First Financial Bankshares, Inc. (FFIN)Financial Services | Banks - Regional | Abilene, United States | NasdaqGS
34.72 USD
+0.16
(0.463%)
⇧
(July 13, 2026, 4 p.m.
EDT)
|
Hot Take ↕ | July 11, 2026, 5:05 a.m. EDT
First Financial Bankshares presents a compelling case for a core holding, driven by a robust recovery in its multi-year price trajectory and solid fundamentals. The stock has successfully erased previous declines, posting a massive +120% gain over the last nine years with no consecutive negative years at the end of the window, signaling a healthy, upward trend. Fundamentally, the company is executing well with double-digit revenue growth (+13.1%) and accelerating earnings (+16.4%), supported by a healthy 14.6% return on equity and a manageable payout ratio of 41%. While the statistical forecasting model offers no directional edge for the immediate future, the technicals tell a different story: the price is trading above both its 50-day and 200-day averages, confirming a constructive medium-term structure. The dividend yield of 2.5% is stable and sustainable, though not a primary driver of value here. The main caveat is the lack of explosive momentum; the recent price action has been choppy, and options flow is split between near-term bulls and medium-term hedgers. This is not a speculative rocket ship, but a high-quality regional bank that has stabilized and is growing, making it a solid buy-and-hold candidate for investors seeking exposure to the financial sector without the volatility of larger peers. |
| Model | MAE |
|---|---|
| MSTL ✓ | 0.043105 |
| AutoETS | 0.044445 |
| AutoARIMA | 0.044445 |
| MSTL_126 | 0.045916 |
| AutoTheta | 0.049559 |
Forecast horizon: 60 days | Selected: MSTL
| Forecast Reliability | |
|---|---|
| Score | 43% |
| H-stat | 10.96 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.124 |
| Excess Kurtosis | -0.37 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-06-11 |
| Last Dividend Date | 2026-06-11 |
| Revenue per Share | 4.346 |
| Market Cap | 4,974,749,184 |
| Trailing P/E | 18.87 |
| Forward P/E | 16.13 |
| Beta | 0.83 |
| Profit Margins | 42.40% |
| Website | https://www.ffin.com |
As of July 11, 2026, 5:05 a.m. EDT: Speculator positioning is mixed and fragmented. Near-term expirations show heavy out-of-the-money call interest at the $35 strike, suggesting a bullish bias for a quick move above current levels. However, the October expiration features significant in-the-money put open interest at the $35 strike, indicating a hedge against a potential pullback or a bearish view for the medium term. The January 2027 data shows deep in-the-money put volume at the $25 strike, reflecting a long-term insurance strategy against a significant decline, while call activity remains sparse. Overall, the flow suggests a tactical 'long with a stop' or a wait-for-breakout strategy rather than a strong directional conviction.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 0.65% | 2.44% | 2.31% | 2.07% |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-06-12 | 0.220000 | 0.653789 |
| 2026-03-13 | 0.190000 | 0.642760 |
| 2025-12-15 | 0.190000 | 0.605674 |
| 2025-09-15 | 0.190000 | 0.536269 |
| 2025-06-16 | 0.190000 | 0.532511 |
| 2025-03-14 | 0.180000 | 0.503074 |
| 2024-12-13 | 0.180000 | 0.444774 |
| 2024-09-12 | 0.180000 | 0.503356 |
| 2024-06-14 | 0.180000 | 0.647017 |
| 2024-03-14 | 0.180000 | 0.598007 |
| 2023-12-14 | 0.180000 | 0.590745 |
| 2023-09-13 | 0.180000 | 0.660066 |
| 2023-06-14 | 0.180000 | 0.607083 |
| 2023-03-10 | 0.170000 | 0.517032 |
