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Cincinnati Financial Corporation (CINF)

Financial Services | Insurance - Property & Casualty | Fairfield, United States | NasdaqGS
182.67 USD +3.39 (1.891%) ⇧ (July 13, 2026, 4 p.m. EDT)
After hours: 182.67
Short-term:★★★★☆Long-term:★★★★☆Dividends:★★★⯪☆
Hot Take ↕ | July 11, 2026, 6:30 a.m. EDT

Cincinnati Financial presents a compelling case for investors seeking exposure to a resilient property and casualty insurer with a fortress-like balance sheet. The company boasts a robust return on equity of nearly 19 percent and has delivered double-digit revenue growth recently, supported by a net cash position where liquid assets exceed debt obligations. While the forward price-to-earnings ratio suggests analysts expect earnings to compress, the trailing valuation remains attractive relative to the quality of earnings generated. Price momentum is strong, with shares trading near their fifty-two-week highs and recent weekly action showing resilience despite a mid-month pullback. The dividend policy is conservative yet reliable, with a payout ratio well below 25 percent, ensuring ample room for future increases without risking capital. Although the statistical forecast models offer little directional clarity for the immediate future, the fundamental strength and technical positioning suggest the market is pricing in continued stability and modest appreciation.
Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.037934
AutoETS0.040440
MSTL_630.041006
AutoARIMA0.041545
MSTL0.042265
MSTL_63_840.045301
MSTL_840.047794

Forecast horizon: 60 days | Selected: AutoTheta

Forecast Reliability
Score 36%
H-stat 38.63
Ljung-Box p 0.000
Jarque-Bera p 0.006
Excess Kurtosis 0.28
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-06-22
Last Dividend Date 2026-06-22
Debt to Equity Ratio 5.626
Revenue per Share 82.965
Market Cap 28,256,626,688
Trailing P/E 10.25
Forward P/E 19.86
Beta 0.55
Profit Margins 21.33%
Website https://www.cinfin.com

As of July 11, 2026, 6:30 a.m. EDT: Implied volatility is elevated on protective puts (0.35) compared to calls (0.28), indicating hedging activity. Open interest skews toward out-of-the-money calls at 190-200 strikes in August and December expirations, suggesting speculative bets on further upside beyond current levels. Put open interest is concentrated at lower strikes (160-170), reflecting downside insurance rather than aggressive bearish positioning.

