Capitol Federal Financial, Inc. (CFFN)Financial Services | Banks - Regional | Topeka, United States | NasdaqGS
8.66 USD
+0.02
(0.231%)
⇧
(Aug. 28, 2026, 4 p.m.
EDT)
After hours: 8.64 -0.02 (-0.020%) ⇩ (Aug. 28, 2026, 7:30 p.m. EDT) |
Hot Take ↕ | Aug. 22, 2026, 3:03 a.m. EDT
Capitol Federal presents a classic 'value trap' scenario where the math looks attractive but the trend tells a different story. The stock trades at a reasonable multiple of book value, yet the price has been decimated over the last decade, dropping nearly 55% from its peak. While the company recently showed signs of life with a 28% jump in quarterly earnings and a 12% gain in the trailing year, the long-term trajectory remains deeply scarred by a brutal multi-year decline. The recent recovery is fragile, evidenced by the stock trading below its 50-day moving average despite being above the 200-day line. The dividend yield of 4% is compelling, but it is not enough to offset the risk of a business that has struggled to generate consistent growth for years. The options market reflects this uncertainty with almost no active participation, leaving the stock to drift until a clearer trend emerges. |
| Model | MAE |
|---|---|
| AutoTheta ✓ | 0.019353 |
| MSTL | 0.021855 |
| AutoARIMA | 0.024658 |
| AutoETS | 0.025248 |
Forecast horizon: 45 days | Selected: AutoTheta
| Forecast Reliability | |
|---|---|
| Score | 51% |
| H-stat | 1.71 |
| Ljung-Box p | 0.000 |
| Jarque-Bera p | 0.122 |
| Excess Kurtosis | 0.48 |
| Attribute | Value |
|---|---|
| Sector | Financial Services |
| Ex Dividend Date | 2026-08-06 |
| Last Dividend Date | 2026-08-06 |
| Revenue per Share | 1.772 |
| Market Cap | 1,068,379,392 |
| Trailing P/E | 13.32 |
| Forward P/E | 11.17 |
| Beta | 0.67 |
| Profit Margins | 36.70% |
| Website | https://capfed.com |
As of Aug. 22, 2026, 3:03 a.m. EDT: Speculator positioning is extremely thin and mixed. Call Open Interest is heavily skewed toward out-of-the-money strikes ($10 and $15), suggesting a speculative hope for a significant gap up, while Put Open Interest clusters deep in-the-money ($5), indicating a hedge against a crash to historic lows. However, the lack of volume and the flat implied volatility surface suggest neither side has meaningful conviction; the market is largely waiting for a catalyst rather than actively betting on a specific direction.
| Last Yield | 1yr Yield | 3yr Avg | 5yr Avg |
|---|---|---|---|
| 0.96% | 5.15% | 5.64% | 6.52% |
| Date | Dividend | Yield % |
|---|---|---|
| 2026-08-07 | 0.085000 | 0.957207 |
| 2026-05-01 | 0.085000 | 1.108214 |
| 2026-02-06 | 0.085000 | 1.118421 |
| 2026-01-09 | 0.040000 | 0.597907 |
| 2025-11-07 | 0.085000 | 1.370968 |
| 2025-08-01 | 0.085000 | 1.483421 |
| 2025-05-02 | 0.085000 | 1.468048 |
| 2025-02-07 | 0.085000 | 1.414309 |
| 2024-11-01 | 0.085000 | 1.332288 |
| 2024-08-02 | 0.085000 | 1.475694 |
