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Donegal Group Inc. (DGICB)

Financial Services | Insurance - Property & Casualty | Marietta, United States | NasdaqGS
23.17 USD
Short-term:★★⯪☆☆Long-term:★★⯪☆☆Dividends:★★★☆☆
Hot Take ↕ | Aug. 22, 2026, 3:34 a.m. EDT

The immediate outlook remains neutral despite a recent bounce, as the underlying business faces significant headwinds. While the stock has rallied nearly 70% over the last two years, the most recent annual performance was a sharp decline of 16.7%, indicating that the recovery is fragile and the market is currently pricing in further deterioration. The balance sheet is concerning, with a debt-to-equity ratio exceeding 5x and a current ratio below 0.5, suggesting liquidity stress that limits the ability to weather a prolonged downturn. Although the company offers a respectable 2.8% yield with a sustainable payout ratio, this income is insufficient to offset the risks posed by shrinking revenues and a deteriorating operating environment. The statistical forecast models also lean slightly negative, reinforcing the view that the recent price gains may be premature rather than a sign of a robust turnaround.
Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoARIMA ✓0.053808
AutoTheta0.054188
MSTL0.054826
AutoETS0.056701

Forecast horizon: 45 days | Selected: AutoARIMA

Forecast Reliability
Score 49%
H-stat 0.36
Ljung-Box p 0.000
Jarque-Bera p 0.407
Excess Kurtosis 0.66
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-07-30
Last Dividend Date 2026-07-30
Debt to Equity Ratio 5.254
Revenue per Share 26.141
Market Cap 858,598,592
Trailing P/E 12.07
Beta -0.03
Profit Margins 7.38%
Website https://www.donegalgroup.com

