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Dime Commercial Bancshares, Inc. (DCOM)

Financial Services | Banks - Regional | Hauppauge, United States | NYSE
38.83 USD +0.30 (0.779%) ⇧ (Oct. 16, 2026, 4 p.m. EDT)
After hours: 38.78 -0.05 (-0.050%) ⇩ (Oct. 16, 2026, 4:45 p.m. EDT)

Short-term:★★★⯪☆Long-term:★★★⯪☆Dividends:★★★☆☆
Hot Take ↕ | Oct. 10, 2026, 6:40 a.m. EDT

The investment case here rests on a classic turnaround story with strong momentum confirmation. Fundamentally, the bank is showing robust recovery with a 17% jump in earnings and a 12% rise in revenue, trading at a reasonable forward P/E of roughly 8.8x. The balance sheet is healthy, with a payout ratio of just 36%, leaving ample room for future growth without jeopardizing shareholder returns. The dividend yield of 2.6% is stable and reliable, serving as a nice floor for income investors. However, the most compelling signal is the convergence of price action and options flow. The stock has successfully broken out of its multi-year consolidation, closing near the upper end of its 52-week range. Crucially, the options market is screaming for a move higher; the sheer concentration of open interest at the $45 strike for December expiration acts as a powerful magnet, implying that smart money is pricing in a substantial rally before year-end. While the statistical forecast model offers only a modest, moderate-confidence uptick, it aligns with the broader bullish narrative rather than contradicting it. The tension lies in the fact that the statistical model is conservative, likely missing the magnitude of the sentiment shift captured by the options data. Overall, this looks like a high-conviction setup for a continued upward trend, supported by improving fundamentals and aggressive speculative positioning.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL ✓0.026144
AutoETS0.028756
AutoARIMA0.028773
AutoTheta0.035079

Forecast horizon: 45 days | Selected: MSTL

Forecast Reliability
Score 46%
H-stat 8.89
Ljung-Box p 0.000
Jarque-Bera p 0.092
Excess Kurtosis -0.26
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-10-15
Last Dividend Date 2026-10-15
Revenue per Share 10.185
Market Cap 1,714,600,704
Trailing P/E 14.02
Forward P/E 9.00
Beta 1.01
Profit Margins 29.36%
Previous Name Dime Community Bancshares, Inc.
Website https://www.dime.com

