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Civista Bancshares, Inc. (CIVB)

Financial Services | Banks - Regional | Sandusky, United States | NasdaqCM
24.60 USD +1.01 (4.281%) ⇧ (April 17, 2026, 4 p.m. EDT)
After hours: 24.12 -0.48 (-0.480%) ⇩ (April 17, 2026, 4:17 p.m. EDT)

Short-term: ★★★☆☆ | Long-term: ★★★★☆ | Dividends: ★★★★☆
Hot Take | April 11, 2026, 1:21 p.m. EDT

CIVB is currently trading near its 52-week high with a strong dividend yield and consistent payout history, which makes it attractive for income-focused investors. The recent price action shows a bullish trend, with the stock moving above its 200-day moving average. However, the short-term forecasting model suggests a modest upward movement, and the overall risk rating is moderate. Investors should consider the stock for a long-term hold, especially with the recent dividend increase and positive analyst sentiment.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.035836
MSTL0.036859
AutoARIMA0.036908
AutoETS0.036908

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 80%
H-stat 0.19
Ljung-Box p 0.000
Jarque-Bera p 0.225
Excess Kurtosis -1.26
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-02-09
Last Dividend Date 2026-02-09
Revenue per Share 9.711
Market Cap 510,088,096
Trailing P/E 9.32
Forward P/E 8.61
Beta 0.63
Profit Margins 27.32%
Website https://www.civb.com

As of April 11, 2026, 1:21 p.m. EDT: Options speculators are showing mixed signals. For calls, there is a notable increase in open interest (OI) for out-of-the-money (OTM) strikes, especially for the August 21 expiration, indicating potential bullish sentiment. However, the puts show a concentration of OI around the 22.5 strike, which could suggest some bearish bias or protective positioning. The overall volatility (IV) is relatively low, which may indicate a lack of strong directional conviction among options traders.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.75% 3.21% 3.81% 3.39%
Dividend History
Date Dividend Yield %
2026-02-10 0.18 0.746269
2025-11-04 0.17 0.801682
2025-08-05 0.17 0.892443
2025-04-29 0.17 0.772488
2025-02-04 0.17 0.832344
2024-11-05 0.16 0.795847
2024-08-06 0.16 1.073640
2024-05-06 0.16 1.191490
2024-02-12 0.16 1.077803
2023-11-06 0.16 1.168784
2023-08-07 0.16 0.939734
