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Eagle Financial Services, Inc. (EFSI)

Financial Services | Banks - Regional | Berryville, United States | NasdaqCM
39.21 USD +0.94 (2.456%) ⇧ (April 17, 2026, 4 p.m. EDT)
After hours: 39.21

Short-term: ★★☆☆☆ | Long-term: ★★★☆☆ | Dividends: ★★★★☆
Hot Take | April 11, 2026, 3:03 p.m. EDT

EFSI shows a relatively stable dividend yield of 3.2%, with consistent payouts over the past few years, indicating a reliable income stream for dividend-focused investors. However, the recent price history shows a mixed trend, with the stock fluctuating around the $34 to $38 range, and the current price of $38.69 is near the 52-week high of $41.12. The stock's low beta of 0.175 suggests it is less volatile compared to the broader market, which could be appealing for risk-averse short-term traders. The recent earnings report and analyst recommendations suggest a 'hold' sentiment, which might indicate a lack of strong momentum. Despite this, the stock's current price is near its 52-week high, and the recent price movements show some upward momentum. For long-term investors, the stock's fundamentals are somewhat mixed, with a low return on assets and a slightly negative earnings growth, but the consistent dividend payments and stable price-to-book ratio make it a potentially viable option for holding. Overall, EFSI could be considered a moderate opportunity for short-term traders looking to capitalize on potential dips, while long-term investors may find the consistent dividend payouts and low volatility appealing.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL ✓0.074326
AutoARIMA0.076741
AutoETS0.076940
AutoTheta0.114068

Forecast horizon: 45 days | Selected: MSTL

Forecast Reliability
Score 41%
H-stat 60.64
Ljung-Box p 0.000
Jarque-Bera p 0.170
Excess Kurtosis -1.25
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-02-01
Last Dividend Date 2026-02-01
Revenue per Share 12.654
Market Cap 212,219,296
Trailing P/E 24.66
Forward P/E 10.46
Beta 0.18
Profit Margins 12.53%
Website https://www.bankofclarke.bank

