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Essent Group Ltd. (ESNT)

Financial Services | Insurance - Specialty | Hamilton, Bermuda | NYSE
61.90 USD -0.14 (-0.226%) ⇩ (Oct. 14, 2026, 11:38 a.m. EDT)

Short-term:★★⯪☆☆Long-term:★★★⯪☆Dividends:★★★☆☆
Hot Take ↕ | Oct. 10, 2026, 5:40 a.m. EDT

Essent Group presents a compelling value case where the market is pricing in stagnation despite robust underlying fundamentals. The stock trades at less than one times book value with a massive 51% profit margin and double-digit revenue growth, yet the price has lagged significantly behind these metrics. This disconnect suggests the market is focused on the recent quarterly earnings miss and insider selling rather than the company's structural strength. While the lack of recent price appreciation prevents a top-tier long-term rating, the deep discount to intrinsic value and the strong balance sheet make it a solid buy for patient investors. On the short end, the heavy call open interest at $65 and $70 indicates traders are betting on a bounce toward the $70 resistance level, though the low statistical confidence in the forecast suggests this momentum may be fragile.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.023713
AutoARIMA0.024174
AutoETS0.024174
MSTL0.025724

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 37%
H-stat 7.18
Ljung-Box p 0.000
Jarque-Bera p 0.000
Excess Kurtosis 6.65
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-08-30
Last Dividend Date 2026-08-30
Debt to Equity Ratio 8.757
Revenue per Share 14.013
Market Cap 5,563,355,136
Trailing P/E 8.63
Forward P/E 7.85
Beta 0.76
Profit Margins 51.45%
Website https://ir.essentgroup.com

As of Oct. 10, 2026, 5:40 a.m. EDT: Speculators are positioning for a modest upside move in the near term, evidenced by heavy open interest in out-of-the-money calls at the $65 and $70 strikes compared to negligible put volume. Conversely, longer-dated puts show significant open interest at lower strikes ($55-$60), suggesting a floor or hedging against a deeper decline further out, while current ATM IV remains elevated relative to OTM strikes, indicating near-term uncertainty.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.52% 1.74% 1.76% 1.90%
Dividend History
Date Dividend Yield %
2026-08-31 0.35 0.518058
2026-06-01 0.35 0.617611
2026-03-13 0.35 0.602513
2025-05-30 0.31 0.534483
2025-03-14 0.31 0.566520
2024-12-02 0.28 0.491056
2024-08-30 0.28 0.435527
2024-05-31 0.28 0.493827
2024-03-12 0.28 0.503054
2023-11-30 0.25 0.517170
2023-08-31 0.25 0.497810
2023-05-31 0.25 0.565995
2023-03-09 0.25 0.606208
2022-11-30 0.23 0.573709
2022-08-31 0.22 0.550138
2022-05-31 0.21 0.490769
2022-03-09 0.20 0.487924
2021-11-30 0.19 0.456950
2021-08-31 0.18 0.382328
2021-05-28 0.17 0.355351
2021-03-09 0.16 0.376294
2020-11-30 0.16 0.364797
2020-08-28 0.16 0.445682
2020-06-01 0.16 0.465793
2020-03-09 0.16 0.406607
2019-12-03 0.15 0.280007
2019-09-03 0.15 0.309853
Additional Data
dividendYield 2.26
exDividendDate 2026-08-31
trailingAnnualDividendRate 1.32
trailingAnnualDividendYield 0.021276597
lastDividendValue 0.35
lastDividendDate 2026-08-31
dividendDate 2026-09-10

