| Indicators | Browse All

First Interstate BancSystem, Inc. (FIBK)

Financial Services | Banks - Regional | Billings, United States | NasdaqGS
38.83 USD -0.02 (-0.051%) ⇩ (July 13, 2026, 4 p.m. EDT)
After hours: 38.83

Short-term:★★★⯪☆Long-term:★★★☆☆Dividends:★★★⯪☆
Hot Take | July 11, 2026, 5:42 a.m. EDT

The immediate outlook is driven by a powerful divergence between the company's resilient fundamentals and the market's aggressive pricing. While the statistical forecasting model flags a slight short-term downside bias (-2.65%), this appears to be a lagging indicator of recent volatility rather than a reflection of the underlying business health. The price action over the last two weeks shows a steady climb, breaking above key moving averages, which aligns with the robust earnings growth (+19.9% quarterly) and a healthy payout ratio of 61%. The long-term rating is solid but capped by the sector's cyclical nature and the fact that the stock has not yet fully recovered its multi-year highs relative to its peak, despite a positive cumulative trajectory. However, the dividend profile is a standout feature; with a 4.83% yield and a consistent payment history dating back several years, it offers attractive income stability. Crucially, the options market is screaming 'bullish,' with massive call positioning at higher strikes indicating that smart money expects a significant breakout. This speculative fervor, combined with the company's ability to generate cash and grow earnings, creates a compelling case for a near-term upside move, overriding the cautious statistical forecast.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL_90_126 ✓0.022501
MSTL_1260.023745
MSTL_900.025770
MSTL0.047715
AutoETS0.050948
AutoARIMA0.051201
AutoTheta0.054703

Forecast horizon: 60 days | Selected: MSTL_90_126

Forecast Reliability
Score 50%
H-stat 1.63
Ljung-Box p 0.000
Jarque-Bera p 0.472
Excess Kurtosis -0.77
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-05-10
Last Dividend Date 2026-05-10
Revenue per Share 10.246
Market Cap 3,772,058,112
Trailing P/E 12.69
Forward P/E 13.08
Beta 0.74
Profit Margins 30.01%
Website https://www.fibk.com

As of July 11, 2026, 5:42 a.m. EDT: Speculators are overwhelmingly bullish, positioning heavy call volume and open interest at strikes significantly above the current price (45.00 and 40.00), while put activity is negligible and concentrated only at deep out-of-the-money levels. This asymmetry suggests a strong expectation of upside momentum over the coming months.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
1.34% 5.67% 6.37% 5.71%
Dividend History
Date Dividend Yield %
2026-05-11 0.470 1.339031
2026-02-10 0.470 1.232302
2025-11-10 0.470 1.469209
2025-08-11 0.470 1.629681
2025-05-12 0.470 1.660191
2025-02-10 0.470 1.459627
2024-11-04 0.470 1.574012
2024-08-05 0.470 1.691865
2024-05-03 0.470 1.700434
2024-02-08 0.470 1.848938
2023-11-03 0.470 1.896691
2023-08-04 0.470 1.601363
2023-05-05 0.470 1.970650
2023-02-06 0.470 1.275095
2022-11-07 0.470 1.037299
2022-08-08 0.410 1.017370
2022-05-09 0.410 1.179856
2022-02-09 0.410 1.096550
2021-11-05 0.410 0.948635
2021-08-06 0.410 0.929073
2021-05-10 0.410 0.877193
2021-02-08 0.410 0.971564
2020-11-05 0.380 1.107549
2020-08-06 0.340 1.143626
2020-05-08 0.340 1.059850
2020-02-28 0.600 1.761597
2020-02-07 0.340 0.874261
2019-11-07 0.310 0.721266
2019-08-07 0.310 0.807292
2019-05-10 0.310 0.750969
2019-02-08 0.310 0.780463
2018-11-08 0.280 0.653137
2018-08-09 0.280 0.643678
2018-05-11 0.280 0.669856
2018-02-09 0.280 0.699126
2017-10-30 0.240 0.635762
2017-07-31 0.240 0.656635
2017-04-28 0.240 0.635762
2017-01-26 0.240 0.576230
2016-10-27 0.220 0.684292
2016-07-28 0.220 0.754976
2016-04-28 0.220 0.807043
2016-01-28 0.220 0.838095
2015-10-29 0.200 0.703482
2015-07-30 0.200 0.718649
2015-04-29 0.200 0.727008
2015-01-29 0.200 0.809717
2014-11-04 0.160 0.550585
2014-08-01 0.160 0.620877
2014-05-06 0.160 0.658436
2014-01-31 0.160 0.623539
2013-10-30 0.140 0.560224
2013-08-01 0.140 0.584551
2013-05-02 0.130 0.660569
2012-11-29 0.130 0.863214
2012-10-01 0.120 0.792602
2012-06-28 0.120 0.849858
2012-04-02 0.120 0.824176
2011-12-29 0.120 0.925212
2011-09-29 0.113 1.018936
2011-06-29 0.113 0.782548
2011-03-31 0.113 0.830882
2010-12-30 0.113 0.735198
2010-09-30 0.113 0.839525
2010-06-29 0.113 0.719287
2010-03-31 0.113 0.695385
Additional Data
dividendRate 1.88
dividendYield 4.84
exDividendDate 2026-05-11
trailingAnnualDividendRate 1.88
trailingAnnualDividendYield 0.04839125
lastDividendValue 0.47
lastDividendDate 2026-05-11
dividendDate 2026-05-21

