| Indicators | Browse All

Cincinnati Financial Corporation (CINF)

Financial Services | Insurance - Property & Casualty | Fairfield, United States | NasdaqGS
170.38 USD +3.16 (1.890%) ⇧ (Oct. 16, 2026, 3:27 p.m. EDT)
Short-term:★★☆☆☆Long-term:★★★★☆Dividends:★★★⯪☆
Hot Take ↕ | Oct. 3, 2026, 2:54 a.m. EDT

Cincinnati Financial presents a compelling case for long-term ownership driven by exceptional operational metrics, specifically a 21.5% return on equity and robust free cash flow generation. The business has delivered a 119% cumulative gain over the last nine years, with revenue growth accelerating to 31.6% recently. However, the stock faces a significant headwind in the near term: the forward earnings estimate is less than half the trailing twelve-month figure, implying a massive earnings contraction that is compressing the valuation to a 7.6x trailing P/E. Technically, the price is trading below both the 50-day and 200-day moving averages, confirming a short-term downtrend despite the bullish options flow. The dividend is secure with a mere 17% payout ratio, offering a stable 2.3% yield that is unlikely to be cut even if earnings dip. Investors should view this as a high-quality compounder currently punished by cyclical earnings fears, making it a solid buy for the long haul but a risky hold for the immediate months until the earnings gap resolves.
Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoARIMA ✓0.032148
AutoETS0.032151
MSTL0.042370
AutoTheta0.084710

Forecast horizon: 45 days | Selected: AutoARIMA

Forecast Reliability
Score 49%
H-stat 8.63
Ljung-Box p 0.000
Jarque-Bera p 0.541
Excess Kurtosis -0.32
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-09-22
Last Dividend Date 2026-09-22
Debt to Equity Ratio 5.255
Revenue per Share 89.881
Market Cap 26,149,605,376
Trailing P/E 8.00
Forward P/E 18.81
Beta 0.53
Profit Margins 23.84%
Website https://www.cinfin.com

As of Oct. 3, 2026, 2:54 a.m. EDT: Speculators are positioned net bullish, with call open interest significantly outweighing put open interest across all expirations. Heavy concentration exists at strikes between 170 and 185, indicating a target range for upside moves. Implied volatility is notably elevated for December expiration (51%), suggesting anticipated turbulence, yet call volume remains dominant. Put positioning is lighter and concentrated at lower strikes (140-150), acting as a floor rather than a hedge against a major crash.

