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CNFinance Holdings Limited (CNF)

Financial Services | Mortgage Finance | Guangzhou, China | NYSE
2.58 USD -0.04 (-1.534%) ⇩ (July 13, 2026, 3:32 p.m. EDT)

Short-term:★☆☆☆☆Long-term:⯪☆☆☆☆Dividends:☆☆☆☆☆
Hot Take | July 11, 2026, 6:30 a.m. EDT

The immediate outlook is severely compromised by a catastrophic multi-year price collapse. Over the last six years, the stock has lost nearly 87% of its value, driven by five consecutive years of negative annual returns. This relentless downward trajectory, capped by two straight years of decline ending recently, signals deep structural deterioration rather than a temporary dislocation. The fundamentals confirm this distress: the company is generating negative revenue (-$401M trailing twelve months) and posting massive losses, resulting in a negative price-to-sales ratio and a forward P/E that is mathematically undefined due to negative earnings. While the balance sheet shows some liquidity (current ratio > 2.0), the debt-to-equity ratio of 96.4 indicates severe leverage relative to shareholder equity, and the return on equity is deeply negative. There is no dividend to provide income, and the recent price action shows continued weakness, trading well below both the 50-day and 200-day moving averages. The statistical forecast model offers no directional bias, which is appropriate given the lack of reliable short-term momentum in such a fundamentally broken business. Avoid this security entirely.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoARIMA ✓0.075099
AutoETS0.076649
MSTL0.089130
AutoTheta0.266968

Forecast horizon: 45 days | Selected: AutoARIMA

Forecast Reliability
Score 30%
H-stat 0.13
Ljung-Box p 0.000
Jarque-Bera p 0.004
Excess Kurtosis 2.00
Attribute Value
Sector Financial Services
Debt to Equity Ratio 96.402
Revenue per Share -58.58
Market Cap 43,490,824
Forward P/E 254.12
Beta -0.18
Website https://www.cashchina.cn

Info Dump

Attribute Value
52 Week Change -0.6552632
Address1 South Finance Center
Address2 22nd Floor No. 6 Wuheng Road Tianhe District
All Time High 77.4
All Time Low 2.36
Ask 0.0
Ask Size 100
Average Daily Volume10 Day 6,460
Average Daily Volume3 Month 5,419
Average Volume 5,419
Average Volume10Days 6,460
Beta -0.178
Bid 2.32
Bid Size 100
Book Value 76.812706
City Guangzhou
Country China
Crypto Tradeable 0
Currency USD
Current Price 2.5798
Current Ratio 2.229
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 2.645
Day Low 2.305
Debt To Equity 96.402
Display Name CNFinance
Earnings Call Timestamp End 1,756,411,200
Earnings Call Timestamp Start 1,756,411,200
Earnings Timestamp End 1,777,665,600
Earnings Timestamp Start 1,777,665,600
Ebitda Margins 0.0
Enterprise To Revenue -7.794
Enterprise Value 3,131,316,736
Eps Forward 0.01015196
Eps Trailing Twelve Months -10.0
Esg Populated 0
Exchange NYQ
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 3.0214
Fifty Day Average Change -0.44160008
Fifty Day Average Change Percent -0.14615744
Fifty Two Week Change Percent -65.52632
Fifty Two Week High 8.8
Fifty Two Week High Change -6.2202005
Fifty Two Week High Change Percent -0.70684093
Fifty Two Week Low 2.305
Fifty Two Week Low Change 0.27479982
Fifty Two Week Low Change Percent 0.11921901
Fifty Two Week Range 2.305 - 8.8
Financial Currency CNY
First Trade Date Milliseconds 1,541,601,000,000
Float Shares 1,987,168
Forward Eps 0.01015196
Forward P E 254.11841
Full Exchange Name NYSE
Full Time Employees 326
Gmt Off Set Milliseconds -14,400,000
Gross Margins 0.0
Gross Profits -453,761,152
Has Pre Post Market Data 1
Held Percent Insiders 0.0074299998
Held Percent Institutions 0.17936
Implied Shares Outstanding 16,858,216
Industry Mortgage Finance
Industry Disp Mortgage Finance
Industry Key mortgage-finance
Is Earnings Date Estimate 1
Language en-US
Last Fiscal Year End 1,767,139,200
Last Split Date 1,757,030,400
Last Split Factor 1:10
Long Business Summary CNFinance Holdings Limited, through its subsidiaries, provides home equity loan services in Mainland China. The company offers micro credit loan services for micro and small-enterprise owners; loan facilitation, post facilitation, and guarantee services for commercial banks; and loan lending agency services for financial institutions. It also provides bridge loan products, which are unsecured short-term loans to pay off borrowers' existing loans secured by real property. CNFinance Holdings Limited was founded in 1999 and is headquartered in Guangzhou, the People's Republic of China.
Long Name CNFinance Holdings Limited
Market us_market
Market Cap 43,490,824
Market State PRE
Max Age 86,400
Message Board Id finmb_573691042
Most Recent Quarter 1,767,139,200
Net Income To Common -470,394,048
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 44,168,526
Open 2.645
Operating Cashflow 84,447,152
Operating Margins 1.13462
Payout Ratio 0.0
Phone 86 20 6231 6688
Previous Close 2.62
Price Hint 4
Price To Book 0.03358559
Price To Sales Trailing12 Months -0.10825217
Profit Margins 0.0
Quick Ratio 0.926
Quote Source Name Delayed Quote
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change -0.0402
Regular Market Change Percent -1.53435
Regular Market Day High 2.645
Regular Market Day Low 2.305
Regular Market Day Range 2.305 - 2.645
Regular Market Open 2.645
Regular Market Previous Close 2.62
Regular Market Price 2.5798
Regular Market Time 1,783,971,167
Regular Market Volume 64,042
Return On Assets -0.037219997
Return On Equity -0.12317
Revenue Per Share -58.58
Sand P52 Week Change 0.20847368
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Shares Outstanding 6,858,216
Shares Percent Shares Out 0.0002
Shares Short 2,624
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 4,413
Short Name CNFinance Holdings Limited
Short Percent Of Float 0.0007
Short Ratio 0.94
Source Interval 15
Symbol CNF
Total Cash 338,187,520
Total Cash Per Share 49.311
Total Debt 3,451,811,328
Total Revenue -401,754,752
Tradeable 0
Trailing Annual Dividend Rate 0.0
Trailing Annual Dividend Yield 0.0
Trailing Eps -10.0
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 4.3937
Two Hundred Day Average Change -1.8139002
Two Hundred Day Average Change Percent -0.41284114
Type Disp Equity
Volume 64,042
Website https://www.cashchina.cn