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ECB Bancorp, Inc. (ECBK)

Financial Services | Banks - Regional | Everett, United States | NasdaqCM
20.74 USD +0.01 (0.048%) ⇧ (Aug. 28, 2026, 4 p.m. EDT)
After hours: 20.74

Short-term:★★⯪☆☆Long-term:★★★☆☆Dividends:☆☆☆☆☆
Hot Take | Aug. 22, 2026, 4:21 a.m. EDT

The stock presents a classic regional bank dilemma: a fundamentally resilient business trading at fair value, completely negated by a lack of income utility. Fundamentally, the company is executing well, boasting nearly 50% revenue growth and a massive 126% surge in quarterly earnings, while maintaining a pristine book value alignment where the stock trades at par. The multi-year price trajectory confirms this quality, showing a net gain over the last three years with no recent consecutive declines, suggesting the market has rewarded the operational turnaround. However, for the short term, the outlook is murky; the statistical forecast model leans slightly negative for the coming month, and the stock is hovering near resistance levels after a recent rally, offering no immediate explosive catalyst. More critically, the absence of any dividend history renders this a pure capital appreciation play with zero defensive cushion, making it unsuitable for investors seeking yield or downside protection in a volatile sector.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL ✓0.043915
AutoTheta0.045891
AutoETS0.051994
AutoARIMA0.053955

Forecast horizon: 45 days | Selected: MSTL

Forecast Reliability
Score 52%
H-stat 3.09
Ljung-Box p 0.000
Jarque-Bera p 0.513
Excess Kurtosis -0.62
Attribute Value
Sector Financial Services
Revenue per Share 4.762
Market Cap 181,219,936
Trailing P/E 15.03
Beta 0.45
Profit Margins 29.91%
Website https://www.everettbank.com

Info Dump

Attribute Value
52 Week Change 0.21642232
Address1 419 Broadway
All Time High 20.99
All Time Low 9.82
Ask 26.88
Ask Size 2
Audit Risk 8
Average Daily Volume10 Day 7,820
Average Daily Volume3 Month 11,866
Average Volume 11,866
Average Volume10Days 7,820
Beta 0.452
Bid 14.71
Bid Size 2
Board Risk 7
Book Value 20.564
City Everett
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 10
Country United States
Crypto Tradeable 0
Currency USD
Current Price 20.74
Custom Price Alert Confidence HIGH
Date Short Interest 1,786,665,600
Day High 20.84
Day Low 20.74
Display Name ECB Bancorp
Earnings Growth 1.294
Earnings Quarterly Growth 1.265
Earnings Timestamp End 1,755,950,400
Earnings Timestamp Start 1,754,737,140
Ebitda Margins 0.0
Enterprise To Revenue 8.572
Enterprise Value 327,215,936
Eps Trailing Twelve Months 1.38
Esg Populated 0
Exchange NCM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 20.3174
Fifty Day Average Change 0.4225998
Fifty Day Average Change Percent 0.020799896
Fifty Two Week Change Percent 21.642231
Fifty Two Week High 20.99
Fifty Two Week High Change -0.25
Fifty Two Week High Change Percent -0.011910434
Fifty Two Week Low 14.83
Fifty Two Week Low Change 5.91
Fifty Two Week Low Change Percent 0.3985165
Fifty Two Week Range 14.83 - 20.99
Financial Currency USD
First Trade Date Milliseconds 1,659,015,000,000
Float Shares 7,966,600
Full Exchange Name NasdaqCM
Full Time Employees 64
Fullday Change 0.0100002
Fullday Change Percent 0.0482404
Fullday Price 20.74
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,785,542,400
Gross Margins 0.0
Gross Profits 38,171,000
Has Pre Post Market Data 1
Held Percent Insiders 0.17146
Held Percent Institutions 0.30497
Implied Shares Outstanding 8,737,702
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 1
Language en-US
Last Fiscal Year End 1,767,139,200
Long Business Summary ECB Bancorp, Inc. operating as a holding company for Everett Co-operative Bank that provides various banking products and services. The company accepts various deposit products, including certificate of deposit accounts, individual retirement accounts, money market accounts, savings accounts, demand deposit accounts, and interest-bearing and noninterest-bearing checking accounts. It offers one- to four-family residential real estate, commercial real estate and multifamily real estate, construction and land, commercial, and consumer loans, as well as home equity loans and lines of credit. In addition, the company invests in securities, consisting primarily of U.S. government and federal agency obligations, mortgage-backed securities, and corporate bonds. ECB Bancorp, Inc. was founded in 1890 and is headquartered in Everett, Massachusetts.
Long Name ECB Bancorp, Inc.
Market us_market
Market Cap 181,219,936
Market State CLOSED
Max Age 86,400
Message Board Id finmb_8970685
Most Recent Quarter 1,782,777,600
Net Income To Common 11,418,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 181,219,939
Open 20.84
Operating Cashflow 22,758,000
Operating Margins 0.45806998
Overall Risk 9
Payout Ratio 0.0
Phone 617 387 1110
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 20.74
Post Market Time 1,787,947,804
Previous Close 20.73
Price Hint 2
Price To Book 1.0085586
Price To Sales Trailing12 Months 4.7475815
Profit Margins 0.29913
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.0100002
Regular Market Change Percent 0.0482404
Regular Market Day High 20.84
Regular Market Day Low 20.74
Regular Market Day Range 20.74 - 20.84
Regular Market Open 20.84
Regular Market Previous Close 20.73
Regular Market Price 20.74
Regular Market Time 1,787,947,201
Regular Market Volume 6,661
Return On Assets 0.00717
Return On Equity 0.06559
Revenue Growth 0.491
Revenue Per Share 4.762
Sand P52 Week Change 0.20204377
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 9
Shares Outstanding 8,737,702
Shares Percent Shares Out 0.0145000005
Shares Short 126,627
Shares Short Previous Month Date 1,784,073,600
Shares Short Prior Month 130,417
Short Name ECB Bancorp, Inc.
Short Percent Of Float 0.0162
Short Ratio 14.28
Source Interval 15
State MA
Symbol ECBK
Total Cash 139,212,000
Total Cash Per Share 15.932
Total Debt 285,208,000
Total Revenue 38,171,000
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps 1.38
Trailing P E 15.028985
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 18.306925
Two Hundred Day Average Change 2.433075
Two Hundred Day Average Change Percent 0.13290462
Type Disp Equity
Volume 6,661
Website https://www.everettbank.com
Zip 2,149