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First Citizens BancShares, Inc. (FCNCA)

Financial Services | Banks - Regional | Raleigh, United States | NasdaqGS
2,194.07 USD +33.93 (1.571%) ⇧ (Aug. 28, 2026, 4 p.m. EDT)
After hours: 2,194.07

Short-term:★★★⯪☆Long-term:★★★★☆Dividends:★★⯪☆☆
Hot Take | Aug. 22, 2026, 2:53 a.m. EDT

The long-term investment case remains strong, driven by resilient fundamentals and a multi-year price history that confirms sustained market confidence in the business quality. The company maintains a fortress-like balance sheet with healthy returns on equity and consistent earnings growth, justifying a solid buy classification despite the recent single-year dip in annual returns. Short-term momentum is constructive, with price action holding above key moving averages and options flow indicating speculative interest in upside moves toward the 2400 resistance zone. However, the dividend yield is low, serving primarily as a return of capital rather than a high-income stream, which keeps the income rating modest. Overall, the data suggests a core holding opportunity where capital appreciation outweighs income generation.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.019906
MSTL0.033061
AutoETS0.034776
AutoARIMA0.035993

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 59%
H-stat 3.09
Ljung-Box p 0.000
Jarque-Bera p 0.298
Excess Kurtosis -0.95
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-08-30
Last Dividend Date 2026-05-28
Revenue per Share 767.154
Market Cap 24,777,895,936
Trailing P/E 11.59
Forward P/E 11.12
Beta 0.60
Profit Margins 25.23%
Website https://www.firstcitizens.com

