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First Capital, Inc. (FCAP)

Financial Services | Banks - Regional | Corydon, United States | NasdaqCM
61.75 USD -0.14 (-0.226%) ⇩ (July 14, 2026, 4 p.m. EDT)

Short-term:★★★⯪☆Long-term:★★★⯪☆Dividends:★★★☆☆
Hot Take | July 11, 2026, 4:38 a.m. EDT

The immediate outlook is driven by a robust recent price rally, with the stock surging nearly 88% over the last nine years and posting strong year-over-year gains recently. This momentum is supported by a healthy technical setup where the current price sits well above both the 50-day and 200-day moving averages, indicating sustained buying interest. However, the statistical forecasting model offers only a weak lean upward for the next 45 days, suggesting that while the trend is positive, the immediate predictive edge is noisy and lacks high confidence. For the long term, the business fundamentals are solid, boasting a 34% earnings growth rate and a 13.5% return on equity, yet the valuation is stretched with a P/E ratio near 12x and a price-to-book multiple above 1.5x, which limits the 'exceptional' buy status despite the strong growth trajectory. On the income side, the company offers a steady 2% yield with a conservative payout ratio of roughly 23%, providing reliable cash flow without risking capital, though it does not offer the aggressive growth or high yield required for top-tier ratings.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.070734
AutoARIMA0.079553
AutoETS0.083261
MSTL0.086654

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 42%
H-stat 19.46
Ljung-Box p 0.000
Jarque-Bera p 0.089
Excess Kurtosis -1.55
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-06-11
Last Dividend Date 2026-06-11
Revenue per Share 15.404
Market Cap 206,586,544
Trailing P/E 11.83
Beta 0.73
Profit Margins 33.91%
Website https://www.firstharrison.com