As of Oct. 10, 2026, 6:40 a.m. EDT: Speculators are positioning for a significant upside move toward the $45 strike by December, evidenced by massive open interest (563 contracts) and volume (562 contracts) at that level compared to negligible activity elsewhere. This creates a distinct 'call wall' suggesting a bullish bias for year-end. Conversely, put writers are heavily exposed at the $25 strike (159 contracts), indicating a floor expectation or hedging against a deep crash, while ATM put volume remains relatively low. The skew suggests a bet on volatility expansion driven by a rally rather than a defensive hedge.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.64% 3.65% 3.50% 3.58%
Dividend History
Date Dividend Yield %
2026-10-16 0.250000 0.643832
2026-07-17 0.250000 0.620040
2026-04-17 0.250000 0.674218
2026-01-16 0.250000 0.808800
2025-10-17 0.250000 0.898634
2025-07-17 0.250000 0.866551
2025-04-17 0.250000 0.991670
2025-01-17 0.250000 0.782228
2024-10-17 0.250000 0.794913
2024-07-17 0.250000 1.016260
2024-04-16 0.250000 1.388118
2024-01-16 0.250000 1.024590
2023-10-16 0.250000 1.248128
2023-07-14 0.250000 1.331203
2023-04-14 0.250000 1.207729
2023-01-13 0.240000 0.721805
2022-10-14 0.240000 0.762631
2022-07-15 0.240000 0.805369
2022-04-14 0.240000 0.691443
2022-01-13 0.240000 0.637789
2021-10-15 0.240000 0.689853
2021-07-16 0.240000 0.784827
2021-05-10 0.240000 0.704639
2021-02-04 0.240000 0.876552
2020-10-22 0.240000 1.196411
2020-07-17 0.240000 1.305057
2020-04-17 0.240000 1.315068
2020-01-23 0.240000 0.745573
2019-10-17 0.230000 0.779925
2019-07-19 0.230000 0.806734
2019-04-17 0.230000 0.725781
2019-01-17 0.230000 0.831225
2018-10-18 0.230000 0.745060
2018-07-20 0.230000 0.631001
2018-04-19 0.230000 0.718750
2018-01-19 0.230000 0.633609
2017-10-19 0.230000 0.666667
2017-07-19 0.230000 0.689655
2017-04-19 0.230000 0.700152
2017-01-19 0.230000 0.642458
2016-10-19 0.230000 0.822898
2016-07-20 0.230000 0.769231
2016-04-18 0.230000 0.766156
2016-01-20 0.230000 0.843727
2015-10-16 0.230000 0.828829
2015-07-20 0.230000 0.856611
2015-04-15 0.230000 0.877193
2015-01-15 0.230000 0.891127
2014-10-15 0.230000 0.944559
2014-07-15 0.230000 0.978307
2014-04-15 0.230000 0.937627
2014-01-15 0.230000 0.905155
2013-10-16 0.230000 0.990952
2013-07-15 0.230000 0.969646
2013-04-16 0.230000 1.074264
2012-12-06 0.230000 1.147132
2012-10-15 0.230000 1.001306
2012-07-17 0.230000 1.004806
2012-04-17 0.230000 1.120312
2012-01-13 0.230000 1.110039
2011-10-06 0.230000 1.163968
2011-07-13 0.230000 1.063830
2011-04-08 0.230000 1.038375
2010-12-28 0.230000 0.893551
2010-10-07 0.230000 0.952381
2010-07-09 0.230000 0.905512
2010-04-09 0.230000 0.998697
2009-12-28 0.230000 0.945335
2009-10-08 0.230000 0.981229
2009-07-02 0.230000 0.872534
2009-04-09 0.230000 1.127451
2008-12-26 0.230000 1.252041
2008-10-03 0.230000 1.135802
2008-07-03 0.230000 1.103647
2008-04-04 0.230000 1.121951
2007-12-27 0.230000 0.954357
2007-10-04 0.230000 0.929293
2007-07-05 0.230000 0.950413
2007-04-04 0.230000 0.955546
2006-12-28 0.230000 0.954357
2006-10-05 0.230000 0.900196
2006-07-06 0.230000 0.893204
2006-04-06 0.230000 0.933063
2005-12-28 0.230000 0.946502
2005-09-28 0.230000 0.850277
2005-06-29 0.230000 0.859813
2005-03-29 0.220000 0.707395
2004-12-29 0.210000 0.681818
2004-09-28 0.180000 0.590164
2004-06-30 0.166667 0.549452
2004-03-29 0.160000 0.578313
2003-12-29 0.420000 1.812950
2003-09-26 0.133333 0.632910
2003-06-26 0.120000 0.654545
2003-03-27 0.113333 0.709810
2002-12-27 0.106667 0.704848
2002-09-26 0.100000 0.625000
2002-06-26 0.100000 0.591716
2002-03-26 0.100000 0.769231
2001-12-27 0.100000 0.819672
2001-09-26 0.093333 0.775621
2001-06-27 0.086667 0.695190
2001-03-28 0.086667 0.742860
2000-12-27 0.086667 0.806205
Additional Data
dividendRate 1.0
dividendYield 2.58
exDividendDate 2026-10-16
trailingAnnualDividendRate 1.0
trailingAnnualDividendYield 0.025953803
lastDividendValue 0.25
lastDividendDate 2026-10-16
dividendDate 2026-10-23

