| Indicators | Browse All

Citizens Financial Group, Inc. (CFG)

Financial Services | Banks - Regional | Providence, United States | NYSE
63.30 USD -0.60 (-0.939%) ⇩ (Oct. 13, 2026, 4 p.m. EDT)
After hours: 63.30
Short-term:★★⯪☆☆Long-term:★★★⯪☆Dividends:★★★⯪☆
Hot Take ↕ | Oct. 10, 2026, 7:29 a.m. EDT

Citizens Financial Group presents a compelling value case with a forward P/E of roughly 9.7x and robust earnings growth of 41%, yet the stock is currently trading below its 50-day moving average, creating a technical headwind. While the long-term fundamentals are solid with a healthy balance sheet and consistent revenue expansion, the recent insider selling and the fact that the stock is priced below its book value suggest the market remains skeptical of its immediate prospects. The options market reflects this tension, with buyers betting on a rebound while sellers aggressively hedge downside risks at the $62.50 level. This disconnect between strong underlying growth and weak technicals suggests a 'buy on weakness' opportunity, but the lack of immediate momentum warrants a cautious approach rather than a full conviction entry.
Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoETS ✓0.054917
MSTL0.056079
AutoTheta0.069043
AutoARIMA0.080777

Forecast horizon: 45 days | Selected: AutoETS

Forecast Reliability
Score 43%
H-stat 24.02
Ljung-Box p 0.000
Jarque-Bera p 0.266
Excess Kurtosis -1.05
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-07-29
Last Dividend Date 2026-07-29
Revenue per Share 19.102
Market Cap 26,660,491,264
Trailing P/E 13.91
Forward P/E 9.71
Beta 1.06
Profit Margins 26.05%
Website https://www.citizensbank.com

As of Oct. 10, 2026, 7:29 a.m. EDT: Speculators are positioning for a moderate upside move, evidenced by heavy open interest in out-of-the-money calls at strikes like $80 and $72.50 for near-term expirations. However, there is a significant defensive wall of put open interest at the $62.50 strike across multiple months, suggesting traders view the current price as vulnerable to a test of recent lows. Implied volatility is elevated relative to historical norms, indicating uncertainty rather than a clear directional bet.

Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
0.64% 2.95% 4.02% 4.14%
Dividend History
Date Dividend Yield %
2026-07-30 0.46 0.641294
2026-04-30 0.46 0.707148
2026-02-04 0.46 0.690691
2025-10-29 0.46 0.912155
2025-07-31 0.42 0.880134
2025-04-30 0.42 1.138520
2025-01-31 0.42 0.882909
2024-10-30 0.42 0.983607
2024-07-31 0.42 0.984298
2024-04-30 0.42 1.231310
2024-01-30 0.42 1.224133
2023-10-31 0.42 1.792574
2023-08-01 0.42 1.350482
2023-05-02 0.42 1.559599
2023-01-30 0.42 0.993143
2022-11-01 0.42 1.038576
2022-08-01 0.42 1.117616
2022-05-02 0.39 0.989848
2022-01-28 0.39 0.754352
2021-10-28 0.39 0.814196
2021-07-29 0.39 0.910152
2021-04-28 0.39 0.844521
2021-02-02 0.39 1.026046
2020-10-27 0.39 1.462866
2020-07-28 0.39 1.612903
2020-04-28 0.39 1.749663
2020-01-28 0.39 1.026046
2019-10-29 0.36 1.007557
2019-07-30 0.36 0.956429
2019-04-30 0.32 0.883978
2019-01-30 0.32 0.925658
2018-10-30 0.27 0.743187
2018-07-31 0.27 0.678733
2018-05-01 0.22 0.537241
2018-01-31 0.22 0.479303
2017-10-31 0.18 0.473560
2017-07-31 0.18 0.513113
2017-05-01 0.14 0.377054
2017-01-31 0.14 0.387061
2016-10-31 0.12 0.455581
2016-08-01 0.12 0.540541
2016-05-02 0.12 0.520382
2016-02-02 0.10 0.494805
2015-11-03 0.10 0.409500
2015-07-30 0.10 0.377501
2015-05-01 0.10 0.384911
2015-02-03 0.10 0.411692
2014-11-04 0.10 0.423729
Additional Data
dividendRate 1.84
dividendYield 2.88
exDividendDate 2026-07-30
trailingAnnualDividendRate 1.8
trailingAnnualDividendYield 0.028169014
lastDividendValue 0.46
lastDividendDate 2026-07-30
dividendDate 2026-08-13