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.48% 2.33% 3.14% 3.25%
Dividend History
Date Dividend Yield %
2026-06-12 0.310000 0.482941
2026-03-13 0.310000 0.663385
2025-12-12 0.310000 0.474805
2025-09-12 0.310000 0.713464
2025-06-13 0.290000 0.635825
2025-03-14 0.290000 0.762155
2024-12-13 0.290000 0.991453
2024-09-13 0.290000 0.904554
2024-06-14 0.270000 0.920873
2024-03-14 0.270000 0.968089
2023-12-14 0.270000 1.000741
2023-09-14 0.270000 0.903312
2023-06-15 0.270000 0.944717
2023-03-16 0.270000 1.102491
2022-12-15 0.260000 1.083333
2022-09-15 0.260000 0.958702
2022-06-15 0.260000 0.825397
2022-03-16 0.260000 0.665813
2021-12-15 0.260000 0.648541
2021-09-15 0.260000 0.617577
2021-06-15 0.260000 0.564359
2021-03-15 0.260000 0.464369
2020-12-15 0.240000 0.352941
2020-09-14 0.240000 0.398340
2020-06-12 0.240000 0.372093
2020-03-13 0.240000 0.384061
2019-12-13 0.240000 0.377953
2019-09-12 0.240000 0.415297
2019-06-13 0.240000 0.501882
2019-03-14 0.230000 0.443758
2018-12-13 0.230000 0.599739
2018-09-13 0.230000 0.595546
2018-06-14 0.230000 0.621622
2018-03-15 0.230000 0.547619
2017-12-14 0.220000 0.613668
2017-09-14 0.220000 0.594595
2017-06-13 0.210000 0.693069
2017-03-14 0.210000 0.646751
2016-12-14 0.210000 0.680713
2016-09-13 0.210000 0.787402
2016-06-13 0.210000 0.664767
2016-03-14 0.210000 0.751880
2015-12-14 0.210000 0.798479
2015-09-14 0.210000 0.799391
2015-06-11 0.210000 0.800000
2015-03-12 0.210000 0.888701
2014-12-12 0.210000 0.877926
2014-09-11 0.210000 0.915831
2014-06-12 0.210000 1.044776
2014-03-13 0.210000 0.976744
2013-12-12 0.200000 0.962927
2013-09-12 0.200000 0.947418
2013-06-12 0.200000 0.977040
2013-03-13 0.200000 1.008065
2012-12-12 0.190000 0.974359
2012-09-12 0.190000 0.952381
2012-06-13 0.190000 0.934120
2012-03-14 0.190000 0.917874
2011-12-14 0.190000 1.039956
2011-09-14 0.190000 1.047987
2011-06-14 0.190000 1.140456
2011-03-14 0.190000 1.204819
2010-12-14 0.190000 1.188243
2010-09-14 0.190000 1.298701
2010-06-14 0.180000 1.220339
2010-03-12 0.180000 1.204819
2009-12-14 0.180000 1.242236
2009-09-14 0.180000 1.119403
2009-06-12 0.180000 1.036269
2009-03-13 0.180000 1.382488
2008-12-12 0.180000 1.250869
2008-09-12 0.180000 1.161290
2008-06-12 0.180000 1.258741
2008-03-13 0.170000 1.096774
2007-12-13 0.170000 1.030303
2007-09-12 0.170000 1.052632
2007-06-13 0.170000 0.959910
2007-03-14 0.170000 0.940786
2006-12-13 0.170000 0.916442
2006-09-13 0.170000 0.944444
2006-06-14 0.154545 0.919413
2006-03-14 0.154545 0.894734
2005-12-14 0.145455 0.921662
2005-09-14 0.145455 0.888892
2005-06-14 0.136364 0.768839
2005-03-14 0.136364 0.792395
2004-12-14 0.136364 0.731709
2004-09-14 0.136364 0.714288
2004-06-14 0.136364 0.622667
2004-03-15 0.136364 0.642400
2003-12-12 0.136364 0.719426
2003-09-12 0.127273 0.663509
2003-06-12 0.127273 0.666668
2003-03-13 0.118182 0.588236
2002-12-12 0.118182 0.671142
2002-09-12 0.118182 0.702704
2002-06-12 0.118182 0.819157
2002-03-13 0.118182 0.895318
2001-12-12 0.118182 0.921987
2001-06-13 0.109091 1.090910
2001-03-14 0.100000 0.988764
2000-12-13 0.100000 1.023256
2000-09-13 0.090909 0.963854
2000-06-14 0.090909 0.941176
2000-03-15 0.090909 0.919539
1999-12-15 0.090909 0.909090
1999-09-15 0.090909 0.820512
1999-06-15 0.160000 1.600000
1999-03-16 0.159091 1.818183
Additional Data
dividendRate 1.24
dividendYield 2.01
exDividendDate 2026-06-12
trailingAnnualDividendRate 1.22
trailingAnnualDividendYield 0.019712394
lastDividendValue 0.31
lastDividendDate 2026-06-12
dividendDate 2026-06-26