2023-05-08 0.15 1.146565
2023-02-13 0.14 0.727026
2022-11-07 0.14 0.664265
2022-08-08 0.14 0.733683
2022-05-09 0.14 0.760676
2022-02-14 0.14 0.661137
2021-10-18 0.14 0.650438
2021-07-19 0.14 0.724908
2021-04-19 0.12 0.606430
2021-01-15 0.12 0.749457
2020-10-19 0.11 0.933491
2020-07-20 0.11 0.951716
2020-04-20 0.11 0.942599
2020-01-17 0.11 0.568356
2019-10-21 0.11 0.607480
2019-07-22 0.11 0.613951
2019-04-22 0.11 0.632482
2019-01-18 0.09 0.571371
2018-10-22 0.09 0.473588
2018-07-23 0.09 0.448500
2018-04-23 0.07 0.374634
2018-01-22 0.07 0.388806
2017-07-14 0.06 0.357687
2017-04-13 0.06 0.344749
2017-01-19 0.06 0.367930
2016-10-14 0.06 0.529753
2016-07-15 0.06 0.546852
2016-04-15 0.05 0.589460
2016-01-14 0.05 0.586753
2015-10-16 0.05 0.645737
2015-07-17 0.05 0.629336
2015-04-17 0.05 0.589862
2015-01-15 0.05 0.644722
2014-10-17 0.05 0.647273
2014-07-11 0.05 0.745556
2014-04-11 0.05 0.754912
2014-01-16 0.04 0.749183
2013-10-10 0.04 0.840920
2013-07-12 0.04 0.759060
2013-04-12 0.04 0.734422
2013-01-11 0.03 0.723255
2012-10-12 0.03 0.708365
2012-07-13 0.03 0.714449
2012-04-13 0.03 0.704803
2012-01-12 0.03 0.970317
2011-10-14 0.03 1.200618
2009-10-16 0.02 0.520207
2009-07-17 0.01 0.300920
2009-04-17 0.07 1.414616
2009-01-15 0.15 3.347655
2008-10-17 0.15 2.640116
2008-07-11 0.20 2.888238
2008-04-11 0.28 2.925843
2008-01-11 0.28 3.092377
2007-10-12 0.27 2.524707
2007-07-13 0.27 2.400833
2007-04-13 0.29 2.399133
2007-01-11 0.29 2.411647
2006-10-13 0.28 2.390919
2006-07-14 0.28 2.405026
2006-04-13 0.28 2.316715
2006-01-12 0.28 2.245523
2005-10-14 0.28 2.499221
2005-07-15 0.28 2.362004
2005-04-15 0.28 2.201335
2005-01-13 0.28 2.189430
2004-10-15 0.27 2.276442
2004-07-16 0.27 2.211495
2004-04-16 0.27 1.955437
2004-01-15 0.27 1.762053
2003-10-17 0.26 1.870124
2003-07-11 0.26 1.890813
2003-04-11 0.26 1.472122
2003-01-16 0.26 2.063910
2002-10-11 0.61 5.238146
2002-07-12 0.25 2.498637
2002-04-12 0.25 2.496258
2002-01-11 0.19 1.767658
2001-10-12 0.51 4.454268
2001-10-11 0.19 1.694711
2001-07-13 0.18 1.843840
2001-04-12 0.18 2.076539
Additional Data
dividendRate 0.72
dividendYield 2.93
exDividendDate 2026-02-10
trailingAnnualDividendRate 0.68
trailingAnnualDividendYield 0.028825773
lastDividendValue 0.18
lastDividendDate 2026-02-10
dividendDate 2026-02-24

