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EVERTEC, Inc. (EVTC)

Technology | Software - Infrastructure | San Juan, United States | NYSE
29.61 USD +0.36 (1.231%) ⇧ (July 13, 2026, 4 p.m. EDT)

Short-term:★★★⯪☆Long-term:★★★⯪☆Dividends:★★⯪☆☆
Hot Take | July 11, 2026, 6:52 a.m. EDT

The investment case for Evertec rests on a divergence between its deteriorating earnings momentum and its robust balance sheet. Fundamentally, the company is showing signs of stress with a sharp 27% drop in quarterly earnings and negative year-over-year growth, which explains the depressed valuation relative to peers. However, the business remains profitable with healthy operating margins and a fortress-like cash position, supported by a low payout ratio that leaves ample room for reinvestment. The stock has recovered significantly over the last decade, trading well below its five-year peak, suggesting the market has priced in the cyclical downturn. On the short end, the technicals are turning positive with the price reclaiming key moving averages, supported by a modest but constructive options flow targeting higher strikes. While the statistical forecast models remain slightly bearish due to recent volatility, the fundamental setup offers a compelling asymmetric opportunity for investors willing to wait for the earnings cycle to stabilize.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.171306
MSTL0.172052
AutoARIMA0.175824
AutoETS0.175824

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 47%
H-stat 1.53
Ljung-Box p 0.000
Jarque-Bera p 0.160
Excess Kurtosis -1.11
Attribute Value
Sector Technology
Ex Dividend Date 2026-05-10
Last Dividend Date 2026-05-10
Debt to Equity Ratio 148.533
Revenue per Share 15.042
Market Cap 1,824,578,432
Trailing P/E 14.24
Forward P/E 6.82
Beta 0.72
Profit Margins 13.95%
Website https://www.evertecinc.com

As of July 11, 2026, 6:52 a.m. EDT: Speculators are positioning for a moderate upside move toward the $35-$40 range by late August, evidenced by significant open interest in out-of-the-money calls. Conversely, deep out-of-the-money puts held until early 2027 suggest a floor around $22.50, while the lack of near-term put volume indicates limited fear of an immediate crash.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.22% 0.54% 0.54% 0.53%
Dividend History
Date Dividend Yield %
2026-05-11 0.05 0.217202
2026-03-02 0.05 0.176367
2025-08-04 0.05 0.143513
2025-05-13 0.05 0.136949
2025-03-03 0.05 0.131857
2024-10-28 0.05 0.152346
2024-07-29 0.05 0.145603
2024-04-26 0.05 0.130107
2024-02-26 0.05 0.121625
2023-10-27 0.05 0.151837
2023-07-28 0.05 0.126871
2023-04-28 0.05 0.144134
2023-02-27 0.05 0.134916
2022-10-31 0.05 0.139626
2022-08-05 0.05 0.135612
2022-04-29 0.05 0.126904
2022-02-24 0.05 0.121448
2021-10-29 0.05 0.110595
2021-07-30 0.05 0.114416
2021-04-30 0.05 0.125313
2021-02-26 0.05 0.128535
2020-10-30 0.05 0.150240
2020-07-31 0.05 0.161031
2020-05-01 0.05 0.198255
2020-03-03 0.05 0.165017
2019-11-01 0.05 0.162707
2019-08-02 0.05 0.137438
2019-05-03 0.05 0.168350
2019-02-25 0.05 0.173913
2018-11-02 0.05 0.175316
2018-08-03 0.05 0.211864
2017-08-03 0.10 0.549451
2017-05-04 0.10 0.619195
2017-02-27 0.10 0.579710
2016-11-09 0.10 0.668896
2016-08-05 0.10 0.571429
2016-05-19 0.10 0.730994
2016-02-25 0.10 0.853971
2015-11-12 0.10 0.604595
2015-08-13 0.10 0.525210
2015-05-14 0.10 0.443262
2015-02-26 0.10 0.478011
2014-11-13 0.10 0.460617
2014-08-14 0.10 0.436110
2014-05-15 0.10 0.446229
2014-02-21 0.10 0.411862
2013-11-14 0.10 0.440723
2013-08-15 0.10 0.410846
Additional Data
dividendRate 0.2
dividendYield 0.68
exDividendDate 2026-05-11
trailingAnnualDividendRate 0.2
trailingAnnualDividendYield 0.006837607
lastDividendValue 0.05
lastDividendDate 2026-05-11
dividendDate 2026-06-05

