First Capital, Inc. (FCAP)Financial Services | Banks - Regional | Corydon, United States | NasdaqCM
61.16 USD
-0.43
(-0.698%) ⇩
(Oct. 16, 2026, 4 p.m.
EDT)
|
Hot Take ↕ | Oct. 10, 2026, 6:57 a.m. EDT
The immediate outlook remains neutral due to conflicting technical signals: the stock is hovering near key resistance while trading below its 50-day moving average, and the short-term statistical model leans slightly negative. However, the long-term picture is compelling, driven by a robust recovery in profitability where earnings and revenue are both growing at double-digit rates, supported by a healthy 14% return on equity and a fortress-like balance sheet with low debt relative to equity. The market appears to be undervaluing this turnaround story, pricing the stock at only 1.47 times book value despite the improving operational metrics. On the income side, the company has demonstrated commitment to shareholder returns by increasing the quarterly dividend, resulting in a yield that comfortably outpaces inflation while maintaining a sustainable payout ratio well under 25%. |
| Model | MAE |
|---|---|
| AutoETS ✓ | 0.021659 |
| AutoTheta | 0.023604 |
| AutoARIMA | 0.024666 |
| MSTL | 0.025788 |
Forecast horizon: 45 days | Selected: AutoETS
| Forecast Reliability | |
|---|---|
| Score | 51% |
| H-stat | 3.52 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.443 |
| Excess Kurtosis | -0.65 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-09-10 |
| Last Dividend Date | 2026-09-10 |
| Revenue per Share | 15.938 |
| Market Cap | 204,557,264 |
| Trailing P/E | 11.08 |
| Beta | 0.73 |
| Profit Margins | 34.65% |
| Website | https://www.firstharrison.com |
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 0.51% | 2.13% | 3.01% | 3.23% |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-09-11 | 0.320000 | 0.510774 |
| 2026-06-12 | 0.310000 | 0.482941 |
| 2026-03-13 | 0.310000 | 0.663385 |
| 2025-12-12 | 0.310000 | 0.474805 |
| 2025-09-12 | 0.310000 | 0.713464 |
| 2025-06-13 | 0.290000 | 0.635825 |
| 2025-03-14 | 0.290000 | 0.762155 |
| 2024-12-13 | 0.290000 | 0.991453 |
| 2024-09-13 | 0.290000 | 0.904554 |
| 2024-06-14 | 0.270000 | 0.920873 |
| 2024-03-14 | 0.270000 | 0.968089 |
| 2023-12-14 | 0.270000 | 1.000741 |
| 2023-09-14 | 0.270000 | 0.903312 |
| 2023-06-15 | 0.270000 | 0.944717 |
| 2023-03-16 | 0.270000 | 1.102491 |
| 2022-12-15 | 0.260000 | 1.083333 |
| 2022-09-15 | 0.260000 | 0.958702 |
| 2022-06-15 | 0.260000 | 0.825397 |
| 2022-03-16 | 0.260000 | 0.665813 |
| 2021-12-15 | 0.260000 | 0.648541 |
| 2021-09-15 | 0.260000 | 0.617577 |
| 2021-06-15 | 0.260000 | 0.564359 |
| 2021-03-15 | 0.260000 | 0.464369 |
| 2020-12-15 | 0.240000 | 0.352941 |
| 2020-09-14 | 0.240000 | 0.398340 |
| 2020-06-12 | 0.240000 | 0.372093 |
| 2020-03-13 | 0.240000 | 0.384061 |
| 2019-12-13 | 0.240000 | 0.377953 |
| 2019-09-12 | 0.240000 | 0.415297 |
| 2019-06-13 | 0.240000 | 0.501882 |
| 2019-03-14 | 0.230000 | 0.443758 |
| 2018-12-13 | 0.230000 | 0.599739 |
| 2018-09-13 | 0.230000 | 0.595546 |
| 2018-06-14 | 0.230000 | 0.621622 |
| 2018-03-15 | 0.230000 | 0.547619 |
| 2017-12-14 | 0.220000 | 0.613668 |
| 2017-09-14 | 0.220000 | 0.594595 |
| 2017-06-13 | 0.210000 | 0.693069 |
| 2017-03-14 | 0.210000 | 0.646751 |
| 2016-12-14 | 0.210000 | 0.680713 |
| 2016-09-13 | 0.210000 | 0.787402 |
| 2016-06-13 | 0.210000 | 0.664767 |
| 2016-03-14 | 0.210000 | 0.751880 |
| 2015-12-14 | 0.210000 | 0.798479 |
| 2015-09-14 | 0.210000 | 0.799391 |
| 2015-06-11 | 0.210000 | 0.800000 |
| 2015-03-12 | 0.210000 | 0.888701 |
| 2014-12-12 | 0.210000 | 0.877926 |
| 2014-09-11 | 0.210000 | 0.915831 |
| 2014-06-12 | 0.210000 | 1.044776 |
| 2014-03-13 | 0.210000 | 0.976744 |
| 2013-12-12 | 0.200000 | 0.962927 |
| 2013-09-12 | 0.200000 | 0.947418 |
| 2013-06-12 | 0.200000 | 0.977040 |
| 2013-03-13 | 0.200000 | 1.008065 |
| 2012-12-12 | 0.190000 | 0.974359 |
| 2012-09-12 | 0.190000 | 0.952381 |
