EZCORP, Inc. (EZPW)Financial Services | Credit Services | Austin, United States | NasdaqGS
33.00 USD
-0.13
(-0.392%) ⇩
(Oct. 16, 2026, 4 p.m.
EDT)
After hours: 33.00 |
Hot Take ↕ | Oct. 10, 2026, 6:44 a.m. EDT
The long-term investment case is compelling, driven by exceptional growth metrics that justify a premium valuation. Revenue is surging 34.7% annually, and earnings are growing at 41.2%, supported by a robust 14.7% return on equity and healthy operating margins. While the stock trades at a forward P/E of roughly 14.4x, this appears reasonable given the acceleration in profitability and the company's dominant position in credit services. The balance sheet remains stable despite negative free cash flow, which is likely a temporary operational lag rather than a structural flaw. In the short term, the momentum is building. The stock has rallied nearly 150% recently, passing key technical screens, and the options market is pricing in a continued advance toward the $35 strike. However, the statistical forecasting model offers no directional bias, suggesting the recent rally may be running hot or that short-term noise is obscuring the immediate path. Despite this statistical silence, the confluence of strong fundamentals and aggressive options positioning supports a bullish near-term outlook. The lack of a dividend yield is irrelevant here; investors are paying for capital appreciation and the compounding effect of reinvested earnings. |
| Model | MAE |
|---|---|
| MSTL ✓ | 0.053442 |
| AutoETS | 0.054084 |
| AutoTheta | 0.056541 |
| AutoARIMA | 0.063100 |
Forecast horizon: 45 days | Selected: MSTL
| Forecast Reliability | |
|---|---|
| Score | 43% |
| H-stat | 0.41 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.633 |
| Excess Kurtosis | -0.63 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2000-02-03 |
| Last Dividend Date | 2000-02-03 |
| Debt to Equity Ratio | 69.526 |
| Revenue per Share | 25.83 |
| Market Cap | 2,027,631,360 |
| Trailing P/E | 16.58 |
| Forward P/E | 14.86 |
| Beta | 0.71 |
| Profit Margins | 9.99% |
| Website | https://www.ezcorp.com |
As of Oct. 10, 2026, 6:44 a.m. EDT: Speculators are overwhelmingly bullish, with open interest heavily skewed toward calls (84% OTM) compared to puts (16%). The massive concentration of call Open Interest at the $35 strike suggests a strong consensus target for the near term, while the lack of put volume indicates minimal hedging against downside. Implied volatility is elevated on the short-dated calls, reflecting anticipation of a move.
| Date | Dividend | Yield % |
|---|---|---|
| 2000-02-04 | 0.004333 | 0.297120 |
| 1999-11-29 | 0.004333 | 0.335458 |
| 1999-08-06 | 0.004333 | 0.277312 |
| 1999-05-07 | 0.004000 | 0.164454 |
| 1999-02-05 | 0.004000 | 0.145455 |
| 1998-11-20 | 0.004000 | 0.141176 |
| 1998-08-07 | 0.004000 | 0.133333 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.76 |
| Address1 | Building One |
| Address2 | Suite 200 2500 Bee Cave Road Rollingwood |
| All Time High | 38.66 |
| All Time Low | 0.21875 |
| Ask | 38.06 |
| Ask Size | 1 |
| Average Analyst Rating | 1.6 - Buy |
| Average Daily Volume10 Day | 695,390 |
| Average Daily Volume3 Month | 873,976 |
| Average Volume | 873,976 |
| Average Volume10Days | 695,390 |
| Beta | 0.707 |
| Bid | 28.65 |
| Bid Size | 1 |
| Book Value | 18.945 |
| City | Austin |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 33.0 |
| Current Ratio | 4.811 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,790,726,400 |
| Day High | 34.23 |
| Day Low | 32.915 |
| Debt To Equity | 69.526 |
| Display Name | EZCORP |
| Dividend Yield | 0.0 |
| Earnings Call Timestamp End | 1,786,021,200 |
| Earnings Call Timestamp Start | 1,786,021,200 |
| Earnings Growth | 0.412 |
| Earnings Quarterly Growth | 0.441 |
| Earnings Timestamp | 1,785,960,000 |
| Earnings Timestamp End | 1,795,032,000 |
| Earnings Timestamp Start | 1,795,032,000 |
| Ebitda | 258,128,992 |
| Ebitda Margins | 0.16291 |
| Enterprise To Ebitda | 9.807 |
| Enterprise To Revenue | 1.598 |
| Enterprise Value | 2,531,584,512 |
| Eps Current Year | 2.0325 |
| Eps Forward | 2.22 |
| Eps Trailing Twelve Months | 1.99 |
| Esg Populated | 0 |
| Ex Dividend Date | 949,622,400 |
| Exchange | NMS |
| Exchange Data Delayed By | 15 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 31.2386 |
| Fifty Day Average Change | 1.7614002 |
| Fifty Day Average Change Percent | 0.056385376 |
| Fifty Two Week Change Percent | 76.0 |
| Fifty Two Week High | 37.13 |