| 2022-12-14 | 0.170000 | 0.484055 |
| 2022-09-14 | 0.170000 | 0.400943 |
| 2022-06-15 | 0.170000 | 0.440186 |
| 2022-03-15 | 0.150000 | 0.330615 |
| 2021-12-15 | 0.150000 | 0.296560 |
| 2021-09-15 | 0.150000 | 0.340987 |
| 2021-06-15 | 0.150000 | 0.292797 |
| 2021-03-15 | 0.130000 | 0.257426 |
| 2020-12-15 | 0.130000 | 0.361513 |
| 2020-09-15 | 0.130000 | 0.445511 |
| 2020-06-15 | 0.130000 | 0.427913 |
| 2020-03-13 | 0.120000 | 0.457666 |
| 2019-12-12 | 0.120000 | 0.339655 |
| 2019-09-13 | 0.120000 | 0.360360 |
| 2019-06-14 | 0.120000 | 0.404995 |
| 2019-03-14 | 0.105000 | 0.347280 |
| 2018-12-13 | 0.105000 | 0.347855 |
| 2018-09-14 | 0.105000 | 0.344262 |
| 2018-06-14 | 0.105000 | 0.393258 |
| 2018-03-14 | 0.095000 | 0.393375 |
| 2017-12-14 | 0.095000 | 0.426966 |
| 2017-09-14 | 0.095000 | 0.469136 |
| 2017-06-14 | 0.095000 | 0.454545 |
| 2017-03-13 | 0.090000 | 0.425030 |
| 2016-12-13 | 0.090000 | 0.403135 |
| 2016-09-13 | 0.090000 | 0.497238 |
| 2016-06-14 | 0.090000 | 0.551809 |
| 2016-03-14 | 0.080000 | 0.558854 |
| 2015-12-11 | 0.080000 | 0.515464 |
| 2015-09-11 | 0.080000 | 0.520833 |
| 2015-06-12 | 0.080000 | 0.489596 |
| 2015-03-12 | 0.070000 | 0.501972 |
| 2014-12-11 | 0.070000 | 0.476029 |
| 2014-09-11 | 0.070000 | 0.466511 |
| 2014-06-12 | 0.070000 | 0.445718 |
| 2014-03-12 | 0.065000 | 0.424213 |
| 2013-12-12 | 0.065000 | 0.414739 |
| 2013-09-12 | 0.065000 | 0.455661 |
| 2013-06-12 | 0.065000 | 0.472212 |
| 2013-03-13 | 0.062500 | 0.534988 |
| 2012-12-12 | 0.062500 | 0.626566 |
| 2012-09-12 | 0.062500 | 0.701066 |
| 2012-06-13 | 0.062500 | 0.782963 |
| 2012-03-13 | 0.060000 | 0.682400 |
| 2011-12-13 | 0.060000 | 0.757576 |
| 2011-09-13 | 0.060000 | 0.866739 |
| 2011-06-13 | 0.040000 | 0.490798 |
| 2011-03-11 | 0.056667 | 0.686457 |
| 2010-12-13 | 0.056667 | 0.679460 |
| 2010-09-13 | 0.056667 | 0.729775 |
| 2010-06-11 | 0.056667 | 0.681094 |
| 2010-03-11 | 0.056667 | 0.635043 |
| 2009-12-11 | 0.056667 | 0.636350 |
| 2009-09-11 | 0.056667 | 0.689519 |
| 2009-06-11 | 0.056667 | 0.687706 |
| 2009-02-26 | 0.056667 | 0.774316 |
| 2008-12-11 | 0.056667 | 0.663419 |
| 2008-09-11 | 0.056667 | 0.661097 |
| 2008-06-12 | 0.056667 | 0.757749 |
| 2008-03-12 | 0.053333 | 0.807057 |
| 2007-12-13 | 0.053333 | 0.827510 |
| 2007-09-13 | 0.053333 | 0.828796 |
| 2007-06-13 | 0.053333 | 0.817991 |
| 2007-03-13 | 0.050000 | 0.747757 |
| 2006-12-13 | 0.050000 | 0.734214 |
| 2006-09-13 | 0.050000 | 0.773395 |
| 2006-06-14 | 0.050000 | 0.856409 |
| 2006-03-13 | 0.046667 | 0.759843 |
| 2005-12-13 | 0.046667 | 0.740159 |
| 2005-09-13 | 0.046667 | 0.814433 |
| 2005-06-14 | 0.046667 | 0.849521 |
| 2005-03-11 | 0.042500 | 0.758590 |
| 2004-12-13 | 0.042500 | 0.759777 |
| 2004-09-13 | 0.042500 | 0.818291 |
| 2004-06-14 | 0.042500 | 0.883117 |
| 2004-03-11 | 0.038750 | 0.815789 |
| 2003-12-11 | 0.038750 | 0.713464 |
| 2003-09-11 | 0.038750 | 0.789809 |
| 2003-06-12 | 0.038750 | 0.965431 |
| 2003-03-12 | 0.035000 | 0.939597 |
| 2002-12-12 | 0.035000 | 0.875657 |
| 2002-09-12 | 0.035000 | 0.935579 |
| 2002-06-12 | 0.035000 | 0.940860 |
| 2002-03-13 | 0.030000 | 0.910470 |
| 2001-12-12 | 0.030000 | 1.007049 |
| 2001-06-13 | 0.030000 | 1.027046 |
| 2001-03-14 | 0.026400 | 1.023256 |
| 2000-12-13 | 0.026400 | 1.056000 |
| 2000-09-13 | 0.026400 | 1.023256 |
| 2000-06-14 | 0.026400 | 1.211009 |
| 2000-03-15 | 0.024000 | 1.165049 |
| 1999-12-13 | 0.024000 | 1.016949 |
| 1999-09-15 | 0.022000 | 0.857700 |
| 1999-06-14 | 0.022080 | 0.897561 |
| 1999-03-15 | 0.022000 | 0.808824 |
| 1998-12-11 | 0.022000 | 0.743243 |
