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eHealth, Inc. (EHTH)

Financial Services | Insurance Brokers | Indianapolis, United States | NasdaqGS
1.20 USD +0.06 (5.263%) ⇧ (Aug. 28, 2026, 4 p.m. EDT)
After hours: 1.25 +0.05 (4.167%) ⇧ (Aug. 28, 2026, 7:30 p.m. EDT)

Short-term:★☆☆☆☆Long-term:⯪☆☆☆☆Dividends:☆☆☆☆☆
Hot Take | Aug. 22, 2026, 5:06 a.m. EDT

The investment case for eHealth, Inc. is currently broken by a severe multi-year structural decline. The stock has lost nearly two-thirds of its value over the last nine years, with six consecutive years of negative annual returns ending in another drop. Fundamentals confirm this deterioration: revenue has contracted by nearly 45%, operating margins are deeply negative at -81%, and the company is generating negative operating cash flow despite reporting positive free cash flow, likely due to non-cash accounting adjustments or one-time items. The balance sheet is fragile with debt significantly exceeding equity, and the book value per share ($17.36) is vastly disconnected from the trading price ($1.23), rendering traditional valuation metrics like P/B useless. While the forward P/E looks attractive, it relies on an EPS turnaround that hasn't materialized yet. The recent news of a target price cut to $3 underscores the lack of institutional confidence. With no dividend to provide income and a trajectory that suggests the market is pricing in continued distress, there is no compelling reason to hold or buy at these levels.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL ✓0.083583
AutoETS0.084670
AutoARIMA0.085460
AutoTheta0.139576

Forecast horizon: 45 days | Selected: MSTL

Forecast Reliability
Score 33%
H-stat 8.83
Ljung-Box p 0.000
Jarque-Bera p 0.366
Excess Kurtosis -0.96
Attribute Value
Sector Financial Services
Debt to Equity Ratio 13.956
Revenue per Share 16.125
Market Cap 38,439,188
Forward P/E 0.95
Beta 1.53
Profit Margins 5.42%
Website https://www.ehealthinsurance.com

As of Aug. 22, 2026, 5:06 a.m. EDT: Options activity shows a distinct asymmetry in positioning. Call volume and open interest are concentrated entirely out-of-the-money at the $2.50 strike, indicating speculative bets on a significant recovery to near-doubled prices. Conversely, put activity is heavy and concentrated in-the-money at the same $2.50 strike, suggesting a strong defensive hedge against further downside. This 'straddle' style positioning at a specific level implies high uncertainty and volatility expectations rather than a clear directional consensus.


