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EVERTEC, Inc. (EVTC)

Technology | Software - Infrastructure | San Juan, United States | NYSE
30.86 USD +1.09 (3.661%) ⇧ (Oct. 13, 2026, 4 p.m. EDT)

Short-term:★★⯪☆☆Long-term:★★★⯪☆Dividends:★★⯪☆☆
Hot Take ↕ | Oct. 10, 2026, 6:17 a.m. EDT

Evertec presents a compelling asymmetric setup where the market is pricing in modest growth while the balance sheet tells a different story. The company is generating robust free cash flow and maintains a fortress-like liquidity position with nearly $260 million in cash against manageable debt, allowing it to sustain a dividend despite recent earnings misses. The valuation gap is stark: trading at a forward P/E of roughly 6.8x implies the market expects stagnation, yet revenue is growing at nearly 20%. This disconnect creates a significant margin of safety for a patient buyer. However, the short-term outlook is muted due to a weak statistical forecast and low analyst conviction, which keeps the stock range-bound. For investors willing to ignore the noise of a single bad earnings quarter and focus on the durable software infrastructure business, the current price offers an attractive entry point to capture the inevitable mean reversion.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.059554
AutoETS0.067376
AutoARIMA0.067379
MSTL0.069958

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 42%
H-stat 8.93
Ljung-Box p 0.000
Jarque-Bera p 0.827
Excess Kurtosis -0.45
Attribute Value
Sector Technology
Ex Dividend Date 2026-08-02
Last Dividend Date 2026-08-02
Debt to Equity Ratio 184.286
Revenue per Share 15.954
Market Cap 1,901,603,840
Trailing P/E 20.04
Forward P/E 7.05
Beta 0.72
Profit Margins 9.80%
Website https://www.evertecinc.com

As of Oct. 10, 2026, 6:17 a.m. EDT: Speculators are positioning for a range-bound or slightly bullish scenario in the near term. Call open interest is heavily concentrated at the $35 strike for November expiration, suggesting a target price well above current levels, while put activity remains minimal outside of deep out-of-the-money strikes. Implied volatility is elevated for November calls (70%) compared to October, indicating anticipation of increased movement or earnings-related volatility ahead of the August report.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.16% 0.55% 0.56% 0.54%
Dividend History
Date Dividend Yield %
2026-08-03 0.05 0.160720
2026-05-11 0.05 0.217202
2026-03-02 0.05 0.176367
2025-08-04 0.05 0.143513
2025-05-13 0.05 0.136949
2025-03-03 0.05 0.131857
2024-10-28 0.05 0.152346
2024-07-29 0.05 0.145603
2024-04-26 0.05 0.130107
2024-02-26 0.05 0.121625
2023-10-27 0.05 0.151837
2023-07-28 0.05 0.126871
2023-04-28 0.05 0.144134
2023-02-27 0.05 0.134916
2022-10-31 0.05 0.139626
2022-08-05 0.05 0.135612
2022-04-29 0.05 0.126904
2022-02-24 0.05 0.121448
2021-10-29 0.05 0.110595
2021-07-30 0.05 0.114416
2021-04-30 0.05 0.125313
2021-02-26 0.05 0.128535
2020-10-30 0.05 0.150240
2020-07-31 0.05 0.161031
2020-05-01 0.05 0.198255
2020-03-03 0.05 0.165017
2019-11-01 0.05 0.162707
2019-08-02 0.05 0.137438
2019-05-03 0.05 0.168350
2019-02-25 0.05 0.173913
2018-11-02 0.05 0.175316
2018-08-03 0.05 0.211864
2017-08-03 0.10 0.549451
2017-05-04 0.10 0.619195
2017-02-27 0.10 0.579710
2016-11-09 0.10 0.668896
2016-08-05 0.10 0.571429
2016-05-19 0.10 0.730994
2016-02-25 0.10 0.853971
2015-11-12 0.10 0.604595
2015-08-13 0.10 0.525210
2015-05-14 0.10 0.443262
2015-02-26 0.10 0.478011
2014-11-13 0.10 0.460617
2014-08-14 0.10 0.436110
2014-05-15 0.10 0.446229
2014-02-21 0.10 0.411862
2013-11-14 0.10 0.440723
2013-08-15 0.10 0.410846
Additional Data
dividendYield 0.65
exDividendDate 2026-08-03
trailingAnnualDividendRate 0.2
trailingAnnualDividendYield 0.0067181727
lastDividendValue 0.05
lastDividendDate 2026-08-03
dividendDate 2026-09-04