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.58% 2.23% 2.43% 2.49%
Dividend History
Date Dividend Yield %
2026-09-23 0.940000 0.578212
2026-06-23 0.940000 0.534668
2026-03-24 0.940000 0.593922
2025-12-22 0.870000 0.521083
2025-09-22 0.870000 0.562415
2025-06-23 0.870000 0.590872
2025-03-24 0.870000 0.597240
2024-12-19 0.810000 0.569500
2024-09-17 0.810000 0.594845
2024-06-18 0.810000 0.712589
2024-03-18 0.810000 0.685163
2023-12-18 0.750000 0.735727
2023-09-15 0.750000 0.699692
2023-06-15 0.750000 0.747012
2023-03-16 0.750000 0.676468
2022-12-15 0.690000 0.665638
2022-09-15 0.690000 0.691383
2022-06-16 0.690000 0.612245
2022-03-17 0.690000 0.521660
2021-12-15 0.630000 0.543994
2021-09-15 0.630000 0.532589
2021-06-16 0.630000 0.523778
2021-03-16 0.630000 0.592050
2020-12-15 0.600000 0.741381
2020-09-15 0.600000 0.789681
2020-06-16 0.600000 0.949067
2020-03-17 0.600000 0.706048
2019-12-18 0.560000 0.539447
2019-09-17 0.560000 0.491013
2019-06-18 0.560000 0.538980
2019-03-19 0.560000 0.662095
2018-12-18 0.530000 0.692268
2018-09-18 0.530000 0.679661
2018-06-19 0.530000 0.770797
2018-03-20 0.530000 0.702918
2017-12-19 0.500000 0.679810
2017-11-30 0.500000 0.669075
2017-09-21 0.500000 0.661551
2017-06-19 0.500000 0.683995
2017-03-20 0.500000 0.673673
2016-12-19 0.480000 0.627779
2016-09-19 0.480000 0.642055
2016-06-20 0.480000 0.688567
2016-03-21 0.480000 0.735971
2015-12-14 0.460000 0.779925
2015-12-01 0.460000 0.748333
2015-09-14 0.460000 0.869401
2015-06-15 0.460000 0.913423
2015-03-16 0.460000 0.857090
2014-12-15 0.440000 0.879472
2014-09-15 0.440000 0.918389
2014-06-16 0.440000 0.909655
2014-03-17 0.440000 0.935971
2013-12-16 0.420000 0.826284
2013-09-16 0.420000 0.898012
2013-06-17 0.407000 0.869101
2013-03-18 0.407000 0.881525
2012-12-17 0.407000 1.025964
2012-09-17 0.408000 1.031606
2012-06-18 0.403000 1.094514
2012-03-19 0.403000 1.147821
2011-12-19 0.403000 1.383929
2011-09-19 0.403000 1.498698
2011-06-20 0.400000 1.401542
2011-03-21 0.400000 1.216545
2010-12-20 0.400000 1.270245
2010-09-20 0.400000 1.375989
2010-06-21 0.395000 1.426508
2010-03-22 0.395000 1.377266
2009-12-21 0.395000 1.540562
2009-09-16 0.395000 1.514571
2009-06-17 0.390000 1.740295
2009-03-18 0.390000 1.743406
2008-12-17 0.390000 1.300433
2008-09-17 0.390000 1.449814
2008-06-18 0.390000 1.382489
2008-03-18 0.390000 1.024698
2007-12-19 0.355000 0.906306
2007-09-19 0.355000 0.799730
2007-06-20 0.355000 0.796500
2007-03-21 0.355000 0.818161
2006-12-20 0.335000 0.731122
2006-09-20 0.335000 0.695309
