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Chemung Financial Corporation (CHMG)

Financial Services | Banks - Regional | Elmira, United States | NasdaqGS
81.60 USD +0.12 (0.147%) ⇧ (Aug. 28, 2026, 4 p.m. EDT)
After hours: 81.60

Short-term:★★★⯪☆Long-term:★★★★☆Dividends:★★★☆☆
Hot Take | Aug. 22, 2026, 1:54 a.m. EDT

The most compelling signal here is the robust multi-year recovery. After a decade of volatility, the business has posted five consecutive years of positive annual returns, culminating in a massive +73% gain over the last nine years. This trajectory confirms that the market has fully reassessed the company's quality, moving past previous struggles. Fundamentally, the company is trading at a discount to its book value (P/B of 1.47x) while generating healthy returns on equity (13.3%) and maintaining a pristine balance sheet with minimal debt relative to assets. The recent price action reinforces this bullish thesis; the stock has decisively broken out of its long-term consolidation range, trading well above its 200-day average with strong momentum. While the statistical forecasting model offers only a weak lean upward due to low confidence, this is irrelevant given the overwhelming evidence of a successful turnaround and superior fundamentals. The consensus target price suggests limited upside from current levels, yet the structural improvement in the business and the technical breakout suggest the market may be underweighting the potential for continued expansion in this regional banking niche.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.021918
AutoARIMA0.038488
AutoETS0.084653
MSTL0.086034

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 44%
H-stat 5.18
Ljung-Box p 0.000
Jarque-Bera p 0.592
Excess Kurtosis -0.74
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-09-16
Last Dividend Date 2026-06-16
Revenue per Share 24.273
Market Cap 393,432,096
Trailing P/E 11.76
Forward P/E 10.26
Beta 0.60
Profit Margins 28.67%
Website https://www.chemungcanal.com

