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Donegal Group Inc. (DGICB)

Financial Services | Insurance - Property & Casualty | Marietta, United States | NasdaqGS
26.70 USD +3.80 (16.593%) ⇧ (July 13, 2026, 4 p.m. EDT)
After hours: 27.23 +4.33 (18.908%) ⇧ (July 13, 2026, 4:13 p.m. EDT)
Short-term:★★⯪☆☆Long-term:★★⯪☆☆Dividends:★★★☆☆
Hot Take ↕ | July 11, 2026, 4:32 a.m. EDT

The immediate outlook remains neutral despite a recent price spike, as the underlying business shows significant fragility. While the stock rallied over 30% in early July following an earnings miss, the company's Q1 results revealed a sharp 54% drop in earnings growth and a 3.7% contraction in revenue, suggesting the recovery is still precarious. The balance sheet presents a concerning picture with a current ratio of just 0.5 and a debt-to-equity ratio exceeding 5, indicating leverage that limits the ability to weather further storms. On the positive side, the dividend is attractive at nearly 3%, and the payout ratio of 37% suggests the distribution is currently sustainable rather than eating into capital. However, the long-term trajectory lacks the sustained momentum required for a strong buy; while the nine-year window ended on a positive note (+10.9%), the recent earnings deterioration and high short interest (18.7x ratio) create enough uncertainty to warrant a hold rather than an accumulation. The statistical forecast offers only a weak lean upward, which aligns with the view that the current price action may be a temporary reaction to the earnings miss rather than a confirmation of a robust turnaround.
Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoARIMA ✓0.047577
AutoTheta0.048335
AutoETS0.051666
MSTL0.053121

Forecast horizon: 45 days | Selected: AutoARIMA

Forecast Reliability
Score 38%
H-stat 8.44
Ljung-Box p 0.004
Jarque-Bera p 0.000
Excess Kurtosis 1.52
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-04-30
Last Dividend Date 2026-04-30
Debt to Equity Ratio 5.392
Revenue per Share 26.436
Market Cap 989,224,448
Trailing P/E 15.00
Beta -0.03
Profit Margins 6.78%
Website https://www.donegalgroup.com

