| Indicators | Browse All

First Guaranty Bancshares, Inc. (FGBIP)

Financial Services | Banks - Regional | Hammond, United States | NasdaqGM
19.87 USD -0.17 (-0.855%) ⇩ (July 14, 2026, 9:42 a.m. EDT)

Short-term:★★⯪☆☆Long-term:★☆☆☆☆Dividends:★★⯪☆☆
Hot Take | July 11, 2026, 3:30 a.m. EDT

The immediate outlook is neutral due to a lack of clear directional edge, though insider buying provides a minor bullish nudge. However, the long-term picture is severely compromised by deteriorating fundamentals; the bank is generating negative returns on both assets and equity, and the stock has suffered a massive 31% decline over the last four years, indicating a structural failure in the business model rather than a temporary setback. While the dividend yield appears attractive at 8.4%, it is likely compensating investors for the high risk of capital erosion given the negative earnings and the fact that the payout ratio is unsustainable relative to the company's losses. The recent surge in preferred share EPS is a specific metric that does not offset the core common equity destruction.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL_84_105 ✓0.094316
MSTL_840.112413
MSTL_1050.114019
MSTL0.132607
AutoETS0.133628
AutoARIMA0.134385
AutoTheta0.139600

Forecast horizon: 60 days | Selected: MSTL_84_105

Forecast Reliability
Score 49%
H-stat 1.18
Ljung-Box p 0.000
Jarque-Bera p 0.005
Excess Kurtosis 0.30
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-05-14
Last Dividend Date 2026-05-14
Revenue per Share 1.616
Trailing P/E 7.63
Beta 0.44
Profit Margins -196.86%
Website https://www.fgb.net

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
2.09% 9.37% 8.88% 8.11%
Dividend History
Date Dividend Yield %
2026-05-15 0.422 2.094293
2026-02-13 0.422 2.368126
2025-11-14 0.422 2.701665
2025-08-15 0.422 2.207113
2025-05-15 0.422 2.147036
2025-02-14 0.422 2.098458
2024-11-15 0.422 1.920801
2024-08-15 0.422 2.103689
2024-05-14 0.422 2.117199
2024-02-14 0.422 2.068627
2023-11-14 0.422 2.545235
2023-08-14 0.422 2.262735
2023-05-12 0.422 2.482353
2023-02-14 0.422 1.701613
2022-11-14 0.422 1.700927
2022-08-12 0.422 1.598485
2022-05-13 0.422 1.722449
2022-02-14 0.422 1.592453
2021-11-12 0.422 1.564702
2021-08-12 0.422 1.562674
2021-05-13 0.159 0.606870
Additional Data
dividendRate 1.69
dividendYield 8.42
exDividendDate 2026-05-15
trailingAnnualDividendRate 0.04
trailingAnnualDividendYield 0.0019960077
lastDividendValue 0.422
lastDividendDate 2026-05-15
dividendDate 2026-06-01

