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City Holding Company (CHCO)

Financial Services | Banks - Regional | Charleston, United States | NasdaqGS
143.46 USD +0.28 (0.196%) ⇧ (Aug. 28, 2026, 4 p.m. EDT)
After hours: 143.46
Short-term:★★★⯪☆Long-term:★★★⯪☆Dividends:★★★★☆
Hot Take ↕ | Aug. 22, 2026, 5:59 a.m. EDT

City Holding presents a classic value-quality dilemma where the underlying business is robust but growth has stalled. The fundamentals are impressive, boasting a 16.8% return on equity and operating margins exceeding 50%, which supports a solid long-term buy rating despite the sluggish revenue growth of under 1% annually. This stagnation explains why analysts maintain a Hold rating with a mean target price currently trading below the stock's level, creating a tension between intrinsic quality and market sentiment. For investors seeking income, the 2.4% dividend is well-covered by a 37% payout ratio and has shown consistent growth over the past five years, making it a reliable income component. Technically, the stock trades above both its 50-day and 200-day moving averages, indicating short-term momentum, though trading volume remains subdued. The multi-year price trajectory remains impressive, having gained over 160% in nine years without a recent multi-year decline, suggesting the market has rewarded its capital efficiency. Ultimately, this is a stable regional bank play rather than a high-growth opportunity, suitable for portfolios prioritizing capital preservation and steady compounding over explosive expansion.
Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.082136
MSTL0.090195
AutoETS0.090277
AutoARIMA0.092250

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 61%
H-stat 9.33
Ljung-Box p 0.000
Jarque-Bera p 0.111
Excess Kurtosis -1.50
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-07-14
Last Dividend Date 2026-07-14
Revenue per Share 22.446
Market Cap 2,014,918,784
Trailing P/E 15.70
Forward P/E 14.97
Beta 0.47
Profit Margins 41.12%
Website https://www.bankatcity.com

As of Aug. 22, 2026, 5:59 a.m. EDT: Speculators are positioning cautiously with minimal volume. Call interest clusters around in-the-money strikes (120-135) for September and December expirations, suggesting a preference for steady gains rather than aggressive speculation. Put activity is sparse, with limited open interest at deep strikes, indicating a lack of significant hedging demand. Implied volatility remains low across the board, reflecting a complacent market outlook.