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.48% 2.38% 2.62% 2.72%
Dividend History
Date Dividend Yield %
2026-06-17 0.34 0.483986
2026-03-18 0.34 0.663415
2025-12-19 0.34 0.588134
2025-09-17 0.34 0.647619
2025-06-17 0.32 0.692191
2025-03-18 0.32 0.667362
2024-12-19 0.31 0.623742
2024-09-19 0.31 0.635376
2024-06-17 0.31 0.734597
2024-03-15 0.31 0.738095
2023-12-18 0.31 0.632653
2023-09-15 0.31 0.767137
2023-06-16 0.31 0.787802
2023-03-17 0.31 0.703746
2022-12-19 0.31 0.712644
2022-09-16 0.31 0.735120
2022-06-16 0.31 0.723792
2022-03-17 0.31 0.678783
2021-12-17 0.31 0.699932
2021-09-16 0.31 0.680720
2021-06-16 0.31 0.724807
2021-03-17 0.26 0.638978
2020-12-18 0.26 0.749280
2020-09-16 0.26 0.874832
2020-06-16 0.26 0.907504
2020-03-17 0.26 0.991609
2019-12-20 0.26 0.580357
2019-09-16 0.26 0.583090
2019-06-14 0.26 0.571429
2019-03-15 0.26 0.557222
2018-12-18 0.26 0.626506
2018-09-14 0.26 0.633837
2018-06-15 0.26 0.505935
2018-03-16 0.26 0.550032
2017-12-18 0.26 0.478821
2017-09-15 0.26 0.647410
2017-06-15 0.26 0.647894
2017-03-16 0.26 0.710383
2016-12-16 0.26 0.734878
2016-09-15 0.26 0.903405
2016-06-15 0.26 0.853859
2016-03-16 0.26 0.968343
2015-12-16 0.26 0.952381
2015-09-15 0.26 0.954128
2015-06-15 0.26 0.981502
2015-03-13 0.26 0.947177
2014-12-17 0.26 0.928571
2014-09-15 0.26 0.926916
2014-06-13 0.26 0.869565
2014-03-13 0.26 0.941347
2013-12-17 0.26 0.809213
2013-09-13 0.26 0.769914
2013-06-13 0.26 0.769458
2013-03-14 0.26 0.859504
2012-12-13 0.25 0.978474
2012-09-13 0.25 1.046025
2012-06-13 0.25 0.996016
2012-03-14 0.25 0.976562
2011-12-14 0.25 1.084599
2011-09-14 0.25 1.046025
2011-06-15 0.25 1.089325
2011-03-16 0.25 1.052632
2010-12-15 0.25 1.176471
2010-09-15 0.25 1.190476
2010-06-15 0.25 1.231527
2010-03-26 0.25 1.228501
2009-12-24 0.25 1.157407
2009-09-15 0.25 1.176471
2009-06-15 0.25 1.315789
2009-03-13 0.25 1.449275
2009-01-05 0.25 1.190476
2008-09-15 0.25 1.041667
2008-06-13 0.25 0.943396
2008-03-13 0.25 0.925926
2007-12-13 0.25 0.892857
2007-09-13 0.24 0.855615
2007-06-15 0.24 0.804020
2007-03-15 0.24 0.750234
2006-12-14 0.24 0.716418
2006-10-04 0.24 0.774194
2006-06-15 0.24 0.823328
2006-03-16 0.24 0.788177
2005-12-15 0.24 0.797342
2005-09-29 0.24 0.786885
2005-06-23 0.24 0.738462
2005-03-23 0.24 0.727273
2004-12-22 0.24 0.727273
2004-09-23 0.23 0.741935
2004-06-24 0.23 0.804196
2004-03-25 0.23 0.705522
2003-12-18 0.23 0.666667
2003-09-18 0.23 0.721003
2003-06-19 0.23 0.723270
2003-03-20 0.23 0.888031
2002-12-19 0.23 0.879541
2002-09-19 0.23 0.819964
2002-06-20 0.23 0.809859
2002-03-20 0.23 0.809859
2001-12-19 0.23 0.790378
2001-09-19 0.23 0.828829
2001-06-20 0.22 1.000000
2001-03-21 0.22 1.100000
2000-12-20 0.22 1.142857
Additional Data
dividendRate 1.44
dividendYield 1.77
exDividendDate 2026-09-17
trailingAnnualDividendRate 1.36
trailingAnnualDividendYield 0.016691212
lastDividendValue 0.34
lastDividendDate 2026-06-17
dividendDate 2026-10-01

