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Donegal Group Inc. (DGICA)

Financial Services | Insurance - Property & Casualty | Marietta, United States | NasdaqGS
19.24 USD +0.26 (1.370%) ⇧ (Aug. 28, 2026, 4 p.m. EDT)
After hours: 19.24

Short-term:★★⯪☆☆Long-term:★★★☆☆Dividends:★★★⯪☆
Hot Take | Aug. 22, 2026, 4:27 a.m. EDT

Donegal Group presents a compelling value case for patient capital, anchored by a robust recovery in the trailing twelve months and a resilient balance sheet. The business has successfully navigated a period of stagnation, delivering a +20% gain last year and a cumulative +10% rise over the past nine years, with no recent consecutive declines to suggest structural deterioration. Fundamentally, the company trades at a discount to book value (P/B ~1.0x) and offers a healthy 4.1% dividend yield supported by a conservative payout ratio of roughly 38%, indicating strong coverage and sustainability. While the short-term statistical forecast is tepid and options flow is virtually non-existent, reflecting a lack of immediate speculative fervor, the combination of undervaluation, solid cash generation, and a clean balance sheet supports a solid long-term buy rating. Investors should view this as a recovery play rather than a momentum trade.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.098251
MSTL0.102373
AutoARIMA0.103009
AutoETS0.103615

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 50%
H-stat 5.23
Ljung-Box p 0.000
Jarque-Bera p 0.199
Excess Kurtosis -1.05
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-07-30
Last Dividend Date 2026-07-30
Debt to Equity Ratio 5.254
Revenue per Share 26.141
Market Cap 712,834,368
Trailing P/E 9.87
Forward P/E 10.26
Beta -0.03
Profit Margins 7.38%
Website https://www.donegalgroup.com

As of Aug. 22, 2026, 4:27 a.m. EDT: Speculator positioning is extremely thin and ambiguous. Call volume is negligible across all expirations, while put activity is similarly sparse, concentrated mostly in deep out-of-the-money strikes for September expiration. The lack of significant open interest or volume at key strikes suggests a lack of directional conviction among retail traders, resulting in a flat sentiment landscape.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.98% 4.12% 4.44% 4.51%
Dividend History
Date Dividend Yield %
2026-07-31 0.193000 0.977710
2026-05-01 0.193000 1.176112
2026-02-03 0.183000 0.973404
2025-11-03 0.183000 0.989189
2025-08-01 0.183000 1.092537
2025-05-01 0.183000 0.945248
2025-02-04 0.173000 1.170501
2024-11-01 0.173000 1.141914
2024-08-01 0.173000 1.235714
2024-05-07 0.173000 1.294910
