Customers Bancorp, Inc. (CUBI)Financial Services | Banks - Regional | West Reading, United States | NYSE
76.95 USD
-1.42
(-1.812%) ⇩
(April 21, 2026, 4 p.m.
EDT)
After hours: 76.95 Short-term: ★★★☆☆ | Long-term: ★★★★☆ | Dividends: ★★☆☆☆ |
Hot Take | April 18, 2026, 11:31 p.m. EDT
CUBI is showing strong technical momentum and fundamental re-rating (P/E close to trailing), but it lacks the high-volatility catalyst needed to justify the price action. The options flow suggests a 'wait and see' approach with heavy insurance buying on the downside, preventing a clear long-term short signal, yet the forecast model predicts zero movement. The stock is fundamentally sound for a long-term hold in a regional banking basket, but short-term traders should avoid betting on a massive spike due to the IV crush and biased positioning. It is a core portfolio hold, not a trade setup. |
| Model | MAE |
|---|---|
| AutoARIMA ✓ | 0.068664 |
| AutoETS | 0.068666 |
| MSTL | 0.072661 |
| AutoTheta | 0.135614 |
Forecast horizon: 45 days | Selected: AutoARIMA
| Forecast Reliability | |
|---|---|
| Score | 59% |
| H-stat | 2.08 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.312 |
| Excess Kurtosis | -0.98 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Revenue per Share | 22.238 |
| Market Cap | 2,632,626,944 |
| Trailing P/E | 12.29 |
| Forward P/E | 8.22 |
| Beta | 1.58 |
| Profit Margins | 31.11% |
| Website | https://www.customersbank.com |
As of April 18, 2026, 11:31 p.m. EDT: Speculative positioning shows heavy divergence. Call sellers are accumulating deep OTM protection for the May expiration (strikes 95+), while call buyers cluster near current prices (80 strike). This may be a 'freeze trade' rather than a bullish ambush. Conversely, put writers are aggressively placing deep OTM hedges at the 45-60 strikes for May, while volume is heavily concentrated on the upside side (60 vol vs 11 vol in calls nearby), suggesting short-term capital is more actively pricing for a breakout or volatility event than a crash, despite the implied volatility crush (IV=0.02) for August puts indicating little immediate fear of a move down.
| Attribute | Value |
|---|---|
| 52 Week Change | 0.69412017 |
| Address1 | 701 Reading Avenue |
| All Time High | 82.56 |
| All Time Low | 6.87 |
| Ask | 81.52 |
| Ask Size | 200 |
| Audit Risk | 2 |
| Average Analyst Rating | 2.0 - Buy |
| Average Daily Volume10 Day | 349,380 |
| Average Daily Volume3 Month | 422,001 |
| Average Volume | 422,001 |
| Average Volume10Days | 349,380 |
| Beta | 1.579 |
| Bid | 72.86 |
| Bid Size | 100 |
| Board Risk | 6 |
| Book Value | 61.873 |
| City | West Reading |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 2 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 76.95 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,774,915,200 |
| Day High | 78.98 |
| Day Low | 76.54 |
| Display Name | Customers Bancorp |
| Earnings Call Timestamp End | 1,777,035,600 |
| Earnings Call Timestamp Start | 1,777,035,600 |
| Earnings Timestamp | 1,776,974,400 |
| Earnings Timestamp End | 1,776,974,400 |
| Earnings Timestamp Start | 1,776,974,400 |
| Ebitda Margins | 0.0 |
| Eps Current Year | 8.28623 |
| Eps Forward | 9.35698 |
| Eps Trailing Twelve Months | 6.26 |
| Esg Populated | 0 |
| Exchange | NYQ |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 70.6968 |
| Fifty Day Average Change | 6.2531967 |
| Fifty Day Average Change Percent | 0.088450916 |
| Fifty Two Week Change Percent | 69.41202 |
| Fifty Two Week High | 82.56 |
| Fifty Two Week High Change | -5.6100006 |
| Fifty Two Week High Change Percent | -0.06795059 |
| Fifty Two Week Low | 44.7 |
| Fifty Two Week Low Change | 32.249996 |
| Fifty Two Week Low Change Percent | 0.72147644 |
| Fifty Two Week Range | 44.7 - 82.56 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,331,731,800,000 |
| Float Shares | 32,122,837 |
| Forward Eps | 9.35698 |
| Forward P E | 8.223806 |
| Full Exchange Name | NYSE |
| Full Time Employees | 863 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,775,001,600 |
| Gross Margins | 0.0 |
| Gross Profits | 720,353,984 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.09736 |
| Held Percent Institutions | 0.99097 |
