Dave Inc. (DAVE)Technology | Software - Application | Los Angeles, United States | NasdaqGM
389.56 USD
-11.19
(-2.792%) ⇩
(July 13, 2026, 4 p.m.
EDT)
After hours: 372.72 -16.84 (-16.840%) ⇩ (July 13, 2026, 7:36 p.m. EDT) |
Hot Take ↕ | July 11, 2026, 4:52 a.m. EDT
Dave Inc. is riding a powerful momentum wave, surging nearly 30% in just two weeks to test the $400 resistance level. The underlying business is exceptional, boasting 46% revenue growth and triple-digit earnings expansion, yet the stock trades at a premium that has analysts pricing in a correction. The high beta amplifies this volatility, making it a thrilling but dangerous ride. While the fundamentals justify a higher valuation, the disconnect between the current price and the average analyst target suggests the market is already optimistic. For investors, this is a high-conviction momentum play that requires strict risk management due to the extreme price swings. |
| Model | MAE |
|---|---|
| MSTL ✓ | 0.192593 |
| MSTL_45 | 0.194020 |
| AutoARIMA | 0.211634 |
| AutoETS | 0.233906 |
| MSTL_45_97 | 0.275123 |
| AutoTheta | 0.280478 |
| MSTL_97 | 0.296734 |
Forecast horizon: 60 days | Selected: MSTL
| Forecast Reliability | |
|---|---|
| Score | 23% |
| H-stat | 8.07 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.022 |
| Excess Kurtosis | -0.29 |
| Attribute | Value |
|---|---|
| Sector | Technology |
| Debt to Equity Ratio | 131.615 |
| Revenue per Share | 44.976 |
| Market Cap | 4,952,962,048 |
| Trailing P/E | 24.99 |
| Forward P/E | 18.60 |
| Beta | 3.83 |
| Profit Margins | 37.21% |
| Previous Name | Dave, Inc. |
| Website | https://dave.com |
As of July 11, 2026, 4:52 a.m. EDT: Speculators are positioning for high volatility with elevated implied volatility across expirations. While call interest clusters around the $400-$450 range suggesting upside expectations, put open interest is significantly heavier at lower strikes ($175-$330), indicating substantial hedging or downside protection demand. Recent flow shows aggressive activity in both directions, reflecting a polarized view on whether the recent rally will sustain.
| Attribute | Value |
|---|---|
| 52 Week Change | 0.8722261 |
| Address1 | 1,265 South Cochran Avenue |
| All Time High | 491.072 |
| All Time Low | 4.467 |
| Ask | 494.31 |
| Ask Size | 2 |
| Audit Risk | 5 |
| Average Analyst Rating | 1.4 - Strong Buy |
| Average Daily Volume10 Day | 593,710 |
| Average Daily Volume3 Month | 609,549 |
| Average Volume | 609,549 |
| Average Volume10Days | 593,710 |
| Beta | 3.826 |
| Bid | 290.64 |
| Bid Size | 2 |
| Board Risk | 9 |
| Book Value | 16.028 |
| City | Los Angeles |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 9 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 389.56 |
| Current Ratio | 3.857 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,782,777,600 |
| Day High | 408.96 |
| Day Low | 383.48 |
| Debt To Equity | 131.615 |
| Display Name | Dave |
| Earnings Call Timestamp End | 1,778,014,800 |
| Earnings Call Timestamp Start | 1,778,014,800 |
| Earnings Growth | 1.041 |
| Earnings Quarterly Growth | 1.011 |
| Earnings Timestamp | 1,778,011,200 |
| Earnings Timestamp End | 1,778,011,200 |
| Earnings Timestamp Start | 1,778,011,200 |
| Ebitda | 217,304,992 |
| Ebitda Margins | 0.35941002 |
| Enterprise To Ebitda | 23.199 |
| Enterprise To Revenue | 8.338 |
| Enterprise Value | 5,041,217,024 |
| Eps Current Year | 16.5955 |
| Eps Forward | 20.93897 |
| Eps Trailing Twelve Months | 15.59 |
| Esg Populated | 0 |
| Exchange | NGM |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 291.009 |
| Fifty Day Average Change | 98.550995 |
| Fifty Day Average Change Percent | 0.33865273 |
| Fifty Two Week Change Percent | 87.22261 |
| Fifty Two Week High | 409.0 |
| Fifty Two Week High Change | -19.440002 |
| Fifty Two Week High Change Percent | -0.04753057 |
| Fifty Two Week Low | 152.21 |
| Fifty Two Week Low Change | 237.34999 |
| Fifty Two Week Low Change Percent | 1.5593586 |
| Fifty Two Week Range | 152.21 - 409.0 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,619,443,800,000 |