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.91% 4.14% 4.36% 4.22%
Dividend History
Date Dividend Yield %
2026-05-01 0.175000 0.909563
2026-02-03 0.165000 0.982143
2025-11-03 0.165000 1.076321
2025-08-01 0.165000 1.169383
2025-05-01 0.165000 0.948276
2025-02-04 0.155000 1.156716
2024-11-01 0.155000 1.055858
2024-08-01 0.155000 1.205288
2024-05-07 0.155000 1.244980
2024-01-31 0.153000 1.022044
2023-10-31 0.153000 1.141791
2023-07-31 0.153000 1.156463
2023-04-28 0.153000 1.060291
2023-01-31 0.148000 0.925578
2022-10-31 0.148000 0.919255
2022-07-29 0.148000 1.042254
2022-04-29 0.148000 1.105302
2022-01-31 0.143000 1.071161
2021-10-29 0.143000 0.965564
2021-07-30 0.143000 0.919614
2021-04-30 0.143000 0.953333
2021-02-01 0.133000 1.113903
2020-10-30 0.133000 1.108333
2020-07-31 0.133000 1.064000
2020-04-30 0.133000 0.985185
2020-01-31 0.128000 1.046607
2019-10-31 0.128000 0.966038
2019-07-31 0.128000 0.930233
2019-04-30 0.128000 1.053498
2019-01-31 0.125000 1.036484
2018-10-31 0.125000 0.972763
2018-07-31 0.125000 0.982704
2018-04-30 0.125000 0.961538
2018-01-31 0.123000 0.806557
2017-10-31 0.123000 0.806557
2017-07-28 0.123000 0.875445
2017-04-27 0.123000 0.768750
2017-01-30 0.120000 0.759494
2016-10-28 0.120000 0.666667
2016-07-28 0.120000 0.800000
2016-04-28 0.120000 0.843882
2016-01-29 0.118000 0.762767
2015-10-29 0.118000 0.630342
2015-07-30 0.118000 0.548837
2015-04-29 0.118000 0.648708
2015-01-29 0.116000 0.515556
2014-10-30 0.116000 0.503254
2014-07-30 0.116000 0.515556
2014-04-29 0.116000 0.458498
2014-01-30 0.115000 0.463149
2013-10-30 0.115000 0.547619
2013-07-30 0.115000 0.500000
2013-04-29 0.115000 0.459265
2013-01-30 0.110000 0.586667
2012-10-31 0.110000 0.596529
2012-07-30 0.110000 0.647059
2012-04-27 0.110000 0.611111
2012-01-30 0.108000 0.626450
2011-10-28 0.108000 0.719041
2011-07-28 0.108000 0.502326
2011-04-28 0.108000 0.655738
2011-01-28 0.103000 0.551097
2010-10-28 0.103000 0.614925
2010-07-29 0.103000 0.605882
2010-04-29 0.103000 0.586227
2010-01-28 0.100000 0.621891
2009-10-29 0.100000 0.563380
2009-07-30 0.100000 0.670691
2009-04-29 0.100000 0.668896
2009-01-29 0.093000 0.549645
2008-10-30 0.093000 0.600000
2008-07-30 0.093000 0.524831
2008-04-29 0.093000 0.493369
2008-01-30 0.078000 0.439437
2007-10-30 0.078000 0.410095
2007-08-02 0.078000 0.435754
2007-04-27 0.078000 0.458824
2007-01-30 0.070000 0.411765
2006-10-30 0.070000 0.389321
2006-07-28 0.070000 0.420926
2006-04-27 0.070000 0.428135
2006-01-30 0.063750 0.395717
2005-10-28 0.063750 0.430380
2005-07-28 0.063750 0.447840
2005-04-28 0.063750 0.505351
2005-01-28 0.059063 0.523695
2004-10-28 0.059063 0.496458
2004-07-29 0.059063 0.519806
2004-04-28 0.059063 0.499766
2004-01-29 0.056250 0.500000
2003-10-31 0.056250 0.584454
2003-07-30 0.056250 0.655738
2003-04-29 0.056250 0.896861
2003-01-30 0.050625 0.817439
2002-10-30 0.050625 0.890208
2002-07-31 0.050625 0.881489
2002-04-29 0.050625 0.865385
2002-01-30 0.050625 0.916497
2001-10-30 0.050625 0.909091
2001-07-30 0.050625 0.749376
2001-05-11 0.050625 0.821168
2001-01-30 0.050625 1.028571
2000-10-30 0.050625 1.000000
2000-07-28 0.050625 1.285714
2000-04-27 0.050625 1.107692
2000-01-28 0.050625 1.476923
1999-10-28 0.050625 1.090909
1999-07-29 0.050625 0.818182
1999-04-29 0.050625 0.782609
1999-01-28 0.047813 0.772735
1998-10-29 0.047813 0.576277
1998-07-30 0.047813 0.447373
1998-04-29 0.046406 0.403668
1998-01-29 0.042188 0.481933
1997-10-30 0.042188 0.470594
1997-07-30 0.042188 0.533340
1997-04-29 0.037969 0.506600
1997-01-30 0.034805 0.543215
1996-10-30 0.034805 0.550005
1996-07-30 0.034805 0.671762
1996-04-29 0.034805 0.611117
1996-01-30 0.031641 0.519487
1995-10-30 0.031641 0.551731
1995-07-28 0.031641 0.597022
1995-04-25 0.031641 0.666675
1995-01-23 0.028477 0.631589
1994-07-22 0.025313 0.547019
1994-04-22 0.025313 0.547019
1993-10-25 0.025313 0.484858
1993-07-21 0.025313 0.571440
1993-04-21 0.022148 0.538451
1992-10-21 0.022148 0.736828
1992-07-21 0.022148 0.756742
1992-04-21 0.018984 0.631567
1992-01-21 0.018984 0.666654
1991-10-22 0.018984 0.648636
1991-07-23 0.018984 0.705868
1991-04-23 0.018984 0.648636
1991-01-18 0.018984 0.786870
1990-10-23 0.018984 0.923058
Additional Data
dividendRate 0.7
dividendYield 3.06
exDividendDate 2026-05-01
trailingAnnualDividendRate 0.73
trailingAnnualDividendYield 0.03187759
lastDividendValue 0.175
lastDividendDate 2026-05-01
dividendDate 2026-05-15