2006-06-21 0.335000 0.726209
2006-03-22 0.335000 0.755355
2005-12-21 0.305000 0.682479
2005-09-21 0.305000 0.753645
2005-06-22 0.305000 0.767103
2005-03-22 0.290476 0.711453
2004-12-20 0.261905 0.628285
2004-09-22 0.261905 0.678510
2004-06-23 0.261905 0.651351
2004-03-22 0.249433 0.643425
2003-12-19 0.226757 0.602554
2003-09-22 0.226757 0.617131
2003-06-23 0.226757 0.672765
2003-03-24 0.226757 0.704423
2002-12-23 0.202268 0.584843
2002-09-23 0.202268 0.617217
2002-06-24 0.202268 0.486901
2002-03-20 0.202268 0.526814
2001-12-19 0.190476 0.563153
2001-09-19 0.190476 0.542635
2001-06-20 0.190476 0.510948
2001-03-21 0.190476 0.588441
2000-12-20 0.172336 0.487181
2000-09-20 0.172336 0.501031
2000-06-21 0.172336 0.562964
2000-03-22 0.172336 0.592594
1999-12-15 0.154195 0.537549
1999-09-15 0.154195 0.434505
1999-06-16 0.154195 0.440843
1999-03-17 0.154195 0.461017
1998-12-16 0.137868 0.414309
1998-09-16 0.137868 0.408052
1998-06-17 0.137868 0.385419
1998-03-11 0.139078 0.345540
1997-12-10 0.123961 0.360045
1997-09-10 0.123961 0.503841
1997-06-11 0.123961 0.522294
1997-03-12 0.123961 0.567475
1996-12-11 0.111867 0.611570
1996-09-11 0.111867 0.649123
1996-06-12 0.111867 0.619247
1996-03-13 0.033862 0.179198
1995-12-13 0.097902 0.519086
1995-09-13 0.097902 0.647622
1995-06-14 0.097902 0.607145
1995-03-13 0.028219 0.187562
1994-12-12 0.087755 0.684493
1994-09-12 0.087755 0.589862
1994-06-13 0.087755 0.595349
1994-03-14 0.087755 0.558952
1993-12-13 0.076786 0.538465
1993-09-13 0.076786 0.462813
1993-06-14 0.076786 0.478635
1993-03-15 0.076786 0.439218
1992-12-14 0.071301 0.433334
1992-09-14 0.071301 0.530613
1992-06-15 0.071301 0.582634
1992-03-16 0.069473 0.658012
1991-12-16 0.062160 0.612615
1991-09-16 0.062160 0.592595
1991-06-17 0.062160 0.612615
1991-03-18 0.062160 0.718629
1990-12-17 0.055761 0.719765
1990-09-17 0.055761 0.707247
1990-06-18 0.055761 0.726191
1990-03-19 0.055761 0.816054
1989-12-18 0.049362 0.692306
1989-09-18 0.049362 0.668729
1989-06-19 0.049362 0.744825
1989-03-17 0.049362 0.888886
1988-12-19 0.040221 0.834123
1988-09-19 0.040221 0.768559
1988-06-20 0.040221 0.880000
1988-03-21 0.040221 0.897959
1987-12-21 0.034736 0.938263
1987-09-02 0.034736 0.687776
1987-06-22 0.034736 0.575752
1987-03-19 0.034736 0.544798
1986-12-19 0.030166 0.523814
Additional Data
dividendRate 3.76
dividendYield 2.25
exDividendDate 2026-09-23
trailingAnnualDividendRate 3.62
trailingAnnualDividendYield 0.021648128
lastDividendValue 0.94
lastDividendDate 2026-09-23
dividendDate 2026-10-15

