Expensify, Inc. (EXFY)Technology | Software - Application | San Francisco, United States | NasdaqGS
2.58 USD
+0.02
(0.781%)
⇧
(Aug. 28, 2026, 4 p.m.
EDT)
After hours: 2.56 -0.02 (-0.020%) ⇩ (Aug. 28, 2026, 7:30 p.m. EDT) |
Hot Take ↕ | Aug. 22, 2026, 2:31 a.m. EDT
The investment case for Expensify is currently broken by a catastrophic multi-year decline. The stock has lost over 90% of its value in just three years, with the last three consecutive years seeing negative returns. This is not a temporary correction; it is a structural implosion where the market has priced out the business entirely. Fundamentals confirm the distress: revenue is shrinking by 5.3%, and the company is burning cash with negative operating margins and negative returns on equity. While the balance sheet remains technically solvent due to low debt, the inability to generate profit or grow top-line revenue makes the current valuation a value trap rather than a bargain. The recent price action shows some volatility and a slight bounce off lows, but without a reversal in the revenue trend, this is merely noise. The absence of put buying suggests traders are ignoring the downside risk, perhaps hoping for a binary event like a successful spin-off or acquisition, but for a standard investor, the trajectory is dangerously bearish. |
| Model | MAE |
|---|---|
| MSTL ✓ | 0.316667 |
| AutoETS | 0.358020 |
| AutoARIMA | 0.358676 |
| AutoTheta | 0.381776 |
Forecast horizon: 45 days | Selected: MSTL
| Forecast Reliability | |
|---|---|
| Score | 35% |
| H-stat | 6.21 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.084 |
| Excess Kurtosis | -1.02 |
| Attribute | Value |
|---|---|
| Sector | Technology |
| Debt to Equity Ratio | 3.997 |
| Revenue per Share | 1.475 |
| Market Cap | 235,261,584 |
| Forward P/E | 25.80 |
| Beta | 1.68 |
| Profit Margins | -11.31% |
| Website | https://www.expensify.com |
As of Aug. 22, 2026, 2:31 a.m. EDT: Options activity shows a distinct lack of protective put buying, with virtually zero open interest in out-of-the-money puts across all expirations. Conversely, there is notable volume in deep out-of-the-money calls (e.g., $5.00 strike), suggesting speculative bets on a sharp recovery or a 'lottery ticket' trade rather than a structured hedging strategy. Implied volatility is elevated relative to the low price, reflecting uncertainty about the upcoming earnings report.
| Attribute | Value |
|---|---|
| 52 Week Change | 0.34375 |
| Address1 | 88 Kearny St |
| Address2 | Ste 1600 |
| All Time High | 51.06 |
| All Time Low | 0.691 |
| Ask | 3.31 |
| Ask Size | 2 |
| Audit Risk | 8 |
| Average Daily Volume10 Day | 774,290 |
| Average Daily Volume3 Month | 1,524,666 |
| Average Volume | 1,524,666 |
| Average Volume10Days | 774,290 |
| Beta | 1.679 |
| Bid | 1.9 |
| Bid Size | 2 |
| Board Risk | 10 |
| Book Value | 1.464 |
| City | San Francisco |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 10 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 2.58 |
| Current Ratio | 3.497 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,786,665,600 |
| Day High | 2.68 |
| Day Low | 2.54 |
| Debt To Equity | 3.997 |
| Display Name | Expensify |
| Earnings Call Timestamp End | 1,786,050,000 |
| Earnings Call Timestamp Start | 1,786,050,000 |
| Earnings Timestamp | 1,786,046,400 |
| Earnings Timestamp End | 1,793,908,800 |
| Earnings Timestamp Start | 1,793,908,800 |
| Ebitda | -13,070,000 |
| Ebitda Margins | -0.094639994 |
| Enterprise To Ebitda | -13.38 |
| Enterprise To Revenue | 1.266 |
| Enterprise Value | 174,879,600 |
| Eps Current Year | 0.12 |
| Eps Forward | 0.1 |
| Eps Trailing Twelve Months | -0.17 |
| Esg Populated | 0 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 1.9926 |
| Fifty Day Average Change | 0.58739996 |
| Fifty Day Average Change Percent | 0.29479071 |
| Fifty Two Week Change Percent | 34.375 |
| Fifty Two Week High | 2.81 |
| Fifty Two Week High Change | -0.23000002 |
