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Eagle Financial Services, Inc. (EFSI)

Financial Services | Banks - Regional | Berryville, United States | NasdaqCM
41.53 USD -0.09 (-0.216%) ⇩ (Aug. 28, 2026, 4 p.m. EDT)
After hours: 41.53

Short-term:★★★⯪☆Long-term:★★★⯪☆Dividends:★★★⯪☆
Hot Take | Aug. 22, 2026, 5:29 a.m. EDT

The immediate outlook is constructive, driven by a clear recovery in price momentum and a robust recent earnings report. After a period of stagnation, the stock has rallied significantly off its lows, trading well above both its 50-day and 200-day moving averages, which suggests institutional accumulation and a shift in sentiment. This technical strength is reinforced by the company's latest operational update, which highlighted strong loan growth—a critical metric for regional banks—despite a slight dip in quarterly earnings. While the statistical forecasting model offers only a neutral prediction for the next 45 days, this lack of a strong directional signal is typical for a stock that has already priced in much of its recent relief rally; it does not negate the underlying business improvement. The long-term picture remains solid, anchored by a nine-year track record of overall appreciation and a resilient balance sheet, though the recent earnings miss prevents a top-tier rating. The dividend profile is stable and reliable, having increased recently, offering a steady income floor that complements the recovering share price.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoARIMA ✓0.020284
AutoETS0.020364
AutoTheta0.020540
MSTL0.022394

Forecast horizon: 45 days | Selected: AutoARIMA

Forecast Reliability
Score 53%
H-stat 2.05
Ljung-Box p 0.000
Jarque-Bera p 0.384
Excess Kurtosis -0.84
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-08-02
Last Dividend Date 2026-08-02
Revenue per Share 15.375
Market Cap 224,775,968
Trailing P/E 11.73
Forward P/E 12.36
Beta 0.21
Profit Margins 22.47%
Website https://www.bankofclarke.bank

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.77% 3.32% 3.67% 3.71%
Dividend History
Date Dividend Yield %
2026-08-03 0.310 0.771336
2026-05-04 0.310 0.867618
2026-02-02 0.310 0.811094
2025-11-03 0.310 0.868104
2025-08-04 0.310 0.935990
2025-05-05 0.310 1.042718
2025-02-03 0.310 0.855172
2024-11-08 0.310 0.933735
2024-08-05 0.300 0.909091
2024-05-03 0.300 1.035197
2024-02-02 0.300 1.006711
2023-11-03 0.300 0.982962
2023-08-04 0.300 0.944584
2023-05-05 0.300 0.923077
2023-02-03 0.300 0.837989
2022-11-04 0.300 0.810592
2022-08-05 0.290 0.801105
2022-05-03 0.280 0.802292
2022-04-29 0.280 0.802292
2022-02-04 0.280 0.800000
2021-11-05 0.280 0.800000
2021-08-06 0.280 0.823529
2021-04-30 0.270 0.805970
2021-02-05 0.270 0.931034
2020-10-30 0.260 1.019608
2020-07-31 0.260 0.982987
2020-05-01 0.260 0.968343
2020-01-31 0.260 0.812500
2019-10-31 0.260 0.851064
2019-07-30 0.250 0.819941
2019-04-29 0.250 0.798722
2019-01-31 0.240 0.761905
2018-11-01 0.240 0.731707
2018-07-27 0.240 0.652174
2018-04-27 0.230 0.701220
2018-02-01 0.230 0.727848
2017-11-02 0.220 0.710136
2017-07-28 0.220 0.735786
2017-04-27 0.220 0.737018
2017-02-01 0.220 0.846154
2016-10-28 0.220 0.926316
2016-07-28 0.200 0.851064
2016-04-28 0.200 0.858369
2016-02-01 0.200 0.860215
2015-11-02 0.200 0.860215
2015-07-28 0.200 0.833333
2015-04-27 0.200 0.816327
2015-01-30 0.200 0.860215
2014-10-29 0.200 0.869565
2014-07-28 0.190 0.790021
2014-04-28 0.190 0.829694
2014-01-23 0.190 0.859728
2013-10-30 0.190 0.904762
2013-07-29 0.190 0.775510
2013-04-25 0.190 0.822511
2013-01-24 0.190 0.859728
2012-10-31 0.190 0.863636
2012-07-30 0.180 0.818182
2012-04-26 0.180 0.867470
2012-01-25 0.180 0.978261
2011-10-28 0.180 1.074627
2011-07-28 0.180 1.104295
2011-04-27 0.180 1.139240
2011-02-07 0.180 1.104295
2010-10-28 0.180 1.074627
2010-08-04 0.170 1.000000
2010-04-28 0.170 1.000000
2010-01-28 0.170 1.062500
2009-10-29 0.170 1.096774
2009-07-29 0.170 1.096774
2009-04-29 0.170 1.011303
2009-01-29 0.170 1.000000
2008-10-30 0.170 0.918919
2008-07-30 0.170 0.883117
2008-04-29 0.170 0.776256
2008-01-30 0.160 0.735632
2007-10-30 0.160 0.692341
2007-07-30 0.160 0.579710
2007-04-27 0.160 0.571429
2007-01-30 0.160 0.556522
2006-10-30 0.160 0.539811
2006-07-28 0.150 0.455235
2006-04-27 0.150 0.468750
2006-01-30 0.140 0.490798
2005-10-28 0.140 0.518519
2005-07-28 0.135 0.540000
2005-04-28 0.115 0.516854
2005-01-28 0.110 0.500000
2004-10-28 0.110 0.504009
2004-04-29 0.105 0.449198
2004-02-03 0.100 0.402010
2003-10-29 0.100 0.439560
2003-07-30 0.095 0.760000
Additional Data
dividendRate 1.24
dividendYield 2.99
exDividendDate 2026-08-03
trailingAnnualDividendRate 1.24
trailingAnnualDividendYield 0.029793369
lastDividendValue 0.31
lastDividendDate 2026-08-03
dividendDate 2026-08-14

