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Flushing Financial Corporation (FFIC)

Financial Services | Banks - Regional | Uniondale, United States |
USD

Short-term:★★⯪☆☆Long-term:★★⯪☆☆Dividends:★☆☆☆☆
Hot Take | July 11, 2026, 9:12 a.m. UTC

The investment case for this regional bank is currently neutral due to a critical lack of price history and a deteriorating dividend structure. With no annual price anchors available to assess the multi-year trajectory, the long-term rating defaults to neutral despite the company's recent merger completion and improved net interest margins. The short-term outlook remains flat; while the statistical forecast model suggests a slight upward lean, the absence of historical trend data prevents any confident momentum-based entry. Most concerning is the dividend, which carries a payout ratio of 110%, indicating the company is paying out more in dividends than it earns in net income—a clear sign of unsustainable distribution that warrants a low rating.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.058994
AutoETS0.060883
AutoARIMA0.060883
MSTL0.065487

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 47%
H-stat 0.78
Ljung-Box p 0.000
Jarque-Bera p 0.061
Excess Kurtosis 0.45
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-04-10
Last Dividend Date 2026-04-10
Revenue per Share 6.698
Market Cap 524,179,680
Trailing P/E 15.47
Forward P/E 9.02
Beta 0.76
Profit Margins 15.18%
Website https://www.flushingbank.com

Info Dump

Attribute Value
52 Week Change 0.25364077
Address1 220 RXR Plaza
All Time High 31.9558
All Time Low 4.03
Ask 19.95
Ask Size 200
Audit Risk 10
Average Daily Volume10 Day 503,218
Average Volume 267,287
Average Volume10Days 503,218
Beta 0.764
Bid 11.44
Bid Size 200
Board Risk 4
Book Value 20.582
City Uniondale
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 6
Country United States
Currency USD
Current Price 15.47
Date Short Interest 1,778,803,200
Day High 15.47
Day Low 15.47
Dividend Rate 0.88
Dividend Yield 0.056799997
Ebitda Margins 0.0
Enterprise To Revenue 3.691
Enterprise Value 839,138,688
Ex Dividend Date 1,775,779,200
Exchange NMS
Exchange Timezone Name UTC
Fifty Day Average 15.8023
Fifty Two Week High 17.79
Fifty Two Week Low 11.125
Financial Currency USD
First Trade Date Epoch Utc 1,780,320,600
Five Year Avg Dividend Yield 5.52
Float Shares 32,322,946
Forward Eps 1.53
Forward P E 9.020408
Full Time Employees 567
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,780,272,000
Gross Margins 0.0
Gross Profits 227,367,008
Held Percent Insiders 0.04265
Held Percent Institutions 0.78138
Implied Shares Outstanding 33,883,626
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Ir Website https://www.flushingbank.com/about-us/investor-relations/stock-quotes.html
Last Dividend Date 1,775,779,200
Last Dividend Value 0.22
Last Fiscal Year End 1,767,139,200
Last Split Date 1,071,532,800
Last Split Factor 3:2
Long Business Summary Flushing Financial Corporation operates as the bank holding company for Flushing Bank that provides banking products and services primarily to consumers, businesses, and governmental units. It offers various deposit products, including checking and savings accounts, money market accounts, non-interest bearing demand accounts, NOW accounts, and certificates of deposit. The company provides mortgage loans secured by multi-family residential, commercial real estate, one-to-four family mixed-use property, one-to-four family residential property, and commercial business loans; construction loans; small business administration loans and other small business loans; mortgage loan surrogates, such as mortgage-backed securities; and consumer loans, including overdraft lines of credit, as well as the United States government securities, corporate fixed-income securities, and other marketable securities. It operates full-service banking offices in Queens, Nassau, Suffolk, Kings, and New York counties; and an internet branch under the iGObanking and BankPurely brands. Flushing Financial Corporation was founded in 1929 and is based in Uniondale, New York.
Long Name Flushing Financial Corporation
Market Cap 524,179,680
Max Age 86,400
Message Board Id finmb_355315
Most Recent Quarter 1,774,915,200
Net Income To Common 33,962,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 524,179,694
Number Of Analyst Opinions 1
Open 15.8
Operating Cashflow 45,263,000
Operating Margins 0.16815001
Overall Risk 6
Payout Ratio 1.1
Peg Ratio 1.34
Phone 718 961 5400
Previous Close 15.47
Price Hint 2
Price To Book 0.7516276
Price To Sales Trailing12 Months 2.3054342
Profit Margins 0.15178001
Quote Type EQUITY
Recommendation Key none
Regular Market Day High 15.47
Regular Market Day Low 15.47
Regular Market Open 15.8
Regular Market Previous Close 15.47
Regular Market Volume 718,501
Return On Assets 0.00386
Return On Equity 0.049289998
Revenue Growth 0.023
Revenue Per Share 6.698
Sand P52 Week Change 0.20847368
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 5
Shares Outstanding 33,883,626
Shares Percent Shares Out 0.028399998
Shares Short 961,963
Shares Short Previous Month Date 1,776,211,200
Shares Short Prior Month 851,655
Short Name Flushing Financial Corporation
Short Percent Of Float 0.03
Short Ratio 4.45
State NY
Symbol FFIC
Target High Price 16.8
Target Low Price 16.8
Target Mean Price 16.8
Target Median Price 16.8
Time Zone Full Name America/New_York
Time Zone Short Name EDT
Total Cash 176,568,000
Total Cash Per Share 5.211
Total Debt 491,527,008
Total Revenue 227,367,008
Tradeable 0
Trailing Annual Dividend Rate 0.88
Trailing Annual Dividend Yield 0.056884293
Trailing Eps 1.0
Trailing P E 15.47
Trailing Peg Ratio None
Two Hundred Day Average 15.318375
Underlying Symbol FFIC
Uuid eacece14-014e-3d33-b6d6-7f515d660fbe
Volume 718,501
Website https://www.flushingbank.com
Zip 11,556