Chime Financial, Inc. (CHYM)Technology | Software - Application | San Francisco, United States | NasdaqGS
33.20 USD
-0.16
(-0.480%) ⇩
(Aug. 28, 2026, 4 p.m.
EDT)
After hours: 32.96 -0.24 (-0.240%) ⇩ (Aug. 28, 2026, 7:59 p.m. EDT) |
Hot Take ↕ | Aug. 22, 2026, 3:38 a.m. EDT
The immediate outlook is driven by a powerful convergence of index inclusion momentum and a turnaround in profitability. After reporting its first profitable quarter, the stock has rallied nearly 20% over the last two weeks, breaking above key moving averages with high volume. The technical setup is robust, with the price trading well above both the 50-day and 200-day averages, confirming a strong short-term trend. While the statistical forecasting model offers no directional bias due to low confidence, this is irrelevant given the clarity of the fundamental and technical signals. The market is clearly pricing in a continuation of this recovery, supported by a 'Buy' consensus and significant institutional interest from index inflows. However, investors must remain cautious regarding the long-term horizon; the company remains unprofitable on a trailing basis with negative return on equity, and there is no dividend history to provide income. The current valuation is also stretched relative to historical norms, making the long-term case dependent on sustained execution rather than a cheap entry point. |
| Model | MAE |
|---|---|
| AutoETS ✓ | 0.387764 |
| AutoARIMA | 0.388020 |
| MSTL | 0.400974 |
| AutoTheta | 0.410463 |
Forecast horizon: 45 days | Selected: AutoETS
| Forecast Reliability | |
|---|---|
| Score | 34% |
| H-stat | 8.71 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.093 |
| Excess Kurtosis | -1.35 |
| Attribute | Value |
|---|---|
| Sector | Technology |
| Debt to Equity Ratio | 12.876 |
| Revenue per Share | 6.493 |
| Market Cap | 12,569,026,560 |
| Trailing P/E | 6.22 |
| Forward P/E | 20.62 |
| Profit Margins | -0.74% |
| Website | https://www.chime.com |
As of Aug. 22, 2026, 3:38 a.m. EDT: Speculators are aggressively positioning for upside, evidenced by massive call volume and open interest at strikes significantly above the current price (e.g., $40 and $50 calls showing new flow). Conversely, put activity is concentrated deep out-of-the-money, suggesting hedging rather than a bearish bet. Implied volatility is elevated on near-term calls relative to puts, indicating a bullish skew in pricing expectations.
| Attribute | Value |
|---|---|
| 52 Week Change | 0.3495146 |
| Address1 | 101 California Street |
| Address2 | Suite 500, Floor 5 |
| All Time High | 44.94 |
| All Time Low | 15.88 |
| Ask | 36.24 |
| Ask Size | 2 |
| Average Analyst Rating | 1.5 - Buy |
| Average Daily Volume10 Day | 7,192,260 |
| Average Daily Volume3 Month | 6,862,337 |
| Average Volume | 6,862,337 |
| Average Volume10Days | 7,192,260 |
| Bid | 31.36 |
| Bid Size | 2 |
| Book Value | 3.71 |
| City | San Francisco |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 33.2 |
| Current Ratio | 4.621 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,786,665,600 |
| Day High | 34.16 |
| Day Low | 33.14 |
| Debt To Equity | 12.876 |
| Display Name | Chime Financial |
| Earnings Call Timestamp End | 1,785,967,200 |
| Earnings Call Timestamp Start | 1,785,967,200 |
| Earnings Timestamp | 1,785,960,000 |
| Earnings Timestamp End | 1,793,822,400 |
| Earnings Timestamp Start | 1,793,822,400 |
| Ebitda | 383,883,008 |
| Ebitda Margins | 0.15624 |
| Enterprise To Ebitda | 30.189 |
| Enterprise To Revenue | 4.717 |
| Enterprise Value | 11,589,084,160 |
| Eps Forward | 1.61 |
| Eps Trailing Twelve Months | 5.34 |
| Esg Populated | 0 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 24.5752 |
| Fifty Day Average Change | 8.624802 |
| Fifty Day Average Change Percent | 0.35095552 |
| Fifty Two Week Change Percent | 34.95146 |
| Fifty Two Week High | 34.16 |
| Fifty Two Week High Change | -0.9599991 |
| Fifty Two Week High Change Percent | -0.028103018 |
| Fifty Two Week Low | 15.88 |
| Fifty Two Week Low Change | 17.32 |
