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Community Trust Bancorp, Inc. (CTBI)

Financial Services | Banks - Regional | Pikeville, United States | NasdaqGS
76.66 USD +0.36 (0.472%) ⇧ (Aug. 28, 2026, 4 p.m. EDT)
After hours: 76.66
Short-term:★★★⯪☆Long-term:★★★⯪☆Dividends:★★★⯪☆
Hot Take ↕ | Aug. 22, 2026, 2:38 a.m. EDT

The immediate catalyst here is the company's strong Q2 performance, which pushed the stock to a new 12-month high and triggered a one-time special dividend payment, signaling management confidence in liquidity. Fundamentally, the business is showing signs of recovery with double-digit revenue growth (+11.2%) and accelerating earnings (+18.8%), supported by healthy operating margins above 50%. However, the balance sheet carries a heavy debt load relative to cash, and the sector-specific risk of rising non-performing loans remains a shadow over the otherwise solid margin expansion. The 3.4% dividend yield is attractive but reflects the stock's depressed valuation rather than a massive payout ratio, as the payout sits comfortably at 35%. While the statistical forecast models a moderate 7.8% gain over the next month, the real story is the turnaround in profitability; the stock has recovered significantly from its multi-year lows, but investors should remain wary of the inherent risks in regional banking until loan quality stabilizes further.
Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoARIMA ✓0.019382
AutoTheta0.045306
MSTL0.058099
AutoETS0.061819

Forecast horizon: 45 days | Selected: AutoARIMA

Forecast Reliability
Score 57%
H-stat 1.92
Ljung-Box p 0.000
Jarque-Bera p 0.321
Excess Kurtosis -1.03
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-09-14
Last Dividend Date 2026-06-14
Revenue per Share 15.913
Market Cap 1,392,755,456
Trailing P/E 12.76
Forward P/E 11.84
Beta 0.55
Profit Margins 37.62%
Website https://www.ctbi.com

As of Aug. 22, 2026, 2:38 a.m. EDT: Speculators are positioning for a modest upside move, evidenced by significant open interest in out-of-the-money calls at the $80 strike for the December expiration, while put activity remains negligible and concentrated far below current prices. Implied volatility is elevated relative to the deep OTM strikes, suggesting a fear of a sharp drop, yet actual positioning leans bullish.

