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First BanCorp. (FBP)

Financial Services | Banks - Regional | San Juan, United States | NYSE
28.01 USD +0.30 (1.083%) ⇧ (Aug. 28, 2026, 4 p.m. EDT)
After hours: 28.01

Short-term:★★★★☆Long-term:★★★★☆Dividends:★★★⯪☆
Hot Take | Aug. 22, 2026, 2:43 a.m. EDT

First BanCorp presents a compelling convergence of defensive fundamentals and aggressive short-term momentum. The business is fundamentally robust, boasting a 19.5% return on equity and nearly 40% profit margins, with a clean balance sheet and a multi-year price trajectory that has surged 372% over the last nine years without a recent structural decline. While the statistical forecasting model offers only a modest 0.51% upside prediction for the coming month, this weak signal is clearly overridden by the powerful technical setup: the stock is trading near its 52-week highs, supported by a dense wall of call options at the $25 strike, and analysts maintain a 'Buy' rating with a mean target of $31.71. The heavy put activity at lower strikes serves as a safety net for speculators, but the prevailing sentiment is bullish, driven by better-than-expected sales and earnings. For investors, this is a high-conviction entry to capture the continuation of a strong uptrend, backed by superior profitability metrics that justify a premium valuation.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.109756
MSTL0.111122
AutoETS0.113231
AutoARIMA0.114018

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 46%
H-stat 11.98
Ljung-Box p 0.000
Jarque-Bera p 0.385
Excess Kurtosis -1.01
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-08-26
Last Dividend Date 2026-08-26
Revenue per Share 6.11
Market Cap 4,276,238,336
Trailing P/E 11.72
Forward P/E 10.99
Beta 0.80
Profit Margins 39.04%
Website https://www.1firstbank.com

As of Aug. 22, 2026, 2:43 a.m. EDT: Speculators are positioning defensively with heavy put open interest at the $22.50 strike for September expiration, suggesting a floor is expected near the 52-week low. Conversely, call activity is concentrated at the $25.00 strike, which acts as a significant support level, while limited volume exists at higher strikes like $35. This distribution indicates a 'buy the dip' strategy where traders anticipate volatility but expect the price to rebound toward the $30 resistance rather than crash further.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.72% 3.27% 3.14% 3.30%
Dividend History
Date Dividend Yield %
2026-08-27 0.200000 0.721761
2026-05-28 0.200000 0.832986
2026-02-26 0.200000 0.901307
2025-08-28 0.180000 0.813008
2025-05-29 0.180000 0.896861
2025-02-21 0.180000 0.927835
2024-11-29 0.160000 0.773694
2024-08-29 0.160000 0.755073
2024-05-30 0.160000 0.910125
2024-02-22 0.160000 0.968523
2023-11-22 0.140000 0.932091
2023-08-23 0.140000 1.027146
2023-05-23 0.140000 1.203783
2023-02-23 0.140000 0.976971
2022-11-23 0.120000 0.788436
2022-08-24 0.120000 0.800534
2022-05-24 0.120000 0.870827
2022-02-24 0.100000 0.729927
2021-11-24 0.100000 0.682128
2021-08-25 0.070000 0.548589
2021-05-25 0.070000 0.565885
2021-02-25 0.070000 0.656045
2020-11-25 0.050000 0.598086
2020-08-26 0.050000 0.874126
2020-05-27 0.050000 0.838926
2020-02-27 0.050000 0.614251
2019-11-27 0.050000 0.477099
2019-08-28 0.030000 0.320513
2019-05-29 0.030000 0.294118
2019-02-27 0.030000 0.262927
2018-11-29 0.030000 0.334821
2009-06-11 1.050000 1.386139
2009-03-11 1.050000 1.719902
2008-12-11 1.050000 0.713558
2008-09-11 1.050000 0.751073
2008-06-11 1.050000 0.823529
2008-03-12 1.050000 0.700000
2007-12-12 1.050000 0.973574
2007-09-12 1.050000 0.698603
2007-06-13 1.050000 0.566343
2007-03-13 1.050000 0.593723
2006-12-13 1.050000 0.725389
2006-09-13 1.050000 0.749465
2006-06-13 1.050000 0.766703
2006-03-22 1.050000 0.565885
2005-12-13 1.050000 0.571895
2005-09-13 1.050000 0.396376
2005-06-13 1.050000 0.370370
2005-03-11 1.050000 0.294675
2004-12-13 0.900000 0.193642
2004-09-13 0.900000 0.248447
2004-06-14 0.900000 0.306435
2004-03-11 0.900000 0.297767
2003-12-11 0.825000 0.287958
2003-09-11 0.825000 0.354496
2003-06-11 0.825000 0.364480
2003-03-12 0.825000 0.437376
2002-12-12 0.750000 0.411862
2002-09-11 0.750000 0.372856
2002-06-12 0.750000 0.432277
2002-03-13 0.750000 0.515287
2001-12-12 0.650000 0.472727
2001-09-10 0.650000 0.492798
2001-06-13 0.650000 0.500000
2001-03-13 0.650000 0.559380
2000-12-13 0.550000 0.492997
2000-09-13 0.550000 0.584718
2000-06-13 0.550000 0.602740
2000-03-13 0.550000 0.671756
1999-12-13 0.450000 0.455696
1999-09-13 0.450000 0.431138
1999-06-11 0.450000 0.404494
1999-03-11 0.450000 0.391304
1998-12-11 0.375000 0.272727
1998-09-11 0.375000 0.300752
1998-06-11 0.375000 0.273973
1998-05-13 0.375000 0.278746
1998-03-11 0.375000 0.366972
1997-12-10 0.300000 0.330465
1997-09-10 0.300000 0.387879
1997-06-11 0.300000 0.457143
1997-03-12 0.300000 0.432432
1996-12-11 0.250000 0.379147
1996-09-11 0.250000 0.470588
1996-06-12 0.250000 0.484848
1996-03-13 0.250000 0.451977
1995-12-13 0.200000 0.400000
1992-12-07 1.111111 10.909090
1989-12-11 0.096296 1.238091
1989-09-11 0.096296 1.209299
1988-12-05 0.096296 1.464784
Additional Data
dividendRate 0.8
dividendYield 2.89
exDividendDate 2026-08-27
trailingAnnualDividendRate 0.76
trailingAnnualDividendYield 0.027426923
lastDividendValue 0.2
lastDividendDate 2026-08-27
dividendDate 2026-09-11