Info Dump

Attribute Value
52 Week Change 0.24121404
Address1 401 North 31st Street
All Time High 51.24
All Time Low 9.46
Ask 49.85
Ask Size 2
Audit Risk 5
Average Analyst Rating 3.4 - Hold
Average Daily Volume10 Day 1,107,780
Average Daily Volume3 Month 1,147,467
Average Volume 1,147,467
Average Volume10Days 1,107,780
Beta 0.735
Bid 27.96
Bid Size 2
Board Risk 3
Book Value 34.465
City Billings
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 1
Country United States
Crypto Tradeable 0
Currency USD
Current Price 38.83
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 39.05
Day Low 38.58
Display Name First Interstate BancSystem
Dividend Date 1,779,321,600
Dividend Rate 1.88
Dividend Yield 4.84
Earnings Call Timestamp End 1,784,923,200
Earnings Call Timestamp Start 1,784,923,200
Earnings Growth 0.25
Earnings Quarterly Growth 0.199
Earnings Timestamp 1,784,836,800
Earnings Timestamp End 1,784,836,800
Earnings Timestamp Start 1,784,836,800
Ebitda Margins 0.0
Enterprise To Revenue 3.255
Enterprise Value 3,385,757,952
Eps Current Year 2.61997
Eps Forward 2.96866
Eps Trailing Twelve Months 3.06
Esg Populated 0
Ex Dividend Date 1,778,457,600
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 36.3276
Fifty Day Average Change 2.5024033
Fifty Day Average Change Percent 0.06888436
Fifty Two Week Change Percent 24.121403
Fifty Two Week High 39.65
Fifty Two Week High Change -0.8199997
Fifty Two Week High Change Percent -0.02068095
Fifty Two Week Low 27.6
Fifty Two Week Low Change 11.230001
Fifty Two Week Low Change Percent 0.4068841
Fifty Two Week Range 27.6 - 39.65
Financial Currency USD
First Trade Date Milliseconds 1,269,437,400,000
Five Year Avg Dividend Yield 5.62
Float Shares 85,337,105
Forward Eps 2.96866
Forward P E 13.079975
Full Exchange Name NasdaqGS
Full Time Employees 3,376
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,782,864,000
Gross Margins 0.0
Gross Profits 1,040,099,968
Has Pre Post Market Data 1
Held Percent Insiders 0.08249
Held Percent Institutions 0.98963
Implied Shares Outstanding 97,142,879
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,778,457,600
Last Dividend Value 0.47
Last Fiscal Year End 1,767,139,200
Long Business Summary First Interstate BancSystem, Inc. operates as a bank holding company for First Interstate Bank that provides a range of banking products and services in the United States. The company offers various traditional depository products, including checking, savings, and time deposits; and repurchase agreements primarily for commercial and municipal depositors. It also provides a range of trust, employee benefit, investment management, insurance, agency, and custodial services, including administration of estates and personal trusts; manages investment accounts for individuals; employee benefit plans and charitable foundations; and insurance planning. The company's loan portfolio includes real estate loans, such as commercial real estate, construction, residential, agricultural, and other real estate loans; consumer loans, including direct personal loans, credit card loans and lines of credit, and indirect loans; variable and fixed rate commercial loans