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Corpay, Inc. (CPAY)

Technology | Software - Infrastructure | Atlanta, United States | NYSE
362.06 USD +8.42 (2.381%) ⇧ (July 13, 2026, 4 p.m. EDT)

Short-term:★★★★☆Long-term:★★★★⯪Dividends:☆☆☆☆☆
Hot Take | July 11, 2026, 3:05 a.m. EDT

Corpay offers an exceptional growth profile with revenue expanding at 25 percent annually and return on equity exceeding 32 percent, while trading at a forward price-to-earnings ratio of roughly 11.5 times. This valuation compression against such aggressive growth metrics creates a strong case for a long-term hold. However, the balance sheet carries significant leverage with debt-to-equity nearing 270 percent, which introduces capital structure risk despite robust free cash flow generation. For investors seeking income, there is no dividend support. Short-term momentum remains positive with the stock trading above key moving averages, but the lack of a dividend and high leverage suggest this is a pure growth vehicle rather than a defensive holding.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.062614
MSTL_1260.066168
AutoARIMA0.067648
AutoETS0.067649
MSTL0.069516
MSTL_700.085028
MSTL_70_1260.089955

Forecast horizon: 60 days | Selected: AutoTheta

Forecast Reliability
Score 43%
H-stat 2.97
Ljung-Box p 0.000
Jarque-Bera p 0.039
Excess Kurtosis -0.57
Attribute Value
Sector Technology
Debt to Equity Ratio 271.343
Revenue per Share 68.887
Market Cap 23,664,936,960
Trailing P/E 21.19
Forward P/E 11.83
Beta 0.88
Profit Margins 24.60%
Previous Name VaporWallet
Website https://www.corpay.com

As of July 11, 2026, 3:05 a.m. EDT: Implied volatility sits in a moderate range, reflecting balanced uncertainty. Open interest is concentrated near the money for near-term expirations, indicating traders expect the stock to trade within a tight band around current levels. However, long-dated call activity shows a massive volume spike at distant strikes, signaling speculative positioning for significant upside potential over the next year. Conversely, deep out-of-the-money put volume suggests some hedging against a sharp decline, creating a volatile sentiment profile.