| 2024-05-02 | 0.085000 | 1.669941 |
| 2024-02-01 | 0.085000 | 1.340694 |
| 2023-11-02 | 0.085000 | 1.594747 |
| 2023-08-03 | 0.085000 | 1.328125 |
| 2023-05-04 | 0.085000 | 1.534296 |
| 2023-02-02 | 0.085000 | 0.979263 |
| 2022-11-17 | 0.280000 | 3.504381 |
| 2022-11-03 | 0.085000 | 1.089744 |
| 2022-08-04 | 0.085000 | 0.872690 |
| 2022-06-09 | 0.200000 | 2.127660 |
| 2022-05-05 | 0.085000 | 0.893796 |
| 2022-02-03 | 0.085000 | 0.783410 |
| 2021-11-18 | 0.220000 | 1.847187 |
| 2021-11-04 | 0.085000 | 0.696151 |
| 2021-08-05 | 0.085000 | 0.774840 |
| 2021-06-10 | 0.400000 | 3.254679 |
| 2021-05-06 | 0.085000 | 0.645897 |
| 2021-02-04 | 0.085000 | 0.669819 |
| 2020-11-19 | 0.130000 | 1.022817 |
| 2020-11-05 | 0.085000 | 0.750883 |
| 2020-08-06 | 0.085000 | 0.856855 |
| 2020-04-30 | 0.085000 | 0.708924 |
| 2020-02-06 | 0.085000 | 0.645897 |
| 2019-11-21 | 0.340000 | 2.447804 |
| 2019-10-31 | 0.085000 | 0.595655 |
| 2019-08-01 | 0.085000 | 0.647372 |
| 2019-06-13 | 0.250000 | 1.842299 |
| 2019-05-02 | 0.085000 | 0.610632 |
| 2019-01-31 | 0.085000 | 0.660451 |
| 2018-11-15 | 0.390000 | 3.035019 |
| 2018-11-01 | 0.085000 | 0.686591 |
| 2018-08-02 | 0.085000 | 0.646388 |
| 2018-06-14 | 0.250000 | 1.898254 |
| 2018-05-03 | 0.085000 | 0.673534 |
| 2018-02-01 | 0.085000 | 0.646388 |
| 2017-11-16 | 0.290000 | 2.167414 |
| 2017-11-02 | 0.085000 | 0.618182 |
| 2017-08-02 | 0.085000 | 0.596491 |
| 2017-06-14 | 0.250000 | 1.736111 |
| 2017-05-03 | 0.085000 | 0.583391 |
| 2017-02-01 | 0.085000 | 0.555919 |
| 2016-11-16 | 0.290000 | 1.799007 |
| 2016-11-02 | 0.085000 | 0.593161 |
| 2016-08-03 | 0.085000 | 0.608011 |
| 2016-06-08 | 0.250000 | 1.850481 |
| 2016-05-04 | 0.085000 | 0.645406 |
| 2016-02-03 | 0.085000 | 0.710702 |
| 2015-11-18 | 0.250000 | 1.968504 |
| 2015-11-04 | 0.085000 | 0.651840 |
| 2015-08-05 | 0.085000 | 0.707155 |
| 2015-06-10 | 0.250000 | 2.079867 |
| 2015-04-29 | 0.085000 | 0.702479 |
| 2015-02-04 | 0.085000 | 0.674603 |
| 2014-11-19 | 0.260000 | 2.105263 |
| 2014-11-05 | 0.075000 | 0.584112 |
| 2014-07-30 | 0.075000 | 0.634518 |
| 2014-06-10 | 0.250000 | 2.085071 |
| 2014-04-30 | 0.075000 | 0.622924 |
| 2014-02-05 | 0.075000 | 0.633446 |
| 2013-12-18 | 0.250000 | 2.030869 |
| 2013-11-20 | 0.180000 | 1.507538 |
| 2013-10-30 | 0.075000 | 0.584112 |
| 2013-07-31 | 0.075000 | 0.594766 |
| 2013-05-01 | 0.075000 | 0.639386 |
| 2013-01-30 | 0.075000 | 0.638298 |
| 2012-11-20 | 0.180000 | 1.531915 |
| 2012-10-31 | 0.075000 | 0.630252 |
| 2012-08-01 | 0.075000 | 0.643777 |
| 2012-05-02 | 0.075000 | 0.628141 |
| 2012-02-01 | 0.075000 | 0.647668 |
| 2011-11-16 | 0.100000 | 0.902527 |
| 2011-11-02 | 0.075000 | 0.682439 |
| 2011-08-03 | 0.075000 | 0.644884 |
| 2011-05-04 | 0.075000 | 0.681199 |
| 2011-03-09 | 0.600000 | 5.029338 |
| 2011-02-02 | 0.075000 | 0.618302 |
| 2010-10-27 | 0.353404 | 3.414429 |
| 2010-07-21 | 0.220877 | 1.550866 |