Info Dump

Attribute Value
52 Week Change 0.32064593
Address1 1,195 River Road
Address2 P.O. Box 302
All Time High 28.49
All Time Low 1.50293
Ask 25.5
Ask Size 1
Average Daily Volume10 Day 460
Average Daily Volume3 Month 1,824
Average Volume 1,824
Average Volume10Days 460
Beta -0.025
Bid 24.2
Bid Size 9
Book Value 17.536
City Marietta
Compensation As Of Epoch Date 1,483,142,400
Country United States
Crypto Tradeable 0
Currency USD
Current Price 26.7
Current Ratio 0.498
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 26.7
Day Low 26.7
Debt To Equity 5.392
Dividend Date 1,778,803,200
Dividend Rate 0.7
Dividend Yield 3.06
Earnings Call Timestamp End 1,785,441,600
Earnings Call Timestamp Start 1,785,441,600
Earnings Growth -0.562
Earnings Quarterly Growth -0.543
Earnings Timestamp 1,785,414,600
Earnings Timestamp End 1,785,414,600
Earnings Timestamp Start 1,785,414,600
Ebitda 84,818,048
Ebitda Margins 0.08755
Enterprise To Ebitda 11.35
Enterprise To Revenue 0.994
Enterprise Value 962,706,304
Eps Trailing Twelve Months 1.78
Esg Populated 0
Ex Dividend Date 1,777,593,600
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 20.0976
Fifty Day Average Change 6.6024
Fifty Day Average Change Percent 0.3285168
Fifty Two Week Change Percent 32.064594
Fifty Two Week High 26.7
Fifty Two Week High Change 0.0
Fifty Two Week High Change Percent 0.0
Fifty Two Week Low 13.84
Fifty Two Week Low Change 12.860001
Fifty Two Week Low Change Percent 0.9291908
Fifty Two Week Range 13.84 - 26.7
Financial Currency USD
First Trade Date Milliseconds 530,980,200,000
Five Year Avg Dividend Yield 4.1
Float Shares 17,615,604
Free Cashflow 47,136,400
Full Exchange Name NasdaqGS
Gmt Off Set Milliseconds -14,400,000
Gross Margins 0.08524
Gross Profits 82,581,864
Has Pre Post Market Data 1
Held Percent Insiders 0.00028
Held Percent Institutions 0.90413004
Implied Shares Outstanding 37,049,603
Industry Insurance - Property & Casualty
Industry Disp Insurance - Property & Casualty
Industry Key insurance-property-casualty
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,777,593,600
Last Dividend Value 0.175
Last Fiscal Year End 1,767,139,200
Last Split Date 1,146,096,000
Last Split Factor 4:3
Long Business Summary Donegal Group Inc., an insurance holding company, provides commercial and personal lines of property and casualty coverages. It operates through three segments: Investment Function, Commercial Lines of Insurance, and Personal Lines of Insurance. The company offers protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured for commercial automobile; protection to businesses against perils combining liability and physical damage coverages; and benefits to employees for injuries sustained during employment. It provides protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured for private passenger automobile; and coverage for damage to residences and their contents from a range of perils, including fire, lightning, windstorm, and theft. The company markets its insurance products primarily to Mid-Atlantic, Midwest, Southern, and Southwestern states through a network of independent insurance agents. The company was incorporated in 1986 and is based in Marietta, Pennsylvania. Donegal Group Inc. operates as a subsidiary of Donegal Mutual Insurance Company.
Long Name Donegal Group Inc.
Market us_market
Market Cap 989,224,448
Market State POSTPOST
Max Age 86,400
Message Board Id finmb_267024
Most Recent Quarter 1,774,915,200
Net Income To Common 65,646,168
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 721,600,969
Open 26.7
Operating Cashflow 64,623,016
Operating Margins 0.06126
Payout Ratio 0.37080002
Peg Ratio 1.9
Phone 800 877 0600
Post Market Change 4.329899
Post Market Change Percent 18.907772
Post Market Price 27.23
Post Market Time 1,783,973,621
Previous Close 22.9001
Price Hint 2
Price To Book 1.5225822
Price To Sales Trailing12 Months 1.0210433
Profit Margins 0.06776
Quick Ratio 0.151
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 3.7999
Regular Market Change Percent 16.593378
Regular Market Day High 26.7
Regular Market Day Low 26.7
Regular Market Day Range 26.7 - 26.7
Regular Market Open 26.7
Regular Market Previous Close 22.9001
Regular Market Price 26.7
Regular Market Time 1,783,972,800
Regular Market Volume 88
Return On Assets 0.02125
Return On Equity 0.10641
Revenue Growth -0.037
Revenue Per Share 26.436
Sand P52 Week Change 0.20847368
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Shares Outstanding 5,576,775
Shares Percent Shares Out 0.0002
Shares Short 8,578
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 6,434
Short Name Donegal Group, Inc.
Short Percent Of Float 0.0104
Short Ratio 2.38
Source Interval 15
State PA
Symbol DGICB
Total Cash 61,518,124
Total Cash Per Share 1.66
Total Debt 35,000,000
Total Revenue 968,836,928
Tradeable 0
Trailing Annual Dividend Rate 0.73
Trailing Annual Dividend Yield 0.03187759
Trailing Eps 1.78
Trailing P E 15.000001
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 17.4353
Two Hundred Day Average Change 9.2647
Two Hundred Day Average Change Percent 0.53137594
Type Disp Equity
Volume 88
Website https://www.donegalgroup.com
Zip 17,547-0302