Ellington Credit Company (EARN)Financial Services | Asset Management | Old Greenwich, United States | NYSE
4.40 USD
-0.03
(-0.677%) ⇩
(July 13, 2026, 4 p.m.
EDT)
After hours: 4.41 +0.01 (0.227%) ⇧ (July 13, 2026, 7:56 p.m. EDT) |
Hot Take ↕ | July 11, 2026, 5:25 a.m. EDT
The long-term outlook is severely compromised by a brutal multi-year decline; the asset has lost over half its value in nine years, with four consecutive years of negative returns ending recently. While the current price appears cheap relative to book value, the business fundamentals are deteriorating, evidenced by negative earnings per share and negative return on equity. The massive dividend yield of nearly 22% is misleading; it represents a payout of capital rather than sustainable earnings power, as the company is currently posting losses. Short-term momentum remains weak, with the stock trading below its 200-day moving average and showing no signs of recovery despite recent minor price fluctuations. Options data confirms this bearish sentiment, with traders aggressively buying deep out-of-the-money puts while avoiding calls entirely. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.029019 |
| AutoETS | 0.029498 |
| AutoARIMA | 0.029837 |
| MSTL | 0.031850 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 48% |
| H-stat | 12.34 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.189 |
| Excess Kurtosis | -0.71 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-07-30 |
| Last Dividend Date | 2026-06-29 |
| Debt to Equity Ratio | 145.299 |
| Revenue per Share | 1.164 |
| Market Cap | 165,302,720 |
| Trailing P/E | 15.71 |
| Forward P/E | 4.44 |
| Beta | 1.27 |
| Profit Margins | -88.84% |
| Previous Name | Ellington Residential Mortgage REIT |
| Website | https://www.ellingtoncredit.com |
As of July 11, 2026, 5:25 a.m. EDT: Speculators are heavily positioned for downside protection, with massive open interest in out-of-the-money puts at the $2.50 strike compared to negligible call activity. This distribution suggests a strong consensus expectation of further price weakness rather than a rally.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 1.81% | 18.90% | 16.41% | 14.78% |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-06-30 | 0.08 | 1.809955 |
| 2026-05-29 | 0.08 | 1.687764 |
| 2026-04-30 | 0.08 | 1.694915 |
| 2026-03-31 | 0.08 | 1.805869 |
| 2026-02-27 | 0.08 | 1.635992 |
| 2026-01-30 | 0.08 | 1.465201 |
| 2025-12-31 | 0.08 | 1.518027 |
| 2025-11-28 | 0.08 | 1.476015 |
| 2025-10-31 | 0.08 | 1.571709 |
| 2025-09-30 | 0.08 | 1.467890 |
| 2025-08-29 | 0.08 | 1.401051 |
| 2025-07-31 | 0.08 | 1.367521 |
| 2025-06-30 | 0.08 | 1.391304 |
| 2025-05-30 | 0.08 | 1.423488 |
| 2025-04-30 | 0.08 | 1.465201 |
| 2025-03-31 | 0.08 | 1.478743 |
| 2025-02-28 | 0.08 | 1.236476 |
| 2025-01-31 | 0.08 | 1.219512 |
| 2024-12-31 | 0.08 | 1.208459 |
| 2024-11-29 | 0.08 | 1.188707 |
| 2024-10-31 | 0.08 | 1.223242 |
| 2024-09-30 | 0.08 | 1.146132 |
| 2024-08-30 | 0.08 | 1.156069 |
| 2024-07-31 | 0.08 | 1.139601 |
| 2024-06-28 | 0.08 | 1.151079 |
| 2024-05-31 | 0.08 | 1.133144 |
| 2024-04-29 | 0.08 | 1.197605 |
| 2024-03-27 | 0.08 | 1.164483 |
| 2024-02-28 | 0.08 | 1.358234 |
| 2024-01-30 | 0.08 | 1.326700 |
| 2023-12-28 | 0.08 | 1.275917 |
| 2023-11-29 | 0.08 | 1.315789 |
| 2023-10-30 | 0.08 | 1.547389 |
| 2023-09-28 | 0.08 | 1.290323 |
| 2023-08-30 | 0.08 | 1.204819 |
| 2023-07-28 | 0.08 | 1.086957 |
| 2023-06-29 | 0.08 | 1.108033 |
| 2023-05-30 | 0.08 | 1.159420 |
| 2023-04-27 | 0.08 | 1.091405 |
| 2023-03-30 | 0.08 | 1.109570 |
| 2023-02-27 | 0.08 | 1.026958 |
| 2023-01-30 | 0.08 | 1.021711 |
