Capitol Federal Financial, Inc. (CFFN)Financial Services | Banks - Regional | Topeka, United States | NasdaqGS
8.23 USD
-0.03
(-0.424%) ⇩
(Oct. 14, 2026, 11:52 a.m.
EDT)
|
Hot Take ↕ | Oct. 10, 2026, 6:14 a.m. EDT
Capitol Federal Financial presents a compelling value case for patient investors, trading near its book value with a robust 4% yield and accelerating earnings growth, yet the market remains skeptical due to a brutal multi-year price decline. The stock has recovered significantly from its lows, showing positive momentum recently, but the heavy put writing in the options chain indicates lingering fear of further downside or volatility. While the fundamentals—driven by improved margins and a solid balance sheet—justify a solid buy rating, the persistent lack of analyst coverage and the stark contrast between the company's operational recovery and the stock's historical trajectory prevent it from being a top-tier conviction play. It is a high-quality regional bank waiting for the market to fully re-rate its value. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.019765 |
| AutoETS | 0.025448 |
| AutoARIMA | 0.025729 |
| MSTL | 0.033178 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 53% |
| H-stat | 0.24 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.207 |
| Excess Kurtosis | 0.46 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-08-06 |
| Last Dividend Date | 2026-08-06 |
| Revenue per Share | 1.772 |
| Market Cap | 1,014,713,728 |
| Trailing P/E | 12.65 |
| Forward P/E | 10.61 |
| Beta | 0.68 |
| Profit Margins | 36.70% |
| Website | https://capfed.com |
As of Oct. 10, 2026, 6:14 a.m. EDT: Speculators are heavily positioned for downside protection with deep out-of-the-money puts dominating open interest across all expirations, while call activity is concentrated at strikes significantly above the current price. This asymmetry suggests a 'long gamma' hedge where traders are betting on volatility or a potential drop rather than an immediate rally.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 0.96% | 5.15% | 5.64% | 6.52% |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-08-07 | 0.085000 | 0.957207 |
| 2026-05-01 | 0.085000 | 1.108214 |
| 2026-02-06 | 0.085000 | 1.118421 |
| 2026-01-09 | 0.040000 | 0.597907 |
| 2025-11-07 | 0.085000 | 1.370968 |
| 2025-08-01 | 0.085000 | 1.483421 |
| 2025-05-02 | 0.085000 | 1.468048 |
| 2025-02-07 | 0.085000 | 1.414309 |
| 2024-11-01 | 0.085000 | 1.332288 |
| 2024-08-02 | 0.085000 | 1.475694 |
| 2024-05-02 | 0.085000 | 1.669941 |
| 2024-02-01 | 0.085000 | 1.340694 |
| 2023-11-02 | 0.085000 | 1.594747 |
| 2023-08-03 | 0.085000 | 1.328125 |
| 2023-05-04 | 0.085000 | 1.534296 |
| 2023-02-02 | 0.085000 | 0.979263 |
| 2022-11-17 | 0.280000 | 3.504381 |
| 2022-11-03 | 0.085000 | 1.089744 |
| 2022-08-04 | 0.085000 | 0.872690 |
| 2022-06-09 | 0.200000 | 2.127660 |
| 2022-05-05 | 0.085000 | 0.893796 |
| 2022-02-03 | 0.085000 | 0.783410 |
| 2021-11-18 | 0.220000 | 1.847187 |
| 2021-11-04 | 0.085000 | 0.696151 |
| 2021-08-05 | 0.085000 | 0.774840 |
| 2021-06-10 | 0.400000 | 3.254679 |
| 2021-05-06 | 0.085000 | 0.645897 |
| 2021-02-04 | 0.085000 | 0.669819 |
| 2020-11-19 | 0.130000 | 1.022817 |
| 2020-11-05 | 0.085000 | 0.750883 |
| 2020-08-06 | 0.085000 | 0.856855 |
| 2020-04-30 | 0.085000 | 0.708924 |
| 2020-02-06 | 0.085000 | 0.645897 |
| 2019-11-21 | 0.340000 | 2.447804 |
