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Essent Group Ltd. (ESNT)

Financial Services | Insurance - Specialty | Hamilton, Bermuda | NYSE
62.05 USD +1.17 (1.922%) ⇧ (April 17, 2026, 4 p.m. EDT)
After hours: 62.19 +0.14 (0.224%) ⇧ (April 17, 2026, 6:22 p.m. EDT)

Short-term: ★★☆☆☆ | Long-term: ★★★☆☆ | Dividends: ★★★★☆
Hot Take | April 11, 2026, 4:12 p.m. EDT

Essent Group Ltd. (ESNT) is currently trading near its 52-week low, with mixed analyst sentiment and recent earnings misses. However, the company has a solid dividend history and a relatively low payout ratio, making it an attractive option for dividend-focused investors. The recent dip may present a buying opportunity for long-term investors, but short-term traders should be cautious due to the mixed options activity and the bearish forecast from some analysts.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoETS ✓0.039409
AutoARIMA0.039482
MSTL0.039607
AutoTheta0.044500

Forecast horizon: 45 days | Selected: AutoETS

Forecast Reliability
Score 64%
H-stat 1.68
Ljung-Box p 0.000
Jarque-Bera p 0.207
Excess Kurtosis -0.68
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-03-12
Last Dividend Date 2026-03-12
Debt to Equity Ratio 9.24
Revenue per Share 12.737
Market Cap 5,866,383,872
Trailing P/E 8.99
Forward P/E 8.03
Beta 0.87
Profit Margins 54.72%
Website https://ir.essentgroup.com

As of April 11, 2026, 4:12 p.m. EDT: Options speculators are showing mixed signals. There is a slight bearish bias with higher open interest and implied volatility on the puts, particularly for strikes below the current price, indicating potential downside risk. However, there are also calls with higher open interest for strikes above the current price, suggesting some bullish sentiment. Overall, the market is uncertain, with a slight lean towards caution.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.60% 1.14% 1.78% 1.90%
Dividend History
Date Dividend Yield %
2026-03-13 0.35 0.602513
2025-05-30 0.31 0.537745
2025-03-14 0.31 0.573028
2024-12-02 0.28 0.499561
2024-08-30 0.28 0.445227
2024-05-31 0.28 0.507055
2024-03-12 0.28 0.519108
2023-11-30 0.25 0.536373
2023-08-31 0.25 0.518996
2023-05-31 0.25 0.593014
2023-03-09 0.25 0.638683
2022-11-30 0.23 0.607943
2022-08-31 0.22 0.586422
2022-05-31 0.21 0.525991
2022-03-09 0.20 0.525525
2021-11-30 0.19 0.494664
2021-08-31 0.18 0.415756
2021-05-28 0.17 0.387912
2021-03-09 0.16 0.412222
2020-11-30 0.16 0.401143
2020-08-28 0.16 0.491823
2020-06-01 0.16 0.516321
2020-03-09 0.16 0.452907
2019-12-03 0.15 0.313009
2019-09-03 0.15 0.347330
Additional Data
dividendRate 1.4
dividendYield 2.26
exDividendDate 2026-03-13
trailingAnnualDividendRate 1.24
trailingAnnualDividendYield 0.020367937
lastDividendValue 0.35
lastDividendDate 2026-03-13
dividendDate 2026-03-23