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.81% 3.71% 3.95% 4.05%
Dividend History
Date Dividend Yield %
2026-02-02 0.310 0.811094
2025-11-03 0.310 0.875186
2025-08-04 0.310 0.951774
2025-05-05 0.310 1.070350
2025-02-03 0.310 0.886825
2024-11-08 0.310 0.976647
2024-08-05 0.300 0.959833
2024-05-03 0.300 1.102760
2024-02-02 0.300 1.084051
2023-11-03 0.300 1.069176
2023-08-04 0.300 1.037554
2023-05-05 0.300 1.023599
2023-02-03 0.300 0.937903
2022-11-04 0.300 0.914905
2022-08-05 0.290 0.911601
2022-05-03 0.280 0.920325
2022-04-29 0.280 0.927768
2022-02-04 0.280 0.932600
2021-11-05 0.280 0.940121
2021-08-06 0.280 0.975576
2021-04-30 0.270 0.962703
2021-02-05 0.270 1.120990
2020-10-30 0.260 1.239244
2020-07-31 0.260 1.207066
2020-05-01 0.260 1.200888
2020-01-31 0.260 1.017473
2019-10-31 0.260 1.074548
2019-07-30 0.250 1.044139
2019-04-29 0.250 1.025611
2019-01-31 0.240 0.986213
2018-11-01 0.240 0.954397
2018-07-27 0.240 0.856880
2018-04-27 0.230 0.927208
2018-02-01 0.230 0.969214
2017-11-02 0.220 0.952561
2017-07-28 0.220 0.994027
2017-04-27 0.220 1.003072
2017-02-01 0.220 1.160332
2016-10-28 0.220 1.281098
2016-07-28 0.200 1.188029
2016-04-28 0.200 1.208715
2016-02-01 0.200 1.221684
2015-11-02 0.200 1.232285
2015-07-28 0.200 1.204179
2015-04-27 0.200 1.189313
2015-01-30 0.200 1.263569
2014-10-29 0.200 1.288387
2014-07-28 0.190 1.180798
2014-04-28 0.190 1.249971
2014-01-23 0.190 1.306127
2013-10-30 0.190 1.385868
2013-07-29 0.190 1.198235
2013-04-25 0.190 1.280789
2013-01-24 0.190 1.349845
2012-10-31 0.190 1.367740
2012-07-30 0.180 1.307042
2012-04-26 0.180 1.397211
2012-01-25 0.180 1.589216
2011-10-28 0.180 1.762463
2011-07-28 0.180 1.830794
2011-04-27 0.180 1.909549
2011-02-07 0.180 1.872304
2010-10-28 0.180 1.842349
2010-08-04 0.170 1.733031
2010-04-28 0.170 1.751353
2010-01-28 0.170 1.879631
2009-10-29 0.170 1.961100
2009-07-29 0.170 1.982499
2009-04-29 0.170 1.847635
2009-01-29 0.170 1.845649
2008-10-30 0.170 1.713134
2008-07-30 0.170 1.661658
2008-04-29 0.170 1.473603
2008-01-30 0.160 1.407411
2007-10-30 0.160 1.334289
2007-07-30 0.160 1.124885
2007-04-27 0.160 1.115281
2007-01-30 0.160 1.092474
2006-10-30 0.160 1.065642
2006-07-28 0.150 0.903532
2006-04-27 0.150 0.934610
2006-01-30 0.140 0.983289
2005-10-28 0.140 1.043759
2005-07-28 0.135 1.092667
2005-04-28 0.115 1.051509
2005-01-28 0.110 1.022447
2004-10-28 0.110 1.035825
2004-04-29 0.105 0.927855
2004-02-03 0.100 0.834131
2003-10-29 0.100 0.915726
2003-07-30 0.095 1.590536
Additional Data
dividendRate 1.24
dividendYield 3.16
exDividendDate 2026-02-02
trailingAnnualDividendRate 1.24
trailingAnnualDividendYield 0.032401357
lastDividendValue 0.31
lastDividendDate 2026-02-02
dividendDate 2026-02-13