| 1998-09-14 | 0.020000 | 0.769231 |
| 1998-06-11 | 0.020000 | 0.691824 |
| 1998-03-11 | 0.018182 | 0.617290 |
| 1997-12-11 | 0.018182 | 0.591722 |
| 1997-09-11 | 0.018182 | 0.598808 |
| 1997-06-11 | 0.018182 | 0.757583 |
| 1997-03-12 | 0.016291 | 0.713380 |
| 1996-12-12 | 0.016291 | 0.746671 |
| 1996-09-12 | 0.016291 | 0.767128 |
| 1996-06-12 | 0.016291 | 0.800004 |
| 1996-03-13 | 0.014429 | 0.885709 |
| 1995-12-13 | 0.014429 | 0.999994 |
| 1995-09-13 | 0.014429 | 0.978298 |
| 1995-06-14 | 0.011543 | 1.169783 |
| 1995-03-13 | 0.010426 | 1.076905 |
| 1994-12-12 | 0.010426 | 1.142837 |
| 1994-09-12 | 0.010426 | 0.918017 |
| 1994-06-13 | 0.010426 | 0.888874 |
| 1994-03-14 | 0.009533 | 0.735670 |
| 1993-12-13 | 0.009533 | 0.771124 |
| Attribute | Value |
|---|---|
| 52 Week Change | -0.029354215 |
| Address1 | 400 Pine Street |
| All Time High | 55.0 |
| All Time Low | 0.912291 |
| Ask | 44.55 |
| Ask Size | 2 |
| Audit Risk | 4 |
| Average Analyst Rating | 2.6 - Hold |
| Average Daily Volume10 Day | 839,100 |
| Average Daily Volume3 Month | 885,259 |
| Average Volume | 885,259 |
| Average Volume10Days | 839,100 |
| Beta | 0.827 |
| Bid | 24.9 |
| Bid Size | 2 |
| Board Risk | 4 |
| Book Value | 13.656 |
| City | Abilene |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 2 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 34.72 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,782,777,600 |
| Day High | 34.86 |
| Day Low | 34.5 |
| Display Name | First Financial Bankshares |
| Dividend Date | 1,782,864,000 |
| Dividend Rate | 0.88 |
| Dividend Yield | 2.53 |
| Earnings Growth | 0.164 |
| Earnings Quarterly Growth | 0.166 |
| Earnings Timestamp | 1,776,369,600 |
| Earnings Timestamp End | 1,784,232,000 |
| Earnings Timestamp Start | 1,784,232,000 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 7.55 |
| Enterprise Value | 4,696,614,400 |
| Eps Current Year | 2.038 |
| Eps Forward | 2.152 |
| Eps Trailing Twelve Months | 1.84 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,781,222,400 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 33.0078 |
| Fifty Day Average Change | 1.7122002 |
| Fifty Day Average Change Percent | 0.051872592 |
| Fifty Two Week Change Percent | -2.9354215 |
| Fifty Two Week High | 38.74 |
| Fifty Two Week High Change | -4.0200005 |
| Fifty Two Week High Change Percent | -0.10376872 |
| Fifty Two Week Low | 28.12 |
| Fifty Two Week Low Change | 6.6000004 |
| Fifty Two Week Low Change Percent | 0.2347084 |
| Fifty Two Week Range | 28.12 - 38.74 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 752,164,200,000 |
| Five Year Avg Dividend Yield | 1.96 |
| Float Shares | 136,861,676 |
| Forward Eps | 2.152 |
| Forward P E | 16.13383 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 1,500 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,782,864,000 |
| Gross Margins | 0.0 |
| Gross Profits | 622,099,008 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.03629 |
| Held Percent Institutions | 0.68896 |
| Implied Shares Outstanding | 143,281,930 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Dividend Date | 1,781,222,400 |
| Last Dividend Value | 0.22 |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 1,559,606,400 |
| Last Split Factor | 2:1 |
