| Indicators | Browse All

Cincinnati Financial Corporation (CINF)

Financial Services | Insurance - Property & Casualty | Fairfield, United States | NasdaqGS
171.97 USD -0.55 (-0.319%) ⇩ (Aug. 28, 2026, 4 p.m. EDT)
After hours: 171.97
Short-term:★★★☆☆Long-term:★★★★⯪Dividends:★★★⯪☆
Hot Take ↕ | Aug. 22, 2026, 3:53 a.m. EDT

The most compelling signal here is the stark disconnect between the company's explosive earnings performance and its current price action. While the business is generating 85% earnings growth and 31% revenue growth with a fortress balance sheet and net cash position, the stock is trading below its 50-day moving average, creating a technical headwind despite the 200-day support holding firm. This suggests the market is currently pricing in a slowdown that the fundamentals do not yet support. For the long-term investor, the valuation is exceptionally attractive at a trailing P/E of roughly eight times, offering a margin of safety against the downside while capturing the upside of a high-quality compounder. The dividend is a modest but highly secure feature, with a payout ratio under 20% and a consistent history of increases, making it suitable for income-focused portfolios without sacrificing capital appreciation potential. While the short-term chart looks messy, the underlying economic reality is robust, pointing to a strong recovery ahead.
Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoARIMA ✓0.079623
AutoTheta0.111970
AutoETS0.114317
MSTL0.116039

Forecast horizon: 45 days | Selected: AutoARIMA

Forecast Reliability
Score 50%
H-stat 6.08
Ljung-Box p 0.000
Jarque-Bera p 0.567
Excess Kurtosis -0.78
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-09-22
Last Dividend Date 2026-06-22
Debt to Equity Ratio 5.255
Revenue per Share 89.881
Market Cap 26,393,620,480
Trailing P/E 8.15
Forward P/E 19.04
Beta 0.55
Profit Margins 23.84%
Website https://www.cinfin.com

As of Aug. 22, 2026, 3:53 a.m. EDT: Speculators are positioning for upside with significant open interest in call strikes ranging from 180 to 210, indicating bullish bets on a move toward the 200s. Put open interest is concentrated at lower strikes around 140 to 160, suggesting defensive hedging rather than a bearish bet. Implied volatility remains relatively low at the money, reflecting a calm market environment despite the directional skew.

