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Donegal Group Inc. (DGICA)

Financial Services | Insurance - Property & Casualty | Marietta, United States | NasdaqGS
17.85 USD +0.57 (3.299%) ⇧ (April 17, 2026, 4 p.m. EDT)
After hours: 17.85

Short-term: ★★☆☆☆ | Long-term: ★★★☆☆ | Dividends: ★★★★☆
Hot Take | April 11, 2026, 4:20 p.m. EDT

DGICA is a low-beta stock with a strong dividend yield of 4.16%, which is attractive for income-focused investors. However, the recent price action shows a lack of clear momentum, with the stock trading near its 52-week low. The dividend payout ratio is healthy at 33%, indicating sustainability. While the fundamentals are solid, the forecasting model suggests minimal price movement in the short term. The options activity indicates some bearish sentiment for the mid-term, suggesting potential for a pullback. Long-term investors might consider buying on dips, while short-term traders may want to watch for any signs of momentum or a potential rebound.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL ✓0.040138
AutoARIMA0.041294
AutoETS0.041295
AutoTheta0.053270

Forecast horizon: 45 days | Selected: MSTL

Forecast Reliability
Score 78%
H-stat 1.05
Ljung-Box p 0.000
Jarque-Bera p 0.069
Excess Kurtosis -0.81
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-04-30
Last Dividend Date 2026-02-02
Debt to Equity Ratio 5.465
Revenue per Share 26.927
Market Cap 660,502,912
Trailing P/E 8.19
Forward P/E 8.81
Beta 0.02
Profit Margins 8.11%
Website https://www.donegalgroup.com

As of April 11, 2026, 4:20 p.m. EDT: Options speculators are showing mixed signals. For the near-term (April 17), there is a slight bullish bias with calls at the ATM strike (17.5) having moderate open interest and volatility, while puts are relatively inactive. For the mid-term (June 18), there is a notable bearish tilt with puts at the 15.0 strike having high open interest and volatility, indicating potential downside concerns. The longer-term (September 18) shows a balanced approach with minimal activity. Overall, the options data suggests a cautious outlook with some bearish sentiment for the mid-term, but limited actionable signals for the short-term.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.97% 4.06% 4.81% 5.00%
Dividend History
Date Dividend Yield %
2026-02-03 0.183000 0.973404
2025-11-03 0.183000 0.998840
2025-08-01 0.183000 1.114070
2025-05-01 0.183000 0.974274
2025-02-04 0.173000 1.217962
2024-11-01 0.173000 1.202222
2024-08-01 0.173000 1.315993
2024-05-07 0.173000 1.395424
2024-01-31 0.170000 1.236299
2023-10-31 0.170000 1.329040
