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Customers Bancorp, Inc. (CUBI)

Financial Services | Banks - Regional | West Reading, United States | NYSE
76.15 USD -0.47 (-0.613%) ⇩ (July 13, 2026, 4 p.m. EDT)
After hours: 76.15

Short-term:★★★⯪☆Long-term:★★★★☆Dividends:☆☆☆☆☆
Hot Take | July 11, 2026, 3:58 a.m. EDT

Customers Bancorp presents a compelling value proposition for investors willing to tolerate regional banking volatility. The company trades at a discount to book value with a forward P/E under eight, supported by robust return on equity exceeding fourteen percent and a healthy net cash position. While the statistical forecast offers no directional edge, the technical setup sits above key moving averages, and options flow indicates institutional interest in upside targets near ninety dollars. The absence of a dividend stream means income seekers should skip this, but growth-oriented capital finds a solid foundation here. The long-term price trajectory confirms a nine-year recovery story without recent structural decline, validating the current valuation gap against historical performance.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoARIMA ✓0.020372
AutoETS0.020373
AutoTheta0.020640
MSTL0.021582
MSTL_1260.066844

Forecast horizon: 60 days | Selected: AutoARIMA

Forecast Reliability
Score 39%
H-stat 2.38
Ljung-Box p 0.000
Jarque-Bera p 0.823
Excess Kurtosis -0.35
Attribute Value
Sector Financial Services
Revenue per Share 24.446
Market Cap 2,575,780,608
Trailing P/E 9.59
Forward P/E 8.01
Beta 1.49
Profit Margins 34.76%
Website https://www.customersbank.com

As of July 11, 2026, 3:58 a.m. EDT: Speculators are positioning for upside moves toward the $80 to $90 range, evidenced by heavy call open interest at those strikes. Put buyers are establishing floors around $65 to $70, creating a defined risk zone. Implied volatility remains elevated, suggesting expectations of continued price swings.


Info Dump

Attribute Value
52 Week Change 0.19625294
Address1 701 Reading Avenue
All Time High 82.56
All Time Low 6.87
Ask 0.0
Ask Size 200
Audit Risk 3
Average Analyst Rating 2.0 - Buy
Average Daily Volume10 Day 428,850
Average Daily Volume3 Month 341,077
Average Volume 341,077
Average Volume10Days 428,850
Beta 1.485
Bid 0.0
Bid Size 500
Board Risk 6
Book Value 63.643
City West Reading
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 9
Country United States
Crypto Tradeable 0
Currency USD
Current Price 76.15
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 76.65
Day Low 75.81
Display Name Customers Bancorp
Earnings Call Timestamp End 1,784,923,200
Earnings Call Timestamp Start 1,784,923,200
Earnings Growth 5.793
Earnings Quarterly Growth 4.394
Earnings Timestamp 1,784,836,800
Earnings Timestamp End 1,784,836,800
Earnings Timestamp Start 1,784,836,800
Ebitda Margins 0.0
Enterprise To Revenue -0.34
Enterprise Value -275,078,560
Eps Current Year 8.35358
Eps Forward 9.50235
Eps Trailing Twelve Months 7.94
Esg Populated 0
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 76.0876
Fifty Day Average Change 0.062400818
Fifty Day Average Change Percent 0.0008201181
Fifty Two Week Change Percent 19.625294
Fifty Two Week High 82.56
Fifty Two Week High Change -6.409996
Fifty Two Week High Change Percent -0.07764046
Fifty Two Week Low 59.34
Fifty Two Week Low Change 16.810001
Fifty Two Week Low Change Percent 0.2832828
Fifty Two Week Range 59.34 - 82.56
Financial Currency USD
First Trade Date Milliseconds 1,331,731,800,000
Float Shares 31,518,555
Forward Eps 9.50235
Forward P E 8.013807
Full Exchange Name NYSE
Full Time Employees 900
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,782,864,000
Gross Margins 0.0
Gross Profits 807,990,016
Has Pre Post Market Data 1
Held Percent Insiders 0.094790004
Held Percent Institutions 1.0116401
Implied Shares Outstanding 33,825,088
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 0
Language en-US
Last Fiscal Year End 1,767,139,200
Last Split Date 1,400,716,800
Last Split Factor 11:10
Long Business Summary Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides banking products and services. It provides deposit banking products, which includes commercial and consumer checking, non-interest-bearing and interest-bearing demand, MMDA, savings, and time deposit accounts, as well as individual retirement accounts and non-retail time deposits consisting of jumbo certificates. The company's lending business offers commercial and industrial, commercial real estate, and multifamily and residential mortgage loans; SBA lending; mortgage finance; specialty lending includes fund finance, real estate specialty finance, technology and venture, and healthcare and financial institutions group; commercial loans to mortgage companies, and commercial equipment financing; fund finance, such as variable rate loans secured by collateral pools to private debt funds; and cash management services. In addition, it provides digital banking, such as Banking-as-a-Service to fintech companies; payments and treasury services to businesses; consumer loans through fintech companies; and the TassatPay, an instant blockchain-based digital payments platform which offers instant payments, including over-the-counter desks, exchanges, liquidity providers, market makers, funds, title companies, and other B2B verticals. Further, the company offers mobile phone and internet banking, wire transfers, electronic bill payment, lock box, remote deposit capture, courier, merchant processing, cash vault, controlled disbursements, positive pay, and cash management services comprising account reconciliation, collections, and sweep accounts. The company was founded in 1997 and is headquartered in West Reading, Pennsylvania.
Long Name Customers Bancorp, Inc.
Market us_market
Market Cap 2,575,780,608
Market State PREPRE
Max Age 86,400
Message Board Id finmb_3171750
Most Recent Quarter 1,774,915,200
Net Income To Common 269,312,992
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 2,575,780,451
Number Of Analyst Opinions 11
Open 76.19
Operating Cashflow 435,708,000
Operating Margins 0.48702
Overall Risk 6
Payout Ratio 0.0
Peg Ratio 1.18
Phone 610 933 2000
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 76.15
Post Market Time 1,783,981,119
Previous Close 76.62
Price Eps Current Year 9.115851
Price Hint 2
Price To Book 1.1965181
Price To Sales Trailing12 Months 3.1878867
Profit Margins 0.34756002
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 2.0
Region US
Regular Market Change -0.470001
Regular Market Change Percent -0.613418
Regular Market Day High 76.65
Regular Market Day Low 75.81
Regular Market Day Range 75.81 - 76.65
Regular Market Open 76.19
Regular Market Previous Close 76.62
Regular Market Price 76.15
Regular Market Time 1,783,972,803
Regular Market Volume 113,294
Return On Assets 0.01163
Return On Equity 0.1401
Revenue Growth 0.764
Revenue Per Share 24.446
Sand P52 Week Change 0.20847368
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 5
Shares Outstanding 33,825,088
Shares Percent Shares Out 0.0689
Shares Short 2,332,078
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 2,109,611
Short Name Customers Bancorp, Inc
Short Percent Of Float 0.1011
Short Ratio 6.79
Source Interval 15
State PA
Symbol CUBI
Target High Price 104.0
Target Low Price 76.0
Target Mean Price 92.45455
Target Median Price 94.0
Total Cash 4,808,514,048
Total Cash Per Share 142.158
Total Debt 1,957,655,040
Total Revenue 807,990,016
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps 7.94
Trailing P E 9.59068
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 72.26025
Two Hundred Day Average Change 3.8897552
Two Hundred Day Average Change Percent 0.053829808
Type Disp Equity
Volume 113,294
Website https://www.customersbank.com
Zip 19,611