Info Dump

Attribute Value
52 Week Change -0.7192118
Address1 9,190 Priority Way West Drive
Address2 Suite 110
All Time High 152.19
All Time Low 1.14
Ask 1.45
Ask Size 2
Audit Risk 9
Average Analyst Rating 3.0 - Hold
Average Daily Volume10 Day 209,480
Average Daily Volume3 Month 350,354
Average Volume 350,354
Average Volume10Days 209,480
Beta 1.533
Bid 0.8352
Bid Size 2
Board Risk 4
Book Value 17.36
City Indianapolis
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 6
Country United States
Crypto Tradeable 0
Currency USD
Current Price 1.2
Current Ratio 9.945
Custom Price Alert Confidence HIGH
Date Short Interest 1,786,665,600
Day High 1.2
Day Low 1.14
Debt To Equity 13.956
Display Name eHealth
Earnings Call Timestamp End 1,785,877,200
Earnings Call Timestamp Start 1,785,877,200
Earnings Timestamp 1,785,873,600
Earnings Timestamp End 1,793,822,400
Earnings Timestamp Start 1,793,822,400
Ebitda 63,211,000
Ebitda Margins 0.126
Enterprise To Ebitda 7.528
Enterprise To Revenue 0.948
Enterprise Value 475,847,200
Eps Current Year 1.42
Eps Forward 1.265
Eps Trailing Twelve Months -0.83
Esg Populated 0
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 1.42
Fifty Day Average Change -0.21999991
Fifty Day Average Change Percent -0.15492952
Fifty Two Week Change Percent -71.92118
Fifty Two Week High 5.89
Fifty Two Week High Change -4.6899996
Fifty Two Week High Change Percent -0.7962648
Fifty Two Week Low 1.14
Fifty Two Week Low Change 0.060000062
Fifty Two Week Low Change Percent 0.052631635
Fifty Two Week Range 1.14 - 5.89
Financial Currency USD
First Trade Date Milliseconds 1,161,351,000,000
Float Shares 25,517,853
Forward Eps 1.265
Forward P E 0.9486166
Free Cashflow 43,352,624
Full Exchange Name NasdaqGS
Full Time Employees 1,665
Fullday Change 0.0600001
Fullday Change Percent 5.26316
Fullday Price 1.25
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,785,542,400
Gross Margins 1.0
Gross Profits 501,691,008
Has Pre Post Market Data 1
Held Percent Insiders 0.0738
Held Percent Institutions 0.51143
Implied Shares Outstanding 32,032,654
Industry Insurance Brokers
Industry Disp Insurance Brokers
Industry Key insurance-brokers
Ir Website http://ir.ehealthinsurance.com/phoenix.zhtml?c=198312&p=irol-irhome
Is Earnings Date Estimate 1
Language en-US
Last Fiscal Year End 1,767,139,200
Long Business Summary eHealth, Inc. operates a health insurance marketplace that provides consumer engagement, education, and health insurance enrollment solutions in the United States. It operates in two segments, Medicare; and Employer and Individual. The Medicare segment offers sale of Medicare-related health insurance plans, such as Medicare advantage, Medicare Supplement, and Medicare Part D prescription drug plans to Medicare-eligible beneficiaries including but not limited to, dental and vision insurance, and hospital indemnity plans, as well as advertising program for marketing and other services. The Employer and Individual segment is involved in the sale of individual, family, and small business health insurance plans; and ancillary products to non-Medicare-eligible customers including but not limited to, dental, vision, and short-term insurance. It also provides ecommerce platforms and consumer engagement solutions comprising market leading information, decision support, and transactional services to group of health insurance consumers; and organize and present the health insurance information in objective format to individuals, families, and small businesses to research, analyze, compare, and purchase health insurance plans. In addition, the company's platform allows eHealth to provide omnichannel capabilities to consumers who can shop and enroll in health insurance through an online interface. Further, it provides online sponsorship and advertising, non-broker of record, technology licensing, captive arrangements, and other services. eHealth, Inc. was incorporated in 1997 and is headquartered in Indianapolis, Indiana.
Long Name eHealth, Inc.
Market us_market
Market Cap 38,439,188
Market State CLOSED
Max Age 86,400
Message Board Id finmb_27933
Most Recent Quarter 1,782,777,600
Net Income To Common -26,267,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 36,517,225
Number Of Analyst Opinions 4
Open 1.16
Operating Cashflow -30,452,000
Operating Margins -0.81621003
Overall Risk 6
Payout Ratio 0.0
Peg Ratio 0.75
Phone 737 248 2340
Post Market Change 0.049999952
Post Market Change Percent 4.1666627
Post Market Price 1.25
Post Market Time 1,787,959,804
Previous Close 1.14
Price Eps Current Year 0.8450705
Price Hint 4
Price To Book 0.06912442
Price To Sales Trailing12 Months 0.076619245
Profit Margins 0.054180004
Quick Ratio 9.628
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key hold
Recommendation Mean 3.0
Region US
Regular Market Change 0.0600001
Regular Market Change Percent 5.26316
Regular Market Day High 1.2
Regular Market Day Low 1.14
Regular Market Day Range 1.14 - 1.2
Regular Market Open 1.16
Regular Market Previous Close 1.14
Regular Market Price 1.2
Regular Market Time 1,787,947,201
Regular Market Volume 213,367
Return On Assets 0.03423
Return On Equity 0.02921
Revenue Growth -0.448
Revenue Per Share 16.125
Sand P52 Week Change 0.20504117
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 9
Shares Outstanding 32,032,654
Shares Percent Shares Out 0.0178
Shares Short 569,178
Shares Short Previous Month Date 1,784,073,600
Shares Short Prior Month 774,245
Short Name eHealth, Inc.
Short Percent Of Float 0.019
Short Ratio 2.51
Source Interval 15
State IN
Symbol EHTH
Target High Price 2.0
Target Low Price 1.5
Target Mean Price 1.8125
Target Median Price 1.875
Total Cash 101,048,000
Total Cash Per Share 3.155
Total Debt 132,173,000
Total Revenue 501,691,008
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps -0.83
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 2.2409
Two Hundred Day Average Change -1.0409
Two Hundred Day Average Change Percent -0.46450084
Type Disp Equity
Volume 213,367
Website https://www.ehealthinsurance.com
Zip 46,240