2024-01-31 0.170000 1.132578
2023-10-31 0.170000 1.203966
2023-07-31 0.170000 1.166781
2023-04-28 0.170000 1.207386
2023-01-31 0.165000 1.086956
2022-10-31 0.165000 1.127049
2022-07-29 0.165000 1.165254
2022-04-29 0.165000 1.219512
2022-01-31 0.160000 1.114983
2021-10-29 0.160000 1.122807
2021-07-30 0.160000 1.034260
2021-04-30 0.160000 1.036941
2021-02-01 0.150000 1.094891
2020-10-30 0.150000 1.033770
2020-07-31 0.150000 1.072961
2020-04-30 0.150000 1.047486
2020-01-31 0.145000 1.039427
2019-10-31 0.145000 0.985054
2019-07-31 0.145000 0.976431
2019-04-30 0.145000 1.074074
2019-01-31 0.143000 1.085801
2018-10-31 0.143000 1.064780
2018-07-31 0.143000 0.978782
2018-04-30 0.143000 1.027299
2018-01-31 0.140000 0.797721
2017-10-31 0.140000 0.816803
2017-07-28 0.140000 0.922266
2017-04-27 0.140000 0.840841
2017-01-30 0.138000 0.841463
2016-10-28 0.138000 0.913302
2016-07-28 0.138000 0.844553
2016-04-28 0.138000 0.901961
2016-01-29 0.135000 0.956768
2015-10-29 0.135000 0.939457
2015-07-30 0.135000 0.911546
2015-04-29 0.135000 0.888743
2015-01-29 0.132000 0.815822
2014-10-30 0.132000 0.838095
2014-07-30 0.132000 0.867280
2014-04-29 0.132000 0.899183
2014-01-30 0.128000 0.868975
2013-10-30 0.128000 0.795525
2013-07-30 0.128000 0.926194
2013-04-29 0.128000 0.868975
2013-01-30 0.122000 0.924242
2012-10-31 0.122000 0.941358
2012-07-30 0.123000 0.910437
2012-04-27 0.123000 0.888728
2012-01-30 0.120000 0.784827
2011-10-28 0.120000 0.969305
2011-07-28 0.120000 1.004184
2011-04-28 0.120000 0.878477
2011-01-28 0.115000 0.906225
2010-10-28 0.115000 0.844347
2010-07-29 0.115000 0.976231
2010-04-29 0.115000 0.780190
2010-01-28 0.113000 0.773443
2009-10-29 0.113000 0.750332
2009-07-30 0.113000 0.706250
2009-04-29 0.113000 0.769755
2009-01-29 0.105000 0.708980
2008-10-30 0.105000 0.644172
2008-07-30 0.105000 0.603448
2008-04-29 0.105000 0.618739
2008-01-30 0.090000 0.553506
2007-10-30 0.090000 0.517241
2007-08-02 0.090000 0.587467
2007-04-27 0.090000 0.590551
2007-01-30 0.083000 0.445279
2006-10-30 0.083000 0.408264
2006-07-28 0.083000 0.426955
2006-04-27 0.083000 0.462396
2006-01-30 0.075000 0.440141
2005-10-28 0.075000 0.451264
2005-07-28 0.075000 0.459559
2005-04-28 0.075000 0.540541
2005-01-28 0.067500 0.566840
2004-10-28 0.067500 0.554272
2004-07-29 0.067500 0.589391
2004-04-28 0.067500 0.571429
2004-01-29 0.061875 0.487157
2003-10-31 0.061875 0.553042
2003-07-30 0.061875 0.687500
Additional Data
dividendRate 0.77
dividendYield 4.06
exDividendDate 2026-07-31
trailingAnnualDividendRate 0.74
trailingAnnualDividendYield 0.03898841
lastDividendValue 0.193
lastDividendDate 2026-07-31
dividendDate 2026-08-14

