First Carolina Financial Services, Inc. (FCBM)Financial Services | Banks - Regional | Raleigh, United States | NYSE
12.59 USD
-0.10
(-0.788%) ⇩
(Aug. 28, 2026, 4 p.m.
EDT)
After hours: 12.59 |
Hot Take ↕ | Aug. 22, 2026, 2:43 a.m. EDT
The security is a newly listed IPO with no price history beyond the initial listing, making it impossible to assess long-term trends or momentum. While the company shows strong operational metrics with a forward P/E of 9.7x and double-digit earnings growth, the revenue base contracted by 13.3%, suggesting top-line pressure that warrants caution despite the attractive valuation multiples. The stock is trading near its 52-week lows, indicating immediate post-IPO weakness, and there is absolutely no dividend income to be had from this holding. |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Revenue per Share | 5.242 |
| Market Cap | 391,156,864 |
| Trailing P/E | 27.98 |
| Forward P/E | 9.61 |
| Profit Margins | 10.80% |
| Website | https://www.firstcarolinabank.com |
| Attribute | Value |
|---|---|
| 52 Week Change | -0.00079363585 |
| Address1 | 2,626 Glenwood Avenue |
| Address2 | Suite 520 |
| All Time High | 13.4 |
| All Time Low | 12.17 |
| Ask | 12.68 |
| Ask Size | 300 |
| Average Daily Volume10 Day | 99,240 |
| Average Daily Volume3 Month | 102,816 |
| Average Volume | 102,816 |
| Average Volume10Days | 99,240 |
| Bid | 5.09 |
| Bid Size | 200 |
| Book Value | 13.829 |
| City | Raleigh |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 12.59 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,786,665,600 |
| Day High | 12.8 |
| Day Low | 12.55 |
| Display Name | First Carolina Financial Services |
| Earnings Growth | 0.111 |
| Earnings Quarterly Growth | 0.11 |
| Earnings Timestamp | 1,785,414,600 |
| Earnings Timestamp End | 1,793,104,200 |
| Earnings Timestamp Start | 1,793,104,200 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 3.047 |
| Enterprise Value | 392,638,848 |
| Eps Current Year | 0.91667 |
| Eps Forward | 1.31 |
| Eps Trailing Twelve Months | 0.45 |
| Esg Populated | 0 |
| Exchange | NYQ |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 12.693 |
| Fifty Day Average Change | -0.10299969 |
| Fifty Day Average Change Percent | -0.008114684 |
| Fifty Two Week Change Percent | -0.079363585 |
| Fifty Two Week High | 13.4 |
| Fifty Two Week High Change | -0.80999947 |
| Fifty Two Week High Change Percent | -0.060447723 |
| Fifty Two Week Low | 12.17 |
| Fifty Two Week Low Change | 0.42000008 |
| Fifty Two Week Low Change Percent | 0.0345111 |
| Fifty Two Week Range | 12.17 - 13.4 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,781,789,400,000 |
| Float Shares | 25,000,795 |
| Forward Eps | 1.31 |
| Forward P E | 9.610687 |
| Full Exchange Name | NYSE |
| Full Time Employees | 269 |
| Fullday Change | -0.0999994 |
| Fullday Change Percent | -0.788018 |
| Fullday Price | 12.59 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Gross Margins | 0.0 |
| Gross Profits | 128,851,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.19444999 |
| Held Percent Institutions | 0.22525999 |
| Implied Shares Outstanding | 31,068,852 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | First Carolina Financial Services, Inc. operates as a bank holding company for First Carolina Bank that provides commercial banking services in the United States. It operates through two segments, Community Banking and BM Tech business line. The company offers business services including checking, savings, money market deposit accounts, certificates of deposit, individual retirement accounts, and large deposit insurance; commercial financing and real estate loans and consumer loans; credit and debit cards; online banking and bill pay services; remote deposit capture, treasury management, merchant services, and wealth management services; attorney advantage accounts and interest on lawyer trust accounts; payments services; consumer banking; real estate banking; commercial and industrial banking; higher education disbursements; BankMobile platform; and retail banking services. It serves small and medium-sized businesses, individuals, professionals, and institutions. The company was incorporated in 2009 and is headquartered in Raleigh, North Carolina. |
| Long Name | First Carolina Financial Services, Inc. |
| Market | us_market |
| Market Cap | 391,156,864 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_142655592 |
| Most Recent Quarter | 1,782,777,600 |
| Net Income To Common | 13,912,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 394,263,731 |
| Number Of Analyst Opinions | 3 |
| Open | 12.7 |
| Operating Cashflow | 29,268,000 |
| Operating Margins | 0.28952998 |
| Payout Ratio | 0.0 |
| Phone | 252 937 2152 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 12.59 |
| Post Market Time | 1,787,951,100 |
| Previous Close | 12.69 |
| Price Eps Current Year | 13.734495 |
| Price Hint | 2 |
| Price To Book | 0.91040564 |
| Price To Sales Trailing12 Months | 3.0357301 |
| Profit Margins | 0.10797 |
| Quote Source Name | Delayed Quote |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | -0.0999994 |
| Regular Market Change Percent | -0.788018 |
| Regular Market Day High | 12.8 |
| Regular Market Day Low | 12.55 |
| Regular Market Day Range | 12.55 - 12.8 |
| Regular Market Open | 12.7 |
| Regular Market Previous Close | 12.69 |
| Regular Market Price | 12.59 |
| Regular Market Time | 1,787,947,202 |
| Regular Market Volume | 93,288 |
| Revenue Growth | -0.133 |
| Revenue Per Share | 5.242 |
| Sand P52 Week Change | 0.20204377 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Shares Outstanding | 31,068,852 |
| Shares Percent Shares Out | 0.002 |
| Shares Short | 62,061 |
| Shares Short Previous Month Date | 1,784,073,600 |
| Shares Short Prior Month | 10,136 |
| Short Name | First Carolina Financial Servic |
| Short Percent Of Float | 0.0023 |
| Short Ratio | 0.83 |
| Source Interval | 15 |
| State | NC |
| Symbol | FCBM |
| Target High Price | 15.0 |
| Target Low Price | 14.0 |
| Target Mean Price | 14.66667 |
| Target Median Price | 15.0 |
| Total Cash | 118,821,000 |
| Total Cash Per Share | 3.824 |
| Total Debt | 120,303,000 |
| Total Revenue | 128,851,000 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 0.45 |
| Trailing P E | 27.97778 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 12.693 |
| Two Hundred Day Average Change | -0.10299969 |
| Two Hundred Day Average Change Percent | -0.008114684 |
| Type Disp | Equity |
| Volume | 93,288 |
| Website | https://www.firstcarolinabank.com |
| Zip | 27,608 |