As of Aug. 22, 2026, 2:53 a.m. EDT: Speculators are positioning for a continued upward trend, evidenced by heavier call open interest at strikes above 2400 compared to put open interest at similar distances. While there is defensive put buying clustered around the 2000 to 2110 range, the overall options flow favors upside exposure, particularly into early 2027. Implied volatility is elevated for deep out-of-the-money contracts, suggesting a belief in potential large moves in either direction, though the volume skew leans bullish.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.11% 0.43% 0.39% 0.33%
Dividend History
Date Dividend Yield %
2026-05-29 2.100 0.105501
2026-02-27 2.100 0.110634
2025-11-28 2.100 0.111828
2025-08-29 1.950 0.098291
2025-05-30 1.950 0.105469
2025-02-28 1.950 0.095212
2024-11-29 1.950 0.084967
2024-08-30 1.640 0.080760
2024-05-31 1.640 0.096560
2024-02-28 1.640 0.104706
2023-11-29 1.640 0.113702
2023-08-30 0.750 0.055029
2023-05-30 0.750 0.059095
2023-02-27 0.750 0.101176
2022-11-29 0.750 0.093795
2022-08-30 0.470 0.057690
2022-05-27 0.470 0.067740
2022-02-25 0.470 0.060103
2021-11-09 0.470 0.056201
2021-07-29 0.470 0.059073
2021-05-13 0.470 0.055657
2021-03-12 0.470 0.054591
2020-12-11 0.470 0.077686
2020-09-11 0.400 0.111046
2020-06-12 0.400 0.100857
2020-03-13 0.400 0.114273
2019-12-13 0.400 0.075486
2019-09-13 0.400 0.083209
2019-06-14 0.400 0.091965
2019-03-15 0.400 0.094286
2018-12-14 0.400 0.105238
2018-09-14 0.350 0.074870
2018-06-15 0.350 0.081519
2018-03-16 0.350 0.077511
2017-12-15 0.350 0.085416
2017-09-15 0.300 0.088660
2017-06-23 0.300 0.082560
2017-03-16 0.300 0.086108
2016-12-15 0.300 0.082172
2016-09-15 0.300 0.106436
2016-06-16 0.300 0.122880
2016-03-17 0.300 0.120010
2015-12-17 0.300 0.122289
2015-09-10 0.300 0.127725
2015-06-11 0.300 0.120361
2015-03-12 0.300 0.119479
2014-12-11 0.300 0.113723
2014-09-11 0.300 0.132879
2014-06-12 0.300 0.115340
2014-03-13 0.300 0.130237
2013-12-12 0.300 0.137476
2013-09-12 0.300 0.147689
2013-06-13 0.300 0.148943
2013-03-14 0.300 0.166713
2012-12-13 0.300 0.190925
2012-09-13 0.300 0.177830
2012-06-14 0.300 0.182927
2012-03-15 0.300 0.167870
2011-12-15 0.300 0.175213
2011-09-15 0.300 0.191253
2011-06-16 0.300 0.165718
2011-03-17 0.300 0.150090
2010-12-16 0.300 0.160197
2010-09-16 0.300 0.164420
2010-06-17 0.300 0.147218
2010-03-11 0.300 0.150000
2009-12-17 0.300 0.192123
2009-09-17 0.300 0.210659
2009-06-11 0.300 0.211104
2009-03-12 0.300 0.300240
2008-12-11 0.275 0.198370
2008-09-11 0.275 0.178653
2008-06-12 0.275 0.181446
2008-03-13 0.275 0.214509
2007-12-13 0.275 0.178548
2007-09-13 0.275 0.154494
2007-06-14 0.275 0.141753
2007-03-15 0.275 0.131781
2006-12-14 0.275 0.137658
2006-09-14 0.275 0.137569
2006-06-15 0.275 0.138889
2006-03-16 0.275 0.150569
2005-12-15 0.275 0.147075
2005-09-15 0.275 0.165753
2005-06-16 0.275 0.205946
2005-03-17 0.275 0.184812
2004-12-16 0.275 0.186504
2004-09-16 0.275 0.230627
2004-06-17 0.275 0.231755
2004-03-11 0.275 0.233051
2003-12-11 0.275 0.230126
2003-09-11 0.275 0.243622
2003-06-12 0.275 0.272304
2003-03-13 0.275 0.296081
2002-12-12 0.250 0.268557
2002-09-12 0.250 0.237801
2002-06-13 0.250 0.229970
2002-03-14 0.250 0.248065
2001-12-13 0.250 0.264047
2001-09-18 0.250 0.274816
2001-06-14 0.250 0.260552
2001-03-15 0.250 0.272109
2000-12-14 0.250 0.320513
2000-09-14 0.250 0.374532
2000-06-15 0.250 0.397614
2000-03-16 0.250 0.390625
1999-12-16 0.250 0.358423
1999-09-16 0.250 0.321285
1999-06-17 0.250 0.312134
1999-03-11 0.250 0.305810
1998-12-17 0.250 0.294551
1998-09-17 0.250 0.297619
1998-06-11 0.250 0.233918
1998-03-12 0.250 0.226244
1997-12-11 0.250 0.215517
1997-09-11 0.250 0.272480
1997-06-12 0.250 0.291971
1997-03-13 0.250 0.321543
1996-12-12 0.250 0.322581
1996-09-12 0.225 0.343511
1996-06-13 0.225 0.361446
1996-03-14 0.225 0.375000
1995-12-14 0.225 0.414747
1995-09-14 0.200 0.372093
1995-06-15 0.200 0.412371
1995-03-14 0.200 0.459770
1994-12-09 0.200 0.465116
1994-09-13 0.175 0.384615
1994-06-14 0.175 0.416667
1994-03-15 0.175 0.406977
1993-12-14 0.175 0.376344
1993-09-14 0.150 0.312500
1993-06-15 0.150 0.315789
1993-03-09 0.150 0.260870
1992-12-15 0.150 0.312500
1992-09-15 0.125 0.308642
1992-06-09 0.125 0.362319
1992-03-10 0.125 0.416667
1991-12-10 0.125 0.442478
1991-09-10 0.100 0.384615
1991-06-18 0.100 0.434783
1991-03-13 0.100 0.444444
1990-12-26 0.100 0.476190
1990-09-18 0.100 0.465116
1990-06-19 0.100 0.396040
1990-03-13 0.100 0.377358
1989-12-26 0.100 0.384615
1989-09-18 0.100 0.353982
1989-06-20 0.100 0.353982
1989-03-17 0.100 0.341880
1988-12-27 0.100 0.344828
1988-09-15 0.100 0.298507
1988-06-14 0.060 0.181818
1988-03-17 0.060 0.180451
1987-12-28 0.060 0.203390
1987-09-15 0.060 0.179104
1987-06-16 0.060 0.169014
1987-03-17 0.060 0.187500
1986-12-26 0.060 0.210526
Additional Data
dividendRate 8.4
dividendYield 0.39
exDividendDate 2026-08-31
trailingAnnualDividendRate 8.25
trailingAnnualDividendYield 0.0038191972
lastDividendValue 2.1
lastDividendDate 2026-05-29
dividendDate 2026-09-15