Info Dump

Attribute Value
52 Week Change 0.13349473
Address1 Clarendon House
Address2 2 Church Street
All Time High 67.09
All Time Low 16.49
Ask 75.0
Ask Size 1,200
Audit Risk 5
Average Analyst Rating 2.3 - Buy
Average Daily Volume10 Day 509,980
Average Daily Volume3 Month 718,163
Average Volume 718,163
Average Volume10Days 509,980
Beta 0.87
Bid 48.41
Bid Size 200
Board Risk 5
Book Value 60.308
City Hamilton
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 1
Country Bermuda
Crypto Tradeable 0
Currency USD
Current Price 62.05
Current Ratio 4.352
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 63.005
Day Low 61.62
Debt To Equity 9.24
Display Name Essent
Dividend Date 1,774,224,000
Dividend Rate 1.4
Dividend Yield 2.26
Earnings Call Timestamp End 1,778,248,800
Earnings Call Timestamp Start 1,778,248,800
Earnings Growth 0.009
Earnings Quarterly Growth -0.077
Earnings Timestamp 1,778,243,400
Earnings Timestamp End 1,778,243,400
Earnings Timestamp Start 1,778,243,400
Ebitda 859,790,976
Ebitda Margins 0.68187
Enterprise To Ebitda 6.544
Enterprise To Revenue 4.462
Enterprise Value 5,626,743,296
Eps Current Year 7.18137
Eps Forward 7.7258
Eps Trailing Twelve Months 6.9
Esg Populated 0
Ex Dividend Date 1,773,360,000
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 60.2272
Fifty Day Average Change 1.8227997
Fifty Day Average Change Percent 0.03026539
Fifty Two Week Change Percent 13.349474
Fifty Two Week High 67.09
Fifty Two Week High Change -5.039997
Fifty Two Week High Change Percent -0.07512293
Fifty Two Week Low 53.31
Fifty Two Week Low Change 8.739998
Fifty Two Week Low Change Percent 0.16394669
Fifty Two Week Range 53.31 - 67.09
Financial Currency USD
First Trade Date Milliseconds 1,383,226,200,000
Five Year Avg Dividend Yield 1.88
Float Shares 90,987,089
Forward Eps 7.7258
Forward P E 8.03153
Free Cashflow 351,274,752
Full Exchange Name NYSE
Full Time Employees 514
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.80126
Gross Profits 1,010,337,024
Has Pre Post Market Data 1
Held Percent Insiders 0.054920003
Held Percent Institutions 0.99487996
Implied Shares Outstanding 94,542,846
Industry Insurance - Specialty
Industry Disp Insurance - Specialty
Industry Key insurance-specialty
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,773,360,000
Last Dividend Value 0.35
Last Fiscal Year End 1,767,139,200
Long Business Summary Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors in the United States. It operates through two segments, Mortgage Insurance and Reinsurance. The company's mortgage insurance products include primary, pool, and master policy. It also provides information technology maintenance and development services; customer support-related services; underwriting consulting services to third-party reinsurers; and contract underwriting services, as well as credit risk management products. In addition, the company offers title insurance and settlement services; and title insurance underwriting services. It serves the originators of residential mortgage loans, such as regulated depository institutions, mortgage banks, credit unions, and other lenders. Essent Group Ltd. was founded in 2008 and is headquartered in Hamilton, Bermuda.
Long Name Essent Group Ltd.
Market us_market
Market Cap 5,866,383,872
Market State CLOSED
Max Age 86,400
Message Board Id finmb_62031630
Most Recent Quarter 1,767,139,200
Net Income To Common 689,969,024
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 5,833,296,858
Number Of Analyst Opinions 8
Open 61.4
Operating Cashflow 856,052,992
Operating Margins 0.61676
Overall Risk 2
Payout Ratio 0.17969999
Phone 441 297 9901
Post Market Change 0.13883209
Post Market Change Percent 0.22374229
Post Market Price 62.18883
Post Market Time 1,776,464,521
Previous Close 60.88
Price Eps Current Year 8.640412
Price Hint 2
Price To Book 1.0288851
Price To Sales Trailing12 Months 4.6524076
Profit Margins 0.54719
Quick Ratio 2.588
Quote Source Name Delayed Quote
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 2.25
Region US
Regular Market Change 1.17
Regular Market Change Percent 1.92181
Regular Market Day High 63.005
Regular Market Day Low 61.62
Regular Market Day Range 61.62 - 63.005
Regular Market Open 61.4
Regular Market Previous Close 60.88
Regular Market Price 62.05
Regular Market Time 1,776,456,003
Regular Market Volume 428,942
Return On Assets 0.0734
Return On Equity 0.121470004
Revenue Growth -0.008
Revenue Per Share 12.737
Sand P52 Week Change 0.36506534
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 3
Shares Outstanding 94,009,619
Shares Percent Shares Out 0.0188
Shares Short 1,770,080
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 1,637,552
Short Name Essent Group Ltd.
Short Percent Of Float 0.0269
Short Ratio 2.35
Source Interval 15
Symbol ESNT
Target High Price 75.0
Target Low Price 61.0
Target Mean Price 67.6875
Target Median Price 68.25
Total Cash 771,540,992
Total Cash Per Share 8.161
Total Debt 531,900,992
Total Revenue 1,260,935,040
Tradeable 0
Trailing Annual Dividend Rate 1.24
Trailing Annual Dividend Yield 0.020367937
Trailing Eps 6.9
Trailing P E 8.992753
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 61.2453
Two Hundred Day Average Change 0.80469894
Two Hundred Day Average Change Percent 0.01313895
Type Disp Equity
Volume 428,942
Website https://ir.essentgroup.com
Zip HM11