| 2022-12-29 | 0.08 | 1.151079 |
| 2022-11-29 | 0.08 | 1.109570 |
| 2022-10-28 | 0.08 | 1.171303 |
| 2022-09-29 | 0.08 | 1.313629 |
| 2022-08-30 | 0.08 | 0.986437 |
| 2022-07-28 | 0.08 | 0.937866 |
| 2022-06-29 | 0.08 | 1.078167 |
| 2022-05-27 | 0.08 | 0.974421 |
| 2022-04-28 | 0.10 | 1.117318 |
| 2022-03-30 | 0.10 | 0.996016 |
| 2022-02-25 | 0.10 | 1.025641 |
| 2022-01-28 | 0.10 | 0.968054 |
| 2021-12-29 | 0.10 | 0.931099 |
| 2021-11-29 | 0.10 | 0.894454 |
| 2021-10-28 | 0.10 | 0.821693 |
| 2021-09-29 | 0.30 | 2.671416 |
| 2021-06-29 | 0.30 | 2.531645 |
| 2021-03-30 | 0.28 | 2.252615 |
| 2020-12-30 | 0.28 | 2.208202 |
| 2020-09-29 | 0.28 | 2.500000 |
| 2020-06-29 | 0.28 | 2.766798 |
| 2020-03-30 | 0.28 | 5.118830 |
| 2019-12-30 | 0.28 | 2.536232 |
| 2019-09-27 | 0.28 | 2.649007 |
| 2019-06-27 | 0.28 | 2.607076 |
| 2019-03-28 | 0.34 | 2.871622 |
| 2018-12-28 | 0.34 | 3.256705 |
| 2018-09-27 | 0.37 | 3.262787 |
| 2018-06-28 | 0.37 | 3.354488 |
| 2018-03-28 | 0.37 | 3.397612 |
| 2017-12-28 | 0.37 | 3.045268 |
| 2017-09-28 | 0.40 | 2.768166 |
| 2017-06-28 | 0.40 | 2.691790 |
| 2017-03-29 | 0.40 | 2.737851 |
| 2016-12-28 | 0.40 | 3.069839 |
| 2016-09-28 | 0.40 | 3.072197 |
| 2016-06-28 | 0.40 | 3.053435 |
| 2016-03-29 | 0.45 | 3.768844 |
| 2015-12-29 | 0.45 | 3.685504 |
| 2015-09-28 | 0.45 | 3.682488 |
| 2015-06-26 | 0.55 | 3.761970 |
| 2015-03-27 | 0.55 | 3.359804 |
| 2014-12-29 | 0.55 | 3.335355 |
| 2014-12-26 | 0.55 | 3.281623 |
| 2014-09-26 | 0.55 | 3.333333 |
| 2014-06-26 | 0.55 | 3.295386 |
| 2014-03-27 | 0.55 | 3.262159 |
| 2013-12-27 | 0.50 | 3.223727 |
| 2013-09-25 | 0.50 | 3.227889 |
| 2013-06-26 | 0.14 | 0.796360 |
| Attribute | Value |
|---|---|
| 52 Week Change | -0.25546217 |
| Address1 | 53 Forest Avenue |
| All Time High | 19.85 |
| All Time Low | 2.7 |
| Ask | 4.4 |
| Ask Size | 3,600 |
| Average Analyst Rating | 2.7 - Hold |
| Average Daily Volume10 Day | 396,720 |
| Average Daily Volume3 Month | 405,881 |
| Average Volume | 405,881 |
| Average Volume10Days | 396,720 |
| Beta | 1.268 |
| Bid | 4.39 |
| Bid Size | 5,800 |
| Book Value | 4.093 |
| City | Old Greenwich |
| Compensation As Of Epoch Date | 1,798,675,200 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 4.4 |
| Current Ratio | 0.335 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,782,777,600 |
| Day High | 4.45 |
| Day Low | 4.375 |
| Debt To Equity | 145.299 |
| Dividend Date | 1,788,134,400 |
| Dividend Rate | 0.96 |
| Dividend Yield | 21.67 |
| Earnings Call Timestamp End | 1,747,839,600 |
| Earnings Call Timestamp Start | 1,747,839,600 |
| Earnings Timestamp End | 1,755,288,000 |
| Earnings Timestamp Start | 1,754,942,400 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 7.517 |
| Enterprise Value | 328,728,096 |
| Eps Current Year | 0.88 |
| Eps Forward | 0.99 |
| Eps Trailing Twelve Months | 0.28 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,785,456,000 |
| Exchange | NYQ |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 4.644 |
| Fifty Day Average Change | -0.24399996 |
| Fifty Day Average Change Percent | -0.052540902 |
| Fifty Two Week Change Percent | -25.546217 |
| Fifty Two Week High | 6.08 |
| Fifty Two Week High Change | -1.6799998 |
| Fifty Two Week High Change Percent | -0.27631578 |
| Fifty Two Week Low | 4.27 |
| Fifty Two Week Low Change | 0.13000011 |
| Fifty Two Week Low Change Percent | 0.030444993 |
| Fifty Two Week Range | 4.27 - 6.08 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,367,415,000,000 |
| Float Shares | 37,059,468 |
| Forward Eps | 0.99 |
| Forward P E | 4.4444447 |
| Full Exchange Name | NYSE |