Info Dump

Attribute Value
52 Week Change 0.13625169
Address1 2 East Main Street
Address2 PO Box 391
All Time High 45.44
All Time Low 11.0
Ask 53.38
Ask Size 2
Audit Risk 8
Average Analyst Rating 2.7 - Hold
Average Daily Volume10 Day 51,370
Average Daily Volume3 Month 63,684
Average Volume 63,684
Average Volume10Days 51,370
Beta 0.211
Bid 29.88
Bid Size 2
Board Risk 7
Book Value 36.416
City Berryville
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 6
Country United States
Crypto Tradeable 0
Currency USD
Current Price 41.53
Custom Price Alert Confidence HIGH
Date Short Interest 1,786,665,600
Day High 42.17
Day Low 41.2
Display Name Eagle Financial Services
Dividend Date 1,786,665,600
Dividend Rate 1.24
Dividend Yield 2.99
Earnings Call Timestamp End 1,777,039,200
Earnings Call Timestamp Start 1,777,039,200
Earnings Growth -0.061
Earnings Quarterly Growth -0.055
Earnings Timestamp 1,784,836,800
Earnings Timestamp End 1,792,699,200
Earnings Timestamp Start 1,792,699,200
Ebitda Margins 0.0
Enterprise To Revenue 1.404
Enterprise Value 116,503,912
Eps Current Year 3.03
Eps Forward 3.36
Eps Trailing Twelve Months 3.54
Esg Populated 0
Ex Dividend Date 1,785,715,200
Exchange NCM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 41.6846
Fifty Day Average Change -0.15460205
Fifty Day Average Change Percent -0.003708853
Fifty Two Week Change Percent 13.625169
Fifty Two Week High 45.44
Fifty Two Week High Change -3.9099998
Fifty Two Week High Change Percent -0.08604754
Fifty Two Week Low 31.44
Fifty Two Week Low Change 10.089998
Fifty Two Week Low Change Percent 0.3209287
Fifty Two Week Range 31.44 - 45.44
Financial Currency USD
First Trade Date Milliseconds 994,339,800,000
Five Year Avg Dividend Yield 3.47
Float Shares 4,148,529
Forward Eps 3.36
Forward P E 12.360119
Full Exchange Name NasdaqCM
Full Time Employees 259
Fullday Change -0.0900002
Fullday Change Percent -0.216243
Fullday Price 41.53
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,785,542,400
Gross Margins 0.0
Gross Profits 82,958,000
Has Pre Post Market Data 1
Held Percent Insiders 0.12954001
Held Percent Institutions 0.45681998
Implied Shares Outstanding 5,412,376
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Ipo Expected Date 2,025-02-07
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,785,715,200
Last Dividend Value 0.31
Last Fiscal Year End 1,767,139,200
Last Split Date 1,142,467,200
Last Split Factor 2:1
Long Business Summary Eagle Financial Services, Inc. operates as the bank holding company for Bank of Clarke that provides various retail and commercial banking products and services in the United States. It operates through three segments: Community Banking, Marine Lending, and Wealth Management. The company's deposit products include checking, NOW, money market, and regular savings accounts; and demand and time deposits, as well as other commercial deposit account services, such as ACH origination and remote deposit capture services. Its loan portfolio comprises one-to-four-family residential real estate, commercial real estate, construction and land