Info Dump

Attribute Value
52 Week Change -0.10624814
Address1 Cupey Center Building
Address2 Road 176 Kilometer 1.3
All Time High 51.06
All Time Low 11.27
Ask 34.34
Ask Size 200
Audit Risk 7
Average Daily Volume10 Day 491,150
Average Daily Volume3 Month 627,014
Average Volume 627,014
Average Volume10Days 491,150
Beta 0.717
Bid 11.98
Bid Size 300
Board Risk 1
Book Value 10.845
City San Juan
Compensation As Of Epoch Date 1,483,142,400
Compensation Risk 1
Country United States
Crypto Tradeable 0
Currency USD
Current Price 29.61
Current Ratio 1.967
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 30.15
Day Low 29.46
Debt To Equity 148.533
Display Name EVERTEC
Dividend Date 1,780,617,600
Dividend Rate 0.2
Dividend Yield 0.68
Earnings Call Timestamp End 1,778,099,400
Earnings Call Timestamp Start 1,778,099,400
Earnings Growth -0.24
Earnings Quarterly Growth -0.274
Earnings Timestamp 1,778,097,600
Earnings Timestamp End 1,785,355,200
Earnings Timestamp Start 1,785,355,200
Ebitda 265,884,992
Ebitda Margins 0.2796
Enterprise To Ebitda 10.413
Enterprise To Revenue 2.912
Enterprise Value 2,768,707,328
Eps Current Year 3.91845
Eps Forward 4.3442
Eps Trailing Twelve Months 2.08
Esg Populated 0
Ex Dividend Date 1,778,457,600
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 25.8488
Fifty Day Average Change 3.7612
Fifty Day Average Change Percent 0.14550772
Fifty Two Week Change Percent -10.624814
Fifty Two Week High 37.71
Fifty Two Week High Change -8.099998
Fifty Two Week High Change Percent -0.2147971
Fifty Two Week Low 21.81
Fifty Two Week Low Change 7.800001
Fifty Two Week Low Change Percent 0.3576342
Fifty Two Week Range 21.81 - 37.71
Financial Currency USD
First Trade Date Milliseconds 1,365,773,400,000
Five Year Avg Dividend Yield 0.56
Float Shares 60,673,856
Forward Eps 4.3442
Forward P E 6.8159842
Free Cashflow 127,328,752
Full Exchange Name NYSE
Full Time Employees 5,327
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,782,864,000
Gross Margins 0.50285
Gross Profits 478,184,992
Has Pre Post Market Data 1
Held Percent Insiders 0.01397
Held Percent Institutions 1.0402501
Implied Shares Outstanding 61,620,344
Industry Software - Infrastructure
Industry Disp Software - Infrastructure
Industry Key software-infrastructure
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,778,457,600
Last Dividend Value 0.05
Last Fiscal Year End 1,767,139,200
Long Business Summary EVERTEC, Inc. provides transaction processing and financial technology services in Latin America, Puerto Rico, and the Caribbean. It operates through four segments: Payment Services - Puerto Rico & Caribbean; Latin America Payments and Solutions; Merchant Acquiring; and Business Solutions. The company offers merchant acquiring services, which enable point of sales and e-commerce merchants to accept and process electronic methods of payment, such as debit, credit, prepaid, and electronic benefit transfer (EBT) cards. It also provides payment processing services that enable financial institutions and other issuers to manage, support, and facilitate the processing for credit, debit, prepaid, automated teller machines, and EBT card programs; credit and debit card processing, authorization and settlement, and fraud monitoring and control services to debit or credit issuers. In addition, the company offers business process management solutions comprising core bank processing, network hosting, managed services and managed security services, IT professional services, business process outsourcing, item processing, cash processing, and fulfillment. Further, it owns and operates the ATH network, a personal identification number debit network. The company processes approximately ten billion transactions annually through a system of electronic payment networks. It sells and distributes its services primarily through direct sales force. The company serves financial institutions, merchants, corporations, and government agencies. EVERTEC, Inc. was founded in 1988 and is headquartered in San Juan, Puerto Rico.
Long Name EVERTEC, Inc.
Market us_market
Market Cap 1,824,578,432
Market State PRE
Max Age 86,400
Message Board Id finmb_228070761
Most Recent Quarter 1,774,915,200
Net Income To Common 132,638,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 1,824,578,385
Number Of Analyst Opinions 5
Open 29.5
Operating Cashflow 220,574,000
Operating Margins 0.17977
Overall Risk 2
Payout Ratio 0.0962
Phone 787 759 9999
Pre Market Change 0.089998245
Pre Market Change Percent 0.3038428
Pre Market Price 29.71
Pre Market Time 1,784,029,009
Previous Close 29.25
Price Eps Current Year 7.556559
Price Hint 2
Price To Book 2.7302904
Price To Sales Trailing12 Months 1.9186922
Profit Margins 0.13948
Quick Ratio 1.526
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.360001
Regular Market Change Percent 1.23077
Regular Market Day High 30.15
Regular Market Day Low 29.46
Regular Market Day Range 29.46 - 30.15
Regular Market Open 29.5
Regular Market Previous Close 29.25
Regular Market Price 29.61
Regular Market Time 1,783,972,803
Regular Market Volume 291,523
Return On Assets 0.053850003
Return On Equity 0.20166
Revenue Growth 0.084
Revenue Per Share 15.042
Sand P52 Week Change 0.20365608
Sector Technology
Sector Disp Technology
Sector Key technology
Share Holder Rights Risk 5
Shares Outstanding 61,620,344
Shares Percent Shares Out 0.0364
Shares Short 2,240,312
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 2,175,475
Short Name Evertec, Inc.
Short Percent Of Float 0.052800003
Short Ratio 2.81
Source Interval 15
State PR
Symbol EVTC
Target High Price 40.0
Target Low Price 25.0
Target Mean Price 31.0
Target Median Price 31.0
Total Cash 290,886,016
Total Cash Per Share 4.721
Total Debt 1,137,496,064
Total Revenue 950,948,992
Tradeable 0
Trailing Annual Dividend Rate 0.2
Trailing Annual Dividend Yield 0.006837607
Trailing Eps 2.08
Trailing P E 14.235578
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 28.41715
Two Hundred Day Average Change 1.1928501
Two Hundred Day Average Change Percent 0.041976415
Type Disp Equity
Volume 291,523
Website https://www.evertecinc.com
Zip 926