |
| 1989-02-13 | 0.007407 | 0.689617 |
| Attribute | Value |
|---|---|
| 52 Week Change | -0.5558224 |
| Address1 | 5 West Mendenhall |
| Address2 | Suite 105 |
| All Time High | 2,402.52 |
| All Time Low | 0.555556 |
| Ask | 767.68 |
| Ask Size | 50 |
| Audit Risk | 6 |
| Average Analyst Rating | 2.3 - Buy |
| Average Daily Volume10 Day | 1,506,010 |
| Average Daily Volume3 Month | 647,917 |
| Average Volume | 647,917 |
| Average Volume10Days | 1,506,010 |
| Beta | 1.341 |
| Bid | 767.37 |
| Bid Size | 10 |
| Board Risk | 6 |
| Book Value | -189.709 |
| City | Bozeman |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 6 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 769.93 |
| Current Ratio | 1.183 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,790,726,400 |
| Day High | 770.84 |
| Day Low | 729.46 |
| Display Name | Fair Isaac |
| Dividend Date | 1,489,708,800 |
| Dividend Yield | 0.0 |
| Earnings Call Timestamp End | 1,785,358,800 |
| Earnings Call Timestamp Start | 1,785,358,800 |
| Earnings Growth | 0.412 |
| Earnings Quarterly Growth | 0.305 |
| Earnings Timestamp | 1,785,355,200 |
| Earnings Timestamp End | 1,793,822,400 |
| Earnings Timestamp Start | 1,793,822,400 |
| Ebitda | 1,263,363,968 |
| Ebitda Margins | 0.52781 |
| Enterprise To Ebitda | 17.397 |
| Enterprise To Revenue | 9.182 |
| Enterprise Value | 21,978,232,832 |
| Eps Current Year | 42.80959 |
| Eps Forward | 50.01311 |
| Eps Trailing Twelve Months | 31.16 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,488,326,400 |
| Exchange | NYQ |
| Exchange Data Delayed By | 20 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 949.2742 |
| Fifty Day Average Change | -179.34418 |
| Fifty Day Average Change Percent | -0.1889277 |
| Fifty Two Week Change Percent | -55.582237 |
| Fifty Two Week High | 1,858.91 |
| Fifty Two Week High Change | -1,088.98 |
| Fifty Two Week High Change Percent | -0.5858164 |
| Fifty Two Week Low | 586.05 |
| Fifty Two Week Low Change | 183.88 |
| Fifty Two Week Low Change Percent | 0.31376165 |
| Fifty Two Week Range | 586.05 - 1858.91 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 553,959,000,000 |
| Five Year Avg Dividend Yield | 0.05 |
| Float Shares | 20,896,576 |
| Forward Eps | 50.01311 |
| Forward P E | 15.394563 |
| Free Cashflow | 774,413,504 |
| Full Exchange Name | NYSE |
| Full Time Employees | 3,876 |
| Fullday Change | 54.799988 |
| Fullday Change Percent | 7.615022 |
| Fullday Price | 769.93 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,790,812,800 |
| Gross Margins | 0.851 |
| Gross Profits | 2,036,921,984 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.030150002 |
| Held Percent Institutions | 1.01835 |
| Implied Shares Outstanding | 21,597,635 |
| Industry | Software - Application |
| Industry Disp | Software - Application |
| Industry Key | software-application |
| Ir Website | http://www.fico.com/en/Company/Investors/Pages/default.aspx |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Dividend Date | 1,488,326,400 |
| Last Dividend Value | 0.02 |
| Last Fiscal Year End | 1,759,190,400 |
| Last Split Date | 1,078,963,200 |
| Last Split Factor | 3:2 |
| Long Business Summary | Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and services that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Its Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detection, and marketing, as well as associated professional services. This segment also offers FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. In addition, the company offers analytic and decisioning software comprising FICO Decision Modeler, FICO Blaze Advisor, FICO Xpress Optimization, FICO Analytics Workbench, FICO Data Orchestrator, FICO DMP Streaming, FICO Business Outcome Simulator, and FICO Decision Optimizer; pre-configured solutions consisting of FICO Fraud Solutions, FICO Originations, FICO Customer Communication Service, FICO Strategy Director, and FICO TRIAD Customer Manager; and professional services software, including FICO Implementation Services and FICO Analytic Services. It markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana. |
| Long Name | Fair Isaac Corporation |
| Market | us_market |
| Market Cap | 16,628,667,392 |
| Market State | POSTPOST |
| Max Age | 86,400 |
| Message Board Id | finmb_270427 |
| Most Recent Quarter | 1,782,777,600 |
| Net Income To Common | 815,017,024 |
| Next Fiscal Year End | 1,790,726,400 |
| Non Diluted Market Cap | 18,997,711,698 |
| Number Of Analyst Opinions | 19 |
| Open | 733.5 |
| Operating Cashflow | 1,001,548,992 |
| Operating Margins | 0.53787 |
| Overall Risk | 5 |
| Payout Ratio | 0.0 |
| Peg Ratio | 0.71 |
| Phone | (406) 982-7276 |
| Post Market Change | -1.0800171 |
| Post Market Change Percent | -0.14027472 |
| Post Market Price | 768.85 |
| Post Market Time | 1,792,107,577 |
| Previous Close | 719.63 |
| Price Eps Current Year | 17.98499 |
| Price Hint | 2 |
| Price To Book | -4.058479 |
| Price To Sales Trailing12 Months | 6.94721 |
| Profit Margins | 0.3405 |
| Quick Ratio | 1.129 |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 2.28571 |
| Region | US |
| Regular Market Change | 50.3 |
| Regular Market Change Percent | 6.9897 |
| Regular Market Day High | 770.84 |
| Regular Market Day Low | 729.46 |
| Regular Market Day Range | 729.46 - 770.84 |
| Regular Market Open | 733.5 |
| Regular Market Previous Close | 719.63 |
| Regular Market Price | 769.93 |
| Regular Market Time | 1,792,094,403 |
| Regular Market Volume | 772,859 |
| Return On Assets | 0.39981 |
| Revenue Growth | 0.257 |
| Revenue Per Share | 101.931 |
| Sand P52 Week Change | 0.16440773 |
| Sector | Technology |
| Sector Disp | Technology |
| Sector Key | technology |
| Share Holder Rights Risk | 4 |
| Shares Outstanding | 21,597,635 |
| Shares Percent Shares Out | 0.103999995 |
| Shares Short | 2,246,634 |
| Shares Short Previous Month Date | 1,788,134,400 |
| Shares Short Prior Month | 1,792,796 |
| Short Name | Fair Isaac Corporation |
| Short Percent Of Float | 0.12529999 |
| Short Ratio | 3.11 |
| Source Interval | 15 |
| State | MT |
| Symbol | FICO |
| Target High Price | 1,675.0 |
| Target Low Price | 490.0 |
| Target Mean Price | 1,057.1564 |
| Target Median Price | 1,100.0 |
| Total Cash | 248,444,000 |
| Total Cash Per Share | 11.503 |
| Total Debt | 5,598,009,856 |
| Total Revenue | 2,393,574,912 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 31.16 |
| Trailing P E | 24.708921 |
| Trailing Peg Ratio | 0.7021 |
| Triggerable | 1 |
| Two Hundred Day Average | 1,176.7311 |
| Two Hundred Day Average Change | -406.8011 |
| Two Hundred Day Average Change Percent | -0.34570438 |
| Type Disp | Equity |
| Volume | 772,859 |
| Website | https://www.fico.com |
| Zip | 59,715 |