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Donegal Group Inc. (DGICA)

Financial Services | Insurance - Property & Casualty | Marietta, United States | NasdaqGS
18.68 USD +0.17 (0.918%) ⇧ (Oct. 16, 2026, 4 p.m. EDT)

Short-term:★★⯪☆☆Long-term:★★★⯪☆Dividends:★★★⯪☆
Hot Take ↕ | Oct. 10, 2026, 4:55 a.m. EDT

Donegal Group presents a compelling value case for patient capital, anchored by a robust recovery in its multi-year price trajectory and a resilient balance sheet. The stock has successfully erased previous declines, posting a +32% gain last year and a cumulative +18% rise over the last nine years, signaling that the market has reassessed the business quality positively. Fundamentally, the company is trading at a deep discount to book value (P/B of 1.0x) and sales (P/S of 0.7x), while maintaining healthy operating margins and a payout ratio of just 38%, suggesting significant room for potential share buybacks or dividend growth. However, the recent quarterly revenue contraction of 2.4% introduces a slight caution regarding top-line momentum, preventing a full 'exceptional' rating despite the strong equity metrics. For income investors, the 4.16% yield is attractive but not unique, supported by a sustainable payout structure. Short-term traders may find limited catalysts given the muted options flow and flat statistical forecasts, making this primarily a medium-to-long-term accumulation opportunity for those comfortable with cyclical insurance dynamics.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL ✓0.021833
AutoETS0.022273
AutoARIMA0.022312
AutoTheta0.023762

Forecast horizon: 45 days | Selected: MSTL

Forecast Reliability
Score 55%
H-stat 1.42
Ljung-Box p 0.000
Jarque-Bera p 0.237
Excess Kurtosis -1.24
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-11-01
Last Dividend Date 2026-07-30
Debt to Equity Ratio 5.254
Revenue per Share 26.141
Market Cap 692,086,592
Trailing P/E 9.73
Forward P/E 9.96
Beta -0.05
Profit Margins 7.38%
Website https://www.donegalgroup.com