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.53% 2.21% 2.47% 2.48%
Dividend History
Date Dividend Yield %
2026-06-23 0.940000 0.534668
2026-03-24 0.940000 0.593922
2025-12-22 0.870000 0.521083
2025-09-22 0.870000 0.562415
2025-06-23 0.870000 0.590872
2025-03-24 0.870000 0.597240
2024-12-19 0.810000 0.569500
2024-09-17 0.810000 0.594845
2024-06-18 0.810000 0.712589
2024-03-18 0.810000 0.685163
2023-12-18 0.750000 0.735727
2023-09-15 0.750000 0.699692
2023-06-15 0.750000 0.747012
2023-03-16 0.750000 0.676468
2022-12-15 0.690000 0.665638
2022-09-15 0.690000 0.691383
2022-06-16 0.690000 0.612245
2022-03-17 0.690000 0.521660
2021-12-15 0.630000 0.543994
2021-09-15 0.630000 0.532589
2021-06-16 0.630000 0.523778
2021-03-16 0.630000 0.592050
2020-12-15 0.600000 0.741381
2020-09-15 0.600000 0.789681
2020-06-16 0.600000 0.949067
2020-03-17 0.600000 0.706048
2019-12-18 0.560000 0.539447
2019-09-17 0.560000 0.491013
2019-06-18 0.560000 0.538980
2019-03-19 0.560000 0.662095
2018-12-18 0.530000 0.692268
2018-09-18 0.530000 0.679661
2018-06-19 0.530000 0.770797
2018-03-20 0.530000 0.702918
2017-12-19 0.500000 0.679810
2017-11-30 0.500000 0.669075
2017-09-21 0.500000 0.661551
2017-06-19 0.500000 0.683995
2017-03-20 0.500000 0.673673
2016-12-19 0.480000 0.627779
2016-09-19 0.480000 0.642055
2016-06-20 0.480000 0.688567
2016-03-21 0.480000 0.735971
2015-12-14 0.460000 0.779925
2015-12-01 0.460000 0.748333
2015-09-14 0.460000 0.869401
2015-06-15 0.460000 0.913423
2015-03-16 0.460000 0.857090
2014-12-15 0.440000 0.879472
2014-09-15 0.440000 0.918389
2014-06-16 0.440000 0.909655
2014-03-17 0.440000 0.935971
2013-12-16 0.420000 0.826284
2013-09-16 0.420000 0.898012
2013-06-17 0.407000 0.869101
2013-03-18 0.407000 0.881525
2012-12-17 0.407000 1.025964
2012-09-17 0.408000 1.031606
2012-06-18 0.403000 1.094514
2012-03-19 0.403000 1.147821
2011-12-19 0.403000 1.383929
2011-09-19 0.403000 1.498698
2011-06-20 0.400000 1.401542
2011-03-21 0.400000 1.216545
2010-12-20 0.400000 1.270245
2010-09-20 0.400000 1.375989
2010-06-21 0.395000 1.426508
2010-03-22 0.395000 1.377266
2009-12-21 0.395000 1.540562
2009-09-16 0.395000 1.514571
2009-06-17 0.390000 1.740295
2009-03-18 0.390000 1.743406
2008-12-17 0.390000 1.300433
2008-09-17 0.390000 1.449814
2008-06-18 0.390000 1.382489
2008-03-18 0.390000 1.024698
2007-12-19 0.355000 0.906306
2007-09-19 0.355000 0.799730
2007-06-20 0.355000 0.796500
2007-03-21 0.355000 0.818161
2006-12-20 0.335000 0.731122
2006-09-20 0.335000 0.695309
