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Capitol Federal Financial, Inc. (CFFN)

Financial Services | Banks - Regional | Topeka, United States | NasdaqGS
7.71 USD +0.16 (2.119%) ⇧ (April 17, 2026, 4 p.m. EDT)
After hours: 7.83 +0.12 (1.499%) ⇧ (April 17, 2026, 7:31 p.m. EDT)

Short-term: ★★★☆☆ | Long-term: ★★☆☆☆ | Dividends: ★★★★☆
Hot Take | April 11, 2026, 2:57 p.m. EDT

CFFN has shown some recent momentum with prices approaching the 52-week high, and the dividend yield is attractive at 4.44%. However, the stock's fundamentals are mixed, with a low return on assets and a high debt-to-equity ratio. The recent price movement suggests potential for short-term gains, but the long-term outlook is uncertain. Investors should consider the options activity, which indicates caution, and look for signs of sustained growth before committing to a long-term hold.

Model Selection — Backtest MAE (log-scale, lower is better)
ModelMAE
AutoTheta ✓0.055117
MSTL0.061502
AutoARIMA0.062480
AutoETS0.062482

Forecast horizon: 45 days | Selected: AutoTheta

Forecast Reliability
Score 80%
H-stat 0.58
Ljung-Box p 0.000
Jarque-Bera p 0.145
Excess Kurtosis -1.43
Attribute Value
Sector Financial Services
Ex Dividend Date 2026-02-05
Last Dividend Date 2026-02-05
Revenue per Share 1.617
Market Cap 1,013,389,312
Trailing P/E 13.53
Forward P/E 10.63
Beta 0.65
Profit Margins 34.76%
Website https://capfed.com

As of April 11, 2026, 2:57 p.m. EDT: Options activity shows mixed signals. For the May 15 expiration, there is significant open interest in puts at the 5.0 strike, indicating potential downside risk. However, calls at the 5.0 strike are also active, suggesting some bullish sentiment. For August 21, the ATM put at 7.5 has high open interest, while calls at 10.0 and 12.5 show higher implied volatility, suggesting possible upward momentum. Overall, the options market is indicating a cautious outlook with some potential for both upward and downward movements.