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.53% 2.21% 2.47% 2.48%
Dividend History
Date Dividend Yield %
2026-06-23 0.940000 0.534668
2026-03-24 0.940000 0.593922
2025-12-22 0.870000 0.521083
2025-09-22 0.870000 0.562415
2025-06-23 0.870000 0.590872
2025-03-24 0.870000 0.597240
2024-12-19 0.810000 0.569500
2024-09-17 0.810000 0.594845
2024-06-18 0.810000 0.712589
2024-03-18 0.810000 0.685163
2023-12-18 0.750000 0.735727
2023-09-15 0.750000 0.699692
2023-06-15 0.750000 0.747012
2023-03-16 0.750000 0.676468
2022-12-15 0.690000 0.665638
2022-09-15 0.690000 0.691383
2022-06-16 0.690000 0.612245
2022-03-17 0.690000 0.521660
2021-12-15 0.630000 0.543994
2021-09-15 0.630000 0.532589
2021-06-16 0.630000 0.523778
2021-03-16 0.630000 0.592050
2020-12-15 0.600000 0.741381
2020-09-15 0.600000 0.789681
2020-06-16 0.600000 0.949067
2020-03-17 0.600000 0.706048
2019-12-18 0.560000 0.539447
2019-09-17 0.560000 0.491013
2019-06-18 0.560000 0.538980
2019-03-19 0.560000 0.662095
2018-12-18 0.530000 0.692268
2018-09-18 0.530000 0.679661
2018-06-19 0.530000 0.770797
2018-03-20 0.530000 0.702918
2017-12-19 0.500000 0.679810
2017-11-30 0.500000 0.669075
2017-09-21 0.500000 0.661551
2017-06-19 0.500000 0.683995
2017-03-20 0.500000 0.673673
2016-12-19 0.480000 0.627779
2016-09-19 0.480000 0.642055
2016-06-20 0.480000 0.688567
2016-03-21 0.480000 0.735971
2015-12-14 0.460000 0.779925
2015-12-01 0.460000 0.748333
2015-09-14 0.460000 0.869401
2015-06-15 0.460000 0.913423
2015-03-16 0.460000 0.857090
2014-12-15 0.440000 0.879472
2014-09-15 0.440000 0.918389
2014-06-16 0.440000 0.909655
2014-03-17 0.440000 0.935971
2013-12-16 0.420000 0.826284
2013-09-16 0.420000 0.898012
2013-06-17 0.407000 0.869101
2013-03-18 0.407000 0.881525
2012-12-17 0.407000 1.025964
2012-09-17 0.408000 1.031606
2012-06-18 0.403000 1.094514
2012-03-19 0.403000 1.147821
2011-12-19 0.403000 1.383929
2011-09-19 0.403000 1.498698
2011-06-20 0.400000 1.401542
2011-03-21 0.400000 1.216545
2010-12-20 0.400000 1.270245
2010-09-20 0.400000 1.375989
2010-06-21 0.395000 1.426508
2010-03-22 0.395000 1.377266
2009-12-21 0.395000 1.540562
2009-09-16 0.395000 1.514571
2009-06-17 0.390000 1.740295
2009-03-18 0.390000 1.743406
2008-12-17 0.390000 1.300433
2008-09-17 0.390000 1.449814
2008-06-18 0.390000 1.382489
2008-03-18 0.390000 1.024698
2007-12-19 0.355000 0.906306
2007-09-19 0.355000 0.799730
2007-06-20 0.355000 0.796500
2007-03-21 0.355000 0.818161
2006-12-20 0.335000 0.731122
2006-09-20 0.335000 0.695309