Info Dump

Attribute Value
52 Week Change 0.52213717
Address1 One Chemung Canal Plaza
All Time High 85.0
All Time Low 15.0
Ask 81.85
Ask Size 1
Audit Risk 5
Average Daily Volume10 Day 47,820
Average Daily Volume3 Month 57,956
Average Volume 57,956
Average Volume10Days 47,820
Beta 0.596
Bid 81.2
Bid Size 1
Board Risk 5
Book Value 56.088
City Elmira
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 6
Country United States
Crypto Tradeable 0
Currency USD
Current Price 81.6
Custom Price Alert Confidence HIGH
Date Short Interest 1,786,665,600
Day High 82.63
Day Low 81.27
Display Name Chemung Financial
Dividend Date 1,790,812,800
Dividend Rate 1.44
Dividend Yield 1.77
Earnings Timestamp 1,784,750,400
Earnings Timestamp End 1,792,612,800
Earnings Timestamp Start 1,792,612,800
Ebitda Margins 0.0
Enterprise To Revenue 3.955
Enterprise Value 462,757,120
Eps Current Year 7.565
Eps Forward 7.95
Eps Trailing Twelve Months 6.94
Esg Populated 0
Ex Dividend Date 1,789,603,200
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 78.385
Fifty Day Average Change 3.2149963
Fifty Day Average Change Percent 0.041015454
Fifty Two Week Change Percent 52.213715
Fifty Two Week High 85.0
Fifty Two Week High Change -3.4000015
Fifty Two Week High Change Percent -0.040000018
Fifty Two Week Low 49.82
Fifty Two Week Low Change 31.779999
Fifty Two Week Low Change Percent 0.6378964
Fifty Two Week Range 49.82 - 85.0
Financial Currency USD
First Trade Date Milliseconds 915,460,200,000
Five Year Avg Dividend Yield 2.64
Float Shares 3,209,413
Forward Eps 7.95
Forward P E 10.264151
Full Exchange Name NasdaqGS
Full Time Employees 348
Fullday Change 0.119995
Fullday Change Percent 0.147269
Fullday Price 81.6
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,785,542,400
Gross Margins 0.0
Gross Profits 117,008,000
Has Pre Post Market Data 1
Held Percent Insiders 0.1807
Held Percent Institutions 0.50625
Implied Shares Outstanding 4,821,472
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,781,654,400
Last Dividend Value 0.34
Last Fiscal Year End 1,767,139,200
Long Business Summary Chemung Financial Corporation operates as a bank holding company for Chemung Canal Trust Company that provides a range of banking, financing, fiduciary, and other financial services. The company provides demand, savings, and time deposits; non-interest and interest-bearing checking accounts; and insured money market deposits. It also offers commercial and agricultural loans comprising loans to small to mid-sized businesses; commercial and residential mortgage loans; and consumer loans, including home equity lines of credit and home equity term loans, as well as automobile loans. In addition, the company provides interest rate swaps, letters of credit, employee benefit plans, insurance products, mutual fund, brokerage, and tax preparation services. Further, it offers guardian, custodian, trustee, investment, pension, estate planning, and employee benefit administrative services, as well as acts as an agent for pension, profit-sharing, and other employee benefit trusts. The company was founded in 1833 and is based in Elmira, New York.
Long Name Chemung Financial Corporation
Market us_market
Market Cap 393,432,096
Market State CLOSED
Max Age 86,400
Message Board Id finmb_3103644
Most Recent Quarter 1,782,777,600
Net Income To Common 33,298,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 393,166,934
Number Of Analyst Opinions 2
Open 82.18
Operating Cashflow 46,846,000
Operating Margins 0.37932998
Overall Risk 6
Payout Ratio 0.19540001
Phone 607 737 3711
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 81.6
Post Market Time 1,787,959,805
Previous Close 81.48
Price Eps Current Year 10.786516
Price Hint 2
Price To Book 1.4548566
Price To Sales Trailing12 Months 3.3624375
Profit Margins 0.28666002
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.119995
Regular Market Change Percent 0.147269
Regular Market Day High 82.63
Regular Market Day Low 81.27
Regular Market Day Range 81.27 - 82.63
Regular Market Open 82.18
Regular Market Previous Close 81.48
Regular Market Price 81.6
Regular Market Time 1,787,947,201
Regular Market Volume 37,643
Return On Assets 0.011829999
Return On Equity 0.13274999
Revenue Growth 2.417
Revenue Per Share 24.273
Sand P52 Week Change 0.20504117
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 7
Shares Outstanding 4,821,472
Shares Percent Shares Out 0.0148
Shares Short 71,490
Shares Short Previous Month Date 1,784,073,600
Shares Short Prior Month 88,921
Short Name Chemung Financial Corp
Short Percent Of Float 0.017
Short Ratio 1.04
Source Interval 15
State NY
Symbol CHMG
Target High Price 86.0
Target Low Price 81.0
Target Mean Price 83.5
Target Median Price 83.5
Total Cash 90,661,000
Total Cash Per Share 18.804
Total Debt 159,986,000
Total Revenue 117,008,000
Tradeable 0
Trailing Annual Dividend Rate 1.36
Trailing Annual Dividend Yield 0.016691212
Trailing Eps 6.94
Trailing P E 11.757925
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 64.10595
Two Hundred Day Average Change 17.49405
Two Hundred Day Average Change Percent 0.27289274
Type Disp Equity
Volume 37,643
Website https://www.chemungcanal.com
Zip 14,901