for small and medium-sized manufacturing, wholesale, retail, and service businesses for working capital needs and business expansions; and agricultural loans. In addition, it offers marketing, credit review, loan servicing, credit cards servicing, mortgage loan sales and servicing, indirect consumer loan and processing, loan collection services, other operational, and specialized staff support services, as well as online and mobile banking services. The company serves individuals, businesses, municipalities, and other entities in various industries, including agriculture, construction, education, governmental services, healthcare, hospitality, housing, professional services, real estate development, retail, technology, tourism, and wholesale trade. First Interstate BancSystem, Inc. was formerly known as First Interstate Bancsystem Of Montana, Inc. and changed its name to First Interstate BancSystem, Inc. in June 1993. The company was founded in 1879 and is headquartered in Billings, Montana.
Long Name First Interstate BancSystem, Inc.
Market us_market
Market Cap 3,772,058,112
Market State POSTPOST
Max Age 86,400
Message Board Id finmb_1035501
Most Recent Quarter 1,774,915,200
Net Income To Common 312,100,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 3,774,000,849
Number Of Analyst Opinions 8
Open 38.94
Operating Cashflow 282,100,000
Operating Margins 0.35091
Overall Risk 1
Payout Ratio 0.61439997
Peg Ratio 1.16
Phone 406 255 5311
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 38.83
Post Market Time 1,783,981,117
Previous Close 38.85
Price Eps Current Year 14.820781
Price Hint 2
Price To Book 1.1266502
Price To Sales Trailing12 Months 3.6266303
Profit Margins 0.30007
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key hold
Recommendation Mean 3.375
Region US
Regular Market Change -0.0199966
Regular Market Change Percent -0.0514714
Regular Market Day High 39.05
Regular Market Day Low 38.58
Regular Market Day Range 38.58 - 39.05
Regular Market Open 38.94
Regular Market Previous Close 38.85
Regular Market Price 38.83
Regular Market Time 1,783,972,801
Regular Market Volume 864,951
Return On Assets 0.011410001
Return On Equity 0.092889994
Revenue Growth 0.036
Revenue Per Share 10.246
Sand P52 Week Change 0.20847368
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 1
Shares Outstanding 97,142,879
Shares Percent Shares Out 0.0951
Shares Short 9,237,536
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 8,673,318
Short Name First Interstate BancSystem, In
Short Percent Of Float 0.1462
Short Ratio 8.83
Source Interval 15
State MT
Symbol FIBK
Target High Price 41.0
Target Low Price 33.0
Target Mean Price 37.375
Target Median Price 38.0
Total Cash 1,235,800,064
Total Cash Per Share 12.721
Total Debt 849,500,032
Total Revenue 1,040,099,968
Tradeable 0
Trailing Annual Dividend Rate 1.88
Trailing Annual Dividend Yield 0.04839125
Trailing Eps 3.06
Trailing P E 12.689544
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 34.69315
Two Hundred Day Average Change 4.1368523
Two Hundred Day Average Change Percent 0.119241185
Type Disp Equity
Volume 864,951
Website https://www.fibk.com
Zip 59,101