2006-06-21 0.335000 0.726209
2006-03-22 0.335000 0.755355
2005-12-21 0.305000 0.682479
2005-09-21 0.305000 0.753645
2005-06-22 0.305000 0.767103
2005-03-22 0.290476 0.711453
2004-12-20 0.261905 0.628285
2004-09-22 0.261905 0.678510
2004-06-23 0.261905 0.651351
2004-03-22 0.249433 0.643425
2003-12-19 0.226757 0.602554
2003-09-22 0.226757 0.617131
2003-06-23 0.226757 0.672765
2003-03-24 0.226757 0.704423
2002-12-23 0.202268 0.584843
2002-09-23 0.202268 0.617217
2002-06-24 0.202268 0.486901
2002-03-20 0.202268 0.526814
2001-12-19 0.190476 0.563153
2001-09-19 0.190476 0.542635
2001-06-20 0.190476 0.510948
2001-03-21 0.190476 0.588441
2000-12-20 0.172336 0.487181
2000-09-20 0.172336 0.501031
2000-06-21 0.172336 0.562964
2000-03-22 0.172336 0.592594
1999-12-15 0.154195 0.537549
1999-09-15 0.154195 0.434505
1999-06-16 0.154195 0.440843
1999-03-17 0.154195 0.461017
1998-12-16 0.137868 0.414309
1998-09-16 0.137868 0.408052
1998-06-17 0.137868 0.385419
1998-03-11 0.139078 0.345540
1997-12-10 0.123961 0.360045
1997-09-10 0.123961 0.503841
1997-06-11 0.123961 0.522294
1997-03-12 0.123961 0.567475
1996-12-11 0.111867 0.611570
1996-09-11 0.111867 0.649123
1996-06-12 0.111867 0.619247
1996-03-13 0.033862 0.179198
1995-12-13 0.097902 0.519086
1995-09-13 0.097902 0.647622
1995-06-14 0.097902 0.607145
1995-03-13 0.028219 0.187562
1994-12-12 0.087755 0.684493
1994-09-12 0.087755 0.589862
1994-06-13 0.087755 0.595349
1994-03-14 0.087755 0.558952
1993-12-13 0.076786 0.538465
1993-09-13 0.076786 0.462813
1993-06-14 0.076786 0.478635
1993-03-15 0.076786 0.439218
1992-12-14 0.071301 0.433334
1992-09-14 0.071301 0.530613
1992-06-15 0.071301 0.582634
1992-03-16 0.069473 0.658012
1991-12-16 0.062160 0.612615
1991-09-16 0.062160 0.592595
1991-06-17 0.062160 0.612615
1991-03-18 0.062160 0.718629
1990-12-17 0.055761 0.719765
1990-09-17 0.055761 0.707247
1990-06-18 0.055761 0.726191
1990-03-19 0.055761 0.816054
1989-12-18 0.049362 0.692306
1989-09-18 0.049362 0.668729
1989-06-19 0.049362 0.744825
1989-03-17 0.049362 0.888886
1988-12-19 0.040221 0.834123
1988-09-19 0.040221 0.768559
1988-06-20 0.040221 0.880000
1988-03-21 0.040221 0.897959
1987-12-21 0.034736 0.938263
1987-09-02 0.034736 0.687776
1987-06-22 0.034736 0.575752
1987-03-19 0.034736 0.544798
1986-12-19 0.030166 0.523814
Additional Data
dividendRate 3.76
dividendYield 2.1
exDividendDate 2026-06-23
trailingAnnualDividendRate 3.55
trailingAnnualDividendYield 0.019801429
lastDividendValue 0.94
lastDividendDate 2026-06-23
dividendDate 2026-07-15

