Dave Inc. (DAVEW)Los Angeles, United States | NasdaqGM
2.76 USD
-0.04
(-1.429%) ⇩
(July 13, 2026, 3:49 p.m.
EDT)
|
Hot Take ↕ | July 11, 2026, 4:08 a.m. EDT
The company presents a paradoxical picture of exceptional profitability metrics versus a precarious capital structure. While the business generates robust operating cash flow and boasts impressive margins, the balance sheet is heavily leveraged with debt significantly exceeding equity, creating a fragile foundation for a high-beta stock. The recent reverse stock split and the absence of any price history or dividend track record suggest a speculative, early-stage public debut rather than a mature investment vehicle. With no analyst coverage and a lack of historical data to validate the growth trajectory, the risk-reward profile remains undefined, warranting a neutral stance until more operational clarity emerges. |
| Attribute | Value |
|---|---|
| Debt to Equity Ratio | 131.615 |
| Revenue per Share | 44.976 |
| Beta | 3.83 |
| Profit Margins | 37.21% |
| Previous Name | Dave, Inc. |
| Website | https://dave.com |
| Attribute | Value |
|---|---|
| Address1 | 1,265 South Cochran Avenue |
| Ask | 0.0 |
| Ask Size | 0 |
| Beta | 3.826 |
| Bid | 1.61 |
| Bid Size | 1 |
| Book Value | 16.028 |
| City | Los Angeles |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 2.76 |
| Current Ratio | 3.857 |
| Custom Price Alert Confidence | HIGH |
| Day High | 2.9 |
| Day Low | 2.6 |
| Debt To Equity | 131.615 |
| Display Name | Dave |
| Earnings Growth | 1.041 |
| Earnings Quarterly Growth | 1.011 |
| Ebitda | 217,304,992 |
| Ebitda Margins | 0.35941002 |
| Eps Trailing Twelve Months | -0.206 |
| Esg Populated | 0 |
| Exchange | NGM |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Two Week High | 2.9 |
| Fifty Two Week High Change | -0.1400001 |
| Fifty Two Week High Change Percent | -0.048275895 |
| Fifty Two Week Low | 2.6 |
| Fifty Two Week Low Change | 0.16000009 |
| Fifty Two Week Low Change Percent | 0.061538495 |
| Fifty Two Week Range | 2.6 - 2.9 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,783,690,200,000 |
| Float Shares | 9,407,907 |
| Free Cashflow | 85,745,624 |
| Full Exchange Name | NasdaqGM |
| Full Time Employees | 280 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Gross Margins | 0.72103995 |
| Gross Profits | 435,952,000 |
| Has Pre Post Market Data | 1 |
| Industry | |
| Industry Key | |
| Ipo Expected Date | 2,022-01-06 |
| Language | en-US |
| Long Business Summary | Dave Inc. provides various financial products and services through its financial services platform in the United States. It offers Budget, personal financial management tool that helps members anticipate upcoming transactions and receive notifications by utilizing historical bank account data to identify recurring charges; ExtraCash, a form of a discretionary overdraft to bridge liquidity gaps between paycheck; Side Hustle, a job application portal to find supplemental or temporary work. The company also provides Dave Checking, a digital demand deposit account. Dave Inc. was founded in 2015 and is headquartered in Los Angeles, California. |
| Long Name | Dave Inc. |
| Market | us_market |
| Market State | PREPRE |
| Max Age | 86,400 |
| Message Board Id | finmb_428692535 |
| Name Change Date | 2,026-07-13 |
| Net Income To Common | 224,988,992 |
| Open | 1.43 |
| Operating Cashflow | 326,801,984 |
| Operating Margins | 0.38275 |
| Phone | 844 857 3283 |
| Prev Name | Dave, Inc. |
| Previous Close | 2.8 |
| Price Hint | 4 |
| Price To Book | 0.17219865 |
| Profit Margins | 0.37212002 |
| Quick Ratio | 1.533 |
| Quote Source Name | Delayed Quote |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | -0.03999996 |
| Regular Market Change Percent | -1.4285702 |
| Regular Market Day High | 2.9 |
| Regular Market Day Low | 2.6 |
| Regular Market Day Range | 2.6 - 2.9 |
| Regular Market Open | 1.43 |
| Regular Market Previous Close | 2.8 |
| Regular Market Price | 2.76 |
| Regular Market Time | 1,783,972,156 |
| Regular Market Volume | 103,007 |
| Return On Assets | 0.31998 |
| Return On Equity | 1.1158999 |
| Revenue Growth | 0.467 |
| Revenue Per Share | 44.976 |
| Sand P52 Week Change | 0.20847368 |
| Sector | |
| Sector Key | |
| Short Name | Dave Inc. Warrants |
| Source Interval | 15 |
| State | CA |
| Symbol | DAVEW |
| Total Cash | 179,951,008 |
| Total Cash Per Share | 14.153 |
| Total Debt | 268,206,000 |
| Total Revenue | 604,617,024 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | -0.206 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Type Disp | Equity |
| Volume | 103,007 |
| Website | https://dave.com |
| Zip | 90,019 |