Info Dump

Attribute Value
52 Week Change 0.23359072
Address1 One Citizens Plaza
All Time High 75.33
All Time Low 14.12
Ask 64.08
Ask Size 100
Audit Risk 3
Average Analyst Rating 1.5 - Buy
Average Daily Volume10 Day 4,543,110
Average Daily Volume3 Month 3,860,245
Average Volume 3,860,245
Average Volume10Days 4,543,110
Beta 1.062
Bid 62.6
Bid Size 800
Board Risk 6
Book Value 56.951
City Providence
Compensation As Of Epoch Date 1,483,142,400
Compensation Risk 6
Country United States
Crypto Tradeable 0
Currency USD
Current Price 63.3
Custom Price Alert Confidence HIGH
Date Short Interest 1,790,726,400
Day High 64.65
Day Low 62.835
Display Name Citizens Financial
Dividend Date 1,786,579,200
Dividend Rate 1.84
Dividend Yield 2.88
Earnings Call Timestamp End 1,792,180,800
Earnings Call Timestamp Start 1,792,180,800
Earnings Growth 0.413
Earnings Quarterly Growth 0.346
Earnings Timestamp 1,792,153,800
Earnings Timestamp End 1,792,153,800
Earnings Timestamp Start 1,792,153,800
Ebitda Margins 0.0
Enterprise To Revenue 3.83
Enterprise Value 31,253,489,664
Eps Current Year 5.28751
Eps Forward 6.51682
Eps Trailing Twelve Months 4.55
Esg Populated 0
Ex Dividend Date 1,785,369,600
Exchange NYQ
Exchange Data Delayed By 20
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 68.864
Fifty Day Average Change -5.563999
Fifty Day Average Change Percent -0.08079692
Fifty Two Week Change Percent 23.359072
Fifty Two Week High 75.33
Fifty Two Week High Change -12.030003
Fifty Two Week High Change Percent -0.15969737
Fifty Two Week Low 47.955
Fifty Two Week Low Change 15.344997
Fifty Two Week Low Change Percent 0.31998742
Fifty Two Week Range 47.955 - 75.33
Financial Currency USD
First Trade Date Milliseconds 1,411,565,400,000
Five Year Avg Dividend Yield 3.83
Float Shares 417,036,620
Forward Eps 6.51682
Forward P E 9.713326
Full Exchange Name NYSE
Full Time Employees 17,727
Fullday Change -0.6000023
Fullday Change Percent -0.9389707
Fullday Price 63.3
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,790,812,800
Gross Margins 0.0
Gross Profits 8,160,999,936
Has Pre Post Market Data 1
Held Percent Insiders 0.00712
Held Percent Institutions 1.00318
Implied Shares Outstanding 421,176,788
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,785,369,600
Last Dividend Value 0.46
Last Fiscal Year End 1,767,139,200
Long Business Summary Citizens Financial Group, Inc. operates as the bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions in the United States. The company operates through two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, and wealth management services; and education and point-of-sale finance loans, as well as digital deposit products. This segment serves its customers through telephone service centers, as well as through its online and mobile platforms. The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions, as well as syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services. The company serves customers and small businesses, high- and ultra-high-net-worth individuals and families, as well as investors, entrepreneurs, and companies and institutions, as well as multifamily, office, industrial, retail, healthcare, and hospitality sectors. The company was formerly known as RBS Citizens Financial Group, Inc. and changed its name to Citizens Financial Group, Inc. in April 2014. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island.
Long Name Citizens Financial Group, Inc.
Market us_market
Market Cap 26,660,491,264
Market State POSTPOST
Max Age 86,400
Message Board Id finmb_46051729
Most Recent Quarter 1,782,777,600
Net Income To Common 1,984,000,000
Next Fiscal Year End 1,798,675,200
Non Diluted Market Cap 27,212,232,272
Number Of Analyst Opinions 19
Open 64.3
Operating Cashflow 2,500,999,936
Operating Margins 0.35132998
Overall Risk 6
Payout Ratio 0.39220002
Peg Ratio 1.65
Phone 203 900 6715
Post Market Change 0.0
Post Market Change Percent 0.0
Post Market Price 63.3
Post Market Time 1,791,934,203
Previous Close 63.9
Price Eps Current Year 11.971608
Price Hint 2
Price To Book 1.1114818
Price To Sales Trailing12 Months 3.2668169
Profit Margins 0.26051
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key buy
Recommendation Mean 1.55
Region US
Regular Market Change -0.600002
Regular Market Change Percent -0.938971
Regular Market Day High 64.65
Regular Market Day Low 62.835
Regular Market Day Range 62.835 - 64.65
Regular Market Open 64.3
Regular Market Previous Close 63.9
Regular Market Price 63.3
Regular Market Time 1,791,921,603
Regular Market Volume 3,757,343
Return On Assets 0.0094
Return On Equity 0.08270001
Revenue Growth 0.147
Revenue Per Share 19.102
Sand P52 Week Change 0.17502642
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 7
Shares Outstanding 421,176,788
Shares Percent Shares Out 0.0403
Shares Short 16,975,977
Shares Short Previous Month Date 1,788,134,400
Shares Short Prior Month 14,491,419
Short Name Citizens Financial Group, Inc.
Short Percent Of Float 0.0465
Short Ratio 4.29
Source Interval 15
State RI
Symbol CFG
Target High Price 89.0
Target Low Price 70.0
Target Mean Price 78.60526
Target Median Price 78.0
Total Cash 13,866,999,808
Total Cash Per Share 32.924
Total Debt 16,348,999,680
Total Revenue 8,160,999,936
Tradeable 0
Trailing Annual Dividend Rate 1.8
Trailing Annual Dividend Yield 0.028169014
Trailing Eps 4.55
Trailing P E 13.912087
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 65.2932
Two Hundred Day Average Change -1.9931984
Two Hundred Day Average Change Percent -0.030526891
Type Disp Equity
Volume 3,757,343
Website https://www.citizensbank.com
Zip 2,903