Encore Capital Group, Inc. (ECPG)Financial Services | Credit Services | San Diego, United States | NasdaqGS
80.75 USD
+2.05
(2.605%)
⇧
(April 17, 2026, 4 p.m.
EDT)
After hours: 81.40 +0.65 (0.805%) ⇧ (April 17, 2026, 6:24 p.m. EDT) Short-term: ★★★★☆ | Long-term: ★★★★☆ | Dividends: ☆☆☆☆☆ |
Hot Take | April 18, 2026, 10:27 p.m. EDT
Encore Capital is showing exceptional short-term momentum, having rallied off its 52-week low to test new highs driven by strong fundamentals and low valuation multiples. The pricing action over the last 14 days confirms a breakout pattern, with the stock trading significantly above its 200-day average. While the immediate options price ceiling around $80 offers minor resistance, the long-term incentive picture is strong. Despite the limited upside visibility within the current month, the strong relative strength and undervalued earnings profile support a solid long-term buy and neutral-to-positive short-term hold. |
| Model | MAE |
|---|---|
| AutoARIMA ✓ | 0.039696 |
| AutoTheta | 0.118184 |
| AutoETS | 0.175003 |
| MSTL | 0.177163 |
Forecast horizon: 45 days | Selected: AutoARIMA
| Forecast Reliability | |
|---|---|
| Score | 70% |
| H-stat | 1.29 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.056 |
| Excess Kurtosis | 0.59 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Debt to Equity Ratio | 418.026 |
| Revenue per Share | 76.13 |
| Market Cap | 1,801,021,824 |
| Trailing P/E | 7.40 |
| Forward P/E | 6.05 |
| Beta | 1.27 |
| Profit Margins | 14.52% |
| Website | https://www.encorecapital.com |
As of April 18, 2026, 10:27 p.m. EDT: Options speculators are exhibiting a moderate bias toward upside momentum, with significant Open Interest (OI) in both deep ITM calls (47.5 strike in December) and ATM/MITM calls across May and June expirations. While there is notable OI in OTM puts for downside protection, the bulk of the volume and positioning weight is in upward strikes relative to the current price. The June ATM call OI anchor suggests a ceiling around $78-80 for the near future, but the December deep ITM call placement indicates a long-term bullish thesis above $80.
| Attribute | Value |
|---|---|
| 52 Week Change | 1.6458061 |
| Address1 | 350 Camino De La Reina |
| Address2 | Suite 100 |
| All Time High | 81.77 |
| All Time Low | 0.125 |
| Ask | 81.02 |
| Ask Size | 2 |
| Audit Risk | 2 |
| Average Analyst Rating | 1.8 - Buy |
| Average Daily Volume10 Day | 456,200 |
| Average Daily Volume3 Month | 283,009 |
| Average Volume | 283,009 |
| Average Volume10Days | 456,200 |
| Beta | 1.266 |
| Bid | 80.4 |
| Bid Size | 1 |
| Board Risk | 2 |
| Book Value | 45.036 |
| City | San Diego |
| Compensation As Of Epoch Date | 1,735,603,200 |
| Compensation Risk | 2 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 80.75 |
| Current Ratio | 16.108 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 81.77 |
| Day Low | 79.55 |
| Debt To Equity | 418.026 |
| Display Name | Encore Capital |
| Earnings Call Timestamp End | 1,778,101,200 |
| Earnings Call Timestamp Start | 1,778,101,200 |
| Earnings Timestamp | 1,778,097,600 |
| Earnings Timestamp End | 1,778,097,600 |
| Earnings Timestamp Start | 1,778,097,600 |
| Ebitda | 655,406,976 |
| Ebitda Margins | 0.37054002 |
| Enterprise To Ebitda | 8.628 |
| Enterprise To Revenue | 3.197 |
| Enterprise Value | 5,655,164,416 |
| Eps Current Year | 11.845 |
| Eps Forward | 13.355 |
| Eps Trailing Twelve Months | 10.91 |
| Esg Populated | 0 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 67.5712 |
| Fifty Day Average Change | 13.1788025 |
| Fifty Day Average Change Percent | 0.1950358 |
| Fifty Two Week Change Percent | 164.58061 |
| Fifty Two Week High | 81.77 |
| Fifty Two Week High Change | -1.0199966 |