| Implied Shares Outstanding | 34,212,174 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Last Split Date | 1,400,716,800 |
| Last Split Factor | 11:10 |
| Long Business Summary | Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides banking products and services. It provides deposit banking products, which includes commercial and consumer checking, non-interest-bearing and interest-bearing demand, MMDA, savings, and time deposit accounts, as well as individual retirement accounts and non-retail time deposits consisting of jumbo certificates. The company's lending business offers commercial and industrial, commercial real estate, and multifamily and residential mortgage loans; SBA lending; mortgage finance; specialty lending includes fund finance, real estate specialty finance, technology and venture, and healthcare and financial institutions group; commercial loans to mortgage companies, and commercial equipment financing; fund finance, such as variable rate loans secured by collateral pools to private debt funds; and cash management services. In addition, it provides digital banking, such as Banking-as-a-Service to fintech companies; payments and treasury services to businesses; consumer loans through fintech companies; and the TassatPay, an instant blockchain-based digital payments platform which offers instant payments, including over-the-counter desks, exchanges, liquidity providers, market makers, funds, title companies, and other B2B verticals. Further, the company offers mobile phone and internet banking, wire transfers, electronic bill payment, lock box, remote deposit capture, courier, merchant processing, cash vault, controlled disbursements, positive pay, and cash management services comprising account reconciliation, collections, and sweep accounts. The company was founded in 1997 and is headquartered in West Reading, Pennsylvania. |
| Long Name | Customers Bancorp, Inc. |
| Market | us_market |
| Market Cap | 2,632,626,944 |
| Market State | POST |
| Max Age | 86,400 |
| Message Board Id | finmb_3171750 |
| Net Income To Common | 209,183,008 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 2,639,575,581 |
| Number Of Analyst Opinions | 11 |
| Open | 78.63 |
| Operating Cashflow | 494,759,008 |
| Operating Margins | 0.45757 |
| Overall Risk | 4 |
| Payout Ratio | 0.0 |
| Peg Ratio | 1.18 |
| Phone | 610 933 2000 |
| Post Market Change | 0.0 |
| Post Market Change Percent | 0.0 |
| Post Market Price | 76.95 |
| Post Market Time | 1,776,808,501 |
| Previous Close | 78.37 |
| Price Eps Current Year | 9.28649 |
| Price Hint | 2 |
| Price To Book | 1.2436765 |
| Price To Sales Trailing12 Months | 3.6546295 |
| Profit Margins | 0.31108 |
| Quote Source Name | Delayed Quote |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 2.0 |
| Region | US |
| Regular Market Change | -1.42001 |
| Regular Market Change Percent | -1.81193 |
| Regular Market Day High | 78.98 |
| Regular Market Day Low | 76.54 |
| Regular Market Day Range | 76.54 - 78.98 |
| Regular Market Open | 78.63 |
| Regular Market Previous Close | 78.37 |
| Regular Market Price | 76.95 |
| Regular Market Time | 1,776,801,602 |
| Regular Market Volume | 170,156 |
| Return On Assets | 0.00949 |
| Return On Equity | 0.113400005 |
| Revenue Per Share | 22.238 |
| Sand P52 Week Change | 0.34445214 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 5 |
| Shares Outstanding | 33,680,944 |
| Shares Percent Shares Out | 0.0713 |
| Shares Short | 2,440,020 |
| Shares Short Previous Month Date | 1,772,150,400 |
| Shares Short Prior Month | 1,778,135 |
| Short Name | Customers Bancorp, Inc |
| Short Percent Of Float | 0.1017 |
| Short Ratio | 5.57 |
| Source Interval | 15 |
| State | PA |
| Symbol | CUBI |
| Target High Price | 104.0 |
| Target Low Price | 71.0 |
| Target Mean Price | 88.72727 |
| Target Median Price | 88.0 |
| Total Revenue | 720,353,984 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 6.26 |
| Trailing P E | 12.292332 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 69.3623 |
| Two Hundred Day Average Change | 7.5877 |
| Two Hundred Day Average Change Percent | 0.10939228 |
| Type Disp | Equity |
| Volume | 170,156 |
| Website | https://www.customersbank.com |
| Zip | 19,611 |