Info Dump

Attribute Value
52 Week Change 0.2731818
Address1 1,519 Ponce de Leon Avenue
Address2 Stop 23
All Time High 491.175
All Time Low 2.06
Ask 28.02
Ask Size 900
Audit Risk 2
Average Daily Volume10 Day 1,063,950
Average Daily Volume3 Month 1,512,331
Average Volume 1,512,331
Average Volume10Days 1,063,950
Beta 0.802
Bid 28.03
Bid Size 700
Board Risk 2
Book Value 13.035
City San Juan
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 1
Country United States
Crypto Tradeable 0
Currency USD
Current Price 28.01
Custom Price Alert Confidence HIGH
Date Short Interest 1,786,665,600
Day High 28.08
Day Low 27.53
Display Name First BanCorp
Dividend Date 1,789,084,800
Dividend Rate 0.8
Dividend Yield 2.89
Earnings Call Timestamp End 1,784,728,800
Earnings Call Timestamp Start 1,784,728,800
Earnings Growth 0.244
Earnings Quarterly Growth 0.199
Earnings Timestamp 1,784,723,400
Earnings Timestamp End 1,792,672,200
Earnings Timestamp Start 1,792,672,200
Ebitda Margins 0.0
Enterprise To Revenue 4.073
Enterprise Value 3,886,484,224
Eps Current Year 2.39709
Eps Forward 2.54812
Eps Trailing Twelve Months 2.39
Esg Populated 0
Ex Dividend Date 1,787,788,800
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 27.8238
Fifty Day Average Change 0.1862011
Fifty Day Average Change Percent 0.006692152
Fifty Two Week Change Percent 27.31818
Fifty Two Week High 29.88
Fifty Two Week High Change -1.8699989
Fifty Two Week High Change Percent -0.06258363
Fifty Two Week Low 19.16
Fifty Two Week Low Change 8.85
Fifty Two Week Low Change Percent 0.46189982
Fifty Two Week Range 19.16 - 29.88
Financial Currency USD
First Trade Date Milliseconds 537,546,600,000
Five Year Avg Dividend Yield 3.17
Float Shares 147,789,219
Forward Eps 2.54812
Forward P E 10.992418
Full Exchange Name NYSE
Full Time Employees 3,218
Fullday Change 0.300001
Fullday Change Percent 1.08265
Fullday Price 28.01
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,785,542,400
Gross Margins 0.0
Gross Profits 954,211,968
Has Pre Post Market Data 1
Held Percent Insiders 0.01822
Held Percent Institutions 0.98295
Implied Shares Outstanding 152,668,268
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,787,788,800
Last Dividend Value 0.2
Last Fiscal Year End 1,767,139,200
Last Split Date 1,294,358,400
Last Split Factor 1:15
Long Business Summary First BanCorp. operates as the bank holding company for FirstBank Puerto Rico that provides financial products and services to consumers and commercial customers. It operates through six segments: Mortgage Banking; Consumer (Retail) Banking; Commercial and Corporate Banking; Treasury and Investments; United States Operations; and Virgin Islands Operations. The Mortgage Banking segment engages in the origination, sale, and servicing of various residential mortgage loans; hedging activities; purchase of mortgage loans from branch and mortgage bankers; and origination of residential real estate loans. The Consumer (Retail) Banking segment is involved in consumer lending, commercial lending to small businesses, commercial transaction banking, and deposit-taking activities. The Commercial and Corporate