Info Dump

Attribute Value
52 Week Change 0.2011255
Address1 6,200 South Gilmore Road
All Time High 194.81
All Time Low 1.074084
Ask 196.99
Ask Size 2
Audit Risk 6
Average Analyst Rating 2.3 - Buy
Average Daily Volume10 Day 1,027,890
Average Daily Volume3 Month 806,462
Average Volume 806,462
Average Volume10Days 1,027,890
Beta 0.553
Bid 167.21
Bid Size 2
Board Risk 10
Book Value 101.643
City Fairfield
Compensation As Of Epoch Date 1,672,444,800
Compensation Risk 4
Country United States
Crypto Tradeable 0
Currency USD
Current Price 182.67
Current Ratio 1.044
Custom Price Alert Confidence HIGH
Date Short Interest 1,782,777,600
Day High 183.5
Day Low 179.95
Debt To Equity 5.626
Display Name Cincinnati Financial
Dividend Date 1,784,073,600
Dividend Rate 3.76
Dividend Yield 2.1
Earnings Call Timestamp End 1,785,268,800
Earnings Call Timestamp Start 1,785,268,800
Earnings Timestamp 1,785,182,400
Earnings Timestamp End 1,785,182,400
Earnings Timestamp Start 1,785,182,400
Ebitda 3,648,000,000
Ebitda Margins 0.28218
Enterprise To Ebitda 7.643
Enterprise To Revenue 2.157
Enterprise Value 27,881,627,648
Eps Current Year 8.81486
Eps Forward 9.19798
Eps Trailing Twelve Months 17.82
Esg Populated 0
Ex Dividend Date 1,782,172,800
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 169.364
Fifty Day Average Change 13.306
Fifty Day Average Change Percent 0.07856451
Fifty Two Week Change Percent 20.11255
Fifty Two Week High 194.81
Fifty Two Week High Change -12.139999
Fifty Two Week High Change Percent -0.062317125
Fifty Two Week Low 143.87
Fifty Two Week Low Change 38.800003
Fifty Two Week Low Change Percent 0.26968795
Fifty Two Week Range 143.87 - 194.81
Financial Currency USD
First Trade Date Milliseconds 322,151,400,000
Five Year Avg Dividend Yield 2.38
Float Shares 151,804,928
Forward Eps 9.19798
Forward P E 19.859795
Free Cashflow 2,748,250,112
Full Exchange Name NasdaqGS
Full Time Employees 5,705
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,782,864,000
Gross Margins 0.27938998
Gross Profits 3,612,000,000
Has Pre Post Market Data 1
Held Percent Insiders 0.01714
Held Percent Institutions 0.71729
Implied Shares Outstanding 154,686,742
Industry Insurance - Property & Casualty
Industry Disp Insurance - Property & Casualty
Industry Key insurance-property-casualty
Ir Website http://phx.corporate-ir.net/phoenix.zhtml?c=110365&p=irol-irhome
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,782,172,800
Last Dividend Value 0.94
Last Fiscal Year End 1,767,139,200
Last Split Date 1,112,572,800
Last Split Factor 105:100
Long Business Summary Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers' compensation. This segment also provides contract and commercial surety bonds, and fidelity bonds; management liability; and machinery and equipment insurance products. The Personal Lines Insurance segment offers personal auto; homeowner; and other personal lines insurance, such as dwelling fire, inland marine, personal umbrella liability, and watercraft coverages. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products, as well as other coverages comprising miscellaneous errors and omissions, professional liability, and excess liability; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance; universal life insurance; and worksite and whole life insurance products, as well as annuities. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. The company was founded in 1950 and is headquartered in Fairfield, Ohio.
Long Name Cincinnati Financial Corporation
Market us_market
Market Cap 28,256,626,688
Market State PREPRE
Max Age 86,400
Message Board Id finmb_260681
Most Recent Quarter 1,774,915,200
Net Income To Common 2,756,999,936
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 27,732,239,105
Number Of Analyst Opinions 6
Open 180.88
Operating Cashflow 3,457,999,872
Operating Margins 0.11841
Overall Risk 9
Payout Ratio 0.203
Peg Ratio 2.19
Phone 513 870 2000
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 182.67
Post Market Time 1,783,977,775
Previous Close 179.28
Price Eps Current Year 20.72296
Price Hint 2
Price To Book 1.7971724
Price To Sales Trailing12 Months 2.185692
Profit Margins 0.21326
Quick Ratio 0.867
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 2.25
Region US
Regular Market Change 3.39
Regular Market Change Percent 1.8909
Regular Market Day High 183.5
Regular Market Day Low 179.95
Regular Market Day Range 179.95 - 183.5
Regular Market Open 180.88
Regular Market Previous Close 179.28
Regular Market Price 182.67
Regular Market Time 1,783,972,801
Regular Market Volume 718,296
Return On Assets 0.05553
Return On Equity 0.18735
Revenue Growth 0.116
Revenue Per Share 82.965
Sand P52 Week Change 0.20847368
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 8
Shares Outstanding 154,686,742
Shares Percent Shares Out 0.025799999
Shares Short 3,996,675
Shares Short Previous Month Date 1,780,012,800
Shares Short Prior Month 2,960,919
Short Name Cincinnati Financial Corporatio
Short Percent Of Float 0.030199999
Short Ratio 4.48
Source Interval 15
State OH
Symbol CINF
Target High Price 201.0
Target Low Price 172.0
Target Mean Price 183.16667
Target Median Price 180.5
Total Cash 1,259,000,064
Total Cash Per Share 8.139
Total Debt 884,000,000
Total Revenue 12,928,000,000
Tradeable 0
Trailing Annual Dividend Rate 3.55
Trailing Annual Dividend Yield 0.019801429
Trailing Eps 17.82
Trailing P E 10.250842
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 163.97075
Two Hundred Day Average Change 18.69925
Two Hundred Day Average Change Percent 0.11404015
Type Disp Equity
Volume 718,296
Website https://www.cinfin.com
Zip 45,014-5141