Ellington Credit Company (EARN)Financial Services | Asset Management | Old Greenwich, United States | NYSE
4.74 USD
+0.07
(1.499%)
⇧
(April 17, 2026, 10:22 a.m.
EDT)
Short-term: ★★☆☆☆ | Long-term: ★☆☆☆☆ | Dividends: ★★★★★ |
Hot Take | April 11, 2026, 3:15 p.m. EDT
EARN offers a high dividend yield, making it attractive for income-focused investors, but the stock's fundamentals are weak, with negative profit margins and a low current ratio. The recent price action shows a lack of clear momentum, and the short-term forecast indicates a slight downward trend. While the dividend is reliable, the overall stock appears speculative, and investors should be cautious. Long-term investors might consider buying on dips, but short-term traders should be wary of the lack of clear direction and the high volatility in options activity. |
| Model | MAE |
|---|---|
| MSTL ✓ | 0.086986 |
| AutoETS | 0.087661 |
| AutoARIMA | 0.088006 |
| AutoTheta | 0.091141 |
Forecast horizon: 45 days | Selected: MSTL
| Forecast Reliability | |
|---|---|
| Score | 41% |
| H-stat | 46.89 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.195 |
| Excess Kurtosis | -1.27 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-04-29 |
| Last Dividend Date | 2026-03-30 |
| Revenue per Share | 1.31 |
| Market Cap | 178,084,656 |
| Trailing P/E | 16.93 |
| Forward P/E | 4.31 |
| Beta | 1.29 |
| Profit Margins | -14.61% |
| Previous Name | Ellington Residential Mortgage REIT |
| Website | https://www.ellingtoncredit.com |
As of April 11, 2026, 3:15 p.m. EDT: Options speculators are showing mixed signals. Calls are predominantly OTM with high open interest and volatility, suggesting some bullish sentiment, particularly around the $5.00 strike. However, puts are also showing significant OTM activity with high IV, indicating potential bearish speculation. The overall options activity suggests uncertainty about the near-term price direction, with a balance of both bullish and bearish positioning.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 1.81% | 19.54% | 20.02% | 20.55% |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-03-31 | 0.08 | 1.805869 |
| 2026-02-27 | 0.08 | 1.666079 |
| 2026-01-30 | 0.08 | 1.516166 |
| 2025-12-31 | 0.08 | 1.593190 |
| 2025-11-28 | 0.08 | 1.572793 |
| 2025-10-31 | 0.08 | 1.699436 |
| 2025-09-30 | 0.08 | 1.611979 |
| 2025-08-29 | 0.08 | 1.560757 |
| 2025-07-31 | 0.08 | 1.544418 |
| 2025-06-30 | 0.08 | 1.592619 |
| 2025-05-30 | 0.08 | 1.652329 |
| 2025-04-30 | 0.08 | 1.724830 |
| 2025-03-31 | 0.08 | 1.765954 |
| 2025-02-28 | 0.08 | 1.497177 |
| 2025-01-31 | 0.08 | 1.494951 |
| 2024-12-31 | 0.08 | 1.499467 |
| 2024-11-29 | 0.08 | 1.493140 |
| 2024-10-31 | 0.08 | 1.554676 |
| 2024-09-30 | 0.08 | 1.474410 |
| 2024-08-30 | 0.08 | 1.504412 |
| 2024-07-31 | 0.08 | 1.500102 |
| 2024-06-28 | 0.08 | 1.532577 |
| 2024-05-31 | 0.08 | 1.526015 |
| 2024-04-29 | 0.08 | 1.631309 |
| 2024-03-27 | 0.08 | 1.605189 |
| 2024-02-28 | 0.08 | 1.894689 |
| 2024-01-30 | 0.08 | 1.875709 |
| 2023-12-28 | 0.08 | 1.827338 |
| 2023-11-29 | 0.08 | 1.908296 |
| 2023-10-30 | 0.08 | 2.274159 |
| 2023-09-28 | 0.08 | 1.925928 |
| 2023-08-30 | 0.08 | 1.821813 |
| 2023-07-28 | 0.08 | 1.663455 |
| 2023-06-29 | 0.08 | 1.714243 |
| 2023-05-30 | 0.08 | 1.813509 |
| 2023-04-27 | 0.08 | 1.726887 |
| 2023-03-30 | 0.08 | 1.774975 |
| 2023-02-27 | 0.08 | 1.660998 |
| 2023-01-30 | 0.08 | 1.669549 |