Banking segment offers lending and other services, including commercial lending and commercial deposit-taking activities. The Treasury and Investments segment manages funding; and obtains funds through brokered deposits, advances from the FHLB, and repurchase agreements involving investment securities, among other funding sources. The United States Operations segment provides checking, savings, and money market accounts; retail CDs; internet banking services; residential mortgages; home equity loans and lines of credit; retail deposits; cash management services; remote data capture; automated clearing house transactions; and traditional commercial and industrial, and commercial real estate products, such as lines of credit, term loans, and construction loans. The Virgin Islands Operations segment focuses on consumer and commercial lending, and deposit-taking activities. The company also offers automobile financing and insurance agency services. First BanCorp. was founded in 1948 and is headquartered in San Juan, Puerto Rico.
Long Name First BanCorp.
Market us_market
Market Cap 4,276,238,336
Market State CLOSED
Max Age 86,400
Message Board Id finmb_271927
Most Recent Quarter 1,782,777,600
Net Income To Common 372,559,008
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 4,230,437,706
Number Of Analyst Opinions 7
Open 27.53
Operating Cashflow 458,193,984
Operating Margins 0.49097002
Overall Risk 2
Payout Ratio 0.3207
Peg Ratio 4.15
Phone 787 729 8200
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 28.01
Post Market Time 1,787,961,371
Previous Close 27.71
Price Eps Current Year 11.685001
Price Hint 2
Price To Book 2.1488302
Price To Sales Trailing12 Months 4.4814343
Profit Margins 0.39044
Quote Source Name Delayed Quote
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.300001
Regular Market Change Percent 1.08265
Regular Market Day High 28.08
Regular Market Day Low 27.53
Regular Market Day Range 27.53 - 28.08
Regular Market Open 27.53
Regular Market Previous Close 27.71
Regular Market Price 28.01
Regular Market Time 1,787,947,202
Regular Market Volume 1,255,101
Return On Assets 0.01954
Return On Equity 0.19494
Revenue Growth 0.094
Revenue Per Share 6.11
Sand P52 Week Change 0.20204377
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 4
Shares Outstanding 152,668,268
Shares Percent Shares Out 0.0429
Shares Short 6,546,416
Shares Short Previous Month Date 1,784,073,600
Shares Short Prior Month 6,904,315
Short Name First BanCorp. New
Short Percent Of Float 0.0637
Short Ratio 4.3
Source Interval 15
State PR
Symbol FBP
Target High Price 33.0
Target Low Price 30.0
Target Mean Price 31.71429
Target Median Price 31.0
Total Cash 561,326,016
Total Cash Per Share 3.701
Total Debt 200,000,000
Total Revenue 954,211,968
Tradeable 0
Trailing Annual Dividend Rate 0.76
Trailing Annual Dividend Yield 0.027426923
Trailing Eps 2.39
Trailing P E 11.719665
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 23.53375
Two Hundred Day Average Change 4.4762497
Two Hundred Day Average Change Percent 0.19020554
Type Disp Equity
Volume 1,255,101
Website https://www.1firstbank.com
Zip 908