Dividend Data

Yield Summary
Last Yield 1yr Yield 3yr Avg 5yr Avg
1.12% 6.18% 6.42% 8.36%
Dividend History
Date Dividend Yield %
2026-02-06 0.085000 1.118421
2026-01-09 0.040000 0.604652
2025-11-07 0.085000 1.394637
2025-08-01 0.085000 1.529939
2025-05-02 0.085000 1.535769
2025-02-07 0.085000 1.501830
2024-11-01 0.085000 1.434463
2024-08-02 0.085000 1.610085
2024-05-02 0.085000 1.848204
2024-02-01 0.085000 1.508960
2023-11-02 0.085000 1.819289
2023-08-03 0.085000 1.540756
2023-05-04 0.085000 1.803409
2023-02-02 0.085000 1.168636
2022-11-17 0.280000 4.224414
2022-11-03 0.085000 1.360033
2022-08-04 0.085000 1.100974
2022-06-09 0.200000 2.708132
2022-05-05 0.085000 1.161246
2022-02-03 0.085000 1.026689
2021-11-18 0.220000 2.439766
2021-11-04 0.085000 0.936277
2021-08-05 0.085000 1.049279
2021-06-10 0.400000 4.442280
2021-05-06 0.085000 0.909766
2021-02-04 0.085000 0.949642
2020-11-19 0.130000 1.460012
2020-11-05 0.085000 1.082849
2020-08-06 0.085000 1.245154
2020-04-30 0.085000 1.039081
2020-02-06 0.085000 0.953331
2019-11-21 0.340000 3.636099
2019-10-31 0.085000 0.906445
2019-08-01 0.085000 0.990976
2019-06-13 0.250000 2.837788
2019-05-02 0.085000 0.957981
2019-01-31 0.085000 1.042495
2018-11-15 0.390000 4.822160
2018-11-01 0.085000 1.125029
2018-08-02 0.085000 1.066457
2018-06-14 0.250000 3.152328
2018-05-03 0.085000 1.139847
2018-02-01 0.085000 1.101336
2017-11-16 0.290000 3.717065
2017-11-02 0.085000 1.083763
2017-08-02 0.085000 1.052279
2017-06-14 0.250000 3.081002
2017-05-03 0.085000 1.053330
2017-02-01 0.085000 1.009656
2016-11-16 0.290000 3.285418
2016-11-02 0.085000 1.102779
2016-08-03 0.085000 1.137057
2016-06-08 0.250000 3.481833
2016-05-04 0.085000 1.237109
2016-02-03 0.085000 1.371044
2015-11-18 0.250000 3.824338
2015-11-04 0.085000 1.291459
2015-08-05 0.085000 1.410257
2015-06-10 0.250000 4.177184
2015-04-29 0.085000 1.440592
2015-02-04 0.085000 1.393068
2014-11-19 0.260000 4.376818
2014-11-05 0.075000 1.239520
2014-07-30 0.075000 1.354377
2014-06-10 0.250000 4.478952
2014-04-30 0.075000 1.366005
2014-02-05 0.075000 1.397817
2013-12-18 0.250000 4.509891
2013-11-20 0.180000 3.416066
2013-10-30 0.075000 1.343496
2013-07-31 0.075000 1.375878
2013-05-01 0.075000 1.487919
2013-01-30 0.075000 1.494864
2012-11-20 0.180000 3.610409
2012-10-31 0.075000 1.508444
2012-08-01 0.075000 1.550653
2012-05-02 0.075000 1.522735
2012-02-01 0.075000 1.579916
2011-11-16 0.100000 2.216005
2011-11-02 0.075000 1.690601
2011-08-03 0.075000 1.608535
2011-05-04 0.075000 1.710068
2011-03-09 0.600000 12.711050
2011-02-02 0.075000 1.641080
2010-10-27 0.353404 9.118913
2010-07-21 0.220877 4.281002
2010-05-05 0.220877 3.778967
2010-02-03 0.220877 4.360764
2009-11-18 0.128109 2.767305
2009-11-04 0.220877 4.921163
2009-08-05 0.220877 3.962176
2009-04-29 0.220877 3.799163
2009-02-04 0.220877 3.534911
2008-11-19 0.048593 0.784069
2008-11-05 0.220877 3.301513
2008-07-30 0.220877 3.881231
2008-04-30 0.220877 4.074524
2008-01-30 0.220877 5.142431
2007-10-31 0.220877 4.912189
2007-08-01 0.220877 5.192115
2007-05-02 0.220877 4.271186
2007-01-31 0.220877 4.341267
2006-11-15 0.039758 0.818979
2006-11-01 0.220877 4.610967
2006-08-02 0.220877 5.073664
2006-05-03 0.220877 5.289537
2006-02-01 0.220877 5.664828
2005-11-16 0.132526 3.252591
2005-11-02 0.220877 5.343938
2005-08-03 0.220877 5.176694
2005-05-04 0.220877 5.543681
2005-02-02 0.220877 5.467909
2004-11-03 0.220877 5.756011
2004-08-04 0.220877 6.238139
2004-05-05 0.220877 6.266785
2004-02-04 0.220877 5.398398
2003-11-19 0.357821 9.710119
2003-11-05 0.220877 5.779939
2003-07-30 0.106021 3.425201
2003-04-30 0.101604 3.190887
2003-02-05 0.097186 3.105769
2002-11-20 0.538941 19.781716
2002-10-30 0.092768 4.188734
2002-07-31 0.088351 3.509508
2002-05-01 0.083933 3.451285
2002-01-30 0.079516 3.876180
2001-10-31 0.075098 4.039265
2001-08-01 0.070681 4.161806
2001-05-02 0.066263 4.568898
2001-01-31 0.061846 4.281521
2000-11-01 0.053011 4.085708
2000-08-02 0.053011 4.734703
2000-05-03 0.048593 5.681874
2000-02-02 0.048593 5.824033
1999-11-03 0.044175 5.121034
1999-08-04 0.044175 5.016328
1999-05-03 0.044175 5.462416
Additional Data
dividendRate 0.34
dividendYield 4.4
exDividendDate 2026-02-06
trailingAnnualDividendRate 0.34
trailingAnnualDividendYield 0.045033112
lastDividendValue 0.085
lastDividendDate 2026-02-06
dividendDate 2026-02-20