| 2012-06-13 | 0.190000 | 0.934120 |
| 2012-03-14 | 0.190000 | 0.917874 |
| 2011-12-14 | 0.190000 | 1.039956 |
| 2011-09-14 | 0.190000 | 1.047987 |
| 2011-06-14 | 0.190000 | 1.140456 |
| 2011-03-14 | 0.190000 | 1.204819 |
| 2010-12-14 | 0.190000 | 1.188243 |
| 2010-09-14 | 0.190000 | 1.298701 |
| 2010-06-14 | 0.180000 | 1.220339 |
| 2010-03-12 | 0.180000 | 1.204819 |
| 2009-12-14 | 0.180000 | 1.242236 |
| 2009-09-14 | 0.180000 | 1.119403 |
| 2009-06-12 | 0.180000 | 1.036269 |
| 2009-03-13 | 0.180000 | 1.382488 |
| 2008-12-12 | 0.180000 | 1.250869 |
| 2008-09-12 | 0.180000 | 1.161290 |
| 2008-06-12 | 0.180000 | 1.258741 |
| 2008-03-13 | 0.170000 | 1.096774 |
| 2007-12-13 | 0.170000 | 1.030303 |
| 2007-09-12 | 0.170000 | 1.052632 |
| 2007-06-13 | 0.170000 | 0.959910 |
| 2007-03-14 | 0.170000 | 0.940786 |
| 2006-12-13 | 0.170000 | 0.916442 |
| 2006-09-13 | 0.170000 | 0.944444 |
| 2006-06-14 | 0.154545 | 0.919413 |
| 2006-03-14 | 0.154545 | 0.894734 |
| 2005-12-14 | 0.145455 | 0.921662 |
| 2005-09-14 | 0.145455 | 0.888892 |
| 2005-06-14 | 0.136364 | 0.768839 |
| 2005-03-14 | 0.136364 | 0.792395 |
| 2004-12-14 | 0.136364 | 0.731709 |
| 2004-09-14 | 0.136364 | 0.714288 |
| 2004-06-14 | 0.136364 | 0.622667 |
| 2004-03-15 | 0.136364 | 0.642400 |
| 2003-12-12 | 0.136364 | 0.719426 |
| 2003-09-12 | 0.127273 | 0.663509 |
| 2003-06-12 | 0.127273 | 0.666668 |
| 2003-03-13 | 0.118182 | 0.588236 |
| 2002-12-12 | 0.118182 | 0.671142 |
| 2002-09-12 | 0.118182 | 0.702704 |
| 2002-06-12 | 0.118182 | 0.819157 |
| 2002-03-13 | 0.118182 | 0.895318 |
| 2001-12-12 | 0.118182 | 0.921987 |
| 2001-06-13 | 0.109091 | 1.090910 |
| 2001-03-14 | 0.100000 | 0.988764 |
| 2000-12-13 | 0.100000 | 1.023256 |
| 2000-09-13 | 0.090909 | 0.963854 |
| 2000-06-14 | 0.090909 | 0.941176 |
| 2000-03-15 | 0.090909 | 0.919539 |
| 1999-12-15 | 0.090909 | 0.909090 |
| 1999-09-15 | 0.090909 | 0.820512 |
| 1999-06-15 | 0.160000 | 1.600000 |
| 1999-03-16 | 0.159091 | 1.818183 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.53975 |
| Address1 | 220 Federal Drive, N.W. |
| All Time High | 81.71 |
| All Time Low | 7.727273 |
| Ask | 61.93 |
| Ask Size | 1 |
| Audit Risk | 6 |
| Average Daily Volume10 Day | 22,540 |
| Average Daily Volume3 Month | 19,321 |
| Average Volume | 19,321 |
| Average Volume10Days | 22,540 |
| Beta | 0.731 |
| Bid | 61.4 |
| Bid Size | 1 |
| Board Risk | 6 |
| Book Value | 42.601 |
| City | Corydon |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 7 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 61.16 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,790,726,400 |
| Day High | 62.61 |
| Day Low | 61.16 |
| Display Name | First Capital |
| Dividend Date | 1,790,294,400 |
| Dividend Rate | 1.28 |
| Dividend Yield | 2.08 |
| Earnings Growth | 0.265 |
| Earnings Quarterly Growth | 0.261 |
| Earnings Timestamp | 1,784,923,200 |
| Earnings Timestamp End | 1,792,785,600 |
| Earnings Timestamp Start | 1,792,785,600 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 1.007 |
| Enterprise Value | 53,625,264 |
| Eps Trailing Twelve Months | 5.52 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,789,084,800 |
| Exchange | NCM |
| Exchange Data Delayed By | 15 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fax | 812 738 2202 |
| Fifty Day Average | 62.7886 |
| Fifty Day Average Change | -1.6286011 |
| Fifty Day Average Change Percent | -0.025937846 |
| Fifty Two Week Change Percent | 53.975 |
| Fifty Two Week High | 71.0 |
| Fifty Two Week High Change | -9.84 |
| Fifty Two Week High Change Percent | -0.13859156 |
| Fifty Two Week Low | 37.82 |
| Fifty Two Week Low Change | 23.34 |
| Fifty Two Week Low Change Percent | 0.6171338 |
| Fifty Two Week Range | 37.82 - 71.0 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 915,460,200,000 |
| Five Year Avg Dividend Yield | 2.98 |
| Float Shares | 3,182,177 |
| Full Exchange Name | NasdaqCM |
| Full Time Employees | 176 |