| 2022-12-29 | 0.08 | 1.899708 |
| 2022-11-29 | 0.08 | 1.852402 |
| 2022-10-28 | 0.08 | 1.977222 |
| 2022-09-29 | 0.08 | 2.243718 |
| 2022-08-30 | 0.08 | 1.705317 |
| 2022-07-28 | 0.08 | 1.636867 |
| 2022-06-29 | 0.08 | 1.899893 |
| 2022-05-27 | 0.08 | 1.735128 |
| 2022-04-28 | 0.10 | 2.009503 |
| 2022-03-30 | 0.10 | 1.811581 |
| 2022-02-25 | 0.10 | 1.883663 |
| 2022-01-28 | 0.10 | 1.796537 |
| 2021-12-29 | 0.10 | 1.744698 |
| 2021-11-29 | 0.10 | 1.691624 |
| 2021-10-28 | 0.10 | 1.567780 |
| 2021-09-29 | 0.30 | 5.138740 |
| 2021-06-29 | 0.30 | 4.999051 |
| 2021-03-30 | 0.28 | 4.560967 |
| 2020-12-30 | 0.28 | 4.572163 |
| 2020-09-29 | 0.28 | 5.288959 |
| 2020-06-29 | 0.28 | 5.998304 |
| 2020-03-30 | 0.28 | 11.414483 |
| 2019-12-30 | 0.28 | 5.924856 |
| 2019-09-27 | 0.28 | 6.344410 |
| 2019-06-27 | 0.28 | 6.408766 |
| 2019-03-28 | 0.34 | 7.244318 |
| 2018-12-28 | 0.34 | 8.453715 |
| 2018-09-27 | 0.37 | 8.751541 |
| 2018-06-28 | 0.37 | 9.291850 |
| 2018-03-28 | 0.37 | 9.728156 |
| 2017-12-28 | 0.37 | 9.015833 |
| 2017-09-28 | 0.40 | 8.444404 |
| 2017-06-28 | 0.40 | 8.440146 |
| 2017-03-29 | 0.40 | 8.813492 |
| 2016-12-28 | 0.40 | 10.156897 |
| 2016-09-28 | 0.40 | 10.476980 |
| 2016-06-28 | 0.40 | 10.734141 |
| 2016-03-29 | 0.45 | 13.670720 |
| 2015-12-29 | 0.45 | 13.882149 |
| 2015-09-28 | 0.45 | 14.374983 |
| 2015-06-26 | 0.55 | 15.211812 |
| 2015-03-27 | 0.55 | 14.090490 |
| 2014-12-29 | 0.55 | 14.462858 |
| 2014-12-26 | 0.55 | 14.712679 |
| 2014-09-26 | 0.55 | 15.450954 |
| 2014-06-26 | 0.55 | 15.785774 |
| 2014-03-27 | 0.55 | 16.143112 |
| 2013-12-27 | 0.50 | 16.476751 |
| 2013-09-25 | 0.50 | 17.019457 |
| 2013-06-26 | 0.14 | 4.334707 |
| Attribute | Value |
|---|---|
| 52 Week Change | -0.113851964 |
| Address1 | 53 Forest Avenue |
| All Time High | 19.85 |
| All Time Low | 2.7 |
| Ask | 4.74 |
| Ask Size | 200 |
| Average Analyst Rating | 2.7 - Hold |
| Average Daily Volume10 Day | 317,600 |
| Average Daily Volume3 Month | 499,291 |
| Average Volume | 499,291 |
| Average Volume10Days | 317,600 |
| Beta | 1.293 |
| Bid | 4.73 |
| Bid Size | 500 |
| Book Value | 5.991 |
| City | Old Greenwich |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 4.74 |
| Current Ratio | 0.052 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 4.75 |
| Day Low | 4.68 |
| Dividend Date | 1,780,012,800 |
| Dividend Rate | 0.96 |
| Dividend Yield | 20.56 |
| Earnings Call Timestamp End | 1,747,839,600 |
| Earnings Call Timestamp Start | 1,747,839,600 |
| Earnings Timestamp End | 1,755,288,000 |
| Earnings Timestamp Start | 1,754,942,400 |
| Ebitda Margins | 0.0 |
| Eps Current Year | 0.96 |
| Eps Forward | 1.1 |
| Eps Trailing Twelve Months | 0.28 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,777,507,200 |
| Exchange | NYQ |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 4.7654 |
| Fifty Day Average Change | -0.025400162 |
| Fifty Day Average Change Percent | -0.0053301216 |
| Fifty Two Week Change Percent | -11.385197 |
| Fifty Two Week High | 6.08 |
| Fifty Two Week High Change | -1.3400002 |
| Fifty Two Week High Change Percent | -0.22039476 |
| Fifty Two Week Low | 4.27 |
| Fifty Two Week Low Change | 0.4699998 |
| Fifty Two Week Low Change Percent | 0.110070206 |
| Fifty Two Week Range | 4.27 - 6.08 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,367,415,000,000 |
| Float Shares | 37,047,534 |
| Forward Eps | 1.1 |
| Forward P E | 4.3090906 |
| Full Exchange Name | NYSE |
