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CoastalSouth Bancshares, Inc. (COSO)

Financial Services | Banks - Regional | Atlanta, United States | NYSE
27.49 USD +0.15 (0.549%) ⇧ (Aug. 28, 2026, 4 p.m. EDT)
After hours: 27.49

Short-term:★★★⯪☆Long-term:★★⯪☆☆Dividends:★★⯪☆☆
Hot Take | Aug. 22, 2026, 1:55 a.m. EDT

The immediate catalyst here is the aggressive analyst consensus, which unanimously targets $31, suggesting a significant upside gap from current levels. This optimism is anchored in robust operational metrics: revenue is growing at a healthy 16%, quarterly earnings jumped nearly 23%, and the bank maintains a fortress-like balance sheet with a mere 4.5% payout ratio, leaving ample room to increase distributions later. However, the short-term technical picture is mixed; despite being up nearly 10% over the last six months, the stock recently stumbled, closing below its 50-day moving average, which dampens immediate momentum. The statistical forecast models offer only a moderate lean upward, reflecting this indecision. For the long term, the investment case remains neutral due to a lack of multi-year price history in the dataset, preventing a definitive assessment of whether the market has fully recognized the business quality over a sustained cycle. While the fundamentals are sound and the yield is modest, the absence of a proven long-term track record keeps the overall conviction in the middle of the pack.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.035824
AutoETS0.047419
AutoARIMA0.047925
MSTL0.048081

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 56%
H-stat 1.64
Ljung-Box p 0.000
Jarque-Bera p 0.476
Excess Kurtosis 0.15
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-08-12
Last Dividend Date 2026-08-12
Revenue per Share 7.107
Market Cap 328,627,712
Trailing P/E 12.33
Forward P/E 10.78
Beta 0.01
Profit Margins 32.33%
Website https://www.coastalstatesbank.com

Dividend Data

Dividend History
Date Dividend Yield %
2026-08-13 0.05 0.178508
2026-05-14 0.05 0.196541
2026-02-12 0.05 0.201126
Additional Data
dividendRate 0.2
dividendYield 0.73
exDividendDate 2026-08-13
trailingAnnualDividendRate 0.1
trailingAnnualDividendYield 0.0036576446
lastDividendValue 0.05
lastDividendDate 2026-08-13
dividendDate 2026-08-27