Info Dump

Attribute Value
52 Week Change 0.048501372
Address1 1,195 River Road
Address2 P.O. Box 302
All Time High 23.0
All Time Low 6.975
Ask 19.25
Ask Size 1
Audit Risk 3
Average Daily Volume10 Day 136,990
Average Daily Volume3 Month 139,063
Average Volume 139,063
Average Volume10Days 136,990
Beta -0.03
Bid 13.54
Bid Size 2
Board Risk 10
Book Value 17.942
City Marietta
Compensation As Of Epoch Date 1,483,142,400
Compensation Risk 7
Country United States
Crypto Tradeable 0
Currency USD
Current Price 19.24
Current Ratio 0.507
Custom Price Alert Confidence HIGH
Date Short Interest 1,786,665,600
Day High 19.25
Day Low 18.89
Debt To Equity 5.254
Display Name Donegal
Dividend Date 1,786,665,600
Dividend Rate 0.77
Dividend Yield 4.06
Earnings Call Timestamp End 1,785,414,600
Earnings Call Timestamp Start 1,785,414,600
Earnings Growth 0.303
Earnings Quarterly Growth 0.323
Earnings Timestamp 1,785,414,600
Earnings Timestamp End 1,793,277,000
Earnings Timestamp Start 1,793,277,000
Ebitda 91,543,016
Ebitda Margins 0.09503999
Enterprise To Ebitda 7.635
Enterprise To Revenue 0.726
Enterprise Value 698,922,560
Eps Current Year 1.8
Eps Forward 1.875
Eps Trailing Twelve Months 1.95
Esg Populated 0
Ex Dividend Date 1,785,456,000
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 18.832
Fifty Day Average Change 0.40799904
Fifty Day Average Change Percent 0.021665199
Fifty Two Week Change Percent 4.850137
Fifty Two Week High 21.06
Fifty Two Week High Change -1.8199997
Fifty Two Week High Change Percent -0.08641974
Fifty Two Week Low 16.11
Fifty Two Week Low Change 3.1299992
Fifty Two Week Low Change Percent 0.19428921
Fifty Two Week Range 16.11 - 21.06
Financial Currency USD
First Trade Date Milliseconds 1,057,239,000,000
Five Year Avg Dividend Yield 4.36
Float Shares 17,607,160
Forward Eps 1.875
Forward P E 10.261333
Free Cashflow 41,856,792
Full Exchange Name NasdaqGS
Fullday Change 0.26
Fullday Change Percent 1.36986
Fullday Price 19.24
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,785,542,400
Gross Margins 0.09397
Gross Profits 90,507,632
Has Pre Post Market Data 1
Held Percent Insiders 0.014359999
Held Percent Institutions 0.89007
Implied Shares Outstanding 37,049,603
Industry Insurance - Property & Casualty
Industry Disp Insurance - Property & Casualty
Industry Key insurance-property-casualty
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,785,456,000
Last Dividend Value 0.193
Last Fiscal Year End 1,767,139,200
Last Split Date 1,146,096,000
Last Split Factor 4:3
Long Business Summary Donegal Group Inc., an insurance holding company, provides commercial and personal lines of property and casualty coverages. It operates through three segments: Investment Function, Commercial Lines of Insurance, and Personal Lines of Insurance. The company offers protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured for commercial automobile; protection to businesses against perils combining liability and physical damage coverages; and benefits to employees for injuries sustained during employment. It provides protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured for private passenger automobile; and coverage for damage to residences and their contents from a range of perils, including fire, lightning, windstorm, and theft. The company markets its insurance products primarily to Mid-Atlantic, Midwest, Southern, and Southwestern states through a network of independent insurance agents. The company was incorporated in 1986 and is based in Marietta, Pennsylvania. Donegal Group Inc. operates as a subsidiary of Donegal Mutual Insurance Company.
Long Name Donegal Group Inc.
Market us_market
Market Cap 712,834,368
Market State CLOSED
Max Age 86,400
Message Board Id finmb_267024
Most Recent Quarter 1,782,777,600
Net Income To Common 71,085,800
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 727,662,298
Number Of Analyst Opinions 2
Open 18.96
Operating Cashflow 58,391,544
Operating Margins 0.11565
Overall Risk 10
Payout Ratio 0.3854
Peg Ratio 1.38
Phone 800 877 0600
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 19.24
Post Market Time 1,787,959,805
Previous Close 18.98
Price Eps Current Year 10.6888895
Price Hint 2
Price To Book 1.0723442
Price To Sales Trailing12 Months 0.7400868
Profit Margins 0.0738
Quick Ratio 0.156
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.26
Regular Market Change Percent 1.36986
Regular Market Day High 19.25
Regular Market Day Low 18.89
Regular Market Day Range 18.89 - 19.25
Regular Market Open 18.96
Regular Market Previous Close 18.98
Regular Market Price 19.24
Regular Market Time 1,787,947,201
Regular Market Volume 94,948
Return On Assets 0.02276
Return On Equity 0.11179
Revenue Growth -0.024
Revenue Per Share 26.141
Sand P52 Week Change 0.20204377
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 10
Shares Outstanding 31,472,828
Shares Percent Shares Out 0.0235
Shares Short 871,715
Shares Short Previous Month Date 1,784,073,600
Shares Short Prior Month 797,459
Short Name Donegal Group, Inc.
Short Percent Of Float 0.0507
Short Ratio 7.47
Source Interval 15
State PA
Symbol DGICA
Target High Price 22.0
Target Low Price 20.0
Target Mean Price 21.0
Target Median Price 21.0
Total Cash 50,252,440
Total Cash Per Share 1.354
Total Debt 35,000,000
Total Revenue 963,176,704
Tradeable 0
Trailing Annual Dividend Rate 0.74
Trailing Annual Dividend Yield 0.03898841
Trailing Eps 1.95
Trailing P E 9.866666
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 18.40985
Two Hundred Day Average Change 0.8301506
Two Hundred Day Average Change Percent 0.045092743
Type Disp Equity
Volume 94,948
Website https://www.donegalgroup.com
Zip 17,547-0302