development, and commercial and industrial loans, marine lending, and consumer lending, as well as secured and unsecured consumer loans, including personal installment loans, personal lines of credit, automobile loans, and credit card loans. In addition, the company offers advisory services and investment products, including individual retirement accounts, mutual funds, tax-deferred annuities, 529 college savings plans, life insurance, long term care insurance, brokerage certificates of deposit, and other brokerage services; non-deposit investment products; and title insurance products. Further, it provides debit cards; fiduciary services; online bill payment services; and telephone, internet, and mobile banking services. It operates through full-service branches, loan production offices, wealth management offices, and drive-through only facility. Eagle Financial Services, Inc. was founded in 1881 and is headquartered in Berryville, Virginia.
Long Name Eagle Financial Services, Inc.
Market us_market
Market Cap 224,775,968
Market State CLOSED
Max Age 86,400
Message Board Id finmb_3730641
Most Recent Quarter 1,782,777,600
Net Income To Common 18,639,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 224,636,138
Number Of Analyst Opinions 3
Open 41.61
Operating Cashflow 9,161,000
Operating Margins 0.30353
Overall Risk 7
Payout Ratio 0.35029998
Phone 540 955 2510
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 41.53
Post Market Time 1,787,947,804
Previous Close 41.62
Price Eps Current Year 13.70627
Price Hint 2
Price To Book 1.1404327
Price To Sales Trailing12 Months 2.7095153
Profit Margins 0.22468
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key hold
Recommendation Mean 2.66667
Region US
Regular Market Change -0.0900002
Regular Market Change Percent -0.216243
Regular Market Day High 42.17
Regular Market Day Low 41.2
Regular Market Day Range 41.2 - 42.17
Regular Market Open 41.61
Regular Market Previous Close 41.62
Regular Market Price 41.53
Regular Market Time 1,787,947,201
Regular Market Volume 39,718
Return On Assets 0.0095999995
Return On Equity 0.09979
Revenue Growth 0.106
Revenue Per Share 15.375
Sand P52 Week Change 0.20204377
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 9
Shares Outstanding 5,412,376
Shares Percent Shares Out 0.0214
Shares Short 115,954
Shares Short Previous Month Date 1,784,073,600
Shares Short Prior Month 81,847
Short Name Eagle Financial Services Inc
Short Percent Of Float 0.0231
Short Ratio 1.94
Source Interval 15
State VA
Symbol EFSI
Target High Price 44.0
Target Low Price 40.0
Target Mean Price 42.33333
Target Median Price 43.0
Total Cash 144,691,008
Total Cash Per Share 27.174
Total Debt 40,060,000
Total Revenue 82,958,000
Tradeable 0
Trailing Annual Dividend Rate 1.24
Trailing Annual Dividend Yield 0.029793369
Trailing Eps 3.54
Trailing P E 11.731638
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 38.84105
Two Hundred Day Average Change 2.6889496
Two Hundred Day Average Change Percent 0.06922958
Type Disp Equity
Volume 39,718
Website https://www.bankofclarke.bank
Zip 22,611