| 2019-10-31 | 0.085000 | 0.595655 |
| 2019-08-01 | 0.085000 | 0.647372 |
| 2019-06-13 | 0.250000 | 1.842299 |
| 2019-05-02 | 0.085000 | 0.610632 |
| 2019-01-31 | 0.085000 | 0.660451 |
| 2018-11-15 | 0.390000 | 3.035019 |
| 2018-11-01 | 0.085000 | 0.686591 |
| 2018-08-02 | 0.085000 | 0.646388 |
| 2018-06-14 | 0.250000 | 1.898254 |
| 2018-05-03 | 0.085000 | 0.673534 |
| 2018-02-01 | 0.085000 | 0.646388 |
| 2017-11-16 | 0.290000 | 2.167414 |
| 2017-11-02 | 0.085000 | 0.618182 |
| 2017-08-02 | 0.085000 | 0.596491 |
| 2017-06-14 | 0.250000 | 1.736111 |
| 2017-05-03 | 0.085000 | 0.583391 |
| 2017-02-01 | 0.085000 | 0.555919 |
| 2016-11-16 | 0.290000 | 1.799007 |
| 2016-11-02 | 0.085000 | 0.593161 |
| 2016-08-03 | 0.085000 | 0.608011 |
| 2016-06-08 | 0.250000 | 1.850481 |
| 2016-05-04 | 0.085000 | 0.645406 |
| 2016-02-03 | 0.085000 | 0.710702 |
| 2015-11-18 | 0.250000 | 1.968504 |
| 2015-11-04 | 0.085000 | 0.651840 |
| 2015-08-05 | 0.085000 | 0.707155 |
| 2015-06-10 | 0.250000 | 2.079867 |
| 2015-04-29 | 0.085000 | 0.702479 |
| 2015-02-04 | 0.085000 | 0.674603 |
| 2014-11-19 | 0.260000 | 2.105263 |
| 2014-11-05 | 0.075000 | 0.584112 |
| 2014-07-30 | 0.075000 | 0.634518 |
| 2014-06-10 | 0.250000 | 2.085071 |
| 2014-04-30 | 0.075000 | 0.622924 |
| 2014-02-05 | 0.075000 | 0.633446 |
| 2013-12-18 | 0.250000 | 2.030869 |
| 2013-11-20 | 0.180000 | 1.507538 |
| 2013-10-30 | 0.075000 | 0.584112 |
| 2013-07-31 | 0.075000 | 0.594766 |
| 2013-05-01 | 0.075000 | 0.639386 |
| 2013-01-30 | 0.075000 | 0.638298 |
| 2012-11-20 | 0.180000 | 1.531915 |
| 2012-10-31 | 0.075000 | 0.630252 |
| 2012-08-01 | 0.075000 | 0.643777 |
| 2012-05-02 | 0.075000 | 0.628141 |
| 2012-02-01 | 0.075000 | 0.647668 |
| 2011-11-16 | 0.100000 | 0.902527 |
| 2011-11-02 | 0.075000 | 0.682439 |
| 2011-08-03 | 0.075000 | 0.644884 |
| 2011-05-04 | 0.075000 | 0.681199 |
| 2011-03-09 | 0.600000 | 5.029338 |
| 2011-02-02 | 0.075000 | 0.618302 |
| 2010-10-27 | 0.353404 | 3.414429 |
| 2010-07-21 | 0.220877 | 1.550866 |
| 2010-05-05 | 0.220877 | 1.348434 |
| 2010-02-03 | 0.220877 | 1.535624 |
| 2009-11-18 | 0.128109 | 0.959630 |
| 2009-11-04 | 0.220877 | 1.690329 |
| 2009-08-05 | 0.220877 | 1.338328 |
| 2009-04-29 | 0.220877 | 1.266141 |
| 2009-02-04 | 0.220877 | 1.163330 |
| 2008-11-19 | 0.048593 | 0.255102 |
| 2008-11-05 | 0.220877 | 1.071580 |
| 2008-07-30 | 0.220877 | 1.246259 |
| 2008-04-30 | 0.220877 | 1.291988 |
| 2008-01-30 | 0.220877 | 1.609785 |
| 2007-10-31 | 0.220877 | 1.513773 |
| 2007-08-01 | 0.220877 | 1.575793 |
| 2007-05-02 | 0.220877 | 1.276485 |
| 2007-01-31 | 0.220877 | 1.280736 |
| 2006-11-15 | 0.039758 | 0.238537 |
| 2006-11-01 | 0.220877 | 1.339762 |
| 2006-08-02 | 0.220877 | 1.454755 |
| 2006-05-03 | 0.220877 | 1.494766 |
| 2006-02-01 | 0.220877 | 1.577285 |
| 2005-11-16 | 0.132526 | 0.891528 |
| 2005-11-02 | 0.220877 | 1.451798 |
| 2005-08-03 | 0.220877 | 1.386192 |
| 2005-05-04 | 0.220877 | 1.464127 |
| 2005-02-02 | 0.220877 | 1.422878 |
| 2004-11-03 | 0.220877 | 1.477103 |
| 2004-08-04 | 0.220877 | 1.577285 |
| 2004-05-05 | 0.220877 | 1.560060 |
| 2004-02-04 | 0.220877 | 1.323099 |
| 2003-11-19 | 0.357821 | 2.349186 |
| 2003-11-05 | 0.220877 | 1.366118 |
| 2003-07-30 | 0.106021 | 0.798668 |
| 2003-04-30 | 0.101604 | 0.738129 |
| 2003-02-05 | 0.097186 | 0.713128 |
| 2002-11-20 | 0.538941 | 4.510169 |
| 2002-10-30 | 0.092768 | 0.912246 |
| 2002-07-31 | 0.088351 | 0.757289 |