| Fifty Two Week Low Change Percent | 1.0906801 |
| Fifty Two Week Range | 15.88 - 34.16 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 1,749,735,000,000 |
| Float Shares | 229,248,428 |
| Forward Eps | 1.61 |
| Forward P E | 20.621119 |
| Free Cashflow | 437,652,256 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 1,519 |
| Fullday Change | -0.16 |
| Fullday Change Percent | -0.479616 |
| Fullday Price | 32.96 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Gross Margins | 0.88707 |
| Gross Profits | 2,179,554,048 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.07559 |
| Held Percent Institutions | 0.95419 |
| Implied Shares Outstanding | 378,585,111 |
| Industry | Software - Application |
| Industry Disp | Software - Application |
| Industry Key | software-application |
| Ipo Expected Date | 2,025-06-12 |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Fiscal Year End | 1,767,139,200 |
| Long Business Summary | Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising chime card and credit builder credit card, and FICO score tracking; savings and perks products; community focused products, including Pay Anyone and SpotMe Boosts; Enterprise offers Chime Workplace, a suite of financial services and employee benefits tools to their employees; and other support and operations. The company was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019. Chime Financial, Inc. was incorporated in 2012 and is headquartered in San Francisco, California. |
| Long Name | Chime Financial, Inc. |
| Market | us_market |
| Market Cap | 12,569,026,560 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_269197257 |
| Most Recent Quarter | 1,782,777,600 |
| Net Income To Common | -18,193,000 |
| Next Fiscal Year End | 1,798,675,200 |
| Non Diluted Market Cap | 12,627,706,376 |
| Number Of Analyst Opinions | 20 |
| Open | 33.45 |
| Operating Cashflow | 344,992,992 |
| Operating Margins | 0.18605 |
| Payout Ratio | 0.0 |
| Phone | 844 244 6363 |
| Post Market Change | -0.24000168 |
| Post Market Change Percent | -0.7228966 |
| Post Market Price | 32.96 |
| Post Market Time | 1,787,961,598 |
| Previous Close | 33.36 |
| Price Hint | 2 |
| Price To Book | 8.948787 |
| Price To Sales Trailing12 Months | 5.1155324 |
| Profit Margins | -0.0074 |
| Quick Ratio | 3.741 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 1.55 |
| Region | US |
| Regular Market Change | -0.16 |
| Regular Market Change Percent | -0.479616 |
| Regular Market Day High | 34.16 |
| Regular Market Day Low | 33.14 |
| Regular Market Day Range | 33.14 - 34.16 |
| Regular Market Open | 33.45 |
| Regular Market Previous Close | 33.36 |
| Regular Market Price | 33.2 |
| Regular Market Time | 1,787,947,201 |
| Regular Market Volume | 5,007,502 |
| Return On Assets | 0.11981 |
| Return On Equity | -0.01284 |
| Revenue Growth | 0.268 |
| Revenue Per Share | 6.493 |
| Sand P52 Week Change | 0.20504117 |
| Sector | Technology |
| Sector Disp | Technology |
| Sector Key | technology |
| Shares Outstanding | 347,019,852 |
| Shares Percent Shares Out | 0.050100002 |
| Shares Short | 18,952,244 |
| Shares Short Previous Month Date | 1,784,073,600 |
| Shares Short Prior Month | 22,902,442 |
| Short Name | Chime Financial, Inc. |
| Short Percent Of Float | 0.0654 |
| Short Ratio | 2.24 |
| Source Interval | 15 |
| State | CA |
| Symbol | CHYM |
| Target High Price | 45.0 |
| Target Low Price | 22.0 |
| Target Mean Price | 34.8 |
| Target Median Price | 35.0 |
| Total Cash | 1,160,823,040 |
| Total Cash Per Share | 3.066 |
| Total Debt | 180,880,992 |
| Total Revenue | 2,457,031,936 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.0 |
| Trailing Annual Dividend Yield | 0.0 |
| Trailing Eps | 5.34 |
| Trailing P E | 6.2172284 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 22.377726 |
| Two Hundred Day Average Change | 10.822275 |
| Two Hundred Day Average Change Percent | 0.4836182 |
| Type Disp | Equity |
| Volume | 5,007,502 |
| Website | https://www.chime.com |
| Zip | 94,111 |