2006-06-21 0.335000 0.726209
2006-03-22 0.335000 0.755355
2005-12-21 0.305000 0.682479
2005-09-21 0.305000 0.753645
2005-06-22 0.305000 0.767103
2005-03-22 0.290476 0.711453
2004-12-20 0.261905 0.628285
2004-09-22 0.261905 0.678510
2004-06-23 0.261905 0.651351
2004-03-22 0.249433 0.643425
2003-12-19 0.226757 0.602554
2003-09-22 0.226757 0.617131
2003-06-23 0.226757 0.672765
2003-03-24 0.226757 0.704423
2002-12-23 0.202268 0.584843
2002-09-23 0.202268 0.617217
2002-06-24 0.202268 0.486901
2002-03-20 0.202268 0.526814
2001-12-19 0.190476 0.563153
2001-09-19 0.190476 0.542635
2001-06-20 0.190476 0.510948
2001-03-21 0.190476 0.588441
2000-12-20 0.172336 0.487181
2000-09-20 0.172336 0.501031
2000-06-21 0.172336 0.562964
2000-03-22 0.172336 0.592594
1999-12-15 0.154195 0.537549
1999-09-15 0.154195 0.434505
1999-06-16 0.154195 0.440843
1999-03-17 0.154195 0.461017
1998-12-16 0.137868 0.414309
1998-09-16 0.137868 0.408052
1998-06-17 0.137868 0.385419
1998-03-11 0.139078 0.345540
1997-12-10 0.123961 0.360045
1997-09-10 0.123961 0.503841
1997-06-11 0.123961 0.522294
1997-03-12 0.123961 0.567475
1996-12-11 0.111867 0.611570
1996-09-11 0.111867 0.649123
1996-06-12 0.111867 0.619247
1996-03-13 0.033862 0.179198
1995-12-13 0.097902 0.519086
1995-09-13 0.097902 0.647622
1995-06-14 0.097902 0.607145
1995-03-13 0.028219 0.187562
1994-12-12 0.087755 0.684493
1994-09-12 0.087755 0.589862
1994-06-13 0.087755 0.595349
1994-03-14 0.087755 0.558952
1993-12-13 0.076786 0.538465
1993-09-13 0.076786 0.462813
1993-06-14 0.076786 0.478635
1993-03-15 0.076786 0.439218
1992-12-14 0.071301 0.433334
1992-09-14 0.071301 0.530613
1992-06-15 0.071301 0.582634
1992-03-16 0.069473 0.658012
1991-12-16 0.062160 0.612615
1991-09-16 0.062160 0.592595
1991-06-17 0.062160 0.612615
1991-03-18 0.062160 0.718629
1990-12-17 0.055761 0.719765
1990-09-17 0.055761 0.707247
1990-06-18 0.055761 0.726191
1990-03-19 0.055761 0.816054
1989-12-18 0.049362 0.692306
1989-09-18 0.049362 0.668729
1989-06-19 0.049362 0.744825
1989-03-17 0.049362 0.888886
1988-12-19 0.040221 0.834123
1988-09-19 0.040221 0.768559
1988-06-20 0.040221 0.880000
1988-03-21 0.040221 0.897959
1987-12-21 0.034736 0.938263
1987-09-02 0.034736 0.687776
1987-06-22 0.034736 0.575752
1987-03-19 0.034736 0.544798
1986-12-19 0.030166 0.523814
Additional Data
dividendRate 3.76
dividendYield 2.18
exDividendDate 2026-09-23
trailingAnnualDividendRate 3.62
trailingAnnualDividendYield 0.020983074
lastDividendValue 0.94
lastDividendDate 2026-06-23
dividendDate 2026-10-15