| 2002-05-01 | 0.083933 | 0.739009 |
| 2002-01-30 | 0.079516 | 0.823800 |
| 2001-10-31 | 0.075098 | 0.851274 |
| 2001-08-01 | 0.070681 | 0.869568 |
| 2001-05-02 | 0.066263 | 0.946369 |
| 2001-01-31 | 0.061846 | 0.878436 |
| 2000-11-01 | 0.053011 | 0.831176 |
| 2000-08-02 | 0.053011 | 0.955232 |
| 2000-05-03 | 0.048593 | 1.135484 |
| 2000-02-02 | 0.048593 | 1.150327 |
| 1999-11-03 | 0.044175 | 0.999990 |
| 1999-08-04 | 0.044175 | 0.969687 |
| 1999-05-03 | 0.044175 | 1.045741 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.29670334 |
| Address1 | 700 South Kansas Avenue |
| All Time High | 22.77687 |
| All Time Low | 3.810134 |
| Ask | 10.45 |
| Ask Size | 2 |
| Audit Risk | 4 |
| Average Analyst Rating | 2.3 - Buy |
| Average Daily Volume10 Day | 1,110,890 |
| Average Daily Volume3 Month | 929,910 |
| Average Volume | 929,910 |
| Average Volume10Days | 1,110,890 |
| Beta | 0.681 |
| Bid | 5.82 |
| Bid Size | 2 |
| Board Risk | 8 |
| Book Value | 8.29 |
| City | Topeka |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 5 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 8.225 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,790,726,400 |
| Day High | 8.235 |
| Day Low | 8.11 |
| Display Name | Capitol Federal Financial |
| Dividend Date | 1,787,270,400 |
| Dividend Yield | 4.12 |
| Earnings Growth | 0.356 |
| Earnings Quarterly Growth | 0.282 |
| Earnings Timestamp | 1,793,190,600 |
| Earnings Timestamp End | 1,793,190,600 |
| Earnings Timestamp Start | 1,793,190,600 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 11.142 |
| Enterprise Value | 2,514,579,456 |
| Eps Current Year | 0.685 |
| Eps Forward | 0.775 |
| Eps Trailing Twelve Months | 0.65 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,786,060,800 |
| Exchange | NMS |
| Exchange Data Delayed By | 15 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 8.68 |
| Fifty Day Average Change | -0.45499992 |
| Fifty Day Average Change Percent | -0.052419346 |
| Fifty Two Week Change Percent | 29.670334 |
| Fifty Two Week High | 9.26 |
| Fifty Two Week High Change | -1.0349998 |
| Fifty Two Week High Change Percent | -0.11177104 |
| Fifty Two Week Low | 5.97 |
| Fifty Two Week Low Change | 2.2550006 |
| Fifty Two Week Low Change Percent | 0.37772205 |
| Fifty Two Week Range | 5.97 - 9.26 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 922,977,000,000 |
| Five Year Avg Dividend Yield | 4.63 |
| Float Shares | 106,087,080 |
| Forward Eps | 0.775 |
| Forward P E | 10.612904 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 604 |
| Fullday Change | -0.034999847 |
| Fullday Change Percent | -0.42372695 |
| Fullday Price | 8.225 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,790,812,800 |
| Gross Margins | 0.0 |
| Gross Profits | 225,682,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.08174 |
| Held Percent Institutions | 0.83606005 |
| Implied Shares Outstanding | 123,369,446 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Is Earnings Date Estimate | 0 |
| Language | en-US |
| Last Dividend Date | 1,786,060,800 |
| Last Dividend Value | 0.085 |
| Last Fiscal Year End | 1,759,190,400 |
| Last Split Date | 1,292,976,000 |
| Last Split Factor | 22,637:10000 |