| 2010-05-05 | 0.220877 | 1.348434 |
| 2010-02-03 | 0.220877 | 1.535624 |
| 2009-11-18 | 0.128109 | 0.959630 |
| 2009-11-04 | 0.220877 | 1.690329 |
| 2009-08-05 | 0.220877 | 1.338328 |
| 2009-04-29 | 0.220877 | 1.266141 |
| 2009-02-04 | 0.220877 | 1.163330 |
| 2008-11-19 | 0.048593 | 0.255102 |
| 2008-11-05 | 0.220877 | 1.071580 |
| 2008-07-30 | 0.220877 | 1.246259 |
| 2008-04-30 | 0.220877 | 1.291988 |
| 2008-01-30 | 0.220877 | 1.609785 |
| 2007-10-31 | 0.220877 | 1.513773 |
| 2007-08-01 | 0.220877 | 1.575793 |
| 2007-05-02 | 0.220877 | 1.276485 |
| 2007-01-31 | 0.220877 | 1.280736 |
| 2006-11-15 | 0.039758 | 0.238537 |
| 2006-11-01 | 0.220877 | 1.339762 |
| 2006-08-02 | 0.220877 | 1.454755 |
| 2006-05-03 | 0.220877 | 1.494766 |
| 2006-02-01 | 0.220877 | 1.577285 |
| 2005-11-16 | 0.132526 | 0.891528 |
| 2005-11-02 | 0.220877 | 1.451798 |
| 2005-08-03 | 0.220877 | 1.386192 |
| 2005-05-04 | 0.220877 | 1.464127 |
| 2005-02-02 | 0.220877 | 1.422878 |
| 2004-11-03 | 0.220877 | 1.477103 |
| 2004-08-04 | 0.220877 | 1.577285 |
| 2004-05-05 | 0.220877 | 1.560060 |
| 2004-02-04 | 0.220877 | 1.323099 |
| 2003-11-19 | 0.357821 | 2.349186 |
| 2003-11-05 | 0.220877 | 1.366118 |
| 2003-07-30 | 0.106021 | 0.798668 |
| 2003-04-30 | 0.101604 | 0.738129 |
| 2003-02-05 | 0.097186 | 0.713128 |
| 2002-11-20 | 0.538941 | 4.510169 |
| 2002-10-30 | 0.092768 | 0.912246 |
| 2002-07-31 | 0.088351 | 0.757289 |
| 2002-05-01 | 0.083933 | 0.739009 |
| 2002-01-30 | 0.079516 | 0.823800 |
| 2001-10-31 | 0.075098 | 0.851274 |
| 2001-08-01 | 0.070681 | 0.869568 |
| 2001-05-02 | 0.066263 | 0.946369 |
| 2001-01-31 | 0.061846 | 0.878436 |
| 2000-11-01 | 0.053011 | 0.831176 |
| 2000-08-02 | 0.053011 | 0.955232 |
| 2000-05-03 | 0.048593 | 1.135484 |
| 2000-02-02 | 0.048593 | 1.150327 |
| 1999-11-03 | 0.044175 | 0.999990 |
| 1999-08-04 | 0.044175 | 0.969687 |
| 1999-05-03 | 0.044175 | 1.045741 |
| Attribute | Value |
|---|---|
| 52 Week Change | 0.34890962 |
| Address1 | 700 South Kansas Avenue |
| All Time High | 22.77687 |
| All Time Low | 3.810134 |
| Ask | 11.13 |
| Ask Size | 2 |
| Audit Risk | 4 |
| Average Daily Volume10 Day | 778,040 |
| Average Daily Volume3 Month | 817,309 |
| Average Volume | 817,309 |
| Average Volume10Days | 778,040 |
| Beta | 0.665 |
| Bid | 8.63 |
| Bid Size | 4 |
| Board Risk | 8 |
| Book Value | 8.29 |
| City | Topeka |
| Compensation As Of Epoch Date | 1,767,139,200 |
| Compensation Risk | 5 |
| Country | United States |
| Crypto Tradeable | 0 |
| Currency | USD |
| Current Price | 8.66 |
| Custom Price Alert Confidence | HIGH |
| Date Short Interest | 1,786,665,600 |
| Day High | 8.715 |
| Day Low | 8.645 |
| Display Name | Capitol Federal Financial |
| Dividend Date | 1,787,270,400 |
| Dividend Rate | 0.34 |
| Dividend Yield | 3.94 |
| Earnings Growth | 0.356 |
| Earnings Quarterly Growth | 0.282 |
| Earnings Timestamp | 1,785,328,200 |
