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Dave Inc. (DAVE)

Technology | Software - Application | Los Angeles, United States | NasdaqGM
250.71 USD +17.76 (7.624%) ⇧ (April 17, 2026, 4 p.m. EDT)
After hours: 249.00 -1.71 (-1.710%) ⇩ (April 17, 2026, 7:56 p.m. EDT)

Short-term: ★★★☆☆ | Long-term: ★★★★☆ | Dividends: ☆☆☆☆☆
Hot Take | April 11, 2026, 3:12 p.m. EDT

DAVE Inc. presents a mixed opportunity. The short-term outlook is neutral with a moderate star rating, suggesting caution due to the recent price fluctuations and mixed options sentiment. However, the long-term fundamentals are strong with positive analyst ratings and solid financial metrics, indicating potential for growth. The lack of dividend payouts makes it less appealing for income-focused investors, but it could be a good buy for those looking to capitalize on long-term growth. The recent price dip might present a buying opportunity for long-term investors, especially given the positive analyst sentiment and strong fundamentals.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
MSTL ✓0.094402
AutoETS0.096177
AutoARIMA0.098390
AutoTheta0.118271

Forecast horizon: 45 days | Selected: MSTL

Forecast Reliability
Score 49%
H-stat 4.50
Ljung-Box p 0.000
Jarque-Bera p 0.133
Excess Kurtosis -1.29
Attribute Value
Sector Technology
Debt to Equity Ratio 21.321
Revenue per Share 41.462
Market Cap 3,324,313,856
Trailing P/E 18.52
Forward P/E 14.33
Beta 3.82
Profit Margins 35.34%
Previous Name Dave, Inc.
Website https://dave.com

As of April 11, 2026, 3:12 p.m. EDT: The options data indicates a mixed sentiment. Calls show significant positioning around the 185 strike with high open interest and volume, suggesting potential for upward movement. However, puts also show notable activity, especially around the 185 strike, indicating some bearish sentiment. The IV spikes on both calls and puts suggest uncertainty or potential for volatility. Overall, the options market seems to be cautiously optimistic with some bearish undertones.


Info Dump

Attribute Value
52 Week Change 2.108232
Address1 1,265 South Cochran Avenue
All Time High 491.072
All Time Low 4.467
Ask 254.12
Ask Size 4
Audit Risk 7
Average Analyst Rating 1.3 - Strong Buy
Average Daily Volume10 Day 659,350
Average Daily Volume3 Month 592,462
Average Volume 592,462
Average Volume10Days 659,350
Beta 3.822
Bid 249.6
Bid Size 4
Board Risk 9
Book Value 26.03
City Los Angeles
Compensation As Of Epoch Date 1,735,603,200
Compensation Risk 10
Country United States
Crypto Tradeable 0
Currency USD
Current Price 250.71
Current Ratio 3.831
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 256.18
Day Low 236.57
Debt To Equity 21.321
Display Name Dave
Earnings Call Timestamp End 1,772,488,800
Earnings Call Timestamp Start 1,772,488,800
Earnings Growth 2.924
Earnings Quarterly Growth 2.924
Earnings Timestamp 1,772,485,200
Earnings Timestamp End 1,778,184,000
Earnings Timestamp Start 1,778,184,000
Ebitda 191,854,000
Ebitda Margins 0.34619
Enterprise To Ebitda 17.479
Enterprise To Revenue 6.051
Enterprise Value 3,353,419,776
Eps Current Year 14.65444
Eps Forward 17.4925
Eps Trailing Twelve Months 13.54
Esg Populated 0
Exchange NGM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 193.6252
Fifty Day Average Change 57.08481
Fifty Day Average Change Percent 0.29482117
Fifty Two Week Change Percent 210.8232
Fifty Two Week High 286.45
Fifty Two Week High Change -35.740005
Fifty Two Week High Change Percent -0.124768734
Fifty Two Week Low 78.3
Fifty Two Week Low Change 172.41
Fifty Two Week Low Change Percent 2.2019157
Fifty Two Week Range 78.3 - 286.45
Financial Currency USD
First Trade Date Milliseconds 1,619,443,800,000
Float Shares 10,888,764
Forward Eps 17.4925
Forward P E 14.332428
Free Cashflow 25,525,000
Full Exchange Name NasdaqGM
Full Time Employees 280
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.70219004
Gross Profits 389,142,016
Has Pre Post Market Data 1
Held Percent Insiders 0.13261
Held Percent Institutions 0.86300004
Implied Shares Outstanding 13,259,598
Industry Software - Application
Industry Disp Software - Application
Industry Key software-application
Ipo Expected Date 2,022-01-06
Is Earnings Date Estimate 1
Language en-US
Last Fiscal Year End 1,767,139,200
Last Split Date 1,672,963,200
Last Split Factor 1:32
Long Business Summary Dave Inc. provides various financial products and services through its financial services platform in the United States. It offers Budget, personal financial management tool that helps members anticipate upcoming transactions and receive notifications by utilizing historical bank account data to identify recurring charges; ExtraCash, a form of a discretionary overdraft to bridge liquidity gaps between paycheck; Side Hustle, a job application portal to find supplemental or temporary work. The company also provides Dave Checking, a digital demand deposit account. Dave Inc. was founded in 2015 and is headquartered in Los Angeles, California.
Long Name Dave Inc.
Market us_market
Market Cap 3,324,313,856
Market State CLOSED
Max Age 86,400
Message Board Id finmb_428692535
Most Recent Quarter 1,767,139,200
Name Change Date 2,026-04-18
Net Income To Common 195,864,992
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 3,324,313,814
Number Of Analyst Opinions 8
Open 237.87
Operating Cashflow 290,023,008
Operating Margins 0.39393002
Overall Risk 10
Payout Ratio 0.0
Phone 844 857 3283
Post Market Change -1.7100067
Post Market Change Percent -0.6820656
Post Market Price 249.0
Post Market Time 1,776,470,215
Prev Name Dave, Inc.
Previous Close 232.95
Price Eps Current Year 17.108126
Price Hint 2
Price To Book 9.631579
Price To Sales Trailing12 Months 5.9985957
Profit Margins 0.35342997
Quick Ratio 1.064
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key strong_buy
Recommendation Mean 1.33333
Region US
Regular Market Change 17.76
Regular Market Change Percent 7.62396
Regular Market Day High 256.18
Regular Market Day Low 236.57
Regular Market Day Range 236.57 - 256.18
Regular Market Open 237.87
Regular Market Previous Close 232.95
Regular Market Price 250.71
Regular Market Time 1,776,456,001
Regular Market Volume 1,066,972
Return On Assets 0.30366
Return On Equity 0.73107004
Revenue Growth 0.624
Revenue Per Share 41.462
Sand P52 Week Change 0.38150132
Sector Technology
Sector Disp Technology
Sector Key technology
Share Holder Rights Risk 10
Shares Outstanding 11,945,516
Shares Percent Shares Out 0.096099995
Shares Short 1,273,890
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 1,146,082
Short Name Dave Inc.
Short Percent Of Float 0.113299996
Short Ratio 1.87
Source Interval 15
State CA
Symbol DAVE
Target High Price 347.0
Target Low Price 290.0
Target Mean Price 321.125
Target Median Price 327.0
Total Cash 121,311,000
Total Cash Per Share 8.947
Total Debt 75,204,000
Total Revenue 554,182,016
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps 13.54
Trailing P E 18.516249
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 207.62025
Two Hundred Day Average Change 43.089752
Two Hundred Day Average Change Percent 0.20754118
Type Disp Equity
Volume 1,066,972
Website https://dave.com
Zip 90,019