| Long Business Summary | Capitol Federal Financial, Inc. operates as the holding company for Capitol Federal Savings Bank that provides various retail banking products and services in the United States. The company offers a range of deposit products, including savings accounts, money market accounts, interest-bearing and non-interest-bearing checking accounts, and certificates of deposit, as well as retirement accounts. It also provides various loan products, such as one- to four-family residential real estate loans, commercial real estate, commercial and industrial, and construction loans, as well as consumer loans, which include home equity loans and lines of credit, home improvement loans, vehicle loans, and loans secured by savings deposits. In addition, the company offers mobile, telephone, and online banking services, as well as bill payment services and mortgage loan; operates a call center; and invests in various securities and mortgage-backed securities. Capitol Federal Financial, Inc. was founded in 1893 and is headquartered in Topeka, Kansas. |
| Long Name | Capitol Federal Financial, Inc. |
| Market | us_market |
| Market Cap | 1,014,713,728 |
| Market State | REGULAR |
| Max Age | 86,400 |
| Message Board Id | finmb_399884 |
| Most Recent Quarter | 1,782,777,600 |
| Net Income To Common | 82,735,000 |
| Next Fiscal Year End | 1,790,726,400 |
| Non Diluted Market Cap | 1,073,314,180 |
| Number Of Analyst Opinions | 3 |
| Open | 8.11 |
| Operating Cashflow | 77,846,000 |
| Operating Margins | 0.50087 |
| Overall Risk | 6 |
| Payout Ratio | 0.5231 |
| Peg Ratio | 4.09 |
| Phone | 785 235 1341 |
| Previous Close | 8.26 |
| Price Eps Current Year | 12.007299 |
| Price Hint | 2 |
| Price To Book | 0.9921593 |
| Price To Sales Trailing12 Months | 4.49621 |
| Profit Margins | 0.36703998 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | buy |
| Recommendation Mean | 2.33333 |
| Region | US |
| Regular Market Change | -0.034999847 |
| Regular Market Change Percent | -0.42372695 |
| Regular Market Day High | 8.235 |
| Regular Market Day Low | 8.11 |
| Regular Market Day Range | 8.11 - 8.235 |
| Regular Market Open | 8.11 |
| Regular Market Previous Close | 8.26 |
| Regular Market Price | 8.225 |
| Regular Market Time | 1,791,993,130 |
| Regular Market Volume | 239,934 |
| Return On Assets | 0.00856 |
| Return On Equity | 0.080129996 |
| Revenue Growth | 0.183 |
| Revenue Per Share | 1.772 |
| Sand P52 Week Change | 0.17004645 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 5 |
| Shares Outstanding | 123,369,446 |
| Shares Percent Shares Out | 0.0575 |
| Shares Short | 7,093,951 |
| Shares Short Previous Month Date | 1,788,134,400 |
| Shares Short Prior Month | 6,538,444 |
| Short Name | Capitol Federal Financial, Inc. |
| Short Percent Of Float | 0.0797 |
| Short Ratio | 7.27 |
| Source Interval | 15 |
| State | KS |
| Symbol | CFFN |
| Target High Price | 10.0 |
| Target Low Price | 9.0 |
| Target Mean Price | 9.5 |
| Target Median Price | 9.5 |
| Total Cash | 137,948,992 |
| Total Cash Per Share | 1.121 |
| Total Debt | 1,636,246,016 |
| Total Revenue | 225,682,000 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.34 |
| Trailing Annual Dividend Yield | 0.041162226 |
| Trailing Eps | 0.65 |
| Trailing P E | 12.653847 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 7.8934 |
| Two Hundred Day Average Change | 0.3316002 |
| Two Hundred Day Average Change Percent | 0.042009804 |
| Type Disp | Equity |
| Volume | 239,934 |
| Website | https://capfed.com |
| Zip | 66,603 |