Info Dump

Attribute Value
52 Week Change 0.09279835
Address1 6,200 South Gilmore Road
All Time High 194.81
All Time Low 1.074084
Ask 182.31
Ask Size 2
Audit Risk 6
Average Analyst Rating 2.5 - Buy
Average Daily Volume10 Day 513,920
Average Daily Volume3 Month 628,121
Average Volume 628,121
Average Volume10Days 513,920
Beta 0.528
Bid 154.59
Bid Size 2
Board Risk 10
Book Value 108.677
City Fairfield
Compensation As Of Epoch Date 1,672,444,800
Compensation Risk 4
Country United States
Crypto Tradeable 0
Currency USD
Current Price 170.3801
Current Ratio 1.151
Custom Price Alert Confidence HIGH
Date Short Interest 1,790,726,400
Day High 170.705
Day Low 167.27
Debt To Equity 5.255
Display Name Cincinnati Financial
Dividend Date 1,792,022,400
Dividend Rate 3.76
Dividend Yield 2.25
Earnings Call Timestamp End 1,793,131,200
Earnings Call Timestamp Start 1,793,131,200
Earnings Growth 0.855
Earnings Quarterly Growth 0.832
Earnings Timestamp 1,793,044,800
Earnings Timestamp End 1,793,044,800
Earnings Timestamp Start 1,793,044,800
Ebitda 4,365,000,192
Ebitda Margins 0.31281
Enterprise To Ebitda 5.647
Enterprise To Revenue 1.766
Enterprise Value 24,648,599,552
Eps Current Year 8.61492
Eps Forward 9.06023
Eps Trailing Twelve Months 21.31
Esg Populated 0
Ex Dividend Date 1,790,121,600
Exchange NMS
Exchange Data Delayed By 15
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 168.485
Fifty Day Average Change 1.8950958
Fifty Day Average Change Percent 0.011247861
Fifty Two Week Change Percent 9.279835
Fifty Two Week High 194.81
Fifty Two Week High Change -24.429901
Fifty Two Week High Change Percent -0.12540373
Fifty Two Week Low 150.0
Fifty Two Week Low Change 20.380096
Fifty Two Week Low Change Percent 0.13586731
Fifty Two Week Range 150.0 - 194.81
Financial Currency USD
First Trade Date Milliseconds 322,151,400,000
Five Year Avg Dividend Yield 2.35
Float Shares 150,574,240
Forward Eps 9.06023
Forward P E 18.805273
Free Cashflow 2,984,875,008
Full Exchange Name NasdaqGS
Full Time Employees 5,705
Fullday Change 3.1600952
Fullday Change Percent 1.889783
Fullday Price 170.3801
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,790,812,800
Gross Margins 0.31066
Gross Profits 4,335,000,064
Has Pre Post Market Data 1
Held Percent Insiders 0.017280001
Held Percent Institutions 0.74322
Implied Shares Outstanding 153,478,045
Industry Insurance - Property & Casualty
Industry Disp Insurance - Property & Casualty
Industry Key insurance-property-casualty
Ir Website http://phx.corporate-ir.net/phoenix.zhtml?c=110365&p=irol-irhome
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,790,121,600
Last Dividend Value 0.94
Last Fiscal Year End 1,767,139,200
Last Split Date 1,112,572,800
Last Split Factor 105:100
Long Business Summary Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers' compensation. This segment also provides contract and commercial surety bonds, and fidelity bonds; management liability; and machinery and equipment insurance products. The Personal Lines Insurance segment offers personal auto; homeowner; and other personal lines insurance, such as dwelling fire, inland marine, personal umbrella liability, and watercraft coverages. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products, as well as other coverages comprising miscellaneous errors and omissions, professional liability, and excess liability; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance; universal life insurance; and worksite and whole life insurance products, as well as annuities. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. The company was founded in 1950 and is headquartered in Fairfield, Ohio.
Long Name Cincinnati Financial Corporation
Market us_market
Market Cap 26,149,605,376
Market State REGULAR
Max Age 86,400
Message Board Id finmb_260681
Most Recent Quarter 1,782,777,600
Net Income To Common 3,327,000,064
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 24,950,925,775
Number Of Analyst Opinions 6
Open 167.6
Operating Cashflow 3,416,999,936
Operating Margins 0.37202
Overall Risk 9
Payout Ratio 0.1709
Peg Ratio 2.19
Phone 513 870 2000
Previous Close 167.22
Price Eps Current Year 19.777328
Price Hint 2
Price To Book 1.5677658
Price To Sales Trailing12 Months 1.8739864
Profit Margins 0.23843001
Quick Ratio 0.972
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 2.5
Region US
Regular Market Change 3.1600952
Regular Market Change Percent 1.889783
Regular Market Day High 170.705
Regular Market Day Low 167.27
Regular Market Day Range 167.27 - 170.705
Regular Market Open 167.6
Regular Market Previous Close 167.22
Regular Market Price 170.3801
Regular Market Time 1,792,178,835
Regular Market Volume 284,053
Return On Assets 0.06409
Return On Equity 0.21484
Revenue Growth 0.316
Revenue Per Share 89.881
Sand P52 Week Change 0.16207206
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 8
Shares Outstanding 153,478,045
Shares Percent Shares Out 0.028399998
Shares Short 4,357,556
Shares Short Previous Month Date 1,788,134,400
Shares Short Prior Month 3,616,215
Short Name Cincinnati Financial Corporatio
Short Percent Of Float 0.0332
Short Ratio 6.39
Source Interval 15
State OH
Symbol CINF
Target High Price 200.0
Target Low Price 171.0
Target Mean Price 188.83333
Target Median Price 192.5
Total Cash 1,892,000,000
Total Cash Per Share 12.327
Total Debt 876,000,000
Total Revenue 13,953,999,872
Tradeable 0
Trailing Annual Dividend Rate 3.62
Trailing Annual Dividend Yield 0.021648128
Trailing Eps 21.31
Trailing P E 7.995312
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 167.38264
Two Hundred Day Average Change 2.9974518
Two Hundred Day Average Change Percent 0.017907782
Type Disp Equity
Volume 284,053
Website https://www.cinfin.com
Zip 45,014-5141