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.65% 2.77% 2.75% 2.82%
Dividend History
Date Dividend Yield %
2026-07-15 0.870000 0.647418
2026-04-15 0.870000 0.691849
2026-01-15 0.870000 0.704396
2025-10-15 0.870000 0.726089
2025-07-15 0.790000 0.645161
2025-04-15 0.790000 0.702972
2025-01-15 0.790000 0.661254
2024-10-15 0.790000 0.659983
2024-07-15 0.715000 0.623855
2024-04-12 0.715000 0.723831
2024-01-11 0.715000 0.686708
2023-10-12 0.715000 0.780057
2023-07-13 0.650000 0.703311
2023-04-13 0.650000 0.708370
2023-01-12 0.650000 0.700658
2022-10-13 0.650000 0.698474
2022-07-14 0.600000 0.765306
2022-04-13 0.600000 0.791766
2022-01-13 0.600000 0.714201
2021-10-14 0.580000 0.745789
2021-07-14 0.580000 0.791161
2021-04-14 0.580000 0.722381
2021-01-14 0.580000 0.814035
2020-10-14 0.570000 0.983776
2020-07-14 0.570000 0.920989
2020-04-14 0.570000 0.861939
2020-01-14 0.570000 0.698016
2019-10-11 0.570000 0.759595
2019-07-12 0.530000 0.690644
2019-04-12 0.530000 0.671566
2019-01-14 0.530000 0.784256
2018-10-12 0.530000 0.731640
2018-07-12 0.460000 0.604150
2018-04-12 0.460000 0.645433
2018-01-11 0.460000 0.664644
2017-10-12 0.440000 0.604479
2017-07-12 0.440000 0.668287
2017-04-11 0.440000 0.689331
2017-01-11 0.430000 0.647493
2016-10-12 0.430000 0.863627
2016-07-13 0.430000 0.922351
2016-04-13 0.430000 0.896767
2016-01-13 0.420000 1.005025
2015-10-13 0.420000 0.867589
2015-07-13 0.420000 0.824985
2015-04-13 0.420000 0.891720
2015-01-13 0.400000 0.929368
2014-10-10 0.400000 0.947643
2014-07-11 0.400000 0.906618
2014-04-11 0.400000 0.957396
2014-01-13 0.370000 0.805398
2013-10-10 0.370000 0.855294
2013-07-11 0.370000 0.888782
2013-04-11 0.370000 0.975481
2013-01-11 0.350000 0.964187
2012-10-11 0.350000 0.987028
2012-07-11 0.350000 1.029412
2012-04-11 0.350000 1.038576
2012-01-11 0.350000 0.983422
2011-10-12 0.340000 1.144781
2011-07-13 0.340000 1.020714
2011-04-13 0.340000 1.000000
2011-01-12 0.340000 0.973933
2010-10-13 0.340000 1.036269
2010-07-13 0.340000 1.141323
2010-04-13 0.340000 0.974491
2010-01-13 0.340000 1.117686
2009-10-13 0.340000 1.146325
2009-07-13 0.340000 1.155284
2009-04-13 0.340000 1.113294
2009-01-13 0.340000 1.138266
2008-10-10 0.340000 0.856208
2008-07-11 0.340000 0.879235
2008-04-11 0.340000 0.897808
2008-01-11 0.310000 0.943109
2007-10-11 0.310000 0.817726
2007-07-11 0.310000 0.835580