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.78% 3.75% 4.23% 4.19%
Dividend History
Date Dividend Yield %
2026-07-31 0.175000 0.781250
2026-05-01 0.175000 0.909563
2026-02-03 0.165000 0.982143
2025-11-03 0.165000 1.076321
2025-08-01 0.165000 1.169383
2025-05-01 0.165000 0.948276
2025-02-04 0.155000 1.156716
2024-11-01 0.155000 1.055858
2024-08-01 0.155000 1.205288
2024-05-07 0.155000 1.244980
2024-01-31 0.153000 1.022044
2023-10-31 0.153000 1.141791
2023-07-31 0.153000 1.156463
2023-04-28 0.153000 1.060291
2023-01-31 0.148000 0.925578
2022-10-31 0.148000 0.919255
2022-07-29 0.148000 1.042254
2022-04-29 0.148000 1.105302
2022-01-31 0.143000 1.071161
2021-10-29 0.143000 0.965564
2021-07-30 0.143000 0.919614
2021-04-30 0.143000 0.953333
2021-02-01 0.133000 1.113903
2020-10-30 0.133000 1.108333
2020-07-31 0.133000 1.064000
2020-04-30 0.133000 0.985185
2020-01-31 0.128000 1.046607
2019-10-31 0.128000 0.966038
2019-07-31 0.128000 0.930233
2019-04-30 0.128000 1.053498
2019-01-31 0.125000 1.036484
2018-10-31 0.125000 0.972763
2018-07-31 0.125000 0.982704
2018-04-30 0.125000 0.961538
2018-01-31 0.123000 0.806557
2017-10-31 0.123000 0.806557
2017-07-28 0.123000 0.875445
2017-04-27 0.123000 0.768750
2017-01-30 0.120000 0.759494
2016-10-28 0.120000 0.666667
2016-07-28 0.120000 0.800000
2016-04-28 0.120000 0.843882
2016-01-29 0.118000 0.762767
2015-10-29 0.118000 0.630342
2015-07-30 0.118000 0.548837
2015-04-29 0.118000 0.648708
2015-01-29 0.116000 0.515556
2014-10-30 0.116000 0.503254
2014-07-30 0.116000 0.515556
2014-04-29 0.116000 0.458498
2014-01-30 0.115000 0.463149
2013-10-30 0.115000 0.547619
2013-07-30 0.115000 0.500000
2013-04-29 0.115000 0.459265
2013-01-30 0.110000 0.586667
2012-10-31 0.110000 0.596529
2012-07-30 0.110000 0.647059
2012-04-27 0.110000 0.611111
2012-01-30 0.108000 0.626450
2011-10-28 0.108000 0.719041
2011-07-28 0.108000 0.502326
2011-04-28 0.108000 0.655738
2011-01-28 0.103000 0.551097
2010-10-28 0.103000 0.614925
2010-07-29 0.103000 0.605882
2010-04-29 0.103000 0.586227
2010-01-28 0.100000 0.621891
2009-10-29 0.100000 0.563380
2009-07-30 0.100000 0.670691
2009-04-29 0.100000 0.668896
2009-01-29 0.093000 0.549645
2008-10-30 0.093000 0.600000
2008-07-30 0.093000 0.524831
2008-04-29 0.093000 0.493369
2008-01-30 0.078000 0.439437
2007-10-30 0.078000 0.410095
2007-08-02 0.078000 0.435754
2007-04-27 0.078000 0.458824
2007-01-30 0.070000 0.411765
2006-10-30 0.070000 0.389321
2006-07-28 0.070000 0.420926
2006-04-27 0.070000 0.428135
2006-01-30 0.063750 0.395717
2005-10-28 0.063750 0.430380
2005-07-28 0.063750 0.447840
2005-04-28 0.063750 0.505351
2005-01-28 0.059063 0.523695
2004-10-28 0.059063 0.496458
2004-07-29 0.059063 0.519806
2004-04-28 0.059063 0.499766
2004-01-29 0.056250 0.500000
2003-10-31 0.056250 0.584454
2003-07-30 0.056250 0.655738
2003-04-29 0.056250 0.896861
2003-01-30 0.050625 0.817439
2002-10-30 0.050625 0.890208
2002-07-31 0.050625 0.881489
2002-04-29 0.050625 0.865385
2002-01-30 0.050625 0.916497
2001-10-30 0.050625 0.909091
2001-07-30 0.050625 0.749376
2001-05-11 0.050625 0.821168
2001-01-30 0.050625 1.028571
2000-10-30 0.050625 1.000000
2000-07-28 0.050625 1.285714
2000-04-27 0.050625 1.107692
2000-01-28 0.050625 1.476923
1999-10-28 0.050625 1.090909
1999-07-29 0.050625 0.818182
1999-04-29 0.050625 0.782609
1999-01-28 0.047813 0.772735
1998-10-29 0.047813 0.576277
1998-07-30 0.047813 0.447373
1998-04-29 0.046406 0.403668
1998-01-29 0.042188 0.481933
1997-10-30 0.042188 0.470594
1997-07-30 0.042188 0.533340
1997-04-29 0.037969 0.506600
1997-01-30 0.034805 0.543215
1996-10-30 0.034805 0.550005
1996-07-30 0.034805 0.671762
1996-04-29 0.034805 0.611117
1996-01-30 0.031641 0.519487
1995-10-30 0.031641 0.551731
1995-07-28 0.031641 0.597022
1995-04-25 0.031641 0.666675
1995-01-23 0.028477 0.631589
1994-07-22 0.025313 0.547019
1994-04-22 0.025313 0.547019
1993-10-25 0.025313 0.484858
1993-07-21 0.025313 0.571440
1993-04-21 0.022148 0.538451
1992-10-21 0.022148 0.736828
1992-07-21 0.022148 0.756742
1992-04-21 0.018984 0.631567
1992-01-21 0.018984 0.666654
1991-10-22 0.018984 0.648636
1991-07-23 0.018984 0.705868
1991-04-23 0.018984 0.648636
1991-01-18 0.018984 0.786870
1990-10-23 0.018984 0.923058
Additional Data
dividendRate 0.7
dividendYield 3.02
exDividendDate 2026-07-31
trailingAnnualDividendRate 0.74
trailingAnnualDividendYield 0.031931926
lastDividendValue 0.175
lastDividendDate 2026-07-31
dividendDate 2026-08-14