2023-07-31 0.170000 1.303510
2023-04-28 0.170000 1.364452
2023-01-31 0.165000 1.242629
2022-10-31 0.165000 1.302632
2022-07-29 0.165000 1.362057
2022-04-29 0.165000 1.441716
2022-01-31 0.160000 1.333987
2021-10-29 0.160000 1.358485
2021-07-30 0.160000 1.265551
2021-04-30 0.160000 1.282170
2021-02-01 0.150000 1.367891
2020-10-30 0.150000 1.305650
2020-07-31 0.150000 1.368996
2020-04-30 0.150000 1.350570
2020-01-31 0.145000 1.353250
2019-10-31 0.145000 1.295815
2019-07-31 0.145000 1.297356
2019-04-30 0.145000 1.441193
2019-01-31 0.143000 1.472711
2018-10-31 0.143000 1.459766
2018-07-31 0.143000 1.356307
2018-04-30 0.143000 1.438654
2018-01-31 0.140000 1.128726
2017-10-31 0.140000 1.164857
2017-07-28 0.140000 1.326522
2017-04-27 0.140000 1.220823
2017-01-30 0.138000 1.232068
2016-10-28 0.138000 1.348465
2016-07-28 0.138000 1.258059
2016-04-28 0.138000 1.354913
2016-01-29 0.135000 1.450063
2015-10-29 0.135000 1.438177
2015-07-30 0.135000 1.408655
2015-04-29 0.135000 1.385931
2015-01-29 0.132000 1.283387
2014-10-30 0.132000 1.329386
2014-07-30 0.132000 1.387195
2014-04-29 0.132000 1.450991
2014-01-30 0.128000 1.414943
2013-10-30 0.128000 1.306405
2013-07-30 0.128000 1.533200
2013-04-29 0.128000 1.451802
2013-01-30 0.122000 1.557500
2012-10-31 0.122000 1.600482
2012-07-30 0.123000 1.562132
2012-04-27 0.123000 1.538669
2012-01-30 0.120000 1.371011
2011-10-28 0.120000 1.706688
2011-07-28 0.120000 1.785239
2011-04-28 0.120000 1.577816
2011-01-28 0.115000 1.642027
2010-10-28 0.115000 1.542944
2010-07-29 0.115000 1.799081
2010-04-29 0.115000 1.451819
2010-01-28 0.113000 1.450674
2009-10-29 0.113000 1.418118
2009-07-30 0.113000 1.344957
2009-04-29 0.113000 1.476399
2009-01-29 0.105000 1.370625
2008-10-30 0.105000 1.253683
2008-07-30 0.105000 1.182385
2008-04-29 0.105000 1.219885
2008-01-30 0.090000 1.098078
2007-10-30 0.090000 1.031729
2007-08-02 0.090000 1.177817
2007-04-27 0.090000 1.191219
2007-01-30 0.083000 0.903446
2006-10-30 0.083000 0.832085
2006-07-28 0.083000 0.873773
2006-04-27 0.083000 0.950416
2006-01-30 0.075000 0.908814
2005-10-28 0.075000 0.935837
2005-07-28 0.075000 0.957475
2005-04-28 0.075000 1.131535
2005-01-28 0.067500 1.192981
2004-10-28 0.067500 1.173252
2004-07-29 0.067500 1.254216
2004-04-28 0.067500 1.222987
2004-01-29 0.061875 1.048350
2003-10-31 0.061875 1.196003
2003-07-30 0.061875 1.495439
Additional Data
dividendRate 0.77
dividendYield 4.31
exDividendDate 2026-05-01
trailingAnnualDividendRate 0.72
trailingAnnualDividendYield 0.041666668
lastDividendValue 0.183
lastDividendDate 2026-02-03
dividendDate 2026-02-17