Info Dump

Attribute Value
52 Week Change 0.5507283
Address1 220 Federal Drive, N.W.
All Time High 81.71
All Time Low 7.727273
Ask 62.0
Ask Size 1
Audit Risk 6
Average Daily Volume10 Day 6,460
Average Daily Volume3 Month 6,370
Average Volume 6,370
Average Volume10Days 6,460
Beta 0.727
Bid 60.35
Bid Size 1
Board Risk 6
Book Value 41.261
City Corydon
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 7
Country United States
Crypto Tradeable 0
Currency USD
Current Price 61.75
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 62.0
Day Low 61.7
Display Name First Capital
Dividend Date 1,782,432,000
Dividend Rate 1.24
Dividend Yield 2.01
Earnings Growth 0.343
Earnings Quarterly Growth 0.338
Earnings Timestamp 1,777,060,800
Earnings Timestamp End 1,784,923,200
Earnings Timestamp Start 1,784,923,200
Ebitda Margins 0.0
Enterprise To Revenue 1.084
Enterprise Value 55,836,540
Eps Trailing Twelve Months 5.22
Esg Populated 0
Ex Dividend Date 1,781,222,400
Exchange NCM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fax 812 738 2202
Fifty Day Average 60.4896
Fifty Day Average Change 1.2603989
Fifty Day Average Change Percent 0.02083662
Fifty Two Week Change Percent 55.07283
Fifty Two Week High 71.0
Fifty Two Week High Change -9.25
Fifty Two Week High Change Percent -0.13028169
Fifty Two Week Low 33.73
Fifty Two Week Low Change 28.02
Fifty Two Week Low Change Percent 0.8307145
Fifty Two Week Range 33.73 - 71.0
Financial Currency USD
First Trade Date Milliseconds 915,460,200,000
Five Year Avg Dividend Yield 3.19
Float Shares 3,184,578
Full Exchange Name NasdaqCM
Full Time Employees 176
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,782,864,000
Gross Margins 0.0
Gross Profits 51,496,000
Has Pre Post Market Data 1
Held Percent Insiders 0.04141
Held Percent Institutions 0.26670998
Implied Shares Outstanding 3,345,531
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Ir Website http://www.firstharrison.com/investor-relations.aspx
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,781,222,400
Last Dividend Value 0.31
Last Fiscal Year End 1,767,139,200
Last Split Date 1,153,094,400
Last Split Factor 11:10
Long Business Summary First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers in Indiana and Kentucky, the United States. The company provides various deposit instruments, including non-interest-bearing checking accounts, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certificates of deposit, and retirement savings plans. It also offers residential mortgage loans; construction loans for residential and commercial properties; and commercial real estate and business loans. In addition, the company originates residential mortgage, multi-family residential, commercial real estate and business, and consumer loans. Further, it provides various secured or guaranteed consumer loans, including automobile and truck, home equity, home improvement, boat, and mobile home loans; unsecured consumer loans; and loans secured by savings deposits. Additionally, the company invests in mortgage-backed securities and collateralized mortgage obligations. First Capital, Inc. was founded in 1891 and is based in Corydon, Indiana.
Long Name First Capital, Inc.
Market us_market
Market Cap 206,586,544
Market State PRE
Max Age 86,400
Message Board Id finmb_238314
Most Recent Quarter 1,774,915,200
Net Income To Common 17,462,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 207,054,913
Open 61.86
Operating Cashflow 23,238,000
Operating Margins 0.40889
Overall Risk 7
Payout Ratio 0.2337
Phone 812 738 2198
Previous Close 61.89
Price Hint 2
Price To Book 1.4965706
Price To Sales Trailing12 Months 4.0117006
Profit Margins 0.33909
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change -0.13999939
Regular Market Change Percent -0.2262068
Regular Market Day High 62.0
Regular Market Day Low 61.7
Regular Market Day Range 61.7 - 62.0
Regular Market Open 61.86
Regular Market Previous Close 61.89
Regular Market Price 61.75
Regular Market Time 1,784,059,201
Regular Market Volume 7,986
Return On Assets 0.013990001
Return On Equity 0.13528
Revenue Growth 0.183
Revenue Per Share 15.404
Sand P52 Week Change 0.2043345
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 9
Shares Outstanding 3,345,531
Shares Percent Shares Out 0.013300001
Shares Short 44,499
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 47,727
Short Name First Capital, Inc.
Short Percent Of Float 0.0139
Short Ratio 4.66
Source Interval 15
State IN
Symbol FCAP
Total Cash 150,864,992
Total Cash Per Share 45.094
Total Debt 0
Total Revenue 51,496,000
Tradeable 0
Trailing Annual Dividend Rate 1.22
Trailing Annual Dividend Yield 0.019712394
Trailing Eps 5.22
Trailing P E 11.829502
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 53.1737
Two Hundred Day Average Change 8.576302
Two Hundred Day Average Change Percent 0.16128841
Type Disp Equity
Volume 7,986
Website https://www.firstharrison.com
Zip 47,112