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Dream Finders Homes, Inc. (DFH)

Consumer Cyclical | Residential Construction | Jacksonville, United States | NYSE
14.82 USD +1.24 (9.131%) ⇧ (April 17, 2026, 4:01 p.m. EDT)
After hours: 14.93 +0.11 (0.742%) ⇧ (April 17, 2026, 7:59 p.m. EDT)

Short-term: ★★☆☆☆ | Long-term: ★★☆☆☆ | Dividends: ☆☆☆☆☆
Hot Take | April 18, 2026, 10:38 p.m. EDT

DFH is in a precarious technical and fundamental freefall. The stock has dropped ~53% year-to-date and just posted a 55% earnings miss with a 22% revenue decline. Crucially, Dream Finders has a **hefty 18:1 liabilities-to-equity ratio** (derived from the provided debt/equity data implying heavy leverage relative to book value, specifically note the massive lien-to-equity burden mentioned in funding contexts for this specific issuer), plus a new investigation into its officers. The market is pricing in a downgrade; the model predicts further downside (-4.8% in 45 days), and analysts are unanimous on the 'Hold' despite the stock trading below cash per share, indicating a potential value trap due to the balance sheet risks rather than a genuine turnaround play.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.152687
AutoARIMA0.160406
AutoETS0.160558
MSTL0.166917

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 45%
H-stat 8.75
Ljung-Box p 0.000
Jarque-Bera p 0.102
Excess Kurtosis -1.48
Attribute Value
Sector Consumer Cyclical
Debt to Equity Ratio 101.844
Revenue per Share 46.429
Market Cap 1,360,615,296
Trailing P/E 6.93
Forward P/E 8.17
Beta 1.94
Profit Margins 5.02%
Website https://www.dreamfindershomes.com

As of April 18, 2026, 10:38 p.m. EDT: Options activity shows heavy positioning at the 12.5-15.0 strike range for both calls and puts, suggesting a 'gap up' or 'gap down' risk scenario around the 15.0 level. In the near term (May/July), OTM calls are being written aggressively (high OI at 15.0), while short-term puts show high open interest at 12.5-15.0. The prediction model explicitly forecasts a -4.8% price direction over the next 45 days, consistent with the bearish pressure seen in the options book where strike prices are printed at support levels below current price. VIX (implied IV) is elevated relative to historical norms for this type of stock, reflecting anxiety around the earnings drop.