| Fifty Two Week High Change Percent | -0.012473972 |
| Fifty Two Week Low | 29.69 |
| Fifty Two Week Low Change | 51.059998 |
| Fifty Two Week Low Change Percent | 1.7197709 |
| Fifty Two Week Range | 29.69 - 81.77 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 931,527,000,000 |
| Float Shares | 20,742,272 |
| Forward Eps | 13.355 |
| Forward P E | 6.046425 |
| Free Cashflow | -377,221,376 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 7,350 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,775,001,600 |
| Gross Margins | 1.0 |
| Gross Profits | 1,768,802,048 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.04117 |
| Held Percent Institutions | 1.07127 |
| Implied Shares Outstanding | 22,303,676 |
| Industry | Credit Services |
| Industry Disp | Credit Services |
| Industry Key | credit-services |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of debt servicing, such as early stage collection, business process outsourcing, and contingent collection services. In addition, the company engages in debt servicing and other portfolio management services to credit originator for non-performing loans. Further, it offers credit management services. Encore Capital Group, Inc. was incorporated in 1999 and is headquartered in San Diego, California. |
| Long Name | Encore Capital Group, Inc. |
| Market | us_market |
| Market Cap | 1,801,021,824 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_400829 |
| Most Recent Quarter | 1,767,139,200 |
| Net Income To Common | 256,834,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 1,727,594,928 |
| Number Of Analyst Opinions | 3 |
| Open | 79.55 |
| Operating Cashflow | 153,199,008 |
| Operating Margins | 0.36615002 |
| Overall Risk | 2 |
| Payout Ratio | 0.0 |
| Peg Ratio | 0.17 |
| Phone | 877 345 3002 |
| Post Market Change | 0.6500015 |
| Post Market Change Percent | 0.8049554 |
| Post Market Price | 81.4 |
| Post Market Time | 1,776,464,683 |
| Previous Close | 78.7 |
| Price Eps Current Year | 6.817222 |
| Price Hint | 2 |
| Price To Book | 1.7930101 |
| Price To Sales Trailing12 Months | 1.0182155 |
| Profit Margins | 0.1452 |
| Quick Ratio | 15.937 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 1.75 |
| Region | US |
| Regular Market Change | 2.05 |
| Regular Market Change Percent | 2.60483 |
| Regular Market Day High | 81.77 |
| Regular Market Day Low | 79.55 |
| Regular Market Day Range | 79.55 - 81.77 |
| Regular Market Open | 79.55 |
| Regular Market Previous Close | 78.7 |
| Regular Market Price | 80.75 |
| Regular Market Time | 1,776,456,000 |
| Regular Market Volume | 346,233 |
| Return On Assets | 0.07733 |
| Return On Equity | 0.29452 |
| Revenue Growth | 0.783 |
| Revenue Per Share | 76.13 |
| Sand P52 Week Change | 0.38150132 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 5 |
| Shares Outstanding | 21,410,273 |
| Shares Percent Shares Out | 0.0555 |
| Shares Short | 1,188,351 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 1,025,559 |
| Short Name | Encore Capital Group Inc |
| Short Percent Of Float | 0.082100004 |
| Short Ratio | 4.1 |
| Source Interval | 15 |
| State | CA |
| Symbol | ECPG |
| Target High Price | 90.0 |
| Target Low Price | 78.0 |
| Target Mean Price | 82.66667 |
| Target Median Price | 80.0 |
| Total Cash | 156,784,000 |
| Total Cash Per Share | 7.323 |
| Total Debt | 4,083,068,928 |
| Total Revenue | 1,768,802,048 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 10.91 |
| Trailing P E | 7.401467 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 51.66395 |
| Two Hundred Day Average Change | 29.086048 |
| Two Hundred Day Average Change Percent | 0.56298536 |
| Type Disp | Equity |
| Volume | 346,233 |
| Website | https://www.encorecapital.com |
| Zip | 92,108 |