| Fifty Two Week High Change | -4.130001 |
| Fifty Two Week High Change Percent | -0.111230835 |
| Fifty Two Week Low | 16.5 |
| Fifty Two Week Low Change | 16.5 |
| Fifty Two Week Low Change Percent | 1.0 |
| Fifty Two Week Range | 16.5 - 37.13 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 683,299,800,000 |
| Float Shares | 55,703,337 |
| Forward Eps | 2.22 |
| Forward P E | 14.864864 |
| Free Cashflow | -11,004,125 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 8,500 |
| Fullday Change | -0.13000107 |
| Fullday Change Percent | -0.3923968 |
| Fullday Price | 33.0 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Gross Margins | 0.58554 |
| Gross Profits | 927,761,024 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.04441 |
| Held Percent Institutions | 1.25667 |
| Implied Shares Outstanding | 61,443,377 |
| Industry | Credit Services |
| Industry Disp | Credit Services |
| Industry Key | credit-services |
| Ir Website | http://investors.ezcorp.com/index.php |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Dividend Date | 949,622,400 |
| Last Dividend Value | 0.004333 |
| Last Fiscal Year End | 1,759,190,400 |
| Last Split Date | 1,165,881,600 |
| Last Split Factor | 3:1 |
| Long Business Summary | EZCORP, Inc. provides pawn services in the United States, Mexico, and Latin America. It operates through U.S. Pawn, Latin America Pawn, and Other Investments segments. The company retails merchandise, primarily collateral forfeited from pawn lending operations and pre-owned merchandise purchased from customers. It also provides pawn loans collateralized by tangible personal property, jewelry, consumer electronics, tools, sporting goods, and musical instruments. In addition, the company offers EZ+, a web-based application that allow customers to manage their pawn transactions, layaways, and loyalty rewards online. Further, the company operates under the EZPAWN, Value Pawn & Jewelry, Empeño Fácil, Cash Apoyo Efectivo, GuatePrenda, and MaxiEfectivo brands. EZCORP, Inc. was incorporated in 1989 and is headquartered in Austin, Texas. |
| Long Name | EZCORP, Inc. |
| Market | us_market |
| Market Cap | 2,027,631,360 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_321905 |
| Most Recent Quarter | 1,782,777,600 |
| Net Income To Common | 158,310,000 |
| Next Fiscal Year End | 1,790,726,400 |
| Non Diluted Market Cap | 1,853,746,684 |
| Number Of Analyst Opinions | 5 |
| Open | 33.41 |
| Operating Cashflow | 181,643,008 |
| Operating Margins | 0.13097 |
| Payout Ratio | 0.0 |
| Peg Ratio | 0.28 |
| Phone | 512 314 3400 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 33.0 |
| Post Market Time | 1,792,180,857 |
| Previous Close | 33.13 |
| Price Eps Current Year | 16.236162 |
| Price Hint | 2 |
| Price To Book | 1.7418845 |
| Price To Sales Trailing12 Months | 1.2796978 |
| Profit Margins | 0.09991 |
| Quick Ratio | 1.673 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 1.6 |
| Region | US |
| Regular Market Change | -0.130001 |
| Regular Market Change Percent | -0.392397 |
| Regular Market Day High | 34.23 |
| Regular Market Day Low | 32.915 |
| Regular Market Day Range | 32.915 - 34.23 |
| Regular Market Open | 33.41 |
| Regular Market Previous Close | 33.13 |
| Regular Market Price | 33.0 |
| Regular Market Time | 1,792,180,801 |
| Regular Market Volume | 730,736 |
| Return On Assets | 0.06852 |
| Return On Equity | 0.14745 |
| Revenue Growth | 0.347 |
| Revenue Per Share | 25.83 |
| Sand P52 Week Change | 0.13723719 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Shares Outstanding | 58,473,206 |
| Shares Percent Shares Out | 0.2008 |
| Shares Short | 12,339,130 |
| Shares Short Previous Month Date | 1,788,134,400 |
| Shares Short Prior Month | 12,507,203 |
| Short Name | EZCORP, Inc. |
| Short Percent Of Float | 0.2723 |
| Short Ratio | 18.06 |
| Source Interval | 15 |
| State | TX |
| Symbol | EZPW |
| Target High Price | 45.0 |
| Target Low Price | 36.0 |
| Target Mean Price | 41.0 |
| Target Median Price | 40.0 |
| Total Cash | 311,025,984 |
| Total Cash Per Share | 5.062 |
| Total Debt | 811,856,000 |
| Total Revenue | 1,584,461,056 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 1.99 |
| Trailing P E | 16.582914 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 29.14795 |
| Two Hundred Day Average Change | 3.8520508 |
| Two Hundred Day Average Change Percent | 0.13215512 |
| Type Disp | Equity |
| Volume | 730,736 |
| Website | https://www.ezcorp.com |
| Zip | 78,746 |