| Float Shares | 9,407,907 |
| Forward Eps | 20.93897 |
| Forward P E | 18.604544 |
| Free Cashflow | 85,745,624 |
| Full Exchange Name | NasdaqGM |
| Full Time Employees | 280 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,782,864,000 |
| Gross Margins | 0.72103995 |
| Gross Profits | 435,952,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.1084 |
| Held Percent Institutions | 0.99834996 |
| Implied Shares Outstanding | 12,714,247 |
| Industry | Software - Application |
| Industry Disp | Software - Application |
| Industry Key | software-application |
| Ipo Expected Date | 2,022-01-06 |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 1,672,963,200 |
| Last Split Factor | 1:32 |
| Long Business Summary | Dave Inc. provides various financial products and services through its financial services platform in the United States. It offers Budget, personal financial management tool that helps members anticipate upcoming transactions and receive notifications by utilizing historical bank account data to identify recurring charges; ExtraCash, a form of a discretionary overdraft to bridge liquidity gaps between paycheck; Side Hustle, a job application portal to find supplemental or temporary work. The company also provides Dave Checking, a digital demand deposit account. Dave Inc. was founded in 2015 and is headquartered in Los Angeles, California. |
| Long Name | Dave Inc. |
| Market | us_market |
| Market Cap | 4,952,962,048 |
| Market State | PREPRE |
| Max Age | 86,400 |
| Message Board Id | finmb_428692535 |
| Most Recent Quarter | 1,774,915,200 |
| Name Change Date | 2,026-07-13 |
| Net Income To Common | 224,988,992 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 5,095,234,484 |
| Number Of Analyst Opinions | 11 |
| Open | 396.22 |
| Operating Cashflow | 326,801,984 |
| Operating Margins | 0.38275 |
| Overall Risk | 10 |
| Payout Ratio | 0.0 |
| Phone | 844 857 3283 |
| Post Market Change | -16.839996 |
| Post Market Change Percent | -4.322825 |
| Post Market Price | 372.72 |
| Post Market Time | 1,783,985,784 |
| Prev Name | Dave, Inc. |
| Previous Close | 400.75 |
| Price Eps Current Year | 23.473831 |
| Price Hint | 2 |
| Price To Book | 24.304966 |
| Price To Sales Trailing12 Months | 8.191899 |
| Profit Margins | 0.37212002 |
| Quick Ratio | 1.533 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | strong_buy |
| Recommendation Mean | 1.41667 |
| Region | US |
| Regular Market Change | -11.19 |
| Regular Market Change Percent | -2.79227 |
| Regular Market Day High | 408.96 |
| Regular Market Day Low | 383.48 |
| Regular Market Day Range | 383.48 - 408.96 |
| Regular Market Open | 396.22 |
| Regular Market Previous Close | 400.75 |
| Regular Market Price | 389.56 |
| Regular Market Time | 1,783,972,801 |
| Regular Market Volume | 418,983 |
| Return On Assets | 0.31998 |
| Return On Equity | 1.1158999 |
| Revenue Growth | 0.467 |
| Revenue Per Share | 44.976 |
| Sand P52 Week Change | 0.20847368 |
| Sector | Technology |
| Sector Disp | Technology |
| Sector Key | technology |
| Share Holder Rights Risk | 10 |
| Shares Outstanding | 11,400,165 |
| Shares Percent Shares Out | 0.19370002 |
| Shares Short | 2,463,340 |
| Shares Short Previous Month Date | 1,780,012,800 |
| Shares Short Prior Month | 2,099,209 |
| Short Name | Dave Inc. |
| Short Percent Of Float | 0.2204 |
| Short Ratio | 3.8 |
| Source Interval | 15 |
| State | CA |
| Symbol | DAVE |
| Target High Price | 475.0 |
| Target Low Price | 260.0 |
| Target Mean Price | 355.27274 |
| Target Median Price | 342.0 |
| Total Cash | 179,951,008 |
| Total Cash Per Share | 14.153 |
| Total Debt | 268,206,000 |
| Total Revenue | 604,617,024 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 15.59 |
| Trailing P E | 24.987812 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 228.7819 |
| Two Hundred Day Average Change | 160.77809 |
| Two Hundred Day Average Change Percent | 0.702757 |
| Type Disp | Equity |
| Volume | 418,983 |
| Website | https://dave.com |
| Zip | 90,019 |