Info Dump

Attribute Value
52 Week Change 0.12435436
Address1 6,200 South Gilmore Road
All Time High 194.81
All Time Low 1.074084
Ask 187.23
Ask Size 2
Audit Risk 6
Average Analyst Rating 2.5 - Buy
Average Daily Volume10 Day 419,180
Average Daily Volume3 Month 777,614
Average Volume 777,614
Average Volume10Days 419,180
Beta 0.554
Bid 157.84
Bid Size 2
Board Risk 10
Book Value 108.677
City Fairfield
Compensation As Of Epoch Date 1,672,444,800
Compensation Risk 4
Country United States
Crypto Tradeable 0
Currency USD
Current Price 171.97
Current Ratio 1.151
Custom Price Alert Confidence HIGH
Date Short Interest 1,786,665,600
Day High 173.99
Day Low 171.255
Debt To Equity 5.255
Display Name Cincinnati Financial
Dividend Date 1,792,022,400
Dividend Rate 3.76
Dividend Yield 2.18
Earnings Call Timestamp End 1,785,250,800
Earnings Call Timestamp Start 1,785,250,800
Earnings Growth 0.855
Earnings Quarterly Growth 0.832
Earnings Timestamp 1,785,182,400
Earnings Timestamp End 1,793,044,800
Earnings Timestamp Start 1,793,044,800
Ebitda 4,365,000,192
Ebitda Margins 0.31281
Enterprise To Ebitda 5.814
Enterprise To Revenue 1.819
Enterprise Value 25,377,619,968
Eps Current Year 8.44114
Eps Forward 9.03122
Eps Trailing Twelve Months 21.1
Esg Populated 0
Ex Dividend Date 1,790,121,600
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 177.654
Fifty Day Average Change -5.6840057
Fifty Day Average Change Percent -0.03199481
Fifty Two Week Change Percent 12.435436
Fifty Two Week High 194.81
Fifty Two Week High Change -22.839996
Fifty Two Week High Change Percent -0.117242426
Fifty Two Week Low 150.0
Fifty Two Week Low Change 21.970001
Fifty Two Week Low Change Percent 0.14646667
Fifty Two Week Range 150.0 - 194.81
Financial Currency USD
First Trade Date Milliseconds 322,151,400,000
Five Year Avg Dividend Yield 2.38
Float Shares 150,575,775
Forward Eps 9.03122
Forward P E 19.041723
Free Cashflow 2,984,875,008
Full Exchange Name NasdaqGS
Full Time Employees 5,705
Fullday Change -0.55000305
Fullday Change Percent -0.3188054
Fullday Price 171.97
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,785,542,400
Gross Margins 0.31066
Gross Profits 4,335,000,064
Has Pre Post Market Data 1
Held Percent Insiders 0.017280001
Held Percent Institutions 0.74124
Implied Shares Outstanding 153,478,045
Industry Insurance - Property & Casualty
Industry Disp Insurance - Property & Casualty
Industry Key insurance-property-casualty
Ir Website http://phx.corporate-ir.net/phoenix.zhtml?c=110365&p=irol-irhome
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,782,172,800
Last Dividend Value 0.94
Last Fiscal Year End 1,767,139,200
Last Split Date 1,112,572,800
Last Split Factor 105:100
Long Business Summary Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers' compensation. This segment also provides contract and commercial surety bonds, and fidelity bonds; management liability; and machinery and equipment insurance products. The Personal Lines Insurance segment offers personal auto; homeowner; and other personal lines insurance, such as dwelling fire, inland marine, personal umbrella liability, and watercraft coverages. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products, as well as other coverages comprising miscellaneous errors and omissions, professional liability, and excess liability; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance; universal life insurance; and worksite and whole life insurance products, as well as annuities. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. The company was founded in 1950 and is headquartered in Fairfield, Ohio.
Long Name Cincinnati Financial Corporation
Market us_market
Market Cap 26,393,620,480
Market State CLOSED
Max Age 86,400
Message Board Id finmb_260681
Most Recent Quarter 1,782,777,600
Net Income To Common 3,327,000,064
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 26,497,984,469
Number Of Analyst Opinions 6
Open 173.525
Operating Cashflow 3,416,999,936
Operating Margins 0.37202
Overall Risk 9
Payout Ratio 0.1709
Peg Ratio 2.19
Phone 513 870 2000
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 171.97
Post Market Time 1,787,959,805
Previous Close 172.52
Price Eps Current Year 20.37284
Price Hint 2
Price To Book 1.5823956
Price To Sales Trailing12 Months 1.8914734
Profit Margins 0.23843001
Quick Ratio 0.972
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 2.5
Region US
Regular Market Change -0.55000305
Regular Market Change Percent -0.3188054
Regular Market Day High 173.99
Regular Market Day Low 171.255
Regular Market Day Range 171.255 - 173.99
Regular Market Open 173.525
Regular Market Previous Close 172.52
Regular Market Price 171.97
Regular Market Time 1,787,947,201
Regular Market Volume 350,072
Return On Assets 0.06409
Return On Equity 0.21484
Revenue Growth 0.316
Revenue Per Share 89.881
Sand P52 Week Change 0.20204377
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 8
Shares Outstanding 153,478,045
Shares Percent Shares Out 0.0227
Shares Short 3,483,567
Shares Short Previous Month Date 1,784,073,600
Shares Short Prior Month 3,411,598
Short Name Cincinnati Financial Corporatio
Short Percent Of Float 0.026500002
Short Ratio 4.65
Source Interval 15
State OH
Symbol CINF
Target High Price 200.0
Target Low Price 177.0
Target Mean Price 191.66667
Target Median Price 192.5
Total Cash 1,892,000,000
Total Cash Per Share 12.327
Total Debt 876,000,000
Total Revenue 13,953,999,872
Tradeable 0
Trailing Annual Dividend Rate 3.62
Trailing Annual Dividend Yield 0.020983074
Trailing Eps 21.1
Trailing P E 8.150237
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 167.13545
Two Hundred Day Average Change 4.834549
Two Hundred Day Average Change Percent 0.028925933
Type Disp Equity
Volume 350,072
Website https://www.cinfin.com
Zip 45,014-5141