Info Dump

Attribute Value
52 Week Change 0.029880524
Address1 Clarendon House
Address2 2 Church Street
All Time High 70.37
All Time Low 16.49
Ask 62.05
Ask Size 100
Audit Risk 6
Average Analyst Rating 2.4 - Buy
Average Daily Volume10 Day 896,890
Average Daily Volume3 Month 675,093
Average Volume 675,093
Average Volume10Days 896,890
Beta 0.762
Bid 62.0
Bid Size 100
Board Risk 5
Book Value 63.013
City Hamilton
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 3
Country Bermuda
Crypto Tradeable 0
Currency USD
Current Price 61.9
Current Ratio 1.791
Custom Price Alert Confidence HIGH
Date Short Interest 1,790,726,400
Day High 62.06
Day Low 60.93
Debt To Equity 8.757
Display Name Essent
Dividend Date 1,788,998,400
Dividend Yield 2.26
Earnings Call Timestamp End 1,786,111,200
Earnings Call Timestamp Start 1,786,111,200
Earnings Growth 0.078
Earnings Quarterly Growth -0.029
Earnings Timestamp 1,786,105,800
Earnings Timestamp End 1,793,968,200
Earnings Timestamp Start 1,793,968,200
Ebitda 858,380,032
Ebitda Margins 0.64882004
Enterprise To Ebitda 6.26
Enterprise To Revenue 4.062
Enterprise Value 5,373,690,880
Eps Current Year 7.59262
Eps Forward 7.89009
Eps Trailing Twelve Months 7.17
Esg Populated 0
Ex Dividend Date 1,788,134,400
Exchange NYQ
Exchange Data Delayed By 20
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 66.4018
Fifty Day Average Change -4.5018005
Fifty Day Average Change Percent -0.067796364
Fifty Two Week Change Percent 2.9880524
Fifty Two Week High 70.37
Fifty Two Week High Change -8.470001
Fifty Two Week High Change Percent -0.1203638
Fifty Two Week Low 55.34
Fifty Two Week Low Change 6.5600014
Fifty Two Week Low Change Percent 0.11853996
Fifty Two Week Range 55.34 - 70.37
Financial Currency USD
First Trade Date Milliseconds 1,383,226,200,000
Five Year Avg Dividend Yield 1.93
Float Shares 86,662,510
Forward Eps 7.89009
Forward P E 7.8452845
Free Cashflow 690,249,472
Full Exchange Name NYSE
Full Time Employees 518
Fullday Change 0.3600006
Fullday Change Percent 0.5836586
Fullday Price 61.9
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,790,812,800
Gross Margins 0.76005995
Gross Profits 1,005,558,016
Has Pre Post Market Data 1
Held Percent Insiders 0.05505
Held Percent Institutions 0.97683996
Implied Shares Outstanding 89,876,493
Industry Insurance - Specialty
Industry Disp Insurance - Specialty
Industry Key insurance-specialty
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,788,134,400
Last Dividend Value 0.35
Last Fiscal Year End 1,767,139,200
Long Business Summary Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors in the United States. It operates through two segments, Mortgage Insurance and Reinsurance. The company's mortgage insurance products include primary, pool, and master policy. It also provides information technology maintenance and development services; customer support-related services; underwriting consulting services to third-party reinsurers; and contract underwriting services, as well as credit risk management products. In addition, the company offers title insurance and settlement services; and title insurance underwriting services. It serves the originators of residential mortgage loans, such as regulated depository institutions, mortgage banks, credit unions, and other lenders. Essent Group Ltd. was founded in 2008 and is headquartered in Hamilton, Bermuda.
Long Name Essent Group Ltd.
Market us_market
Market Cap 5,563,355,136
Market State REGULAR
Max Age 86,400
Message Board Id finmb_62031630
Most Recent Quarter 1,782,777,600
Net Income To Common 680,710,016
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 5,882,416,466
Number Of Analyst Opinions 7
Open 61.69
Operating Cashflow 834,083,008
Operating Margins 0.6575
Overall Risk 2
Payout Ratio 0.1841
Phone 441 297 9901
Previous Close 62.04
Price Eps Current Year 8.152654
Price Hint 2
Price To Book 0.982337
Price To Sales Trailing12 Months 4.2051315
Profit Margins 0.51452
Quick Ratio 1.101
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 2.375
Region US
Regular Market Change -0.13999939
Regular Market Change Percent -0.22565988
Regular Market Day High 62.06
Regular Market Day Low 60.93
Regular Market Day Range 60.93 - 62.06
Regular Market Open 61.69
Regular Market Previous Close 62.04
Regular Market Price 61.9
Regular Market Time 1,791,992,310
Regular Market Volume 110,827
Return On Assets 0.07202
Return On Equity 0.12009
Revenue Growth 0.136
Revenue Per Share 14.013
Sand P52 Week Change 0.17004645
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 2
Shares Outstanding 89,876,493
Shares Percent Shares Out 0.0373
Shares Short 3,350,195
Shares Short Previous Month Date 1,788,134,400
Shares Short Prior Month 2,395,624
Short Name Essent Group Ltd.
Short Percent Of Float 0.0544
Short Ratio 4.05
Source Interval 15
Symbol ESNT
Target High Price 80.0
Target Low Price 66.0
Target Mean Price 74.0
Target Median Price 75.0
Total Cash 698,219,008
Total Cash Per Share 7.769
Total Debt 495,972,000
Total Revenue 1,322,992,000
Tradeable 0
Trailing Annual Dividend Rate 1.32
Trailing Annual Dividend Yield 0.021276597
Trailing Eps 7.17
Trailing P E 8.633194
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 62.8243
Two Hundred Day Average Change -0.92429733
Two Hundred Day Average Change Percent -0.0147124175
Type Disp Equity
Volume 110,827
Website https://ir.essentgroup.com
Zip HM11