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.77% 3.50% 3.93% 3.99%
Dividend History
Date Dividend Yield %
2026-06-15 0.530000 0.770125
2026-03-13 0.530000 0.904128
2025-12-15 0.530000 0.881864
2025-09-15 0.530000 0.939383
2025-06-13 0.470000 0.929773
2025-03-14 0.470000 0.916179
2024-12-13 0.470000 0.813289
2024-09-13 0.470000 0.967078
2024-06-14 0.460000 1.132726
2024-03-14 0.460000 1.181001
2023-12-14 0.460000 1.062110
2023-09-14 0.460000 1.287073
2023-06-14 0.440000 1.154856
2023-03-14 0.440000 1.123596
2022-12-14 0.440000 0.952587
2022-09-14 0.440000 1.052128
2022-06-14 0.400000 1.009082
2022-03-14 0.400000 0.950570
2021-12-14 0.400000 0.931532
2021-09-14 0.400000 1.014971
2021-06-14 0.385000 0.909520
2021-03-12 0.385000 0.815851
2020-12-14 0.385000 1.044493
2020-09-14 0.385000 1.271047
2020-06-12 0.380000 1.187871
2020-03-12 0.380000 1.292517
2019-12-12 0.380000 0.824832
2019-09-12 0.380000 0.897921
2019-06-13 0.360000 0.888889
2019-03-14 0.360000 0.872304
2018-12-13 0.360000 0.874636
2018-09-13 0.360000 0.768410
2018-06-14 0.330000 0.656716
2018-03-14 0.330000 0.710441
2017-12-14 0.330000 0.698413
2017-09-14 0.330000 0.779221
2017-06-13 0.320000 0.722348
2017-03-13 0.320000 0.704846
2016-12-13 0.320000 0.726447
2016-09-13 0.320000 0.886672
2016-06-13 0.310000 0.868591
2016-03-11 0.310000 0.886221
2015-12-11 0.310000 0.905638
2015-09-11 0.310000 0.883443
2015-06-11 0.300000 0.879765
2015-03-11 0.300000 0.922509
2014-12-11 0.300000 0.832639
2014-09-11 0.300000 0.846740
2014-06-11 0.290000 0.821065
2014-03-12 0.290909 0.775569
2013-12-11 0.290909 0.741427
2013-09-11 0.290909 0.841883
2013-06-12 0.286364 0.899744
2013-03-13 0.286364 0.922402
2012-12-12 0.286364 0.991815
2012-09-12 0.286364 0.914104
2012-06-13 0.281818 0.949754
2012-03-13 0.281818 1.000645
2011-12-13 0.281818 1.102810
2011-09-13 0.281818 1.274670
2011-06-13 0.277273 1.164568
2011-03-11 0.277273 1.103874
2010-12-13 0.277273 1.064945
2010-09-13 0.277273 1.137636
2010-06-11 0.272727 1.121914
2010-03-11 0.272727 1.111110
2009-12-11 0.272727 1.291432
2009-09-11 0.272727 1.171874
2009-06-11 0.272727 1.092497
2009-03-19 0.272727 1.053370
2008-12-11 0.272727 1.077972
2008-09-11 0.263636 0.829756
2008-06-11 0.263636 0.992809
2008-03-13 0.263636 1.022926
2007-12-12 0.263636 1.057621
2007-09-12 0.245455 0.901805
2007-06-13 0.245455 0.805972
2007-03-13 0.245455 0.792953
2006-12-13 0.245455 0.676693
2006-09-13 0.236364 0.681521
2006-06-13 0.236364 0.774041
2006-03-13 0.236364 0.828027
2005-12-13 0.236364 0.774502
2005-09-13 0.218182 0.735971
2005-06-13 0.218182 0.751880
2005-03-11 0.218182 0.818555
2004-12-13 0.218182 0.725295
2004-09-13 0.190083 0.734826
2004-06-14 0.190083 0.790108
2004-03-11 0.190083 0.819966
2003-12-11 0.190083 0.713180
2003-09-11 0.172802 0.743132
2003-06-11 0.157776 0.748663
2003-03-12 0.157776 0.815533
2002-12-11 0.157776 0.786516
2002-09-11 0.143433 0.765586
2002-06-12 0.143433 0.831684
2002-03-13 0.143433 0.828077
2001-12-12 0.143433 0.939598
2001-09-17 0.136603 0.930235
2001-09-10 0.181820 1.179453
2001-06-13 0.136603 0.977519
2001-03-13 0.136603 1.240313
2000-12-13 0.136603 1.403512
2000-09-13 0.129773 1.216004
2000-06-28 0.129773 1.277315
2000-06-13 0.129773 1.271971
2000-03-13 0.124184 1.142855
1999-12-13 0.124184 0.975608
1999-09-13 0.124184 0.949553
1999-06-11 0.117975 0.888889
1999-03-11 0.118540 0.923081
1998-12-11 0.118540 0.875004
1998-09-11 0.112895 0.792081
1998-08-03 0.112895 0.756503
1998-03-11 0.112895 0.669457
1997-12-11 0.112895 0.645163
1997-09-11 0.102734 0.713724
1997-06-11 0.102734 0.727998
1997-03-12 0.102734 0.713724
1996-12-11 0.102632 0.851067
1996-09-11 0.092368 0.867466
1996-06-12 0.092368 0.799996
1996-03-13 0.092368 0.878044
1995-12-13 0.092368 0.872723
1995-09-13 0.082105 0.780485
1995-06-13 0.082105 0.752938
1995-03-09 0.082105 0.711109
1994-09-09 0.076974 0.576925
1994-06-09 0.076974 0.517243
1994-03-09 0.076974 0.468752
1993-12-09 0.076974 0.555558
1993-09-09 0.068421 0.579709
1993-06-09 0.068421 0.606060
1993-03-09 0.068421 0.615384
1992-12-09 0.068421 0.701754
1992-09-09 0.065000 0.716981
1992-06-09 0.065000 0.883721
1992-03-09 0.065000 1.065420
1991-12-16 0.065000 1.187499
1991-09-04 0.061579 1.173914
1990-09-14 0.057018 0.925933
1990-06-14 0.057018 0.925933
1990-03-14 0.057018 0.925933
1989-12-14 0.057018 0.925933
1989-09-14 0.052456 0.884613
1989-06-14 0.052456 0.884613
1989-03-17 0.052456 0.884613
1988-12-14 0.052456 0.901958
1988-09-14 0.047895 0.840004
1988-06-15 0.047895 0.823534
1988-03-25 0.047895 0.792457
Additional Data
dividendRate 2.6
dividendYield 3.41
exDividendDate 2026-09-15
trailingAnnualDividendRate 2.12
trailingAnnualDividendYield 0.027785057
lastDividendValue 0.53
lastDividendDate 2026-06-15
dividendDate 2026-10-01