2007-04-11 0.310000 0.795892
2007-01-10 0.280000 0.709220
2006-10-11 0.280000 0.718870
2006-07-12 0.280000 0.778860
2006-04-11 0.280000 0.800686
2006-01-11 0.250000 0.687191
2005-10-12 0.250000 0.752559
2005-07-13 0.250000 0.657549
2005-04-13 0.250000 0.863558
2005-01-12 0.220000 0.647059
2004-10-13 0.220000 0.683442
2004-07-13 0.220000 0.726312
2004-04-13 0.220000 0.646298
2004-01-13 0.200000 0.581058
2003-10-10 0.200000 0.563380
2003-07-11 0.200000 0.655738
2003-04-14 0.200000 0.703235
2003-01-14 0.150000 0.560748
2002-10-11 0.150000 0.626305
2002-07-12 0.150000 0.631313
2000-11-29 0.080000 1.280000
2000-08-30 0.080000 1.049180
2000-05-30 0.080000 0.800000
2000-03-08 0.200000 1.608040
1999-11-29 0.200000 1.207547
1999-08-30 0.200000 0.860215
1999-05-27 0.200000 0.735632
1999-02-25 0.200000 0.769231
1998-11-27 0.200000 0.588235
1998-08-28 0.190000 0.491909
1998-05-28 0.190000 0.447059
1998-02-26 0.190000 0.429379
1997-11-26 0.190000 0.463415
1997-08-27 0.180000 0.455696
1997-05-29 0.180000 0.590164
1997-02-27 0.180000 0.529412
1996-11-29 0.170000 0.755556
1996-08-28 0.154545 0.739128
1996-05-30 0.154545 0.727271
1996-02-28 0.154545 0.708331
1995-11-29 0.154545 0.739128
1995-08-30 0.140496 0.629630
1995-05-25 0.132231 0.571427
1995-02-23 0.125620 0.545292
1994-11-25 0.127724 0.531252
1994-08-26 0.120210 0.484847
1994-05-25 0.120210 0.613907
1994-02-23 0.112697 0.530972
1993-11-24 0.112697 0.461538
1993-08-26 0.112697 0.506328
1993-05-25 0.112697 0.508474
1993-02-23 0.112697 0.681817
1992-11-24 0.112697 0.833332
1992-08-26 0.105184 0.727272
1992-05-26 0.105184 0.732026
1992-02-24 0.105184 0.823529
1991-11-22 0.105184 0.823529
1991-08-26 0.097671 0.881357
1991-05-24 0.090158 0.872729
1991-02-25 0.090158 0.849560
1990-11-26 0.090158 0.827588
1990-08-27 0.082645 0.733337
1990-05-25 0.075131 0.695648
1990-02-23 0.075131 0.714281
1989-11-27 0.075131 0.666662
1989-08-28 0.075131 0.666662
1989-05-25 0.075131 0.588232
1989-02-23 0.075131 0.563377
1988-11-25 0.075131 0.454543
1988-09-14 0.065114 0.412699
1988-06-07 0.065114 0.393940
1988-03-04 0.065114 0.406250
1987-12-16 0.150263 1.034483
1987-07-06 0.116871 1.129030
Additional Data
dividendRate 3.48
dividendYield 2.43
exDividendDate 2026-07-15
trailingAnnualDividendRate 3.48
trailingAnnualDividendYield 0.024305072
lastDividendValue 0.87
lastDividendDate 2026-07-15
dividendDate 2026-07-31