| Long Business Summary | First Financial Bankshares, Inc., through its subsidiaries, provides banking services in the United States. The company offers general commercial banking services, including checking, savings and time deposits, loans, automated teller machines, drive-in and night deposit services, safe deposit facilities, remote deposit capture, internet banking, mobile banking, payroll cards, funds transfer, and other customary commercial banking service, as well as securities brokerage services. It also provides personal trust services, such as wealth management; administration of estates, oil and gas management; farm and ranch; property management; testamentary trusts; revocable and irrevocable trusts; and agency accounts. In addition, the company offers commercial and industrial; municipal; agricultural; construction and development; farm; residential; consumer auto and non-auto; and non-owner occupied and owner occupied commercial real estate loans. Further, it provides advice and specialized services related to lending, investing, purchasing, advertising, public relations, and technology services. First Financial Bankshares, Inc. was founded in 1890 and is headquartered in Abilene, Texas. |
| Long Name | First Financial Bankshares, Inc. |
| Market | us_market |
| Market Cap | 4,974,749,184 |
| Market State | PRE |
| Max Age | 86,400 |
| Message Board Id | finmb_271375 |
| Most Recent Quarter | 1,774,915,200 |
| Net Income To Common | 263,776,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 4,975,465,019 |
| Number Of Analyst Opinions | 5 |
| Open | 34.7 |
| Operating Cashflow | 324,260,992 |
| Operating Margins | 0.57125 |
| Overall Risk | 3 |
| Payout Ratio | 0.413 |
| Peg Ratio | 2.55 |
| Phone | 325 627 7155 |
| Pre Market Change | 0.27000046 |
| Pre Market Change Percent | 0.7776511 |
| Pre Market Price | 34.99 |
| Pre Market Time | 1,784,033,402 |
| Previous Close | 34.56 |
| Price Eps Current Year | 17.03631 |
| Price Hint | 2 |
| Price To Book | 2.5424721 |
| Price To Sales Trailing12 Months | 7.996716 |
| Profit Margins | 0.42401 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | hold |
| Recommendation Mean | 2.6 |
| Region | US |
| Regular Market Change | 0.16 |
| Regular Market Change Percent | 0.462963 |
| Regular Market Day High | 34.86 |
| Regular Market Day Low | 34.5 |
| Regular Market Day Range | 34.5 - 34.86 |
| Regular Market Open | 34.7 |
| Regular Market Previous Close | 34.56 |
| Regular Market Price | 34.72 |
| Regular Market Time | 1,783,972,801 |
| Regular Market Volume | 599,925 |
| Return On Assets | 0.017760001 |
| Return On Equity | 0.14557 |
| Revenue Growth | 0.131 |
| Revenue Per Share | 4.346 |
| Sand P52 Week Change | 0.20365608 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 3 |
| Shares Outstanding | 143,281,930 |
| Shares Percent Shares Out | 0.060599998 |
| Shares Short | 8,682,356 |
| Shares Short Previous Month Date | 1,780,012,800 |
| Shares Short Prior Month | 8,154,697 |
| Short Name | First Financial Bankshares, Inc |
| Short Percent Of Float | 0.0805 |
| Short Ratio | 7.34 |
| Source Interval | 15 |
| State | TX |
| Symbol | FFIN |
| Target High Price | 39.0 |
| Target Low Price | 34.0 |
| Target Mean Price | 36.2 |
| Target Median Price | 35.0 |
| Total Cash | 335,745,984 |
| Total Cash Per Share | 2.359 |
| Total Debt | 90,252,000 |
| Total Revenue | 622,099,008 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.76 |
| Trailing Annual Dividend Yield | 0.021990739 |
| Trailing Eps | 1.84 |
| Trailing P E | 18.869566 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 31.9514 |
| Two Hundred Day Average Change | 2.7686005 |
| Two Hundred Day Average Change Percent | 0.086650364 |
| Type Disp | Equity |
| Volume | 599,925 |
| Website | https://www.ffin.com |
| Zip | 79,601 |