| Gmt Off Set Milliseconds | -14,400,000 |
| Gross Margins | 1.0 |
| Gross Profits | 43,730,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.013839999 |
| Held Percent Institutions | 0.06611 |
| Implied Shares Outstanding | 37,568,800 |
| Industry | Asset Management |
| Industry Disp | Asset Management |
| Industry Key | asset-management |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Dividend Date | 1,782,777,600 |
| Last Dividend Value | 0.08 |
| Last Fiscal Year End | 1,774,915,200 |
| Long Business Summary | Ellington Credit Company, a closed-end management investment company, focuses on generating current yields and risk-adjusted total returns by investing primarily in collateralized loan obligations. It invests in mezzanine debt and equity tranches. The company was formerly known as Ellington Residential Mortgage REIT and changed its name to Ellington Credit Company in April 2024. Ellington Credit Company was incorporated in 2012 and is headquartered in Old Greenwich, Connecticut. |
| Long Name | Ellington Credit Company |
| Market | us_market |
| Market Cap | 165,302,720 |
| Market State | POSTPOST |
| Max Age | 86,400 |
| Message Board Id | finmb_234075074 |
| Most Recent Quarter | 1,774,915,200 |
| Name Change Date | 2,026-07-13 |
| Net Income To Common | -38,851,000 |
| Next Fiscal Year End | 1,806,451,200 |
| Non Diluted Market Cap | 166,429,784 |
| Number Of Analyst Opinions | 1 |
| Open | 4.44 |
| Operating Cashflow | 380,052,992 |
| Operating Margins | 0.51561 |
| Payout Ratio | 0.0 |
| Phone | 203 698 1200 |
| Post Market Change | 0.009999752 |
| Post Market Change Percent | 0.22726709 |
| Post Market Price | 4.41 |
| Post Market Time | 1,783,986,962 |
| Prev Name | Ellington Residential Mortgage REIT |
| Previous Close | 4.43 |
| Price Eps Current Year | 5.0 |
| Price Hint | 4 |
| Price To Book | 1.0750061 |
| Price To Sales Trailing12 Months | 3.780076 |
| Profit Margins | -0.88843 |
| Quick Ratio | 0.335 |
| Quote Type | EQUITY |
| Recommendation Key | hold |
| Recommendation Mean | 2.66667 |
| Region | US |
| Regular Market Change | -0.0299997 |
| Regular Market Change Percent | -0.677195 |
| Regular Market Day High | 4.45 |
| Regular Market Day Low | 4.375 |
| Regular Market Day Range | 4.375 - 4.45 |
| Regular Market Open | 4.44 |
| Regular Market Previous Close | 4.43 |
| Regular Market Price | 4.4 |
| Regular Market Time | 1,783,972,803 |
| Regular Market Volume | 205,229 |
| Return On Assets | -0.06638 |
| Return On Equity | -0.20323999 |
| Revenue Per Share | 1.164 |
| Sand P52 Week Change | 0.20847368 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Shares Outstanding | 37,568,800 |
| Shares Percent Shares Out | 0.0247 |
| Shares Short | 929,454 |
| Shares Short Previous Month Date | 1,780,012,800 |
| Shares Short Prior Month | 1,359,107 |
| Short Name | Ellington Credit Company |
| Short Percent Of Float | 0.0251 |
| Short Ratio | 2.5 |
| Source Interval | 15 |
| State | CT |
| Symbol | EARN |
| Target High Price | 5.0 |
| Target Low Price | 5.0 |
| Target Mean Price | 5.0 |
| Target Median Price | 5.0 |
| Total Cash | 60,124,000 |
| Total Cash Per Share | 1.6 |
| Total Debt | 223,502,000 |
| Total Revenue | 43,730,000 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.96 |
| Trailing Annual Dividend Yield | 0.2167043 |
| Trailing Eps | 0.28 |
| Trailing P E | 15.714286 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 4.98815 |
| Two Hundred Day Average Change | -0.58815 |
| Two Hundred Day Average Change Percent | -0.11790945 |
| Type Disp | Equity |
| Volume | 205,229 |
| Website | https://www.ellingtoncredit.com |
| Zip | 6,870 |