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Expensify, Inc. (EXFY)

Technology | Software - Application | San Francisco, United States | NasdaqGS
0.89 USD -0.02 (-2.290%) ⇩ (April 17, 2026, 4 p.m. EDT)
After hours: 0.89 0.00 (-0.002%) ⇩ (April 17, 2026, 7:05 p.m. EDT)

Short-term: ★☆☆☆☆ | Long-term: ★★☆☆☆ | Dividends: ☆☆☆☆☆
Hot Take | April 11, 2026, 1:22 p.m. EDT

EXFY is currently in a weak position with negative profit margins and a low price-to-book ratio, indicating potential undervaluation. However, the recent news about a reverse stock split and insider buying may signal some confidence. The short-term forecast suggests a potential decline, which could be a buying opportunity for short-term traders, but the long-term fundamentals are concerning. The lack of dividends and the high overall risk make it a speculative play rather than a stable investment.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL ✓0.389376
AutoTheta0.392083
AutoETS0.393794
AutoARIMA0.394327

Forecast horizon: 45 days | Selected: MSTL

Forecast Reliability
Score 42%
H-stat 16.96
Ljung-Box p 0.000
Jarque-Bera p 0.079
Excess Kurtosis -1.41
Attribute Value
Sector Technology
Debt to Equity Ratio 4.323
Revenue per Share 1.54
Market Cap 90,101,848
Forward P/E 9.56
Beta 1.70
Profit Margins -15.05%
Website https://www.expensify.com

As of April 11, 2026, 1:22 p.m. EDT: Options activity suggests a lack of significant directional bias. The calls and puts show limited volume and open interest, with most activity concentrated around the 2.5 strike price, which is significantly above the current price. The high implied volatility for some calls indicates potential for upward movement, but the overall low volume and open interest suggest limited conviction among speculators. The puts show minimal activity, which could imply a lack of bearish sentiment.


Info Dump

Attribute Value
52 Week Change -0.67797834
Address1 88 Kearny St
Address2 Ste 1600
All Time High 51.06
All Time Low 0.691
Ask 0.9015
Ask Size 5
Audit Risk 7
Average Analyst Rating 3.0 - Hold
Average Daily Volume10 Day 588,270
Average Daily Volume3 Month 822,038
Average Volume 822,038
Average Volume10Days 588,270
Beta 1.7
Bid 0.8797
Bid Size 6
Board Risk 10
Book Value 1.426
City San Francisco
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 8
Country United States
Crypto Tradeable 0
Currency USD
Current Price 0.8919
Current Ratio 3.297
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 0.9247
Day Low 0.8837
Debt To Equity 4.323
Display Name Expensify
Earnings Call Timestamp End 1,772,143,200
Earnings Call Timestamp Start 1,772,143,200
Earnings Timestamp 1,772,139,600
Earnings Timestamp End 1,778,184,000
Earnings Timestamp Start 1,778,184,000
Ebitda -17,261,800
Ebitda Margins -0.121479996
Enterprise To Ebitda -1.489
Enterprise To Revenue 0.181
Enterprise Value 25,701,962
Eps Current Year 0.06
Eps Forward 0.09333
Eps Trailing Twelve Months -0.23
Esg Populated 0
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 0.98972
Fifty Day Average Change -0.097819984
Fifty Day Average Change Percent -0.09883602
Fifty Two Week Change Percent -67.79784
Fifty Two Week High 3.06
Fifty Two Week High Change -2.1680999
Fifty Two Week High Change Percent -0.7085294
Fifty Two Week Low 0.691
Fifty Two Week Low Change 0.20090002
Fifty Two Week Low Change Percent 0.2907381
Fifty Two Week Range 0.691 - 3.06
Financial Currency USD
First Trade Date Milliseconds 1,636,554,600,000
Float Shares 55,692,508
Forward Eps 0.09333
Forward P E 9.556413
Free Cashflow 26,975,376
Full Exchange Name NasdaqGS
Full Time Employees 117
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.50335
Gross Profits 71,527,000
Has Pre Post Market Data 1
Held Percent Insiders 0.22881001
Held Percent Institutions 0.33659
Implied Shares Outstanding 101,022,364
Industry Software - Application
Industry Disp Software - Application
Industry Key software-application
Ipo Expected Date 2,021-11-10
Is Earnings Date Estimate 1
Language en-US
Last Fiscal Year End 1,767,139,200
Long Business Summary Expensify, Inc. provides a cloud-based expense management software platform in the United States and internationally. The company offers Expensify, a platform that engages in managing corporate cards, paying bills, generating invoices, collecting payments, and booking travel, as well as track and submit plans for individuals. It serves individuals and corporations, small and midsized businesses, and enterprises. The company was founded in 2008 and is based in San Francisco, California.
Long Name Expensify, Inc.
Market us_market
Market Cap 90,101,848
Market State CLOSED
Max Age 86,400
Message Board Id finmb_59692786
Most Recent Quarter 1,767,139,200
Net Income To Common -21,389,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 90,223,072
Number Of Analyst Opinions 2
Open 0.92
Operating Cashflow 20,089,000
Operating Margins -0.11193
Overall Risk 10
Payout Ratio 0.0
Phone 971 365 3939
Post Market Change -0.0019000173
Post Market Change Percent -0.21303031
Post Market Price 0.89
Post Market Time 1,776,467,120
Previous Close 0.9128
Price Eps Current Year 14.865001
Price Hint 4
Price To Book 0.6254558
Price To Sales Trailing12 Months 0.6340691
Profit Margins -0.15052
Quick Ratio 1.642
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key hold
Recommendation Mean 3.0
Region US
Regular Market Change -0.0209
Regular Market Change Percent -2.28966
Regular Market Day High 0.9247
Regular Market Day Low 0.8837
Regular Market Day Range 0.8837 - 0.9247
Regular Market Open 0.92
Regular Market Previous Close 0.9128
Regular Market Price 0.8919
Regular Market Time 1,776,456,001
Regular Market Volume 833,644
Return On Assets -0.06263
Return On Equity -0.16391
Revenue Growth -0.049
Revenue Per Share 1.54
Sand P52 Week Change 0.38150132
Sector Technology
Sector Disp Technology
Sector Key technology
Share Holder Rights Risk 10
Shares Outstanding 88,637,254
Shares Percent Shares Out 0.0373
Shares Short 3,765,183
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 2,604,818
Short Name Expensify, Inc.
Short Percent Of Float 0.0499
Short Ratio 3.32
Source Interval 15
State CA
Symbol EXFY
Target High Price 1.5
Target Low Price 1.5
Target Mean Price 1.5
Target Median Price 1.5
Total Cash 63,080,000
Total Cash Per Share 0.677
Total Debt 5,739,000
Total Revenue 142,100,992
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps -0.23
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 1.555255
Two Hundred Day Average Change -0.66335505
Two Hundred Day Average Change Percent -0.42652494
Type Disp Equity
Volume 833,644
Website https://www.expensify.com
Zip 94,108