As of Oct. 10, 2026, 4:55 a.m. EDT: Options activity is extremely thin with negligible volume and open interest across both calls and puts. Implied volatility is low and flat, indicating a lack of speculative positioning or hedging activity. The market appears indifferent to near-term directional moves.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.98% 4.12% 4.44% 4.51%
Dividend History
Date Dividend Yield %
2026-07-31 0.193000 0.977710
2026-05-01 0.193000 1.176112
2026-02-03 0.183000 0.973404
2025-11-03 0.183000 0.989189
2025-08-01 0.183000 1.092537
2025-05-01 0.183000 0.945248
2025-02-04 0.173000 1.170501
2024-11-01 0.173000 1.141914
2024-08-01 0.173000 1.235714
2024-05-07 0.173000 1.294910
2024-01-31 0.170000 1.132578
2023-10-31 0.170000 1.203966
2023-07-31 0.170000 1.166781
2023-04-28 0.170000 1.207386
2023-01-31 0.165000 1.086956
2022-10-31 0.165000 1.127049
2022-07-29 0.165000 1.165254
2022-04-29 0.165000 1.219512
2022-01-31 0.160000 1.114983
2021-10-29 0.160000 1.122807
2021-07-30 0.160000 1.034260
2021-04-30 0.160000 1.036941
2021-02-01 0.150000 1.094891
2020-10-30 0.150000 1.033770
2020-07-31 0.150000 1.072961
2020-04-30 0.150000 1.047486
2020-01-31 0.145000 1.039427
2019-10-31 0.145000 0.985054
2019-07-31 0.145000 0.976431
2019-04-30 0.145000 1.074074
2019-01-31 0.143000 1.085801
2018-10-31 0.143000 1.064780
2018-07-31 0.143000 0.978782
2018-04-30 0.143000 1.027299
2018-01-31 0.140000 0.797721
2017-10-31 0.140000 0.816803
2017-07-28 0.140000 0.922266
2017-04-27 0.140000 0.840841
2017-01-30 0.138000 0.841463
2016-10-28 0.138000 0.913302
2016-07-28 0.138000 0.844553
2016-04-28 0.138000 0.901961
2016-01-29 0.135000 0.956768
2015-10-29 0.135000 0.939457
2015-07-30 0.135000 0.911546
2015-04-29 0.135000 0.888743
2015-01-29 0.132000 0.815822
2014-10-30 0.132000 0.838095
2014-07-30 0.132000 0.867280
2014-04-29 0.132000 0.899183
2014-01-30 0.128000 0.868975
2013-10-30 0.128000 0.795525
2013-07-30 0.128000 0.926194
2013-04-29 0.128000 0.868975
2013-01-30 0.122000 0.924242
2012-10-31 0.122000 0.941358
2012-07-30 0.123000 0.910437
2012-04-27 0.123000 0.888728
2012-01-30 0.120000 0.784827
2011-10-28 0.120000 0.969305
2011-07-28 0.120000 1.004184
2011-04-28 0.120000 0.878477
2011-01-28 0.115000 0.906225
2010-10-28 0.115000 0.844347
2010-07-29 0.115000 0.976231
2010-04-29 0.115000 0.780190
2010-01-28 0.113000 0.773443
2009-10-29 0.113000 0.750332
2009-07-30 0.113000 0.706250
2009-04-29 0.113000 0.769755
2009-01-29 0.105000 0.708980
2008-10-30 0.105000 0.644172
2008-07-30 0.105000 0.603448
2008-04-29 0.105000 0.618739
2008-01-30 0.090000 0.553506
2007-10-30 0.090000 0.517241
2007-08-02 0.090000 0.587467
2007-04-27 0.090000 0.590551
2007-01-30 0.083000 0.445279
2006-10-30 0.083000 0.408264
2006-07-28 0.083000 0.426955
2006-04-27 0.083000 0.462396
2006-01-30 0.075000 0.440141
2005-10-28 0.075000 0.451264
2005-07-28 0.075000 0.459559
2005-04-28 0.075000 0.540541
2005-01-28 0.067500 0.566840
2004-10-28 0.067500 0.554272
2004-07-29 0.067500 0.589391
2004-04-28 0.067500 0.571429
2004-01-29 0.061875 0.487157
2003-10-31 0.061875 0.553042
2003-07-30 0.061875 0.687500
Additional Data
dividendRate 0.77
dividendYield 4.12
exDividendDate 2026-11-02
trailingAnnualDividendRate 0.74
trailingAnnualDividendYield 0.03997839
lastDividendValue 0.193
lastDividendDate 2026-07-31
dividendDate 2026-08-14