Info Dump

Attribute Value
52 Week Change 0.46317828
Address1 700 South Kansas Avenue
All Time High 22.77687
All Time Low 3.810134
Ask 9.83
Ask Size 2
Audit Risk 4
Average Daily Volume10 Day 692,850
Average Daily Volume3 Month 934,167
Average Volume 934,167
Average Volume10Days 692,850
Beta 0.648
Bid 5.56
Bid Size 2
Board Risk 8
Book Value 8.184
City Topeka
Compensation As Of Epoch Date 1,767,139,200
Compensation Risk 5
Country United States
Crypto Tradeable 0
Currency USD
Current Price 7.71
Custom Price Alert Confidence HIGH
Date Short Interest 1,774,915,200
Day High 7.85
Day Low 7.625
Display Name Capitol Federal Financial
Dividend Date 1,771,545,600
Dividend Rate 0.34
Dividend Yield 4.4
Earnings Growth 0.326
Earnings Quarterly Growth 0.316
Earnings Timestamp 1,777,465,800
Earnings Timestamp End 1,777,465,800
Earnings Timestamp Start 1,777,465,800
Ebitda Margins 0.0
Enterprise To Revenue 12.29
Enterprise Value 2,577,574,144
Eps Current Year 0.64
Eps Forward 0.725
Eps Trailing Twelve Months 0.57
Esg Populated 0
Ex Dividend Date 1,770,336,000
Exchange NMS
Exchange Data Delayed By 0
Exchange Timezone Name America/New_York
Exchange Timezone Short Name EDT
Fifty Day Average 7.3082
Fifty Day Average Change 0.40180016
Fifty Day Average Change Percent 0.05497936
Fifty Two Week Change Percent 46.31783
Fifty Two Week High 7.85
Fifty Two Week High Change -0.13999987
Fifty Two Week High Change Percent -0.017834378
Fifty Two Week Low 5.1
Fifty Two Week Low Change 2.6100001
Fifty Two Week Low Change Percent 0.51176476
Fifty Two Week Range 5.1 - 7.85
Financial Currency USD
First Trade Date Milliseconds 922,977,000,000
Five Year Avg Dividend Yield 4.78
Float Shares 110,396,503
Forward Eps 0.725
Forward P E 10.634482
Full Exchange Name NasdaqGS
Full Time Employees 604
Gmt Off Set Milliseconds -14,400,000
Governance Epoch Date 1,775,001,600
Gross Margins 0.0
Gross Profits 209,735,008
Has Pre Post Market Data 1
Held Percent Insiders 0.07892
Held Percent Institutions 0.79903
Implied Shares Outstanding 131,438,306
Industry Banks - Regional
Industry Disp Banks - Regional
Industry Key banks-regional
Is Earnings Date Estimate 0
Language en-US
Last Dividend Date 1,770,336,000
Last Dividend Value 0.085
Last Fiscal Year End 1,759,190,400
Last Split Date 1,292,976,000
Last Split Factor 22,637:10000
Long Business Summary Capitol Federal Financial, Inc. operates as the holding company for Capitol Federal Savings Bank that provides various retail banking products and services in the United States. The company offers a range of deposit products, including savings accounts, money market accounts, interest-bearing and non-interest-bearing checking accounts, and certificates of deposit, as well as retirement accounts. It also provides various loan products, such as one- to four-family residential real estate loans, commercial real estate, commercial and industrial, and construction loans, as well as consumer loans, which include home equity loans and lines of credit, home improvement loans, vehicle loans, and loans secured by savings deposits. In addition, the company offers mobile, telephone, and online banking services, as well as bill payment services and mortgage loan; operates a call center; and invests in various securities and mortgage-backed securities. Capitol Federal Financial, Inc. was founded in 1893 and is headquartered in Topeka, Kansas.
Long Name Capitol Federal Financial, Inc.
Market us_market
Market Cap 1,013,389,312
Market State POSTPOST
Max Age 86,400
Message Board Id finmb_399884
Most Recent Quarter 1,767,139,200
Net Income To Common 72,809,000
Next Fiscal Year End 1,790,726,400
Non Diluted Market Cap 960,756,488
Number Of Analyst Opinions 2
Open 7.66
Operating Cashflow 66,876,000
Operating Margins 0.47271
Overall Risk 6
Payout Ratio 0.6071
Phone 785 235 1341
Post Market Change 0.11560011
Post Market Change Percent 1.4993529
Post Market Price 7.8256
Post Market Time 1,776,468,672
Previous Close 7.55
Price Eps Current Year 12.046875
Price Hint 2
Price To Book 0.9420821
Price To Sales Trailing12 Months 4.8317604
Profit Margins 0.34757
Quote Source Name Nasdaq Real Time Price
Quote Type EQUITY
Recommendation Key none
Region US
Regular Market Change 0.16
Regular Market Change Percent 2.1192
Regular Market Day High 7.85
Regular Market Day Low 7.625
Regular Market Day Range 7.625 - 7.85
Regular Market Open 7.66
Regular Market Previous Close 7.55
Regular Market Price 7.71
Regular Market Time 1,776,456,001
Regular Market Volume 1,067,650
Return On Assets 0.0075499997
Return On Equity 0.070489995
Revenue Growth 0.204
Revenue Per Share 1.617
Sand P52 Week Change 0.36506534
Sector Financial Services
Sector Disp Financial Services
Sector Key financial-services
Share Holder Rights Risk 5
Shares Outstanding 127,252,515
Shares Percent Shares Out 0.040799998
Shares Short 5,197,357
Shares Short Previous Month Date 1,772,150,400
Shares Short Prior Month 4,035,174
Short Name Capitol Federal Financial, Inc.
Short Percent Of Float 0.055999998
Short Ratio 5.32
Source Interval 15
State KS
Symbol CFFN
Target High Price 8.0
Target Low Price 7.5
Target Mean Price 7.75
Target Median Price 7.75
Total Cash 233,399,008
Total Cash Per Share 1.834
Total Debt 1,829,913,984
Total Revenue 209,735,008
Tradeable 0
Trailing Annual Dividend Rate 0.34
Trailing Annual Dividend Yield 0.045033112
Trailing Eps 0.57
Trailing P E 13.526316
Trailing Peg Ratio None
Triggerable 1
Two Hundred Day Average 6.6675
Two Hundred Day Average Change 1.0425
Two Hundred Day Average Change Percent 0.15635546
Type Disp Equity
Volume 1,067,650
Website https://capfed.com
Zip 66,603