Info Dump

Attribute Value
52 Week Change 0.05807817
Address1 400 East Thomas Street
All Time High 29.16
All Time Low 14.415
Ask 19.95
Ask Size 1
Average Daily Volume10 Day 450
Average Daily Volume3 Month 2,181
Average Volume 2,181
Average Volume10Days 450
Beta 0.438
Bid 16.88
Bid Size 1
Book Value 11.912
City Hammond
Compensation As Of Epoch Date 1,767,139,200
Country United States
Crypto Tradeable 0
Currency USD
Current Price 19.87
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 19.87
Day Low 19.72
Display Name First Guaranty Bancshares
Dividend Date 1,780,272,000
Dividend Rate 1.69
Dividend Yield 8.42
Earnings Timestamp End 1,753,704,000
Earnings Timestamp Start 1,753,181,940
Ebitda Margins 0.0
Enterprise To Revenue -7.268
Enterprise Value -173,931,472
Eps Trailing Twelve Months 2.603
Esg Populated 0
Ex Dividend Date 1,778,803,200
Exchange NGM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 20.14206
Fifty Day Average Change -0.2720585
Fifty Day Average Change Percent -0.013506984
Fifty Two Week Change Percent 5.807817
Fifty Two Week High 21.46
Fifty Two Week High Change -1.5899982
Fifty Two Week High Change Percent -0.074091256
Fifty Two Week Low 14.415
Fifty Two Week Low Change 5.455001
Fifty Two Week Low Change Percent 0.3784253
Fifty Two Week Range 14.415 - 21.46
Financial Currency USD
First Trade Date Milliseconds 1,619,184,600,000
Five Year Avg Dividend Yield 7.61
Float Shares 5,494,449
Full Exchange Name NasdaqGM
Full Time Employees 330
Gmt Off Set Milliseconds -14,400,000
Gross Margins 0.0
Gross Profits 23,932,000
Has Pre Post Market Data 1
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Ipo Expected Date 2,021-05-03
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,778,803,200
Last Dividend Value 0.422
Last Fiscal Year End 1,767,139,200
Long Business Summary First Guaranty Bancshares, Inc. operates as the holding company for First Guaranty Bank that provides commercial banking services in Louisiana and Texas. It offers various deposit products, such as personal and business checking, savings, money market, and demand deposits accounts, as well as time deposits to consumers, small businesses, and municipalities. The company provides loans, such as non-farm, non-residential loans secured by real estate, commercial and industrial loans, one- to four-family residential loans, multifamily loans, construction and land development loans, agricultural loans, farmland loans, and consumer and other loans to small to medium-sized businesses and professionals, and individuals. In addition, it offers a range of consumer services, including credit cards, mobile deposit capture, safe deposit boxes, official checks, online and mobile banking, automated teller machines, and online bill pay; provides additional solutions, such as merchant services, remote deposit capture, and lockbox services to business customers; and invests a portion of its assets in securities issued by the United States Government and its agencies, state and municipal obligations, corporate debt securities, mutual funds, and equity securities, as well as invests in mortgage-backed securities primarily issued or guaranteed by United States Government agencies or enterprises. The company was founded in 1934 and is headquartered in Hammond, Louisiana.
Long Name First Guaranty Bancshares, Inc.
Market us_market
Market State REGULAR
Max Age 86,400
Message Board Id finmb_1023120
Most Recent Quarter 1,774,915,200
Net Income To Common -49,441,000
Next Fiscal Year End 1,798,675,200
Open 19.72
Operating Cashflow 36,924,000
Operating Margins 0.17477
Phone 985 345 7685
Previous Close 20.04
Price Hint 2
Price To Book 1.6680659
Profit Margins -1.96862
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change -0.17000008
Regular Market Change Percent -0.8547013
Regular Market Day High 19.87
Regular Market Day Low 19.72
Regular Market Day Range 19.72 - 19.87
Regular Market Open 19.72
Regular Market Previous Close 20.04
Regular Market Price 19.87
Regular Market Time 1,784,036,565
Regular Market Volume 200
Return On Assets -0.0121
Return On Equity -0.19819
Revenue Growth 1.021
Revenue Per Share 1.616
Sand P52 Week Change 0.20365608
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Shares Short 2,880
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 4,957
Short Name First Guaranty Bancshares, Inc.
Short Ratio 0.69
Source Interval 15
State LA
Symbol FGBIP
Total Cash 734,017,024
Total Cash Per Share 44.582
Total Debt 197,084,000
Total Revenue 23,932,000
Tradeable 0
Trailing Annual Dividend Rate 0.04
Trailing Annual Dividend Yield 0.0019960077
Trailing Eps 2.603
Trailing P E 7.6335006
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 17.8448
Two Hundred Day Average Change 2.0252
Two Hundred Day Average Change Percent 0.113489635
Type Disp Equity
Volume 200
Website https://www.fgb.net
Zip 70,401