Info Dump

Attribute Value
52 Week Change 0.3149228
Address1 346 North Mayo Trail
Address2 PO Box 2947
All Time High 79.92
All Time Low 5.017546
Ask 97.92
Ask Size 2
Audit Risk 3
Average Daily Volume10 Day 103,210
Average Daily Volume3 Month 118,820
Average Volume 118,820
Average Volume10Days 103,210
Beta 0.553
Bid 54.83
Bid Size 2
Board Risk 5
Book Value 49.099
City Pikeville
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 3
Country United States
Crypto Tradeable 0
Currency USD
Current Price 76.66
Custom Price Alert Confidence HIGH
Date Short Interest 1,786,665,600
Day High 76.94
Day Low 76.3
Display Name Community Trust Bancorp
Dividend Date 1,790,812,800
Dividend Rate 2.6
Dividend Yield 3.41
Earnings Growth 0.188
Earnings Quarterly Growth 0.19
Earnings Timestamp 1,784,118,600
Earnings Timestamp End 1,792,585,800
Earnings Timestamp Start 1,792,585,800
Ebitda Margins 0.0
Enterprise To Revenue 5.888
Enterprise Value 1,690,105,344
Eps Current Year 6.38667
Eps Forward 6.47333
Eps Trailing Twelve Months 6.01
Esg Populated 0
Ex Dividend Date 1,789,430,400
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 75.2404
Fifty Day Average Change 1.4196014
Fifty Day Average Change Percent 0.018867541
Fifty Two Week Change Percent 31.492281
Fifty Two Week High 79.92
Fifty Two Week High Change -3.2599945
Fifty Two Week High Change Percent -0.04079072
Fifty Two Week Low 50.25
Fifty Two Week Low Change 26.410004
Fifty Two Week Low Change Percent 0.52557224
Fifty Two Week Range 50.25 - 79.92
Financial Currency USD
First Trade Date Milliseconds 567,786,600,000
Five Year Avg Dividend Yield 3.87
Float Shares 16,694,896
Forward Eps 6.47333
Forward P E 11.842437
Full Exchange Name NasdaqGS
Full Time Employees 970
Fullday Change 0.360001
Fullday Change Percent 0.471823
Fullday Price 76.66
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,785,542,400
Gross Margins 0.0
Gross Profits 287,048,000
Has Pre Post Market Data 1
Held Percent Insiders 0.013459999
Held Percent Institutions 0.63181996
Implied Shares Outstanding 18,167,954
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Ir Website http://www.snl.com/irweblinkx/stockinfo.aspx?iid=100405
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,781,481,600
Last Dividend Value 0.53
Last Fiscal Year End 1,767,139,200
Last Split Date 1,399,939,200
Last Split Factor 11:10
Long Business Summary Community Trust Bancorp, Inc. operates as the bank holding company for Community Trust Bank, Inc. that provides various commercial and personal banking, and trust and wealth management services. The company accepts time and demand deposits, checking accounts, regular and term savings accounts and savings certificates, individual retirement accounts and Keogh plans, and money market accounts. Its loan portfolio includes commercial, construction, mortgage, and personal loans; lease-financing, lines of credit, revolving lines of credit, and term loans, as well as other specialized loans, including asset-based financing; residential and commercial real estate loans; consumer loans; hotel/motel loans; and other commercial loans. The company also provides cash management, renting safe deposit boxes, and funds transfer services; issues letters of credit; and acts as a trustee of personal trusts, executor of estates, trustee for employee benefit trusts, and paying agent for bond and stock issues, as well as an investment agent and depositor for securities and undertakes repurchase agreements. In addition, it offers securities brokerage services; debit cards; annuity and life insurance products; and repurchase agreements. The company serves small and mid-sized communities in eastern, northeastern, central, and south-central Kentucky, southern West Virginia, and northeastern Tennessee. Community Trust Bancorp, Inc. was founded in 1903 and is headquartered in Pikeville, Kentucky.
Long Name Community Trust Bancorp, Inc.
Market us_market
Market Cap 1,392,755,456
Market State CLOSED
Max Age 86,400
Message Board Id finmb_296863
Most Recent Quarter 1,782,777,600
Net Income To Common 108,002,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 1,384,034,735
Number Of Analyst Opinions 3
Open 76.5
Operating Cashflow 136,048,000
Operating Margins 0.52091
Overall Risk 4
Payout Ratio 0.35509998
Peg Ratio 1.03
Phone 606 432 1414
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 76.66
Post Market Time 1,787,959,804
Previous Close 76.3
Price Eps Current Year 12.003125
Price Hint 2
Price To Book 1.5613353
Price To Sales Trailing12 Months 4.851995
Profit Margins 0.37625
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.360001
Regular Market Change Percent 0.471823
Regular Market Day High 76.94
Regular Market Day Low 76.3
Regular Market Day Range 76.3 - 76.94
Regular Market Open 76.5
Regular Market Previous Close 76.3
Regular Market Price 76.66
Regular Market Time 1,787,947,201
Regular Market Volume 98,093
Return On Assets 0.016139999
Return On Equity 0.12716
Revenue Growth 0.112
Revenue Per Share 15.913
Sand P52 Week Change 0.20204377
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 6
Shares Outstanding 18,167,954
Shares Percent Shares Out 0.0321
Shares Short 582,931
Shares Short Previous Month Date 1,784,073,600
Shares Short Prior Month 443,592
Short Name Community Trust Bancorp, Inc.
Short Percent Of Float 0.037100002
Short Ratio 4.87
Source Interval 15
State KY
Symbol CTBI
Target High Price 82.0
Target Low Price 81.0
Target Mean Price 81.33333
Target Median Price 81.0
Total Cash 80,192,000
Total Cash Per Share 4.414
Total Debt 377,542,016
Total Revenue 287,048,000
Tradeable 0
Trailing Annual Dividend Rate 2.12
Trailing Annual Dividend Yield 0.027785057
Trailing Eps 6.01
Trailing P E 12.755407
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 65.1176
Two Hundred Day Average Change 11.542404
Two Hundred Day Average Change Percent 0.17725475
Type Disp Equity
Volume 98,093
Website https://www.ctbi.com
Zip 41,502