Fifth District Bancorp, Inc. (FDSB)Financial Services | Banks - Regional | New Orleans, United States | NasdaqCM
18.25 USD
+0.35
(1.946%)
⇧
(Aug. 28, 2026, 4 p.m.
EDT)
After hours: 18.25 |
Hot Take ↕ | Aug. 22, 2026, 2:54 a.m. EDT
The immediate outlook is neutral due to the lack of a clear directional edge, though the stock recently completed an IPO and has shown modest recent gains. However, the long-term investment case is severely compromised by deteriorating fundamentals; the company is reporting significant declines in both earnings (-87%) and revenue (-42%), while return on equity remains critically low at just 1.27%. The market has priced this into a high valuation multiple of 52x trailing earnings, suggesting the current price does not reflect a margin of safety despite trading below book value. Furthermore, there is no dividend history to provide income or signal financial stability, making this a speculative hold rather than a core investment. |
| Model | MAE |
|---|---|
| MSTL ✓ | 0.082481 |
| AutoARIMA | 0.082542 |
| AutoTheta | 0.093568 |
| AutoETS | 0.102465 |
Forecast horizon: 45 days | Selected: MSTL
| Forecast Reliability | |
|---|---|
| Score | 56% |
| H-stat | 12.42 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.168 |
| Excess Kurtosis | -1.28 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Revenue per Share | 2.818 |
| Market Cap | 95,550,760 |
| Trailing P/E | 53.68 |
| Beta | 0.20 |
| Profit Margins | 11.75% |
| Previous Name | Fifth District Savings Bank |
| Website | https://www.fifthdistrict.com |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.30918217 |
| Address1 | 4,000 General DeGaulle Drive |
| All Time High | 18.5 |
| All Time Low | 9.85 |
| Ask | 18.38 |
| Ask Size | 1 |
| Average Daily Volume10 Day | 5,820 |
| Average Daily Volume3 Month | 9,846 |
| Average Volume | 9,846 |
| Average Volume10Days | 5,820 |
| Beta | 0.198 |
| Bid | 18.25 |
| Bid Size | 1 |
| Book Value | 24.64 |
| City | New Orleans |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 18.25 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,786,665,600 |
| Day High | 18.25 |
| Day Low | 18.25 |
| Display Name | Fifth District Bancorp |
| Earnings Growth | -0.87 |
| Earnings Quarterly Growth | -0.877 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 5.424 |
| Enterprise Value | 76,389,760 |
| Eps Trailing Twelve Months | 0.34 |
| Esg Populated | 0 |
| Exchange | NCM |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 17.4155 |
| Fifty Day Average Change | 0.83449936 |
| Fifty Day Average Change Percent | 0.047917046 |
| Fifty Two Week Change Percent | 30.918217 |
| Fifty Two Week High | 18.5 |
| Fifty Two Week High Change | -0.25 |
| Fifty Two Week High Change Percent | -0.013513514 |
| Fifty Two Week Low | 13.0 |
| Fifty Two Week Low Change | 5.25 |
| Fifty Two Week Low Change Percent | 0.40384614 |
| Fifty Two Week Range | 13.0 - 18.5 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,722,519,000,000 |
| Float Shares | 4,814,240 |
| Full Exchange Name | NasdaqCM |
| Full Time Employees | 66 |
| Fullday Change | 0.348301 |
| Fullday Change Percent | 1.94563 |
| Fullday Price | 18.25 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Gross Margins | 0.0 |
| Gross Profits | 14,084,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.08755 |
| Held Percent Institutions | 0.33842 |
| Implied Shares Outstanding | 5,235,658 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Ipo Expected Date | 2,024-08-01 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | Fifth District Bancorp, Inc. operates as the bank holding company for Fifth District Savings Bank that provides various banking products and services primarily in the United States. The company offers a range of deposit accounts, including checking accounts, savings and NOW accounts, money market accounts, and certificates of deposit. It also provides fixed-rate one- to four-family residential mortgage loans, as well as originates construction loans, home equity loans, home equity lines of credit, land loans, commercial real estate loans, commercial and industrial loans, share loans; and purchases consumer and commercial business loans. In addition, the company offers electronic banking services, such as mobile banking, on-line banking, telephone banking, bill pay, and electronic funds transfer via SmartPay. Fifth District Bancorp, Inc. was founded in 1926 and is based in New Orleans, Louisiana. |
| Long Name | Fifth District Bancorp, Inc. |
| Market | us_market |
| Market Cap | 95,550,760 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_22152697 |
| Most Recent Quarter | 1,782,777,600 |
| Name Change Date | 2,026-08-29 |
| Net Income To Common | 1,655,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 93,727,178 |
| Open | 18.25 |
| Operating Cashflow | 1,972,000 |
| Operating Margins | 0.13603 |
| Payout Ratio | 0.0 |
| Phone | 504 362 7544 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 18.25 |
| Post Market Time | 1,787,947,449 |
| Prev Name | Fifth District Savings Bank |
| Previous Close | 17.9017 |
| Price Hint | 2 |
| Price To Book | 0.7406656 |
| Price To Sales Trailing12 Months | 6.784348 |
| Profit Margins | 0.117510006 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | 0.34830093 |
| Regular Market Change Percent | 1.9456307 |
| Regular Market Day High | 18.25 |
| Regular Market Day Low | 18.25 |
| Regular Market Day Range | 18.25 - 18.25 |
| Regular Market Open | 18.25 |
| Regular Market Previous Close | 17.9017 |
| Regular Market Price | 18.25 |
| Regular Market Time | 1,787,947,200 |
| Regular Market Volume | 2,376 |
| Return On Assets | 0.0030899998 |
| Return On Equity | 0.01274 |
| Revenue Growth | -0.424 |
| Revenue Per Share | 2.818 |
| Sand P52 Week Change | 0.20204377 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Shares Outstanding | 5,235,658 |
| Shares Percent Shares Out | 0.002 |
| Shares Short | 10,638 |
| Shares Short Previous Month Date | 1,784,073,600 |
| Shares Short Prior Month | 10,682 |
| Short Name | Fifth District Bancorp, Inc. |
| Short Percent Of Float | 0.0022 |
| Short Ratio | 1.53 |
| Source Interval | 15 |
| State | LA |
| Symbol | FDSB |
| Total Cash | 19,161,000 |
| Total Cash Per Share | 3.66 |
| Total Debt | 0 |
| Total Revenue | 14,084,000 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 0.34 |
| Trailing P E | 53.67647 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 15.44136 |
| Two Hundred Day Average Change | 2.8086395 |
| Two Hundred Day Average Change Percent | 0.18189068 |
| Type Disp | Equity |
| Volume | 2,376 |
| Website | https://www.fifthdistrict.com |
| Zip | 70,114 |