Info Dump

Attribute Value
52 Week Change 0.26974595
Address1 400 Galleria Parkway
Address2 Suite 1900
All Time High 28.56
All Time Low 19.24
Ask 27.48
Ask Size 100
Audit Risk 3
Average Daily Volume10 Day 95,030
Average Daily Volume3 Month 114,900
Average Volume 114,900
Average Volume10Days 95,030
Beta 0.011
Bid 26.95
Bid Size 100
Board Risk 9
Book Value 22.47
City Atlanta
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 8
Country United States
Crypto Tradeable 0
Currency USD
Current Price 27.49
Custom Price Alert Confidence HIGH
Date Short Interest 1,786,665,600
Day High 27.725
Day Low 27.41
Display Name CoastalSouth Bancshares
Dividend Date 1,787,788,800
Dividend Rate 0.2
Dividend Yield 0.73
Earnings Growth 0.035
Earnings Quarterly Growth 0.229
Earnings Timestamp 1,784,577,600
Earnings Timestamp End 1,792,440,000
Earnings Timestamp Start 1,792,440,000
Ebitda Margins 0.0
Enterprise To Revenue 4.353
Enterprise Value 370,744,736
Eps Current Year 2.315
Eps Forward 2.55
Eps Trailing Twelve Months 2.23
Esg Populated 0
Ex Dividend Date 1,786,579,200
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 27.15
Fifty Day Average Change 0.34000015
Fifty Day Average Change Percent 0.012523026
Fifty Two Week Change Percent 26.974594
Fifty Two Week High 28.56
Fifty Two Week High Change -1.0699997
Fifty Two Week High Change Percent -0.037464976
Fifty Two Week Low 20.8
Fifty Two Week Low Change 6.6900005
Fifty Two Week Low Change Percent 0.32163465
Fifty Two Week Range 20.8 - 28.56
Financial Currency USD
First Trade Date Milliseconds 1,746,711,000,000
Float Shares 8,904,867
Forward Eps 2.55
Forward P E 10.780393
Full Exchange Name NYSE
Full Time Employees 201
Fullday Change 0.15
Fullday Change Percent 0.548645
Fullday Price 27.49
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,785,542,400
Gross Margins 0.0
Gross Profits 85,171,000
Has Pre Post Market Data 1
Held Percent Insiders 0.1242
Held Percent Institutions 0.64746004
Implied Shares Outstanding 11,954,446
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,786,579,200
Last Dividend Value 0.05
Last Fiscal Year End 1,767,139,200
Long Business Summary CoastalSouth Bancshares, Inc. operates as the bank holding company for Coastal States Bank that provides various banking products and services to retail and commercial customers. The company accepts various deposits, including checking, savings, money market, and certificates of deposits, as well as demand deposits accounts and interest-bearing products. It offers commercial loans, such as acquisition, development, and construction loans; income-producing and owner-occupied commercial real estate loans; senior housing loans; and commercial and industrial loans. In addition, the company offers retail loans, including residential mortgages, marine vessels, cash value life insurance line of credit, and other consumer loans, as well as loans held-for-sale. Further, it provides commercial treasury management services which includes balance reporting, transfers between accounts, wire transfer initiation, ACH origination and stop payments; senior housing lending, marine lending, and government guaranteed lending; warehouse lending; debit cards; and telephone banking. In addition, the company offers online banking solutions comprising access to account balances, online transfers, online bill payment and electronic delivery of customer statements, mobile banking solutions; direct deposits; cashier's checks; wire transfer services; automated clearing house services; and cash management deposit products consist of remote deposit capture, positive pay, zero balance accounts and sweep accounts. The company was founded in 2003 and is headquartered in Atlanta, Georgia.
Long Name CoastalSouth Bancshares, Inc.
Market us_market
Market Cap 328,627,712
Market State CLOSED
Max Age 86,400
Message Board Id finmb_47417702
Most Recent Quarter 1,782,777,600
Net Income To Common 27,539,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 330,447,698
Number Of Analyst Opinions 2
Open 27.41
Operating Cashflow 69,161,000
Operating Margins 0.41167998
Overall Risk 8
Payout Ratio 0.045
Phone 678 396 4605
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 27.49
Post Market Time 1,787,959,806
Previous Close 27.34
Price Eps Current Year 11.874729
Price Hint 2
Price To Book 1.223409
Price To Sales Trailing12 Months 3.8584461
Profit Margins 0.32334
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.15
Regular Market Change Percent 0.548645
Regular Market Day High 27.725
Regular Market Day Low 27.41
Regular Market Day Range 27.41 - 27.725
Regular Market Open 27.41
Regular Market Previous Close 27.34
Regular Market Price 27.49
Regular Market Time 1,787,947,202
Regular Market Volume 67,330
Return On Assets 0.01186
Return On Equity 0.11497
Revenue Growth 0.161
Revenue Per Share 7.107
Sand P52 Week Change 0.20204377
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 9
Shares Outstanding 11,954,446
Shares Percent Shares Out 0.0104
Shares Short 124,540
Shares Short Previous Month Date 1,784,073,600
Shares Short Prior Month 103,347
Short Name CoastalSouth Bancshares, Inc.
Short Percent Of Float 0.0117999995
Short Ratio 1.64
Source Interval 15
State GA
Symbol COSO
Target High Price 31.0
Target Low Price 31.0
Target Mean Price 31.0
Target Median Price 31.0
Total Cash 39,783,000
Total Cash Per Share 3.328
Total Debt 81,900,000
Total Revenue 85,171,000
Tradeable 0
Trailing Annual Dividend Rate 0.1
Trailing Annual Dividend Yield 0.0036576446
Trailing Eps 2.23
Trailing P E 12.327354
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 25.12185
Two Hundred Day Average Change 2.3681507
Two Hundred Day Average Change Percent 0.09426658
Type Disp Equity
Volume 67,330
Website https://www.coastalstatesbank.com
Zip 30,339