| Earnings Timestamp End | 1,793,190,600 |
| Earnings Timestamp Start | 1,793,190,600 |
| Ebitda Margins | 0.0 |
| Enterprise To Revenue | 11.36 |
| Enterprise Value | 2,563,793,920 |
| Eps Current Year | 0.685 |
| Eps Forward | 0.775 |
| Eps Trailing Twelve Months | 0.65 |
| Esg Populated | 0 |
| Ex Dividend Date | 1,786,060,800 |
| Exchange | NMS |
| Exchange Data Delayed By | 0 |
| Exchange Timezone Name | America/New_York |
| Exchange Timezone Short Name | EDT |
| Fifty Day Average | 8.6198 |
| Fifty Day Average Change | 0.040200233 |
| Fifty Day Average Change Percent | 0.0046637086 |
| Fifty Two Week Change Percent | 34.89096 |
| Fifty Two Week High | 9.26 |
| Fifty Two Week High Change | -0.6000004 |
| Fifty Two Week High Change Percent | -0.06479485 |
| Fifty Two Week Low | 5.97 |
| Fifty Two Week Low Change | 2.69 |
| Fifty Two Week Low Change Percent | 0.4505863 |
| Fifty Two Week Range | 5.97 - 9.26 |
| Financial Currency | USD |
| First Trade Date Milliseconds | 922,977,000,000 |
| Five Year Avg Dividend Yield | 4.84 |
| Float Shares | 106,186,739 |
| Forward Eps | 0.775 |
| Forward P E | 11.174193 |
| Full Exchange Name | NasdaqGS |
| Full Time Employees | 604 |
| Fullday Change | 0.0199995 |
| Fullday Change Percent | 0.231476 |
| Fullday Price | 8.6402 |
| Gmt Off Set Milliseconds | -14,400,000 |
| Governance Epoch Date | 1,785,542,400 |
| Gross Margins | 0.0 |
| Gross Profits | 225,682,000 |
| Has Pre Post Market Data | 1 |
| Held Percent Insiders | 0.081520006 |
| Held Percent Institutions | 0.83232003 |
| Implied Shares Outstanding | 123,369,446 |
| Industry | Banks - Regional |
| Industry Disp | Banks - Regional |
| Industry Key | banks-regional |
| Is Earnings Date Estimate | 1 |
| Language | en-US |
| Last Dividend Date | 1,786,060,800 |
| Last Dividend Value | 0.085 |
| Last Fiscal Year End | 1,759,190,400 |
| Last Split Date | 1,292,976,000 |
| Last Split Factor | 22,637:10000 |
| Long Business Summary | Capitol Federal Financial, Inc. operates as the holding company for Capitol Federal Savings Bank that provides various retail banking products and services in the United States. The company offers a range of deposit products, including savings accounts, money market accounts, interest-bearing and non-interest-bearing checking accounts, and certificates of deposit, as well as retirement accounts. It also provides various loan products, such as one- to four-family residential real estate loans, commercial real estate, commercial and industrial, and construction loans, as well as consumer loans, which include home equity loans and lines of credit, home improvement loans, vehicle loans, and loans secured by savings deposits. In addition, the company offers mobile, telephone, and online banking services, as well as bill payment services and mortgage loan; operates a call center; and invests in various securities and mortgage-backed securities. Capitol Federal Financial, Inc. was founded in 1893 and is headquartered in Topeka, Kansas. |