Info Dump

Attribute Value
52 Week Change 0.23432016
Address1 100 East Water Street
Address2 PO Box 5016
All Time High 40.5
All Time Low 3.21
Ask 24.69
Ask Size 1
Audit Risk 7
Average Daily Volume10 Day 106,810
Average Daily Volume3 Month 93,588
Average Volume 93,588
Average Volume10Days 106,810
Beta 0.632
Bid 24.51
Bid Size 1
Board Risk 7
Book Value 26.196
City Sandusky
Compensation As Of Epoch Date 1,419,984,000
Compensation Risk 7
Country United States
Crypto Tradeable 0
Currency USD
Current Price 24.6
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 24.93
Day Low 23.85
Display Name Civista Bancshares
Dividend Date 1,771,891,200
Dividend Rate 0.72
Dividend Yield 2.93
Earnings Call Timestamp End 1,776,877,200
Earnings Call Timestamp Start 1,776,877,200
Earnings Growth -0.014
Earnings Quarterly Growth 0.24
Earnings Timestamp 1,776,861,000
Earnings Timestamp End 1,776,861,000
Earnings Timestamp Start 1,776,861,000
Ebitda Margins 0.0
Enterprise To Revenue 4.258
Enterprise Value 720,423,104
Eps Current Year 2.61167
Eps Forward 2.85667
Eps Trailing Twelve Months 2.64
Esg Populated 0
Ex Dividend Date 1,770,681,600
Exchange NCM
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fax 419 627 3359
Fifty Day Average 23.338
Fifty Day Average Change 1.262001
Fifty Day Average Change Percent 0.054074947
Fifty Two Week Change Percent 23.432016
Fifty Two Week High 25.59
Fifty Two Week High Change -0.9899998
Fifty Two Week High Change Percent -0.03868698
Fifty Two Week Low 18.95
Fifty Two Week Low Change 5.6499996
Fifty Two Week Low Change Percent 0.298153
Fifty Two Week Range 18.95 - 25.59
Financial Currency USD
First Trade Date Milliseconds 765,639,000,000
Five Year Avg Dividend Yield 3.0
Float Shares 20,265,013
Forward Eps 2.85667
Forward P E 8.611425
Full Exchange Name NasdaqCM
Full Time Employees 526
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.0
Gross Profits 169,172,992
Has Pre Post Market Data 1
Held Percent Insiders 0.02007
Held Percent Institutions 0.63308
Implied Shares Outstanding 20,735,289
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Ir Website http://www.snl.com/irweblinkx/stockinfo.aspx?iid=100876
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,770,681,600
Last Dividend Value 0.18
Last Fiscal Year End 1,767,139,200
Last Split Date 833,932,800
Last Split Factor 4:1
Long Business Summary Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides banking services in the United States. The company offers personal and commercial checking accounts; retirement, money market, time, and savings accounts; safe deposit boxes; wire transfers; and automated teller services. It also provides internet banking; ACH origination; telephone banking; and mobile/digital banking services, as well as remote deposit capture banking services for retail and business customers. In addition, the company offers time deposits that consist of certificates of deposit, including those held in IRA accounts and reciprocal deposits. Further, its loan portfolio includes commercial and agriculture; commercial real estate – owner and non-owner occupied; residential and farm real estate; real estate construction; lease financing receivable; consumer; and other loans, as well as home equity line of credit. Additionally, the company holds and manages securities portfolio; leases general equipment; and provides captive insurance products and investment advisory services. It operates in North Central, West Central, South Western Ohio, South Eastern Indiana, and Northern Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares, Inc. in May 2015. Civista Bancshares, Inc. was founded in 1884 and is headquartered in Sandusky, Ohio.
Long Name Civista Bancshares, Inc.
Market us_market
Market Cap 510,088,096
Market State CLOSED
Max Age 86,400
Message Board Id finmb_1016805
Most Recent Quarter 1,767,139,200
Net Income To Common 46,046,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 509,603,391
Number Of Analyst Opinions 6
Open 23.85
Operating Cashflow 43,273,000
Operating Margins 0.34572
Overall Risk 7
Payout Ratio 0.2576
Peg Ratio 1.37
Phone 419 625 4121
Post Market Change -0.47999954
Post Market Change Percent -1.9512177
Post Market Price 24.12
Post Market Time 1,776,457,077
Previous Close 23.59
Price Eps Current Year 9.419261
Price Hint 2
Price To Book 0.9390747
Price To Sales Trailing12 Months 3.0151863
Profit Margins 0.27316
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 1.01
Regular Market Change Percent 4.28148
Regular Market Day High 24.93
Regular Market Day Low 23.85
Regular Market Day Range 23.85 - 24.93
Regular Market Open 23.85
Regular Market Previous Close 23.59
Regular Market Price 24.6
Regular Market Time 1,776,456,001
Regular Market Volume 187,077
Return On Assets 0.01096
Return On Equity 0.09917
Revenue Growth 0.153
Revenue Per Share 9.711
Sand P52 Week Change 0.38150132
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 7
Shares Outstanding 20,715,585
Shares Percent Shares Out 0.0147
Shares Short 305,285
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 258,716
Short Name Civista Bancshares, Inc.
Short Percent Of Float 0.015
Short Ratio 3.42
Source Interval 15
State OH
Symbol CIVB
Target High Price 28.0
Target Low Price 25.0
Target Mean Price 26.33333
Target Median Price 26.0
Total Cash 81,979,000
Total Cash Per Share 3.954
Total Debt 292,313,984
Total Revenue 169,172,992
Tradeable 0
Trailing Annual Dividend Rate 0.68
Trailing Annual Dividend Yield 0.028825773
Trailing Eps 2.64
Trailing P E 9.318182
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 22.16815
Two Hundred Day Average Change 2.4318504
Two Hundred Day Average Change Percent 0.109700195
Type Disp Equity
Volume 187,077
Website https://www.civb.com
Zip 44,870-2514