| Fullday Change | -0.4300003 |
| Fullday Change Percent | -0.6946693 |
| Fullday Price | 61.16 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,790,812,800 |
| Gross Margins | 0.0 |
| Gross Profits | 53,239,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.04142 |
| Held Percent Institutions | 0.27099 |
| Implied Shares Outstanding | 3,344,625 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Ir Website | http://www.firstharrison.com/investor-relations.aspx |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Dividend Date | 1,789,084,800 |
| Last Dividend Value | 0.32 |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 1,153,094,400 |
| Last Split Factor | 11:10 |
| Long Business Summary | First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers in Indiana and Kentucky, the United States. The company provides various deposit instruments, including non-interest-bearing checking accounts, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certificates of deposit, and retirement savings plans. It also offers residential mortgage loans; construction loans for residential and commercial properties; and commercial real estate and business loans. In addition, the company originates residential mortgage, multi-family residential, commercial real estate and business, and consumer loans. Further, it provides various secured or guaranteed consumer loans, including automobile and truck, home equity, home improvement, boat, and mobile home loans; unsecured consumer loans; and loans secured by savings deposits. Additionally, the company invests in mortgage-backed securities and collateralized mortgage obligations. First Capital, Inc. was founded in 1891 and is based in Corydon, Indiana. |
| Long Name | First Capital, Inc. |
| Market | us_market |
| Market Cap | 204,557,264 |
| Market State | POSTPOST |
| Max Age | 86,400 |
| Message Board Id | finmb_238314 |
| Most Recent Quarter | 1,782,777,600 |
| Net Income To Common | 18,449,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 206,831,610 |
| Open | 61.63 |
| Operating Cashflow | 23,765,000 |
| Operating Margins | 0.43368998 |
| Overall Risk | 7 |
| Payout Ratio | 0.22459999 |
| Phone | 812 738 2198 |
| Previous Close | 61.59 |
| Price Hint | 2 |
| Price To Book | 1.435647 |
| Price To Sales Trailing12 Months | 3.8422446 |
| Profit Margins | 0.34653 |
| Quote Source Name | Delayed Quote |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | -0.43 |
| Regular Market Change Percent | -0.698166 |
| Regular Market Day High | 62.61 |
| Regular Market Day Low | 61.16 |
| Regular Market Day Range | 61.16 - 62.61 |
| Regular Market Open | 61.63 |
| Regular Market Previous Close | 61.59 |
| Regular Market Price | 61.16 |
| Regular Market Time | 1,792,180,801 |
| Regular Market Volume | 14,739 |
| Return On Assets | 0.014579999 |
| Return On Equity | 0.13885 |
| Revenue Growth | 0.144 |
| Revenue Per Share | 15.938 |
| Sand P52 Week Change | 0.16207206 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 9 |
| Shares Outstanding | 3,344,625 |
| Shares Percent Shares Out | 0.0462 |
| Shares Short | 154,614 |
| Shares Short Previous Month Date | 1,788,134,400 |
| Shares Short Prior Month | 125,933 |
| Short Name | First Capital, Inc. |
| Short Percent Of Float | 0.0482 |
| Short Ratio | 7.01 |
| Source Interval | 15 |
| State | IN |
| Symbol | FCAP |
| Total Cash | 151,036,992 |
| Total Cash Per Share | 45.158 |
| Total Debt | 0 |
| Total Revenue | 53,239,000 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 1.24 |
| Trailing Annual Dividend Yield | 0.020133138 |
| Trailing Eps | 5.52 |
| Trailing P E | 11.07971 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 57.7376 |
| Two Hundred Day Average Change | 3.4224014 |
| Two Hundred Day Average Change Percent | 0.05927509 |
| Type Disp | Equity |
| Volume | 14,739 |
| Website | https://www.firstharrison.com |
| Zip | 47,112 |