Info Dump

Attribute Value
52 Week Change 0.55712366
Address1 1,195 River Road
Address2 P.O. Box 302
All Time High 29.99
All Time Low 1.50293
Ask 24.75
Ask Size 1
Average Daily Volume10 Day 880
Average Daily Volume3 Month 5,231
Average Volume 5,231
Average Volume10Days 880
Beta -0.03
Bid 23.45
Bid Size 2
Book Value 17.942
City Marietta
Compensation As Of Epoch Date 1,483,142,400
Country United States
Crypto Tradeable 0
Currency USD
Current Price 23.1743
Current Ratio 0.507
Custom Price Alert Confidence HIGH
Date Short Interest 1,786,665,600
Day High 23.1743
Day Low 23.1743
Debt To Equity 5.254
Dividend Date 1,786,665,600
Dividend Rate 0.7
Dividend Yield 3.02
Earnings Call Timestamp End 1,785,414,600
Earnings Call Timestamp Start 1,785,414,600
Earnings Growth 0.303
Earnings Quarterly Growth 0.323
Earnings Timestamp 1,785,414,600
Earnings Timestamp End 1,793,277,000
Earnings Timestamp Start 1,793,277,000
Ebitda 91,543,016
Ebitda Margins 0.09503999
Enterprise To Ebitda 9.23
Enterprise To Revenue 0.877
Enterprise Value 844,960,960
Eps Trailing Twelve Months 1.92
Esg Populated 0
Ex Dividend Date 1,785,456,000
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 23.2012
Fifty Day Average Change -0.026901245
Fifty Day Average Change Percent -0.0011594765
Fifty Two Week Change Percent 55.712364
Fifty Two Week High 29.99
Fifty Two Week High Change -6.8157005
Fifty Two Week High Change Percent -0.22726578
Fifty Two Week Low 14.87
Fifty Two Week Low Change 8.304299
Fifty Two Week Low Change Percent 0.55845994
Fifty Two Week Range 14.87 - 29.99
Financial Currency USD
First Trade Date Milliseconds 530,980,200,000
Five Year Avg Dividend Yield 4.1
Float Shares 17,607,160
Free Cashflow 41,856,792
Full Exchange Name NasdaqGS
Fullday Change 0.0
Fullday Change Percent 0.0
Fullday Price 23.1743
Gmt Off Set Milliseconds -14,400,000
Gross Margins 0.09397
Gross Profits 90,507,632
Has Pre Post Market Data 1
Held Percent Insiders 0.00028
Held Percent Institutions 0.93148005
Implied Shares Outstanding 37,049,603
Industry Insurance - Property & Casualty
Industry Disp Insurance - Property & Casualty
Industry Key insurance-property-casualty
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,785,456,000
Last Dividend Value 0.175
Last Fiscal Year End 1,767,139,200
Last Split Date 1,146,096,000
Last Split Factor 4:3
Long Business Summary Donegal Group Inc., an insurance holding company, provides commercial and personal lines of property and casualty coverages. It operates through three segments: Investment Function, Commercial Lines of Insurance, and Personal Lines of Insurance. The company offers protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured for commercial automobile; protection to businesses against perils combining liability and physical damage coverages; and benefits to employees for injuries sustained during employment. It provides protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured for private passenger automobile; and coverage for damage to residences and their contents from a range of perils, including fire, lightning, windstorm, and theft. The company markets its insurance products primarily to Mid-Atlantic, Midwest, Southern, and Southwestern states through a network of independent insurance agents. The company was incorporated in 1986 and is based in Marietta, Pennsylvania. Donegal Group Inc. operates as a subsidiary of Donegal Mutual Insurance Company.
Long Name Donegal Group Inc.
Market us_market
Market Cap 858,598,592
Market State CLOSED
Max Age 86,400
Message Board Id finmb_267024
Most Recent Quarter 1,782,777,600
Net Income To Common 71,085,800
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 727,662,298
Open 23.1743
Operating Cashflow 58,391,544
Operating Margins 0.11565
Payout Ratio 0.349
Peg Ratio 1.9
Phone 800 877 0600
Previous Close 23.1743
Price Hint 2
Price To Book 1.291623
Price To Sales Trailing12 Months 0.89142376
Profit Margins 0.0738
Quick Ratio 0.156
Quote Source Name Delayed Quote
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.0
Regular Market Change Percent 0.0
Regular Market Day High 23.1743
Regular Market Day Low 23.1743
Regular Market Day Range 23.1743 - 23.1743
Regular Market Open 23.1743
Regular Market Previous Close 23.1743
Regular Market Price 23.1743
Regular Market Time 1,787,860,800
Regular Market Volume 158
Return On Assets 0.02276
Return On Equity 0.11179
Revenue Growth -0.024
Revenue Per Share 26.141
Sand P52 Week Change 0.20204377
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Shares Outstanding 5,576,775
Shares Percent Shares Out 0.0002
Shares Short 6,231
Shares Short Previous Month Date 1,784,073,600
Shares Short Prior Month 7,238
Short Name Donegal Group, Inc.
Short Percent Of Float 0.0076
Short Ratio 0.62
Source Interval 15
State PA
Symbol DGICB
Total Cash 50,252,440
Total Cash Per Share 1.354
Total Debt 35,000,000
Total Revenue 963,176,704
Tradeable 0
Trailing Annual Dividend Rate 0.74
Trailing Annual Dividend Yield 0.031931926
Trailing Eps 1.92
Trailing P E 12.069948
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 18.80455
Two Hundred Day Average Change 4.369749
Two Hundred Day Average Change Percent 0.23237722
Type Disp Equity
Volume 158
Website https://www.donegalgroup.com
Zip 17,547-0302