Info Dump

Attribute Value
52 Week Change 0.34592724
Address1 898 Veterans Memorial Highway
Address2 Suite 560
All Time High 41.97
All Time Low 10.0
Ask 38.74
Ask Size 100
Audit Risk 4
Average Analyst Rating 1.8 - Buy
Average Daily Volume10 Day 418,040
Average Daily Volume3 Month 325,021
Average Volume 325,021
Average Volume10Days 418,040
Beta 1.006
Bid 38.69
Bid Size 200
Board Risk 6
Book Value 31.792
City Hauppauge
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 5
Country United States
Crypto Tradeable 0
Currency USD
Current Price 38.83
Custom Price Alert Confidence HIGH
Date Short Interest 1,790,726,400
Day High 39.24
Day Low 38.43
Display Name Dime Commercial Bancshares
Dividend Date 1,792,713,600
Dividend Rate 1.0
Dividend Yield 2.58
Earnings Call Timestamp End 1,792,526,400
Earnings Call Timestamp Start 1,792,526,400
Earnings Growth 0.176
Earnings Quarterly Growth 0.172
Earnings Timestamp 1,792,499,400
Earnings Timestamp End 1,792,499,400
Earnings Timestamp Start 1,792,499,400
Ebitda Margins 0.0
Enterprise To Revenue 1.256
Enterprise Value 551,473,600
Eps Current Year 3.34
Eps Forward 4.314
Eps Trailing Twelve Months 2.77
Esg Populated 0
Ex Dividend Date 1,792,108,800
Exchange NYQ
Exchange Data Delayed By 20
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 40.0712
Fifty Day Average Change -1.2411995
Fifty Day Average Change Percent -0.030974852
Fifty Two Week Change Percent 34.592724
Fifty Two Week High 41.97
Fifty Two Week High Change -3.1399994
Fifty Two Week High Change Percent -0.074815325
Fifty Two Week Low 25.63
Fifty Two Week Low Change 13.200003
Fifty Two Week Low Change Percent 0.51502156
Fifty Two Week Range 25.63 - 41.97
Financial Currency USD
First Trade Date Milliseconds 916,151,400,000
Five Year Avg Dividend Yield 3.4
Float Shares 42,301,135
Forward Eps 4.314
Forward P E 9.000927
Full Exchange Name NYSE
Full Time Employees 902
Fullday Change 0.25
Fullday Change Percent 0.6488451
Fullday Price 38.83
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,790,812,800
Gross Margins 0.0
Gross Profits 439,071,008
Has Pre Post Market Data 1
Held Percent Insiders 0.03553
Held Percent Institutions 0.91457003
Implied Shares Outstanding 44,156,595
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,792,108,800
Last Dividend Value 0.25
Last Fiscal Year End 1,767,139,200
Last Split Date 1,090,800,000
Last Split Factor 3:2
Long Business Summary Dime Commercial Bancshares, Inc. operates as the holding company for Dime Community Bank that engages in the provision of various commercial banking and financial services in the United Stated. The company accepts time, savings, and demand deposits from the businesses, consumers, and local municipalities. It also provides commercial real estate loans; multi-family mortgage loans; residential mortgage loans; letters of credit; secured and unsecured commercial and consumer loans; lines of credit; home equity loans; and construction and land loans. In addition, the company invests in Federal Home Loan Bank, Federal National Mortgage Association, Government National Mortgage Association, and Federal Home Loan Mortgage Corporation mortgage-backed securities, collateralized mortgage obligations, and other asset backed securities; U.S. Treasury securities; New York state and local municipal obligations; U.S. government-sponsored enterprise securities; and corporate bonds. Further, the company offers certificate of deposit account registry services and insured cash sweep programs; federal deposit insurance corporation insurance; merchant credit and debit card processing, automated teller machines, cash and treasury management services, escrow account services, lockbox processing, online banking services, remote deposit capture, safe deposit boxes, and individual retirement accounts; investment products and services through a third-party broker dealer; and title insurance broker services for small and medium sized businesses, and municipal and consumer relationships. The company was formerly known as Dime Community Bancshares, Inc. and changed its name to Dime Commercial Bancshares, Inc. in May 2026. Dime Commercial Bancshares, Inc. was founded in 1910 and is headquartered in Hauppauge, New York.
Long Name Dime Commercial Bancshares, Inc.
Market us_market
Market Cap 1,714,600,704
Market State CLOSED
Max Age 86,400
Message Board Id finmb_369765
Most Recent Quarter 1,782,777,600
Name Change Date 2,026-10-17
Net Income To Common 119,296,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 1,764,055,970
Number Of Analyst Opinions 5
Open 38.63
Operating Cashflow 202,108,992
Operating Margins 0.44626
Overall Risk 5
Payout Ratio 0.36099997
Peg Ratio 3.76
Phone 631 537 1000
Post Market Change -0.05000305
Post Market Change Percent -0.12877427
Post Market Price 38.78
Post Market Time 1,792,183,541
Prev Name Dime Community Bancshares, Inc.
Previous Close 38.53
Price Eps Current Year 11.62575
Price Hint 2
Price To Book 1.2213765
Price To Sales Trailing12 Months 3.9050648
Profit Margins 0.29363
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 1.8
Region US
Regular Market Change 0.300003
Regular Market Change Percent 0.778622
Regular Market Day High 39.24
Regular Market Day Low 38.43
Regular Market Day Range 38.43 - 39.24
Regular Market Open 38.63
Regular Market Previous Close 38.53
Regular Market Price 38.83
Regular Market Time 1,792,180,803
Regular Market Volume 274,447
Return On Assets 0.00881
Return On Equity 0.08736
Revenue Growth 0.12
Revenue Per Share 10.185
Sand P52 Week Change 0.13723719
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 5
Shares Outstanding 44,156,595
Shares Percent Shares Out 0.096
Shares Short 4,238,109
Shares Short Previous Month Date 1,788,134,400
Shares Short Prior Month 3,874,581
Short Name Dime Commercial Bancshares, Inc
Short Percent Of Float 0.121300004
Short Ratio 13.9
Source Interval 15
State NY
Symbol DCOM
Target High Price 48.0
Target Low Price 44.0
Target Mean Price 46.0
Target Median Price 46.0
Total Cash 2,005,138,944
Total Cash Per Share 45.41
Total Debt 725,443,008
Total Revenue 439,071,008
Tradeable 0
Trailing Annual Dividend Rate 1.0
Trailing Annual Dividend Yield 0.025953803
Trailing Eps 2.77
Trailing P E 14.018051
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 36.95775
Two Hundred Day Average Change 1.8722534
Two Hundred Day Average Change Percent 0.050659295
Type Disp Equity
Volume 274,447
Website https://www.dime.com
Zip 11,788