Info Dump

Attribute Value
52 Week Change 0.25874794
Address1 2 East Main Street
Address2 PO Box 391
All Time High 41.5
All Time Low 11.0
Ask 38.99
Ask Size 1
Audit Risk 8
Average Analyst Rating 2.7 - Hold
Average Daily Volume10 Day 17,480
Average Daily Volume3 Month 14,783
Average Volume 14,783
Average Volume10Days 17,480
Beta 0.175
Bid 37.16
Bid Size 1
Board Risk 7
Book Value 35.592
City Berryville
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 4
Country United States
Crypto Tradeable 0
Currency USD
Current Price 39.21
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 39.47
Day Low 38.36
Display Name Eagle Financial Services
Dividend Date 1,770,940,800
Dividend Rate 1.24
Dividend Yield 3.16
Earnings Call Timestamp End 1,769,526,000
Earnings Call Timestamp Start 1,769,526,000
Earnings Growth -0.537
Earnings Quarterly Growth -0.299
Earnings Timestamp 1,769,461,200
Earnings Timestamp End 1,778,875,200
Earnings Timestamp Start 1,778,875,200
Ebitda Margins 0.0
Enterprise To Revenue 1.099
Enterprise Value 72,007,320
Eps Current Year 3.615
Eps Forward 3.75
Eps Trailing Twelve Months 1.59
Esg Populated 0
Ex Dividend Date 1,769,990,400
Exchange NCM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 36.0398
Fifty Day Average Change 3.1702003
Fifty Day Average Change Percent 0.08796387
Fifty Two Week Change Percent 25.874794
Fifty Two Week High 41.12
Fifty Two Week High Change -1.9099998
Fifty Two Week High Change Percent -0.046449415
Fifty Two Week Low 28.7
Fifty Two Week Low Change 10.509998
Fifty Two Week Low Change Percent 0.36620203
Fifty Two Week Range 28.7 - 41.12
Financial Currency USD
First Trade Date Milliseconds 994,339,800,000
Five Year Avg Dividend Yield 3.47
Float Shares 4,003,757
Forward Eps 3.75
Forward P E 10.455999
Full Exchange Name NasdaqCM
Full Time Employees 247
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.0
Gross Profits 65,527,000
Has Pre Post Market Data 1
Held Percent Insiders 0.12967
Held Percent Institutions 0.46196997
Implied Shares Outstanding 5,412,377
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Ipo Expected Date 2,025-02-07
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,769,990,400
Last Dividend Value 0.31
Last Fiscal Year End 1,767,139,200
Last Split Date 1,142,467,200
Last Split Factor 2:1
Long Business Summary Eagle Financial Services, Inc. operates as the bank holding company for Bank of Clarke that provides various retail and commercial banking products and services in the United States. It operates through three segments: Community Banking, Marine Lending, and Wealth Management. The company's deposit products include checking, NOW, money market, and regular savings accounts; and demand and time deposits, as well as other commercial deposit account services, such as ACH origination and remote deposit capture services. Its loan portfolio comprises one-to-four-family residential real estate, commercial real estate, construction and land development, and commercial and industrial loans, marine lending, and consumer lending, as well as secured and unsecured consumer loans, including personal installment loans, personal lines of credit, automobile loans, and credit card loans. In addition, the company offers advisory services and investment products, including individual retirement accounts, mutual funds, tax-deferred annuities, 529 college savings plans, life insurance, long term care insurance, brokerage certificates of deposit, and other brokerage services; non-deposit investment products; and title insurance products. Further, it provides debit cards; fiduciary services; online bill payment services; and telephone, internet, and mobile banking services. It operates through full-service branches, loan production offices, wealth management offices, and drive-through only facility. Eagle Financial Services, Inc. was founded in 1881 and is headquartered in Berryville, Virginia.
Long Name Eagle Financial Services, Inc.
Market us_market
Market Cap 212,219,296
Market State CLOSED
Max Age 86,400
Message Board Id finmb_3730641
Most Recent Quarter 1,767,139,200
Net Income To Common 8,214,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 212,219,262
Number Of Analyst Opinions 3
Open 38.82
Operating Cashflow 25,754,000
Operating Margins 0.2863
Overall Risk 6
Payout Ratio 0.77989995
Phone 540 955 2510
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 39.21
Post Market Time 1,776,456,279
Previous Close 38.27
Price Eps Current Year 10.846473
Price Hint 2
Price To Book 1.101652
Price To Sales Trailing12 Months 3.2386541
Profit Margins 0.12535
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key hold
Recommendation Mean 2.66667
Region US
Regular Market Change 0.939999
Regular Market Change Percent 2.45623
Regular Market Day High 39.47
Regular Market Day Low 38.36
Regular Market Day Range 38.36 - 39.47
Regular Market Open 38.82
Regular Market Previous Close 38.27
Regular Market Price 39.21
Regular Market Time 1,776,456,001
Regular Market Volume 47,338
Return On Assets 0.00438
Return On Equity 0.05337
Revenue Growth -0.028
Revenue Per Share 12.654
Sand P52 Week Change 0.38150132
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 9
Shares Outstanding 5,412,376
Shares Percent Shares Out 0.015700001
Shares Short 85,135
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 79,883
Short Name Eagle Financial Services Inc
Short Percent Of Float 0.016900001
Short Ratio 6.08
Source Interval 15
State VA
Symbol EFSI
Target High Price 43.0
Target Low Price 38.0
Target Mean Price 41.33333
Target Median Price 43.0
Total Cash 218,299,008
Total Cash Per Share 40.85
Total Debt 80,772,000
Total Revenue 65,527,000
Tradeable 0
Trailing Annual Dividend Rate 1.24
Trailing Annual Dividend Yield 0.032401357
Trailing Eps 1.59
Trailing P E 24.660376
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 36.6349
Two Hundred Day Average Change 2.5751
Two Hundred Day Average Change Percent 0.0702909
Type Disp Equity
Volume 47,338
Website https://www.bankofclarke.bank
Zip 22,611