| Long Name | Capitol Federal Financial, Inc. |
| Market | us_market |
| Market Cap | 1,068,379,392 |
| Market State | CLOSED |
| Max Age | 86,400 |
| Message Board Id | finmb_399884 |
| Most Recent Quarter | 1,782,777,600 |
| Net Income To Common | 82,735,000 |
| Next Fiscal Year End | 1,790,726,400 |
| Non Diluted Market Cap | 1,065,912,013 |
| Number Of Analyst Opinions | 3 |
| Open | 8.68 |
| Operating Cashflow | 77,846,000 |
| Operating Margins | 0.50087 |
| Overall Risk | 6 |
| Payout Ratio | 0.5231 |
| Peg Ratio | 4.09 |
| Phone | 785 235 1341 |
| Post Market Change | -0.019800186 |
| Post Market Change Percent | -0.22863957 |
| Post Market Price | 8.6402 |
| Post Market Time | 1,787,959,805 |
| Previous Close | 8.64 |
| Price Eps Current Year | 12.642336 |
| Price Hint | 2 |
| Price To Book | 1.0446321 |
| Price To Sales Trailing12 Months | 4.7340035 |
| Profit Margins | 0.36703998 |
| Quote Source Name | Nasdaq Real Time Price |
| Quote Type | EQUITY |
| Recommendation Key | none |
| Region | US |
| Regular Market Change | 0.0199995 |
| Regular Market Change Percent | 0.231476 |
| Regular Market Day High | 8.715 |
| Regular Market Day Low | 8.645 |
| Regular Market Day Range | 8.645 - 8.715 |
| Regular Market Open | 8.68 |
| Regular Market Previous Close | 8.64 |
| Regular Market Price | 8.66 |
| Regular Market Time | 1,787,947,201 |
| Regular Market Volume | 696,811 |
| Return On Assets | 0.00856 |
| Return On Equity | 0.080129996 |
| Revenue Growth | 0.183 |
| Revenue Per Share | 1.772 |
| Sand P52 Week Change | 0.20204377 |
| Sector | Financial Services |
| Sector Disp | Financial Services |
| Sector Key | financial-services |
| Share Holder Rights Risk | 5 |
| Shares Outstanding | 123,369,446 |
| Shares Percent Shares Out | 0.051 |
| Shares Short | 6,295,115 |
| Shares Short Previous Month Date | 1,784,073,600 |
| Shares Short Prior Month | 6,147,472 |
| Short Name | Capitol Federal Financial, Inc. |
| Short Percent Of Float | 0.0708 |
| Short Ratio | 7.27 |
| Source Interval | 15 |
| State | KS |
| Symbol | CFFN |
| Target High Price | 10.0 |
| Target Low Price | 9.0 |
| Target Mean Price | 9.5 |
| Target Median Price | 9.5 |
| Total Cash | 137,948,992 |
| Total Cash Per Share | 1.121 |
| Total Debt | 1,636,246,016 |
| Total Revenue | 225,682,000 |
| Tradeable | 0 |
| Trailing Annual Dividend Rate | 0.34 |
| Trailing Annual Dividend Yield | 0.03935185 |
| Trailing Eps | 0.65 |
| Trailing P E | 13.323077 |
| Trailing Peg Ratio | None |
| Triggerable | 1 |
| Two Hundred Day Average | 7.5922 |
| Two Hundred Day Average Change | 1.0678 |
| Two Hundred Day Average Change Percent | 0.14064436 |
| Type Disp | Equity |
| Volume | 696,811 |
| Website | https://capfed.com |
| Zip | 66,603 |