Info Dump

Attribute Value
52 Week Change 0.010809064
Address1 Cupey Center Building
Address2 Road 176 Kilometer 1.3
All Time High 51.06
All Time Low 11.27
Ask 32.0
Ask Size 400
Audit Risk 7
Average Analyst Rating 2.3 - Buy
Average Daily Volume10 Day 438,940
Average Daily Volume3 Month 425,785
Average Volume 425,785
Average Volume10Days 438,940
Beta 0.721
Bid 29.38
Bid Size 100
Board Risk 1
Book Value 10.735
City San Juan
Compensation As Of Epoch Date 1,483,142,400
Compensation Risk 1
Country United States
Crypto Tradeable 0
Currency USD
Current Price 30.86
Current Ratio 1.702
Custom Price Alert Confidence HIGH
Date Short Interest 1,790,726,400
Day High 31.16
Day Low 30.115
Debt To Equity 184.286
Display Name EVERTEC
Dividend Date 1,788,480,000
Dividend Yield 0.65
Earnings Call Timestamp End 1,785,875,400
Earnings Call Timestamp Start 1,785,875,400
Earnings Growth -0.857
Earnings Quarterly Growth -0.866
Earnings Timestamp 1,785,873,600
Earnings Timestamp End 1,793,822,400
Earnings Timestamp Start 1,793,822,400
Ebitda 274,711,008
Ebitda Margins 0.27577
Enterprise To Ebitda 10.87
Enterprise To Revenue 2.998
Enterprise Value 2,986,099,456
Eps Current Year 3.9976
Eps Forward 4.37834
Eps Trailing Twelve Months 1.54
Esg Populated 0
Ex Dividend Date 1,785,715,200
Exchange NYQ
Exchange Data Delayed By 20
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 29.3406
Fifty Day Average Change 1.5194016
Fifty Day Average Change Percent 0.051784955
Fifty Two Week Change Percent 1.0809064
Fifty Two Week High 34.41
Fifty Two Week High Change -3.5499992
Fifty Two Week High Change Percent -0.10316766
Fifty Two Week Low 21.81
Fifty Two Week Low Change 9.050001
Fifty Two Week Low Change Percent 0.41494733
Fifty Two Week Range 21.81 - 34.41
Financial Currency USD
First Trade Date Milliseconds 1,365,773,400,000
Five Year Avg Dividend Yield 0.57
Float Shares 58,862,827
Forward Eps 4.37834
Forward P E 7.048334
Free Cashflow 151,623,120
Full Exchange Name NYSE
Full Time Employees 5,327
Fullday Change 1.0900002
Fullday Change Percent 3.6614046
Fullday Price 30.8
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,790,812,800
Gross Margins 0.51118
Gross Profits 509,216,992
Has Pre Post Market Data 1
Held Percent Insiders 0.01359
Held Percent Institutions 1.0655
Implied Shares Outstanding 61,620,344
Industry Software - Infrastructure
Industry Disp Software - Infrastructure
Industry Key software-infrastructure
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,785,715,200
Last Dividend Value 0.05
Last Fiscal Year End 1,767,139,200
Long Business Summary EVERTEC, Inc. provides transaction processing and financial technology services in Latin America, Puerto Rico, and the Caribbean. It operates through four segments: Payment Services - Puerto Rico & Caribbean; Latin America Payments and Solutions; Merchant Acquiring; and Business Solutions. The company offers merchant acquiring services, which enable point of sales and e-commerce merchants to accept and process electronic methods of payment, such as debit, credit, prepaid, and electronic benefit transfer (EBT) cards. It also provides payment processing services that enable financial institutions and other issuers to manage, support, and facilitate the processing for credit, debit, prepaid, automated teller machines, and EBT card programs; credit and debit card processing, authorization and settlement, and fraud monitoring and control services to debit or credit issuers. In addition, the company offers business process management solutions comprising core bank processing, network hosting, managed services and managed security services, IT professional services, business process outsourcing, item processing, cash processing, and fulfillment. Further, it owns and operates the ATH network, a personal identification number debit network. The company processes approximately ten billion transactions annually through a system of electronic payment networks. It sells and distributes its services primarily through direct sales force. The company serves financial institutions, merchants, corporations, and government agencies. EVERTEC, Inc. was founded in 1988 and is headquartered in San Juan, Puerto Rico.
Long Name EVERTEC, Inc.
Market us_market
Market Cap 1,901,603,840
Market State PRE
Max Age 86,400
Message Board Id finmb_228070761
Most Recent Quarter 1,782,777,600
Net Income To Common 97,578,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 1,647,377,582
Number Of Analyst Opinions 5
Open 30.18
Operating Cashflow 231,570,000
Operating Margins 0.19387
Overall Risk 2
Payout Ratio 0.1299
Phone 787 759 9999
Pre Market Change -0.034999847
Pre Market Change Percent -0.11350688
Pre Market Price 30.8
Pre Market Time 1,791,982,411
Previous Close 29.77
Price Eps Current Year 7.7196317
Price Hint 2
Price To Book 2.8747091
Price To Sales Trailing12 Months 1.9089303
Profit Margins 0.097950004
Quick Ratio 1.287
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 2.33333
Region US
Regular Market Change 1.09
Regular Market Change Percent 3.6614
Regular Market Day High 31.16
Regular Market Day Low 30.115
Regular Market Day Range 30.115 - 31.16
Regular Market Open 30.18
Regular Market Previous Close 29.77
Regular Market Price 30.86
Regular Market Time 1,791,921,603
Regular Market Volume 631,824
Return On Assets 0.05029
Return On Equity 0.14845
Revenue Growth 0.197
Revenue Per Share 15.954
Sand P52 Week Change 0.17004645
Sector Technology
Sector Disp Technology
Sector Key technology
Share Holder Rights Risk 5
Shares Outstanding 61,620,344
Shares Percent Shares Out 0.0428
Shares Short 2,558,159
Shares Short Previous Month Date 1,788,134,400
Shares Short Prior Month 2,778,662
Short Name Evertec, Inc.
Short Percent Of Float 0.063
Short Ratio 5.4
Source Interval 15
State PR
Symbol EVTC
Target High Price 38.0
Target Low Price 30.0
Target Mean Price 35.2
Target Median Price 36.0
Total Cash 260,659,008
Total Cash Per Share 4.362
Total Debt 1,325,160,960
Total Revenue 996,161,984
Tradeable 0
Trailing Annual Dividend Rate 0.2
Trailing Annual Dividend Yield 0.0067181727
Trailing Eps 1.54
Trailing P E 20.038961
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 28.2628
Two Hundred Day Average Change 2.5972004
Two Hundred Day Average Change Percent 0.09189466
Type Disp Equity
Volume 631,824
Website https://www.evertecinc.com
Zip 926