Info Dump

Attribute Value
52 Week Change -0.024543107
Address1 1,195 River Road
Address2 P.O. Box 302
All Time High 23.0
All Time Low 6.975
Ask 23.85
Ask Size 2
Audit Risk 3
Average Analyst Rating 2.0 - Buy
Average Daily Volume10 Day 100,950
Average Daily Volume3 Month 115,498
Average Volume 115,498
Average Volume10Days 100,950
Beta -0.047
Bid 13.48
Bid Size 2
Board Risk 10
Book Value 17.942
City Marietta
Compensation As Of Epoch Date 1,483,142,400
Compensation Risk 7
Country United States
Crypto Tradeable 0
Currency USD
Current Price 18.68
Current Ratio 0.507
Custom Price Alert Confidence HIGH
Date Short Interest 1,790,726,400
Day High 18.74
Day Low 18.4
Debt To Equity 5.254
Display Name Donegal
Dividend Date 1,786,665,600
Dividend Rate 0.77
Dividend Yield 4.12
Earnings Call Timestamp End 1,793,304,000
Earnings Call Timestamp Start 1,793,304,000
Earnings Growth 0.303
Earnings Quarterly Growth 0.323
Earnings Timestamp 1,793,277,000
Earnings Timestamp End 1,793,277,000
Earnings Timestamp Start 1,793,277,000
Ebitda 91,543,016
Ebitda Margins 0.09503999
Enterprise To Ebitda 7.408
Enterprise To Revenue 0.704
Enterprise Value 678,135,744
Eps Current Year 1.8
Eps Forward 1.875
Eps Trailing Twelve Months 1.92
Esg Populated 0
Ex Dividend Date 1,793,577,600
Exchange NMS
Exchange Data Delayed By 15
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 18.6928
Fifty Day Average Change -0.012800217
Fifty Day Average Change Percent -0.0006847672
Fifty Two Week Change Percent -2.4543107
Fifty Two Week High 21.06
Fifty Two Week High Change -2.3799992
Fifty Two Week High Change Percent -0.11301041
Fifty Two Week Low 16.11
Fifty Two Week Low Change 2.5699997
Fifty Two Week Low Change Percent 0.15952823
Fifty Two Week Range 16.11 - 21.06
Financial Currency USD
First Trade Date Milliseconds 1,057,239,000,000
Five Year Avg Dividend Yield 4.3
Float Shares 17,436,412
Forward Eps 1.875
Forward P E 9.9626665
Free Cashflow 41,856,792
Full Exchange Name NasdaqGS
Fullday Change 0.19999886
Fullday Change Percent 1.0804908
Fullday Price 18.68
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,790,812,800
Gross Margins 0.09397
Gross Profits 90,507,632
Has Pre Post Market Data 1
Held Percent Insiders 0.014359999
Held Percent Institutions 0.89639
Implied Shares Outstanding 37,049,603
Industry Insurance - Property & Casualty
Industry Disp Insurance - Property & Casualty
Industry Key insurance-property-casualty
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,785,456,000
Last Dividend Value 0.193
Last Fiscal Year End 1,767,139,200
Last Split Date 1,146,096,000
Last Split Factor 4:3
Long Business Summary Donegal Group Inc., an insurance holding company, provides commercial and personal lines of property and casualty coverages. It operates through three segments: Investment Function, Commercial Lines of Insurance, and Personal Lines of Insurance. The company offers protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured for commercial automobile; protection to businesses against perils combining liability and physical damage coverages; and benefits to employees for injuries sustained during employment. It provides protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured for private passenger automobile; and coverage for damage to residences and their contents from a range of perils, including fire, lightning, windstorm, and theft. The company markets its insurance products primarily to Mid-Atlantic, Midwest, Southern, and Southwestern states through a network of independent insurance agents. The company was incorporated in 1986 and is based in Marietta, Pennsylvania. Donegal Group Inc. operates as a subsidiary of Donegal Mutual Insurance Company.
Long Name Donegal Group Inc.
Market us_market
Market Cap 692,086,592
Market State CLOSED
Max Age 86,400
Message Board Id finmb_267024
Most Recent Quarter 1,782,777,600
Net Income To Common 71,085,800
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 675,211,994
Number Of Analyst Opinions 2
Open 18.48
Operating Cashflow 58,391,544
Operating Margins 0.11565
Overall Risk 10
Payout Ratio 0.3854
Peg Ratio 1.38
Phone 800 877 0600
Previous Close 18.51
Price Eps Current Year 10.377778
Price Hint 2
Price To Book 1.0411326
Price To Sales Trailing12 Months 0.7185458
Profit Margins 0.0738
Quick Ratio 0.156
Quote Source Name Delayed Quote
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 2.0
Region US
Regular Market Change 0.17
Regular Market Change Percent 0.918423
Regular Market Day High 18.74
Regular Market Day Low 18.4
Regular Market Day Range 18.4 - 18.74
Regular Market Open 18.48
Regular Market Previous Close 18.51
Regular Market Price 18.68
Regular Market Time 1,792,180,801
Regular Market Volume 61,841
Return On Assets 0.02276
Return On Equity 0.11179
Revenue Growth -0.024
Revenue Per Share 26.141
Sand P52 Week Change 0.13723719
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 10
Shares Outstanding 31,472,828
Shares Percent Shares Out 0.021
Shares Short 777,680
Shares Short Previous Month Date 1,788,134,400
Shares Short Prior Month 828,047
Short Name Donegal Group, Inc.
Short Percent Of Float 0.0452
Short Ratio 6.86
Source Interval 15
State PA
Symbol DGICA
Target High Price 22.0
Target Low Price 20.0
Target Mean Price 21.0
Target Median Price 21.0
Total Cash 50,252,440
Total Cash Per Share 1.354
Total Debt 35,000,000
Total Revenue 963,176,704
Tradeable 0
Trailing Annual Dividend Rate 0.74
Trailing Annual Dividend Yield 0.03997839
Trailing Eps 1.92
Trailing P E 9.729167
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 18.1691
Two Hundred Day Average Change 0.5109005
Two Hundred Day Average Change Percent 0.028119197
Type Disp Equity
Volume 61,841
Website https://www.donegalgroup.com
Zip 17,547-0302