Info Dump

Attribute Value
52 Week Change -0.03193277
Address1 1,195 River Road
Address2 P.O. Box 302
All Time High 23.0
All Time Low 6.975
Ask 17.88
Ask Size 1
Audit Risk 3
Average Analyst Rating 2.0 - Buy
Average Daily Volume10 Day 99,610
Average Daily Volume3 Month 124,185
Average Volume 124,185
Average Volume10Days 99,610
Beta 0.019
Bid 17.82
Bid Size 1
Board Risk 9
Book Value 17.328
City Marietta
Compensation As Of Epoch Date 1,483,142,400
Compensation Risk 7
Country United States
Crypto Tradeable 0
Currency USD
Current Price 17.85
Current Ratio 0.49
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 17.94
Day Low 17.42
Debt To Equity 5.465
Display Name Donegal
Dividend Date 1,771,286,400
Dividend Rate 0.77
Dividend Yield 4.31
Earnings Call Timestamp End 1,777,552,200
Earnings Call Timestamp Start 1,777,552,200
Earnings Growth -0.333
Earnings Quarterly Growth -0.284
Earnings Timestamp 1,777,552,200
Earnings Timestamp End 1,777,552,200
Earnings Timestamp Start 1,777,552,200
Ebitda 102,018,696
Ebitda Margins 0.10431
Enterprise To Ebitda 6.175
Enterprise To Revenue 0.644
Enterprise Value 630,004,736
Eps Current Year 1.85
Eps Forward 2.025
Eps Trailing Twelve Months 2.18
Esg Populated 0
Ex Dividend Date 1,777,593,600
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 17.5538
Fifty Day Average Change 0.2961998
Fifty Day Average Change Percent 0.016873827
Fifty Two Week Change Percent -3.1932771
Fifty Two Week High 21.12
Fifty Two Week High Change -3.2700005
Fifty Two Week High Change Percent -0.15482956
Fifty Two Week Low 16.43
Fifty Two Week Low Change 1.4200001
Fifty Two Week Low Change Percent 0.08642727
Fifty Two Week Range 16.43 - 21.12
Financial Currency USD
First Trade Date Milliseconds 1,057,239,000,000
Five Year Avg Dividend Yield 4.35
Float Shares 17,772,524
Forward Eps 2.025
Forward P E 8.814815
Free Cashflow 35,345,564
Full Exchange Name NasdaqGS
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.101739995
Gross Profits 99,503,520
Has Pre Post Market Data 1
Held Percent Insiders 0.0195
Held Percent Institutions 0.87161005
Implied Shares Outstanding 37,002,964
Industry Insurance - Property & Casualty
Industry Disp Insurance - Property & Casualty
Industry Key insurance-property-casualty
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,770,076,800
Last Dividend Value 0.183
Last Fiscal Year End 1,767,139,200
Last Split Date 1,146,096,000
Last Split Factor 4:3
Long Business Summary Donegal Group Inc., an insurance holding company, provides commercial and personal lines of property and casualty coverages. It operates through three segments: Investment Function, Commercial Lines of Insurance, and Personal Lines of Insurance. The company offers protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured for commercial automobile; protection to businesses against perils combining liability and physical damage coverages; and benefits to employees for injuries sustained during employment. It provides protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured for private passenger automobile; and coverage for damage to residences and their contents from a range of perils, including fire, lightning, windstorm, and theft. The company markets its insurance products primarily to Mid-Atlantic, Midwest, Southern, and Southwestern states through a network of independent insurance agents. The company was incorporated in 1986 and is based in Marietta, Pennsylvania. Donegal Group Inc. operates as a subsidiary of Donegal Mutual Insurance Company.
Long Name Donegal Group Inc.
Market us_market
Market Cap 660,502,912
Market State CLOSED
Max Age 86,400
Message Board Id finmb_267024
Most Recent Quarter 1,767,139,200
Net Income To Common 79,340,736
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 666,551,074
Number Of Analyst Opinions 2
Open 17.42
Operating Cashflow 70,199,464
Operating Margins 0.088690005
Overall Risk 10
Payout Ratio 0.33029997
Peg Ratio 1.38
Phone 800 877 0600
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 17.85
Post Market Time 1,776,456,604
Previous Close 17.28
Price Eps Current Year 9.648648
Price Hint 2
Price To Book 1.0301248
Price To Sales Trailing12 Months 0.67535096
Profit Margins 0.08112001
Quick Ratio 0.149
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 2.0
Region US
Regular Market Change 0.57
Regular Market Change Percent 3.29861
Regular Market Day High 17.94
Regular Market Day Low 17.42
Regular Market Day Range 17.42 - 17.94
Regular Market Open 17.42
Regular Market Previous Close 17.28
Regular Market Price 17.85
Regular Market Time 1,776,456,001
Regular Market Volume 105,769
Return On Assets 0.02619
Return On Equity 0.13377
Revenue Growth -0.039
Revenue Per Share 26.927
Sand P52 Week Change 0.36506534
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 10
Shares Outstanding 31,426,189
Shares Percent Shares Out 0.0125
Shares Short 461,088
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 497,699
Short Name Donegal Group, Inc.
Short Percent Of Float 0.027
Short Ratio 3.75
Source Interval 15
State PA
Symbol DGICA
Target High Price 20.5
Target Low Price 19.0
Target Mean Price 19.75
Target Median Price 19.75
Total Cash 65,498,184
Total Cash Per Share 1.77
Total Debt 35,000,000
Total Revenue 978,014,336
Tradeable 0
Trailing Annual Dividend Rate 0.72
Trailing Annual Dividend Yield 0.041666668
Trailing Eps 2.18
Trailing P E 8.188073
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 18.6247
Two Hundred Day Average Change -0.77470016
Two Hundred Day Average Change Percent -0.04159531
Type Disp Equity
Volume 105,769
Website https://www.donegalgroup.com
Zip 17,547-0302