Info Dump

Attribute Value
52 Week Change 0.121394515
Address1 25 Gatewater Road
All Time High 148.99
All Time Low 4.875
Ask 184.49
Ask Size 2
Audit Risk 7
Average Analyst Rating 3.0 - Hold
Average Daily Volume10 Day 87,290
Average Daily Volume3 Month 130,192
Average Volume 130,192
Average Volume10Days 87,290
Beta 0.474
Bid 102.24
Bid Size 2
Board Risk 4
Book Value 57.568
City Charleston
Compensation As Of Epoch Date 1,514,678,400
Compensation Risk 3
Country United States
Crypto Tradeable 0
Currency USD
Current Price 143.46
Custom Price Alert Confidence HIGH
Date Short Interest 1,786,665,600
Day High 145.0
Day Low 141.945
Dividend Date 1,785,456,000
Dividend Rate 3.48
Dividend Yield 2.43
Earnings Growth 0.028
Earnings Quarterly Growth -0.003
Earnings Timestamp 1,784,723,400
Earnings Timestamp End 1,792,585,800
Earnings Timestamp Start 1,792,585,800
Ebitda Margins 0.0
Enterprise To Revenue 7.097
Enterprise Value 2,274,541,568
Eps Current Year 9.264
Eps Forward 9.58
Eps Trailing Twelve Months 9.14
Esg Populated 0
Ex Dividend Date 1,784,073,600
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 139.4678
Fifty Day Average Change 3.9922028
Fifty Day Average Change Percent 0.028624548
Fifty Two Week Change Percent 12.139452
Fifty Two Week High 148.99
Fifty Two Week High Change -5.529999
Fifty Two Week High Change Percent -0.037116576
Fifty Two Week Low 113.21
Fifty Two Week Low Change 30.250008
Fifty Two Week Low Change Percent 0.26720262
Fifty Two Week Range 113.21 - 148.99
Financial Currency USD
First Trade Date Milliseconds 551,712,600,000
Five Year Avg Dividend Yield 2.69
Float Shares 13,800,493
Forward Eps 9.58
Forward P E 14.974949
Full Exchange Name NasdaqGS
Full Time Employees 924
Fullday Change 0.280014
Fullday Change Percent 0.195568
Fullday Price 143.46
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,785,542,400
Gross Margins 0.0
Gross Profits 320,512,992
Has Pre Post Market Data 1
Held Percent Insiders 0.0369
Held Percent Institutions 0.74209
Implied Shares Outstanding 14,045,160
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 1
Language en-US
Last Dividend Date 1,784,073,600
Last Dividend Value 0.87
Last Fiscal Year End 1,767,139,200
Last Split Date 846,633,600
Last Split Factor 11:10
Long Business Summary City Holding Company operates as a financial holding company for City National Bank of West Virginia that provides banking, trust and investment management, and other financial solutions in the United States. It offers checking, savings, and money market accounts, as well as certificates of deposit and individual retirement accounts. The company also provides commercial and industrial loans that consist of loans to corporate and other legal entity borrowers primarily in small to mid-size industrial and commercial companies; commercial real estate loans comprising commercial mortgages, which are secured by nonresidential and multi-family residential properties; residential real estate loans to consumers for the purchase or refinance of residence; first-priority home equity loans; home equity lines of credit; amortized home equity loans; consumer loans that are secured and unsecured by automobiles, boats, recreational vehicles, certificates of deposit, and other personal property; and demand deposit account overdrafts, as well as owner-occupied real estate and construction, land development, and lines of credit. In addition, it offers mortgage banking services, including fixed and adjustable-rate mortgages, construction financing, land loans, production of conventional and government-insured mortgages, secondary marketing, and mortgage servicing. Further, the company provides treasury management, lockbox, and other cash management services; merchant credit card services; wealth management, trust, investment, and custodial services for commercial and individual customers; and corporate trust and institutional custody, financial and estate planning, and retirement plan services, as well as automated-teller-machine, interactive-teller-machine, mobile banking, interactive voice response systems, and credit and debit card services. The company was founded in 1957 and is headquartered in Charleston, West Virginia.
Long Name City Holding Company
Market us_market
Market Cap 2,014,918,784
Market State CLOSED
Max Age 86,400
Message Board Id finmb_261215
Most Recent Quarter 1,782,777,600
Net Income To Common 130,646,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 2,009,441,041
Number Of Analyst Opinions 5
Open 142.61
Operating Cashflow 142,370,000
Operating Margins 0.5191
Overall Risk 2
Payout Ratio 0.37240002
Peg Ratio 1.91
Phone 304 769 1100
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 143.46
Post Market Time 1,787,959,806
Previous Close 143.18
Price Eps Current Year 15.485752
Price Hint 2
Price To Book 2.4920096
Price To Sales Trailing12 Months 6.2865434
Profit Margins 0.41118
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key hold
Recommendation Mean 3.0
Region US
Regular Market Change 0.280014
Regular Market Change Percent 0.195568
Regular Market Day High 145.0
Regular Market Day Low 141.945
Regular Market Day Range 141.945 - 145.0
Regular Market Open 142.61
Regular Market Previous Close 143.18
Regular Market Price 143.46
Regular Market Time 1,787,947,201
Regular Market Volume 113,243
Return On Assets 0.019709999
Return On Equity 0.16755
Revenue Growth 0.009
Revenue Per Share 22.446
Sand P52 Week Change 0.20204377
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 2
Shares Outstanding 14,045,160
Shares Percent Shares Out 0.0671
Shares Short 941,938
Shares Short Previous Month Date 1,784,073,600
Shares Short Prior Month 969,285
Short Name City Holding Company
Short Percent Of Float 0.0956
Short Ratio 7.26
Source Interval 15
State WV
Symbol CHCO
Target High Price 147.0
Target Low Price 128.0
Target Mean Price 140.4
Target Median Price 146.0
Total Cash 302,464,000
Total Cash Per Share 21.535
Total Debt 562,086,976
Total Revenue 320,512,992
Tradeable 0
Trailing Annual Dividend Rate 3.48
Trailing Annual Dividend Yield 0.024305072
Trailing Eps 9.14
Trailing P E 15.695843
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 127.1954
Two Hundred Day Average Change 16.26461
Two Hundred Day Average Change Percent 0.12787107
Type Disp Equity
Volume 113,243
Website https://www.bankatcity.com
Zip 25,313