| Fifty Two Week High Change Percent | -0.08185054 |
| Fifty Two Week Low | 0.691 |
| Fifty Two Week Low Change | 1.8889999 |
| Fifty Two Week Low Change Percent | 2.733719 |
| Fifty Two Week Range | 0.691 - 2.81 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,636,554,600,000 |
| Float Shares | 54,587,073 |
| Forward Eps | 0.1 |
| Forward P E | 25.8 |
| Free Cashflow | 20,026,124 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 117 |
| Fullday Change | 0.02 |
| Fullday Change Percent | 0.781249 |
| Fullday Price | 2.56 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,785,542,400 |
| Gross Margins | 0.48668 |
| Gross Profits | 67,210,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.25594 |
| Held Percent Institutions | 0.32683998 |
| Implied Shares Outstanding | 91,186,664 |
| Industry | Software - Application |
| Industry Disp | Software - Application |
| Industry Key | software-application |
| Ipo Expected Date | 2,021-11-10 |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | Expensify, Inc. provides a cloud-based expense management software platform in the United States and internationally. The company offers Expensify, a platform that engages in managing corporate cards, paying bills, generating invoices, collecting payments, and booking travel, as well as track and submit plans for individuals. It serves individuals and corporations, small and midsized businesses, and enterprises. The company was founded in 2008 and is based in San Francisco, California. |
| Long Name | Expensify, Inc. |
| Market | us_market |
| Market Cap | 235,261,584 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_59692786 |
| Most Recent Quarter | 1,782,777,600 |
| Net Income To Common | -15,620,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 233,437,859 |
| Number Of Analyst Opinions | 3 |
| Open | 2.58 |
| Operating Cashflow | 12,600,000 |
| Operating Margins | -0.08625 |
| Overall Risk | 10 |
| Payout Ratio | 0.0 |
| Phone | 971 365 3939 |
| Post Market Change | -0.01999998 |
| Post Market Change Percent | -0.7751931 |
| Post Market Price | 2.56 |
| Post Market Time | 1,787,959,805 |
| Previous Close | 2.56 |
| Price Eps Current Year | 21.5 |
| Price Hint | 4 |
| Price To Book | 1.762295 |
| Price To Sales Trailing12 Months | 1.7035843 |
| Profit Margins | -0.11311 |
| Quick Ratio | 1.757 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | 0.02 |
| Regular Market Change Percent | 0.781249 |
| Regular Market Day High | 2.68 |
| Regular Market Day Low | 2.54 |
| Regular Market Day Range | 2.54 - 2.68 |
| Regular Market Open | 2.58 |
| Regular Market Previous Close | 2.56 |
| Regular Market Price | 2.58 |
| Regular Market Time | 1,787,947,201 |
| Regular Market Volume | 550,263 |
| Return On Assets | -0.0466 |
| Return On Equity | -0.11728 |
| Revenue Growth | -0.053 |
| Revenue Per Share | 1.475 |
| Sand P52 Week Change | 0.20204377 |
| Sector | Technology |
| Sector Disp | Technology |
| Sector Key | technology |
| Share Holder Rights Risk | 10 |
| Shares Outstanding | 78,936,804 |
| Shares Percent Shares Out | 0.0086 |
| Shares Short | 787,346 |
| Shares Short Previous Month Date | 1,784,073,600 |
| Shares Short Prior Month | 749,354 |
| Short Name | Expensify, Inc. |
| Short Percent Of Float | 0.012 |
| Short Ratio | 0.7 |
| Source Interval | 15 |
| State | CA |
| Symbol | EXFY |
| Target High Price | 3.0 |
| Target Low Price | 2.5 |
| Target Mean Price | 2.83333 |
| Target Median Price | 3.0 |
| Total Cash | 65,760,000 |
| Total Cash Per Share | 0.721 |
| Total Debt | 5,378,000 |
| Total Revenue | 138,098,000 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | -0.17 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 1.41029 |
| Two Hundred Day Average Change | 1.1697099 |
| Two Hundred Day Average Change Percent | 0.8294109 |
| Type Disp | Equity |
| Volume | 550,263 |
| Website | https://www.expensify.com |
| Zip | 94,108 |