| Indicators | Browse All

ECB Bancorp, Inc. (ECBK)

Financial Services | Banks - Regional | Everett, United States | NasdaqCM
20.01 USD

Short-term:★★⯪☆☆Long-term:★★★☆☆Dividends:☆☆☆☆☆
Hot Take | July 11, 2026, 2:46 a.m. EDT

The stock presents a classic case of a small-cap regional bank with strong recent earnings momentum but zero income for investors. Fundamentally, the business is showing signs of life with a 44% revenue surge and a massive 140% jump in quarterly earnings, pushing the stock up 28% year-over-year. This robust growth trajectory, combined with a healthy return on equity and a price-to-book ratio near parity, suggests the core banking operation is executing well and deserves a solid buy rating for a multi-year horizon. However, the lack of any dividend history means this is purely a capital appreciation play, offering no cushion during volatility. In the short term, the stock is trading sideways near its 50-day average, and while the earnings beat was impressive, the immediate price reaction was muted, suggesting the market is waiting for confirmation that these gains can be sustained. With a beta under 0.5, it remains a low-volatility vehicle, but the absence of yield and the modest recent price action keep the near-term outlook neutral rather than bullish.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.028091
AutoARIMA0.030488
AutoETS0.030488
MSTL0.031114

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 47%
H-stat 14.72
Ljung-Box p 0.000
Jarque-Bera p 0.078
Excess Kurtosis -0.57
Attribute Value
Sector Financial Services
Revenue per Share 4.319
Market Cap 175,166,944
Trailing P/E 17.25
Beta 0.46
Profit Margins 27.59%
Website https://www.everettbank.com

Info Dump

Attribute Value
52 Week Change 0.24324322
Address1 419 Broadway
All Time High 20.5
All Time Low 9.82
Ask 26.22
Ask Size 2
Audit Risk 8
Average Daily Volume10 Day 7,920
Average Daily Volume3 Month 12,160
Average Volume 12,160
Average Volume10Days 7,920
Beta 0.456
Bid 14.33
Bid Size 2
Board Risk 7
Book Value 20.053
City Everett
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 10
Country United States
Crypto Tradeable 0
Currency USD
Current Price 20.01
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 20.255
Day Low 20.01
Display Name ECB Bancorp
Earnings Growth 1.406
Earnings Quarterly Growth 1.407
Earnings Timestamp End 1,755,950,400
Earnings Timestamp Start 1,754,737,140
Ebitda Margins 0.0
Enterprise To Revenue 9.019
Enterprise Value 313,758,944
Eps Trailing Twelve Months 1.16
Esg Populated 0
Exchange NCM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 18.9262
Fifty Day Average Change 1.0837994
Fifty Day Average Change Percent 0.057264496
Fifty Two Week Change Percent 24.324322
Fifty Two Week High 20.5
Fifty Two Week High Change -0.48999977
Fifty Two Week High Change Percent -0.023902427
Fifty Two Week Low 14.83
Fifty Two Week Low Change 5.1800003
Fifty Two Week Low Change Percent 0.349292
Fifty Two Week Range 14.83 - 20.5
Financial Currency USD
First Trade Date Milliseconds 1,659,015,000,000
Float Shares 7,982,833
Full Exchange Name NasdaqCM
Full Time Employees 64
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,782,864,000
Gross Margins 0.0
Gross Profits 34,788,000
Has Pre Post Market Data 1
Held Percent Insiders 0.17114
Held Percent Institutions 0.30645
Implied Shares Outstanding 8,753,970
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 1
Language en-US
Last Fiscal Year End 1,767,139,200
Long Business Summary ECB Bancorp, Inc. operating as a holding company for Everett Co-operative Bank that provides various banking products and services. The company accepts various deposit products, including certificate of deposit accounts, individual retirement accounts, money market accounts, savings accounts, demand deposit accounts, and interest-bearing and noninterest-bearing checking accounts. It offers one- to four-family residential real estate, commercial real estate and multifamily real estate, construction and land, commercial, and consumer loans, as well as home equity loans and lines of credit. In addition, the company invests in securities, consisting primarily of U.S. government and federal agency obligations, mortgage-backed securities, and corporate bonds. ECB Bancorp, Inc. was founded in 1890 and is headquartered in Everett, Massachusetts.
Long Name ECB Bancorp, Inc.
Market us_market
Market Cap 175,166,944
Market State REGULAR
Max Age 86,400
Message Board Id finmb_8970685
Most Recent Quarter 1,774,915,200
Net Income To Common 9,597,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 175,517,098
Open 20.255
Operating Cashflow 12,661,000
Operating Margins 0.45104
Overall Risk 9
Payout Ratio 0.0
Phone 617 387 1110
Previous Close 20.01
Price Hint 2
Price To Book 0.9978557
Price To Sales Trailing12 Months 5.0352693
Profit Margins 0.27587
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.0
Regular Market Change Percent 0.0
Regular Market Day High 20.255
Regular Market Day Low 20.01
Regular Market Day Range 20.01 - 20.255
Regular Market Open 20.255
Regular Market Previous Close 20.01
Regular Market Price 20.01
Regular Market Time 1,783,972,801
Regular Market Volume 78
Return On Assets 0.00619
Return On Equity 0.055710003
Revenue Growth 0.444
Revenue Per Share 4.319
Sand P52 Week Change 0.20365608
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 9
Shares Outstanding 8,753,970
Shares Percent Shares Out 0.0153
Shares Short 133,568
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 152,030
Short Name ECB Bancorp, Inc.
Short Percent Of Float 0.017
Short Ratio 7.02
Source Interval 15
State MA
Symbol ECBK
Total Cash 123,054,000
Total Cash Per Share 14.057
Total Debt 261,646,000
Total Revenue 34,788,000
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps 1.16
Trailing P E 17.25
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 17.522924
Two Hundred Day Average Change 2.4870758
Two Hundred Day Average Change Percent 0.1419327
Type Disp Equity
Volume 78
Website https://www.everettbank.com
Zip 2,149