Info Dump

Attribute Value
52 Week Change 0.08689022
Address1 4,300 Six Forks Road
All Time High 2,412.93
All Time Low 18.5
Ask 2,074.55
Ask Size 1
Audit Risk 4
Average Analyst Rating 2.7 - Hold
Average Daily Volume10 Day 47,360
Average Daily Volume3 Month 75,579
Average Volume 75,579
Average Volume10Days 47,360
Beta 0.601
Bid 1,940.17
Bid Size 1
Board Risk 9
Book Value 1,767.716
City Raleigh
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 2
Country United States
Crypto Tradeable 0
Currency USD
Current Price 2,194.07
Custom Price Alert Confidence HIGH
Date Short Interest 1,786,665,600
Day High 2,199.83
Day Low 2,166.02
Display Name First Citizens BancShares
Dividend Date 1,789,430,400
Dividend Rate 8.4
Dividend Yield 0.39
Earnings Call Timestamp End 1,784,811,600
Earnings Call Timestamp Start 1,784,811,600
Earnings Growth 0.31
Earnings Quarterly Growth 0.169
Earnings Timestamp 1,784,809,800
Earnings Timestamp End 1,792,672,200
Earnings Timestamp Start 1,792,672,200
Ebitda Margins 0.0
Enterprise To Revenue 3.959
Enterprise Value 36,949,897,216
Eps Current Year 192.63698
Eps Forward 197.3236
Eps Trailing Twelve Months 189.35
Esg Populated 0
Ex Dividend Date 1,788,134,400
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 2,150.3047
Fifty Day Average Change 43.76538
Fifty Day Average Change Percent 0.020353107
Fifty Two Week Change Percent 8.689022
Fifty Two Week High 2,296.3
Fifty Two Week High Change -102.22998
Fifty Two Week High Change Percent -0.044519436
Fifty Two Week Low 1,623.76
Fifty Two Week Low Change 570.31006
Fifty Two Week Low Change Percent 0.35122806
Fifty Two Week Range 1,623.76 - 2296.3
Financial Currency USD
First Trade Date Milliseconds 530,371,800,000
Five Year Avg Dividend Yield 0.31
Float Shares 8,147,873
Forward Eps 197.3236
Forward P E 11.119147
Full Exchange Name NasdaqGS
Full Time Employees 17,876
Fullday Change 33.9302
Fullday Change Percent 1.57074
Fullday Price 2,194.07
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,785,542,400
Gross Margins 0.0
Gross Profits 9,331,999,744
Has Pre Post Market Data 1
Held Percent Insiders 0.25399
Held Percent Institutions 0.68485
Implied Shares Outstanding 11,293,120
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,780,012,800
Last Dividend Value 2.1
Last Fiscal Year End 1,767,139,200
Long Business Summary First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals in the United States and internationally. It operates through the General Bank, Commercial Bank, and Rail segments. The General Bank segment offers deposit products, including checking, savings, money market, and time deposit accounts; conforming and jumbo residential mortgage, and business and commercial loans; brokerage, investment advisory, private stock loans, other secured and unsecured lending products, and vineyard development loans; planning-based financial strategies, family office, financial planning, tax planning, and trust services; and payment and treasury services. This segment also includes a community association bank business that supports deposit, cash management, and lending to homeowner associations and property management companies. Its Commercial Bank segment provides a range of leasing, capital markets, asset management, and other financial and advisory services; factoring, receivable management, supply chain financing, and secured financing services; and commercial deposit products and services through online and mobile banking platforms, as well as physical locations. The Rail segment offers customized leasing and financing solutions on a fleet of railcars and locomotives to railroads and shippers. Its railcar types include covered hopper cars used to ship grain and agricultural products, plastic pellets, sand, and cement; tank cars for energy products and chemicals; gondolas for coal, steel coil and mill service products; open-top hopper cars for coal and aggregates; boxcars for paper and auto parts; and centerbeams and flat cars for lumber. First Citizens BancShares, Inc. was founded in 1898 and is headquartered in Raleigh, North Carolina.
Long Name First Citizens BancShares, Inc.
Market us_market
Market Cap 24,777,895,936
Market State CLOSED
Max Age 86,400
Message Board Id finmb_343779
Most Recent Quarter 1,782,777,600
Net Income To Common 2,268,000,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 24,027,686,985
Number Of Analyst Opinions 12
Open 2,169.8
Operating Cashflow 3,180,999,936
Operating Margins 0.39036
Overall Risk 7
Payout Ratio 0.0442
Peg Ratio 1.26
Phone 919 716 7000
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 2,194.07
Post Market Time 1,787,959,805
Previous Close 2,160.14
Price Eps Current Year 11.389662
Price Hint 2
Price To Book 1.2411892
Price To Sales Trailing12 Months 2.655154
Profit Margins 0.25225002
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key hold
Recommendation Mean 2.66667
Region US
Regular Market Change 33.9302
Regular Market Change Percent 1.57074
Regular Market Day High 2,199.83
Regular Market Day Low 2,166.02
Regular Market Day Range 2,166.02 - 2199.83
Regular Market Open 2,169.8
Regular Market Previous Close 2,160.14
Regular Market Price 2,194.07
Regular Market Time 1,787,947,201
Regular Market Volume 42,894
Return On Assets 0.010089999
Return On Equity 0.106529996
Revenue Growth 0.085
Revenue Per Share 767.154
Sand P52 Week Change 0.20504117
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 10
Shares Outstanding 10,287,935
Shares Percent Shares Out 0.0372
Shares Short 419,937
Shares Short Previous Month Date 1,784,073,600
Shares Short Prior Month 511,825
Short Name First Citizens BancShares, Inc.
Short Percent Of Float 0.0475
Short Ratio 5.88
Source Interval 15
State NC
Symbol FCNCA
Target High Price 2,525.0
Target Low Price 2,100.0
Target Mean Price 2,342.6667
Target Median Price 2,341.5
Total Cash 23,896,000,512
Total Cash Per Share 2,115.979
Total Debt 34,303,000,576
Total Revenue 9,331,999,744
Tradeable 0
Trailing Annual Dividend Rate 8.25
Trailing Annual Dividend Yield 0.0038191972
Trailing Eps 189.35
Trailing P E 11.587378
Trailing Peg Ratio 1.2621
Triggerable 1
Two Hundred Day Average 2,033.505
Two Hundred Day Average Change 160.56506
Two Hundred Day Average Change Percent 0.078959756
Type Disp Equity
Volume 42,894
Website https://www.firstcitizens.com
Zip 27,609