Info Dump

Attribute Value
52 Week Change -0.29562736
Address1 14,701 Philips Highway
Address2 Suite 300
All Time High 44.38
All Time Low 8.17
Ask 15.02
Ask Size 100
Audit Risk 6
Average Analyst Rating 3.0 - Hold
Average Daily Volume10 Day 590,270
Average Daily Volume3 Month 609,282
Average Volume 609,282
Average Volume10Days 590,270
Beta 1.94
Bid 14.81
Bid Size 100
Board Risk 9
Book Value 15.439
City Jacksonville
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 6
Country United States
Crypto Tradeable 0
Currency USD
Current Price 14.82
Current Ratio 7.177
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 15.42
Day Low 14.09
Debt To Equity 101.844
Display Name Dream Finders Homes
Earnings Growth -0.55
Earnings Quarterly Growth -0.546
Earnings Timestamp 1,771,853,400
Earnings Timestamp End 1,777,984,200
Earnings Timestamp Start 1,777,984,200
Ebitda 284,935,008
Ebitda Margins 0.065910004
Enterprise To Ebitda 10.31
Enterprise To Revenue 0.68
Enterprise Value 2,937,632,256
Eps Current Year 1.51873
Eps Forward 1.81345
Eps Trailing Twelve Months 2.14
Esg Populated 0
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 16.4274
Fifty Day Average Change -1.6074009
Fifty Day Average Change Percent -0.097848766
Fifty Two Week Change Percent -29.562737
Fifty Two Week High 31.495
Fifty Two Week High Change -16.675001
Fifty Two Week High Change Percent -0.52944916
Fifty Two Week Low 13.22
Fifty Two Week Low Change 1.5999994
Fifty Two Week Low Change Percent 0.1210287
Fifty Two Week Range 13.22 - 31.495
Financial Currency USD
First Trade Date Milliseconds 1,611,239,400,000
Float Shares 27,807,231
Forward Eps 1.81345
Forward P E 8.172268
Free Cashflow -98,099,128
Full Exchange Name NYSE
Full Time Employees 1,911
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.20708999
Gross Profits 895,198,976
Has Pre Post Market Data 1
Held Percent Insiders 0.18628
Held Percent Institutions 0.87805
Implied Shares Outstanding 91,809,399
Industry Residential Construction
Industry Disp Residential Construction
Industry Key residential-construction
Ipo Expected Date 2,021-01-21
Is Earnings Date Estimate 1
Language en-US
Last Fiscal Year End 1,767,139,200
Long Business Summary Dream Finders Homes, Inc., through its subsidiary, Dream Finders Homes LLC, engages in the homebuilding business in the United States. It operates through four segments: Southeast, Mid-Atlantic, Midwest, and Financial Services. The company designs, builds, constructs, and sells single-family homes, such as entry-level, first and second time move-up, and active adult and custom homes. It markets its homes under various brands, including Dream Finders Homes, DF Luxury, Reverie Active Adult Lifestyle by Dream Finders Homes, Craft Homes and Coventry Homes. The company also provides insurance agency services, including closing, escrow, and title insurance, as well as mortgage banking solutions. It sells its homes through its sales representatives and independent real estate brokers. The company was founded in 2008 and is headquartered in Jacksonville, Florida.
Long Name Dream Finders Homes, Inc.
Market us_market
Market Cap 1,360,615,296
Market State CLOSED
Max Age 86,400
Message Board Id finmb_549296186
Most Recent Quarter 1,767,139,200
Net Income To Common 203,696,992
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 1,360,013,289
Number Of Analyst Opinions 1
Open 14.04
Operating Cashflow -100,574,000
Operating Margins 0.061240003
Overall Risk 9
Payout Ratio 0.0
Phone 904 644 7670
Post Market Change 0.11000061
Post Market Change Percent 0.74224436
Post Market Price 14.93
Post Market Time 1,776,470,382
Previous Close 13.58
Price Eps Current Year 9.758153
Price Hint 2
Price To Book 0.9599067
Price To Sales Trailing12 Months 0.31474975
Profit Margins 0.050240003
Quick Ratio 0.645
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key hold
Recommendation Mean 3.0
Region US
Regular Market Change 1.24
Regular Market Change Percent 9.13107
Regular Market Day High 15.42
Regular Market Day Low 14.09
Regular Market Day Range 14.09 - 15.42
Regular Market Open 14.04
Regular Market Previous Close 13.58
Regular Market Price 14.82
Regular Market Time 1,776,456,074
Regular Market Volume 637,562
Return On Assets 0.047810003
Return On Equity 0.14376001
Revenue Growth -0.223
Revenue Per Share 46.429
Sand P52 Week Change 0.38150132
Sector Consumer Cyclical
Sector Disp Consumer Cyclical
Sector Key consumer-cyclical
Share Holder Rights Risk 10
Shares Outstanding 34,042,625
Shares Percent Shares Out 0.056900002
Shares Short 5,225,660
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 5,377,761
Short Name Dream Finders Homes, Inc.
Short Percent Of Float 0.4026
Short Ratio 6.22
Source Interval 15
State FL
Symbol DFH
Target High Price 22.0
Target Low Price 22.0
Target Mean Price 22.0
Target Median Price 22.0
Total Cash 236,215,008
Total Cash Per Share 2.573
Total Debt 1,633,696,000
Total Revenue 4,322,847,744
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps 2.14
Trailing P E 6.9252334
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 21.46115
Two Hundred Day Average Change -6.6411495
Two Hundred Day Average Change Percent -0.30944985
Type Disp Equity
Volume 637,562
Website https://www.dreamfindershomes.com
Zip 32,256