Info Dump

Attribute Value
52 Week Change 0.08348906
Address1 3,280 Peachtree Road
Address2 Suite 2400
All Time High 400.81
All Time Low 24.28
Ask 460.0
Ask Size 40
Audit Risk 10
Average Analyst Rating 1.7 - Buy
Average Daily Volume10 Day 727,370
Average Daily Volume3 Month 619,600
Average Volume 619,600
Average Volume10Days 727,370
Beta 0.881
Bid 0.0
Bid Size 80
Board Risk 10
Book Value 53.076
City Atlanta
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 10
Country United States
Crypto Tradeable 0
Currency USD
Current Price 362.06
Current Ratio 0.977
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 364.67
Day Low 357.36
Debt To Equity 271.343
Display Name Corpay
Earnings Call Timestamp End 1,778,189,400
Earnings Call Timestamp Start 1,778,189,400
Earnings Growth 0.491
Earnings Quarterly Growth 0.439
Earnings Timestamp 1,778,184,000
Earnings Timestamp End 1,785,960,000
Earnings Timestamp Start 1,785,960,000
Ebitda 2,550,661,120
Ebitda Margins 0.5332
Enterprise To Ebitda 12.526
Enterprise To Revenue 6.679
Enterprise Value 31,948,339,200
Eps Current Year 26.77128
Eps Forward 30.60604
Eps Trailing Twelve Months 17.09
Esg Populated 0
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 341.685
Fifty Day Average Change 20.375
Fifty Day Average Change Percent 0.059630945
Fifty Two Week Change Percent 8.348906
Fifty Two Week High 367.43
Fifty Two Week High Change -5.369995
Fifty Two Week High Change Percent -0.014615016
Fifty Two Week Low 252.84
Fifty Two Week Low Change 109.22
Fifty Two Week Low Change Percent 0.4319728
Fifty Two Week Range 252.84 - 367.43
Financial Currency USD
First Trade Date Milliseconds 1,292,423,400,000
Float Shares 62,729,795
Forward Eps 30.60604
Forward P E 11.829692
Free Cashflow 2,095,142,784
Full Exchange Name NYSE
Full Time Employees 11,800
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,782,864,000
Gross Margins 0.79714996
Gross Profits 3,813,327,872
Has Pre Post Market Data 1
Held Percent Insiders 0.03907
Held Percent Institutions 1.02297
Implied Shares Outstanding 65,361,919
Industry Software - Infrastructure
Industry Disp Software - Infrastructure
Industry Key software-infrastructure
Is Earnings Date Estimate 1
Language en-US
Last Fiscal Year End 1,767,139,200
Long Business Summary Corpay, Inc. operates as a payments company that helps businesses and consumers to manage and pay their expenses. It operates through Corporate Payments, Vehicle Payments, Lodging Payments, and Other segments. The company offers vehicle payment solutions for fuel, tolls and parking, vehicle compliance, auto insurance and road assistance, fleet maintenance, and long-haul transportation services, as well as prepaid food and transportation vouchers and cards. It also provides corporate payment solutions, such as cross-border payments, spend management solutions, AP modernization, virtual cards, and purchasing and T&E cards. Additionally, it offers lodging payments solutions for employees who travel overnight for work purposes; traveling crews and stranded passengers from airlines and cruise lines; workforce lodging solutions for business travel programs; airline logistics, crew management, insurance, and other payments solutions. Further, the company offers gifts and payroll cards. It serves business, merchant, consumer, and payment network customers. The company was formerly known as FLEETCOR Technologies, Inc. and changed its name to Corpay, Inc. in June 2002. Corpay, Inc. was founded in 1986 and is headquartered in Atlanta, Georgia.
Long Name Corpay, Inc.
Market us_market
Market Cap 23,664,936,960
Market State PRE
Max Age 86,400
Message Board Id finmb_28756
Most Recent Quarter 1,774,915,200
Name Change Date 2,026-07-13
Net Income To Common 1,172,201,984
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 23,114,589,035
Number Of Analyst Opinions 14
Open 356.84
Operating Cashflow 1,517,432,064
Operating Margins 0.41404
Overall Risk 9
Payout Ratio 0.0
Peg Ratio 0.85
Phone 770 449 0479
Pre Market Change 4.9299927
Pre Market Change Percent 1.3616507
Pre Market Price 366.99
Pre Market Time 1,784,016,755
Prev Name VaporWallet
Previous Close 353.64
Price Eps Current Year 13.524195
Price Hint 2
Price To Book 6.821539
Price To Sales Trailing12 Months 4.9469705
Profit Margins 0.24597
Quick Ratio 0.489
Quote Source Name Delayed Quote
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 1.71429
Region US
Regular Market Change 8.41998
Regular Market Change Percent 2.38095
Regular Market Day High 364.67
Regular Market Day Low 357.36
Regular Market Day Range 357.36 - 364.67
Regular Market Open 356.84
Regular Market Previous Close 353.64
Regular Market Price 362.06
Regular Market Time 1,783,972,803
Regular Market Volume 308,284
Return On Assets 0.061869998
Return On Equity 0.32124
Revenue Growth 0.254
Revenue Per Share 68.887
Sand P52 Week Change 0.20847368
Sector Technology
Sector Disp Technology
Sector Key technology
Share Holder Rights Risk 2
Shares Outstanding 65,361,919
Shares Percent Shares Out 0.038399998
Shares Short 2,511,880
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 3,062,866
Short Name Corpay, Inc.
Short Percent Of Float 0.04
Short Ratio 3.26
Source Interval 15
State GA
Symbol CPAY
Target High Price 450.0
Target Low Price 340.0
Target Mean Price 395.14285
Target Median Price 400.0
Total Cash 2,553,312,000
Total Cash Per Share 39.064
Total Debt 10,483,340,288
Total Revenue 4,783,723,008
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps 17.09
Trailing P E 21.185488
Trailing Peg Ratio 0.8485
Triggerable 1
Two Hundred Day Average 314.66776
Two Hundred Day Average Change 47.392242
Two Hundred Day Average Change Percent 0.15061042
Type Disp Equity
Volume 308,284
Website https://www.corpay.com
Zip 30,305