| Gmt Off Set Milliseconds | -14,400,000 |
| Gross Margins | 1.0 |
| Gross Profits | 35,893,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.013990001 |
| Held Percent Institutions | 0.10283 |
| Implied Shares Outstanding | 37,570,604 |
| Industry | Asset Management |
| Industry Disp | Asset Management |
| Industry Key | asset-management |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Dividend Date | 1,774,915,200 |
| Last Dividend Value | 0.08 |
| Last Fiscal Year End | 1,735,603,200 |
| Long Business Summary | Ellington Credit Company, a closed-end management investment company, focuses on generating current yields and risk-adjusted total returns by investing primarily in collateralized loan obligations. It invests in mezzanine debt and equity tranches. The company was formerly known as Ellington Residential Mortgage REIT and changed its name to Ellington Credit Company in April 2024. Ellington Credit Company was incorporated in 2012 and is headquartered in Old Greenwich, Connecticut. |
| Long Name | Ellington Credit Company |
| Market | us_market |
| Market Cap | 178,084,656 |
| Market State | REGULAR |
| Max Age | 86,400 |
| Message Board Id | finmb_234075074 |
| Most Recent Quarter | 1,767,139,200 |
| Name Change Date | 2,026-04-16 |
| Net Income To Common | -5,245,000 |
| Next Fiscal Year End | 1,767,139,200 |
| Non Diluted Market Cap | 175,446,296 |
| Number Of Analyst Opinions | 1 |
| Open | 4.66 |
| Operating Cashflow | 19,528,000 |
| Operating Margins | 0.68381 |
| Payout Ratio | 0.0 |
| Phone | 203 698 1200 |
| Prev Name | Ellington Residential Mortgage REIT |
| Previous Close | 4.67 |
| Price Eps Current Year | 4.9375 |
| Price Hint | 4 |
| Price To Book | 0.7911867 |
| Price To Sales Trailing12 Months | 4.9615426 |
| Profit Margins | -0.14613 |
| Quick Ratio | 0.052 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | hold |
| Recommendation Mean | 2.66667 |
| Region | US |
| Regular Market Change | 0.069999695 |
| Regular Market Change Percent | 1.4989228 |
| Regular Market Day High | 4.75 |
| Regular Market Day Low | 4.68 |
| Regular Market Day Range | 4.68 - 4.75 |
| Regular Market Open | 4.66 |
| Regular Market Previous Close | 4.67 |
| Regular Market Price | 4.74 |
| Regular Market Time | 1,776,435,765 |
| Regular Market Volume | 77,396 |
| Return On Assets | -0.006 |
| Return On Equity | -0.028239999 |
| Revenue Growth | -0.61 |
| Revenue Per Share | 1.31 |
| Sand P52 Week Change | 0.36506534 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Shares Outstanding | 37,568,800 |
| Shares Percent Shares Out | 0.0296 |
| Shares Short | 1,112,566 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 1,274,728 |
| Short Name | Ellington Credit Company |
| Short Percent Of Float | 0.03 |
| Short Ratio | 3.77 |
| Source Interval | 15 |
| State | CT |
| Symbol | EARN |
| Target High Price | 5.5 |
| Target Low Price | 5.5 |
| Target Mean Price | 5.5 |
| Target Median Price | 5.5 |
| Total Revenue | 35,893,000 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.96 |
| Trailing Annual Dividend Yield | 0.20556745 |
| Trailing Eps | 0.28 |
| Trailing P E | 16.92857 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 5.3148 |
| Two Hundred Day Average Change | -0.5748 |
| Two Hundred Day Average Change Percent | -0.10815083 |
| Type Disp | Equity |
| Volume | 77,396 |
| Website | https://www.ellingtoncredit.com |
| Zip | 6,870 |